Money Dashboard Unveils the 3 Steps to Saving During Christmas

Money Dashboard highlights the best ways to save money over the festive period.

2012-11-28

EDINBURGH, SCOTLAND, November 28, 2012 (Press-News.org) Money Dashboard, the free financial software service, has put together some top tips on ways to save money this Christmas and into the New Year.

Christmas is one of the most expensive times of the year. This year Britons will spend around GBP89 billion on Christmas, from food and decorations to presents and travel. Trying to save at this time is therefore an uphill struggle. But Money Dashboard knows it is possible. Through its free online software anyone can take control of their finances. Users of the software can see exactly where their money goes, monitor their spending accordingly and even see how much money will be spare at the end of the month. Past spending patterns are used to predict the future, making saving more straightforward and fundamentally, more doable.

Money Dashboard has three key pieces of advice for budding savers. Here are some of their top tips.

See what you're spending
By monitoring spending people can see exactly where their money goes. With Money Dashboard all information from all accounts can be viewed in graphs, thus making it far easier to monitor, track and keep on top of incomings and outgoings. Monitoring allows people to be aware of their costs. A tough month with lots of outgoings such as December and January can be planned for in advanced and/or dealt with through some belt tightening shortly afterwards.

Make adjustments to help cut costs
By using Money Dashboard's forecasting facility, based on previous months, users can easily see how much they can expect to receive and pay out. If for example a big expenditure is coming up such as Christmas, users can adjust well in advance based on the budgeting model. The Money Dashboard software calculates for you accordingly, showing just how much will be available in the future based on savings and cutbacks now.

Plan ahead to continue saving
Money Dashboards Budget Planner makes saving for big occasions simple. It shows areas that can be reduced by distinguishing between all types of payments and earnings. Its Budget Planner breaks everything down into bite-size, easy-to-read manageable readings so people can take control of their finances.

Website: www.moneydashboard.com

ELSE PRESS RELEASES FROM THIS DATE:

Costen Tax Group Leverages Changes In IRS "Fresh Start" To Help Clients With Tax Troubles

2012-11-28

The IRS recently announced some major changes to the 2008 initiative called "Fresh Start". The new changes will permit a large number of taxpayers who are without a job for longer than 30 days the opportunity to avoid tax penalties. As a result Costen Tax Group can help a greatly increased number of taxpayers. Beginning this year many self-employed and wage earning taxpayers can avoid costly penalties for a late payment of 2011 taxes by submitting an extension and paying their full tax obligation by October 15th 2012. This penalty relief only applies to households ...

Australian Retailer Launches Biggest Ever Costume Sale, This Christmas

2012-11-28

This Friday (30th November), Australian online costume retailer Smiffy's AU will be launching their biggest ever online sales campaign with huge savings of up to 50%, while stock lasts. With the passing of Cyber Monday and Australia's very own Click Frenzy, Smiffy's AU have decided to launch their very own sales campaign which will be the biggest sales push undergone by the company to date. "We're in the last quarter of 2012 and it's evident that will be seeing the best sales since the launch of the company a number of years ago. Our '#SmiffysOzCracker' sales ...

Researchers use shock tube for insight into physics early in blasts

2012-11-27

ALBUQUERQUE, N.M. — Sandia National Laboratories' one-of-a-kind multiphase shock tube began with a hallway conversation that led to what engineer Justin Wagner describes as the only shock tube in the world that can look at how shock waves interact with dense particle fields. The machine is considered multiphase because it can study shock wave propagation through a mixture of gas and solid particles. Shock tubes — machines that generate shock waves without an explosion — have been around for decades. What makes Sandia's unique is its ability to study how densely clustered ...

Brief exercise immediately enhances memory, UCI study finds

2012-11-27

Irvine, Calif., Nov. 26, 2012 — A short burst of moderate exercise enhances the consolidation of memories in both healthy older adults and those with mild cognitive impairment, scientists with UC Irvine's Center for the Neurobiology of Learning & Memory have discovered. Most research has focused on the benefits of a long-term exercise program on overall health and cognitive function with age. But the UCI work is the first to examine the immediate effects of a brief bout of exercise on memory. In their study, UCI postdoctoral scholar Sabrina Segal and neurobiologists ...

