DALLAS, TX, August 06, 2011 (Press-News.org) Interest rate changes will affect you less with a bond ladder. Here's why:
- If interest rates go down over the next few years, you will already have locked in higher rates--and the current market value of your fixed income portfolio will be rising.
- If interest rates stay the same, you will be earning longer term yields, so your return should exceed what you would be earning if you left your investment short term.
- If interest rates go up, the current market value of your fixed income portfolio will be falling. However, as each rung on the ladder matures, you will have money to invest at higher rates.
We started QuadCap Wealth Management, LLC to focus on a highly personalized comprehensive counseling program that is driven by dedicated personal service. Our firm provides in depth comprehensive financial counseling that covers all areas of your financial affairs, such as employee benefits planning, tax planning and preparation, asset allocation strategies, estate planning and wealth transfer strategies, as well as risk mitigation strategies.
Website: http://www.quadcapwm.com
David Blair, QuadCap Wealth Management, and Bond Ladders IV
David Blair and QuadCap Wealth Management explain the benefits of Bond Ladders (Fourth Part).
2011-08-06
ELSE PRESS RELEASES FROM THIS DATE:
Out of body experience for stem cells may lead to more successful transplants
2011-08-06
New research finds that growing blood stem cells in the laboratory for about a week may help to overcome one of the most difficult roadblocks to successful transplantation, immune rejection. The study, published by Cell Press in the August issue of the journal Cell Stem Cell, may lead to more promising therapeutic strategies for transplanting blood stem cells.
Hematopoietic stem cells (HSCs) are cells that can give rise to all of the different types of blood cells. Transplantation of HSCs has been used to treat leukemia, lymphoma, and other types of cancer, as well as ...
Hormone reduces risk of heart failure from chemotherapy
2011-08-06
Recent studies have shown that the heart contains cardiac stem cells that can contribute to regeneration and healing during disease and aging. However, little is known about the molecules and pathways that regulate these cells. Now, a new study utilizing a heart failure model is providing insight into one way to coax the cardiac stem cells into repairing the damaged heart. The research, published by Cell Press in the August 2011 issue of the journal Cell Stem Cell, finds that low doses of erythropoietin (EPO), a hormone best known for controlling the production of red blood ...
Mutation linked with the absence of fingerprints
2011-08-06
Scientists have identified a mutation that might underlie an extremely rare condition, called "adermatoglyphia," which causes people to be born without any fingerprints. The research, published by Cell Press online August 4th in The American Journal of Human Genetics, not only provides valuable insight into the genetic basis of adermatoglyphia and of typical fingerprint formation but also underscores the usefulness of rare genetic mutations as a tool for investigating unknown aspects of our biology.
Human skin has ridges called dermatoglyphs that are present on the fingers, ...
Novel DNA-sensing pathway in immune response to malaria
2011-08-06
Until very recently, it was unclear why infection with malaria causes fever and, under severe circumstances, an infectious death. Although the parasite has an abundance of potentially toxic molecules, no one knew which ones were responsible for the inflammatory syndrome associated with disease. Now, a new study identifies a novel DNA-sensing mechanism that plays a role in the innate immune response to the parasite that causes malaria. The findings, published online August 4th by Cell Press in the journal Immunity, provide new insight into how the immune system detects ...
East Africa's climate under the spell of El Niño since the last Ice Age
2011-08-06
Floods and droughts in East Africa are often unleashed by far-away events in the tropical Pacific—the warm (El Niño) or cool (La Niña) phases of the El Niño-Southern Oscillation (ENSO). A catastrophic drought is currently wreaking havoc in wide regions of Kenya, Ethiopia, Djibouti and Somalia, affecting food security and putting millions of people in urgent need of assistance. Scientists have attributed the severe drying to La Niña conditions that prevailed from June 2010 to May 2011 in the Pacific.
The waxing and waning of rainfall in eastern tropical Africa in unison ...
David Blair, QuadCap Wealth Management, and Bond Ladders III
2011-08-06
Why Use a Ladder?
It's a Strategy for All Interest Rate Environments. Since a bond ladder enables you to reinvest your assets periodically over time, your portfolio will be less affected by interest rate volatility. This concept is similar to dollar cost averaging in stocks. As bonds come due, you are able to reinvest your principal into bonds of intermediate or longer term maturities, where the yields are higher.We started QuadCap Wealth Management, LLC to focus on a highly personalized comprehensive counseling program that is driven by dedicated personal service. ...
