March 16, 2013 (Press-News.org) As most Florida homeowners can attest to, natural disasters can be extremely unpredictable in the Sunshine State. Whether dealing with torrential rains and hurricanes, or even sinkholes, Florida homeowners can literally encounter Mother Nature's wrath from almost every angle - from both above and below.
Unfortunately, the aftermath of such horrific events can be just as difficult to deal with as the natural disaster itself. For instance, not only do Florida homeowners have to cope with the emotional distress of home damage or lost personal possessions, but also have to start the often arduous process of physically rebuilding portions of their home - a rebuilding process that has its own unique headaches.
For some Florida homeowners, even after reconstruction is complete a whole new set of problems can arise - often in the form of construction defects. However, when construction defects do occur, Florida homeowners generally have to determine what option is most appropriate: submit an insurance claim or file suit against the builder. But before a homeowner makes this important decision, they need to know of the various hurdles each prospective avenue may present.
Construction defects lawsuits in Florida
Florida homeowners may be surprised to learn that they cannot immediately file a lawsuit against their contractor if they subsequently discover construction defects. In fact under Florida law, lawsuits against contractors are not allowed until the homeowner permits the contractor to examine the alleged defect and offer remedial action.
The Florida statute that governs construction defect lawsuits specifically states that a homeowner needs to serve a notice on the contractor at least 60 days before any lawsuit can be initiated. This period increases to 120 days if the lawsuit involves an "association representing more than 20 parcels."
And while there are some limited exceptions that can reduce this waiting period, the notice must be served and must reasonably describe the construction defect and the resulting damages. Following the notice, the contractor is then permitted to examine the defect and propose corrective action, although the homeowner has the option of accepting or rejecting this offer. If the homeowner rejects the offer, a lawsuit can finally be commenced.
Construction defects and insurance
Regrettably, even when homeowners determine their homeowners' insurance policy is their best course of action when dealing with faulty construction, they often experience a whole different series of issues.
For instance, an insurance provider may deny coverage for the particular home repairs - often alleging the circumstances of the insurance claim are not covered by the policy or that the damage falls under an exclusion
Ultimately, there are several problems and pitfalls that Florida homeowners need to be aware of when dealing with home repair or construction defects. Consequently, it is often best to speak with an experienced insurance claims attorney if you are having difficulty dealing with a homeowners' insurance claim or faulty construction.
Article provided by Williams Law Association, P.A.
Visit us at www.floridainsuranceclaimlawyer.com
Who is liable for faulty Florida construction, insurer or contractor?
When construction defects occur, Florida homeowners generally have to determine what remedial option is most appropriate: submit an insurance claim or file suit against the builder.
2013-03-16
ELSE PRESS RELEASES FROM THIS DATE:
Diet or regular? It makes a difference to Michigan drivers after a drink
2013-03-16
A committee within the Michigan legislature is advancing a bill permanently raising the drunk driving intoxication threshold from 0.06 to 0.08 percent blood alcohol concentration (BAC). The action is not surprising since the law is a condition of federal funding for road construction in the state. However, the relatively small law change may have an effect on those who imbibe alcohol mixed with diet pop.
A recent study indicates that a person's intoxication level is significantly higher if a diet soda versus a regular soda is used as a mixer, increasing the risk of a ...
Understanding the collaborative divorce process
2013-03-16
The stereotype that surrounds divorce is the "Kramer vs. Kramer" or "War of the Roses" style break up, a heated, adversarial process that pits one spouse against the other. This notion may make you feel like a peaceful divorce is unattainable. But, all divorces do not have to be adversarial. For those who do not want to seek out and destroy their former partner, the collaborative divorce process is worth considering - especially if you have children or if your finances will have to be intertwined for a period of time after the divorce is over.
Collaborative ...
Compassionate Allowances: A shortcut to Social Security Disability
2013-03-16
Anyone who has filed an application for Social Security Disability benefits knows that the process can take some time. According to the Social Security Administration, it takes three to five months just to receive an initial decision on a disability claim. Should your claim be initially denied, moving through the different levels of appeal can take many more months or even years.
However, since 2008 the Social Security Administration has operated a special process to expedite cases involving those with certain conditions. Known as the Compassionate Allowances initiative, ...
Social Security Administration moves to term "intellectual disability"
2013-03-16
For those who are unable to work due to a disability, Social Security Disability payments provide a much-needed lifeline. Social Security Disability, or SSD, is available to individuals with both physical and mental impairments. With the publication of a new proposed administrative rule, the Social Security Administration hopes to better serve the public by being more sensitive to those suffering from mental disabilities.
All references to "mental retardation" will be changed
More than two years ago, Congress required that the term "intellectual disability" ...
Teen Driving Risks: Out with the Old, in with the New
2013-03-16
A recent study has good news about teen drinking and driving. According to data released recently by the U.S. Centers for Disease Control and Prevention, teen drinking and driving has plummeted by 54 percent nationwide since 1991. Unfortunately, as one risky behavior has decreased, another has popped up. Distracted driving, often from texts, e-mails and smartphones, is on the rise.
Drinking and Driving Down
The CDC study on teen drinking and driving incorporated self-reported data obtained through National Youth Risk Behavior Surveys as well as the results of toxicology ...