New behavioral strategies may help patients learn to better control chronic diseases

2012-11-27

One of the most important health problems in the United States is the failure of patients with chronic diseases to take their medications and do all that is necessary to control their illnesses. In a study published online in the Journal of General Internal Medicine, UCLA researchers and their colleagues suggest that physicians take a serious look at tools and strategies used in behavioral economics and social psychology to help motivate their patients to assert better control over chronic diseases. Breaking large goals into smaller, more manageable parts, for example, ...

USC, Oxford researchers find high fructose corn syrup-global prevalence of diabetes link

2012-11-27

LOS ANGELES AND OXFORD, U.K.— A new study by University of Southern California (USC) and University of Oxford researchers indicates that large amounts of high fructose corn syrup (HFCS) found in national food supplies across the world may be one explanation for the rising global epidemic of type 2 diabetes and resulting higher health care costs. The study reports that countries that use HFCS in their food supply had a 20 percent higher prevalence of diabetes than countries that did not use HFCS. The analysis also revealed that HFCS's association with the "significantly ...

Administrative data set not always best source for number of surgical complications

2012-11-27

Charlottesville, VA (November 27, 2012). Hospital administrative databases, designed to provide general information on hospital stays and associated costs, are frequently used to find information that can lead to quality assessments of care or clinical research. Researchers at the University of California, San Francisco (UCSF) extracted data on hospital readmissions following spine surgery at their institution from an administrative database to assess the clinical relevance of the information and to define clinically relevant predictors of readmission. What they found were ...

Graphene switches: HZB research group makes it to first base

2012-11-27

Now, Helmholtz Centre Berlin's Dr. Andrei Varykhalov, Prof. Dr. Oliver Rader and his team of physicists has taken the first step towards building graphene-based components, in collaboration with physicists from St. Petersburg (Russia), Jülich (Germany) and Harvard (USA). According to their report on 27. November 2012 in Nature Communications (DOI: 10.1038/ncomms2227), they successfully managed to increase the graphene conduction electrons' spin-orbit coupling by a factor of 10,000 – enough to allow them to construct a switch that can be controlled via small electric fields. The ...

Protein injection points to muscular dystrophy treatment

2012-11-27

November 27, 2012 — Ottawa — Scientists have discovered that injecting a novel human protein into muscle affected by Duchenne muscular dystrophy significantly increases its size and strength, findings that could lead to a therapy akin to the use of insulin by diabetics. These results were published today in the Proceedings of the National Academy of Sciences by Dr. Julia von Maltzahn and Dr. Michael Rudnicki, the Ottawa scientist who discovered muscle stem cells in adults. "This is an unprecedented and dramatic restoration in muscle strength," says Dr. Rudnicki, a senior ...

Study finds heavily indebted med students choosing primary care face greater financial challenges

2012-11-27

(Boston) - Researchers at Boston University and the Association of American Medical Colleges (AAMC) have determined that heavily indebted medical students choosing primary care careers will experience difficulty paying their student debt unless they consider alternative strategies to support repayment. These findings appear online in Academic Medicine, the peer-reviewed Journal of the AAMC. Most medical school graduates have education debt and the average amount of education debt is increasing. In 2011, 86 percent had education debt at graduation, averaging $161,290, ...

LAST 30 PRESS RELEASES:

Scientists engineer substrates hostile to bacteria but friendly to cells

New tablet shows promise for the control and elimination of intestinal worms

Project to redesign clinical trials for neurologic conditions for underserved populations funded with $2.9M grant to UTHealth Houston

Menarini Group and Insilico Medicine enter a second exclusive global license agreement for an AI discovered preclinical asset targeting high unmet needs in oncology

Climate fee on food could effectively cut greenhouse gas emissions in agriculture while ensuring a social balance

[Press-News.org] Money Dashboard Unveils the 3 Steps to Saving During Christmas
Money Dashboard highlights the best ways to save money over the festive period.