Genetic 'signature' discovered in plaque, possible key to future treatment
2011-08-06
Italian researchers may have identified a genetic "signature" for dangerous plaque that leads to stroke.
Reporting from their study published in Stroke: Journal of the American Heart Association, the researchers said a pattern of five microscopic bits of genetic material called microRNAs (miRNAs) — a genetic "signature" — were present only in the plaque from patients who had experienced a stroke.
This is the first report to suggest that miRNAs may provide an important clue about which plaque in artery walls is the most dangerous.
Plaque is made up of fat, cholesterol, ...
Large variations in Arctic sea ice
2011-08-06
For the last 10,000 years, summer sea ice in the Arctic Ocean has been far from constant. For several thousand years, there was much less sea ice in The Arctic Ocean – probably less than half of current amounts. This is indicated by new findings by the Danish National Research Foundation for Geogenetics at the University of Copenhagen. The results of the study will be published in the journal Science.
Sea ice comes and goes without leaving a record. For this reason, our knowledge about its variations and extent was limited before we had satellite surveillance or observations ...
Screening effort turns up multiple potential anti-malaria compounds
2011-08-06
Researchers at the NIH Chemical Genomics Center, administered by NHGRI, used robotic, ultra-high-throughput screening technology to test more than 2,800 chemical compounds for activity against 61 genetically diverse strains of lab-grown malaria parasites. They found 32 compounds that were highly effective at killing at least 45 of the 61 strains. Ten of these compounds had not previously been reported to have anti-malarial action, and seven were more active at lower concentrations than artemisinin, a widely used malaria drug. All the screened compounds are already registered ...
David Blair, QuadCap Wealth Management, and Bond Ladders II
2011-08-06
Another advantage of using the ladder strategy is that you can customize your ladder to suit your individual investment objectives, such as meeting future funding needs or fulfilling specific income requirements. Investment selection will also take into account such things as your tax liabilities, quality considerations and anticipated future changes in your financial situation.
Ladders are typically built using a variety of the following types of fixed income securities: U.S. Treasury and government agency securities, tax-exempt municipal bonds, corporate bonds, zero-coupon ...
LAST 30 PRESS RELEASES:
Post-LLM era: New horizons for AI with knowledge, collaboration, and co-evolution
“Sloshing” from celestial collisions solves mystery of how galactic clusters stay hot
Children poisoned by the synthetic opioid, fentanyl, has risen in the U.S. – eight years of national data shows
USC researchers observe mice may have a form of first aid
VUMC to develop AI technology for therapeutic antibody discovery
Unlocking the hidden proteome: The role of coding circular RNA in cancer
Advancing lung cancer treatment: Understanding the differences between LUAD and LUSC
Study reveals widening heart disease disparities in the US
The role of ubiquitination in cancer stem cell regulation
New insights into LSD1: a key regulator in disease pathogenesis
Vanderbilt lung transplant establishes new record
Revolutionizing cancer treatment: targeting EZH2 for a new era of precision medicine
Metasurface technology offers a compact way to generate multiphoton entanglement
Effort seeks to increase cancer-gene testing in primary care
Acoustofluidics-based method facilitates intracellular nanoparticle delivery
Sulfur bacteria team up to break down organic substances in the seabed
Stretching spider silk makes it stronger
Earth's orbital rhythms link timing of giant eruptions and climate change
Ammonia build-up kills liver cells but can be prevented using existing drug
New technical guidelines pave the way for widespread adoption of methane-reducing feed additives in dairy and livestock
Eradivir announces Phase 2 human challenge study of EV25 in healthy adults infected with influenza
New study finds that tooth size in Otaria byronia reflects historical shifts in population abundance
nTIDE March 2025 Jobs Report: Employment rate for people with disabilities holds steady at new plateau, despite February dip
Breakthrough cardiac regeneration research offers hope for the treatment of ischemic heart failure
Fluoride in drinking water is associated with impaired childhood cognition
New composite structure boosts polypropylene’s low-temperature toughness
While most Americans strongly support civics education in schools, partisan divide on DEI policies and free speech on college campuses remains
Revolutionizing surface science: Visualization of local dielectric properties of surfaces
LearningEMS: A new framework for electric vehicle energy management
Nearly half of popular tropical plant group related to birds-of-paradise and bananas are threatened with extinction
[Press-News.org] David Blair, QuadCap Wealth Management, and Bond Ladders IVDavid Blair and QuadCap Wealth Management explain the benefits of Bond Ladders (Fourth Part).