Crane Accidents: What Injured Workers and Their Families Need to Know
2013-03-16
Crucial in today's world of construction is moving large and heavy loads, particularly here in New York where construction rarely seems to slow down. Cranes are frequently used to accomplish this task. There are significant safety issues to be considered, both for the operators of cranes, and for those workers in close proximity to them. While cranes are a key part of construction, they can also be extremely destructive and if not operated or maintained properly, serious injuries or death can result. Given the size and power of various types of cranes, the potential for ...
New Bunny Bopping Game for iPhone and Android! Just in Time for Easter
2013-03-16
Bunny Bop transforms the childhood classic whack-a-mole game into a fast and furious frolic through the springtime fields.
Game play is deceptively simple - bops those bunnies on the head as fast as you can, but keep an eye on the carrot supply. If you let one of those pesky bunnies slip away, it will steal a carrot, and you don't want that to happen!
Bunny Bop is fun for all ages, with adorable graphics and addictive music. Start bopping!
Download for iPhone/iPad: https://itunes.apple.com/us/app/smash-vote/id611038484?ls=1&mt=8
Download for Android: https://play.google.com/store/apps/details?id=air.com.mightybits.bunnybopMighty ...
Detroit's Strange Past Comes to Life: Made-in-Detroit Movie "The Ghost of Saint Aubin" Scores National Distribution
2013-03-16
They say truth is stranger than fiction, and Indie filmmaker Alan "Al Profit" Bradley proves that old saying true with his new movie "The Ghost of Saint Aubin". Shot entirely on location in Detroit, the film recently scored national distribution through Green Apple Entertainment.
Saint Aubin is one of Detroit Michigan's oldest streets-and the site of some of the city's bloodiest crimes. "The Ghost of Saint Aubin" weaves incredible true events on Saint Aubin street from the 1800s, 1920s, and 1990s into a fictional tale of love, murder, and ...
Pittasoft Launched Full HD Wi-Fi Dashboard Camera BlackVue Wi-Fi DR500GW-HD
2013-03-16
Pittasoft, a dashboard camera company in Korea, has recently launched a brand-new product - BlackVue Wi-Fi DR500GW-HD dash cam. International sales started January 2013.
BlackVue Wi-Fi DR500GW-HD records smooth Full HD (1920x1080p) video at 30fps. Full HD resolution is necessary to clearly capture license plates of accident participants. Its megapixel lens and 2MP CMOS sensor ensure crisp video quality in both daytime and nighttime. High compression technology allows the recording of more footage on the same capacity SD card.
One more feature of BlackVue Wi-Fi DR500GW-HD ...
The Chamber Orchestra of Philadelphia Announces its 2013 - 2014 Concert Season
2013-03-16
Guest Conductors include James Judd, Matthias Bamert and Conductor Laureate Ignat Solzhenitsyn.
Soloists include HJ Lim, Pablo Sainz Villegas, Miho Saegusa, Catherine Michel, Jeffrey Khaner and Esther Yoo.
A World Premiere Harp Concerto by Grammy-nominated and Academy Award and Golden Globe-winning composer Michel Legrand.
Single tickets as low as $24 in the Perelman Theater.
Season includes a special performance in the Kimmel Center's Verizon Hall with works featuring the Fred J. Cooper Memorial Organ.
A founding resident company of The Kimmel Center for ...
LAST 30 PRESS RELEASES:
Two scientific researchers to receive 2025 Ralph L. Sacco Scholarships for Brain Health
Researchers improve chemical reaction that underpins products from foods to fuels
Texas Tech to develop semiconductor power devices through $6 million grant
Novel genomic screening tool enables precision reverse-engineering of genetic programming in cells
Hot Schrödinger cat states created
How cells repair their power plants
Oxygen is running low in inland waters—and humans are to blame
ACP’s Best Practice Advice addresses use of cannabis, cannabinoids for chronic noncancer pain
Beyond photorespiration: A systematic approach to unlocking enhanced plant productivity
How a small number of mutations can fuel outbreaks of western equine encephalitis virus
Exposure to wildfire smoke linked with worsening mental health conditions
Research uncovers hidden spread of one of the most common hospital-associated infections
Many older adults send their doctors portal messages, but who pays?
Fine particulate matter from 2020 California wildfires and mental health–related emergency department visits
Gender inequity in institutional leadership roles in US academic medical centers
Pancreatic cells ‘remember’ epigenetic precancerous marks without genetic sequence mutations
Rare combination of ovarian tumors found in one patient
AI-driven clinical recommendations may aid physician decision making to improve quality of care
Artificial intelligence has potential to aid physician decisions during virtual urgent care
ACP and Annals of Internal Medicine present breaking scientific news at ACP’s Internal Medicine Meeting 2025
New study reveals polymers with flawed fillers boost heat transfer in plastics
Signs identified that precede sudden arrhythmic death syndrome in young people
Discovery of bacteria's defence against viruses becomes a piece of the puzzle against resistance
Pre-eclampsia is associated with earlier onset and higher incidence of cardiovascular risk factors
Warwick astronomers discover doomed pair of spiralling stars on our cosmic doorstep
Soil conditions significantly increase rainfall in world’s megastorm hotspots
NK cells complexed with bispecific antibody yield high response rates in patients with lymphoma
Planetary health diet and mediterranean diet associated with similar survival and sustainability benefits
Singapore launches national standard to validate antimicrobial disinfectant products
Molecular stool test could improve detection of tuberculosis in adults with HIV
[Press-News.org] Who is liable for faulty Florida construction, insurer or contractor?When construction defects occur, Florida homeowners generally have to determine what remedial option is most appropriate: submit an insurance claim or file suit against the builder.