SAN DIEGO, CA, November 03, 2011 (Press-News.org) One of the first families to enter Pardee Homes' HomewardBound program is now happily settled into their own, two-story, four bedroom home with the frustrations of earlier attempts at buying a home now a dim memory. Gary and Nicole Spear started their journey with Pardee Homes as unsure, doubtful home shoppers who had experienced frustration and disappointment dealing with home sellers and credit repair companies who were unable to help them.
"We had given up before coming to the HomewardBound program," said Nicole Spear. "We came to Pardee after working with people who did not really want to help us, but Pardee helped us overcome the obstacles to buying a new home by giving us the information we needed to improve our credit. Their team of caring and attentive sales people and lenders were amazing, working hand in hand to make the process quick and easy. We followed their instructions and after the second month we were ready to move forward because our credit rating had improved significantly."
One of the ways that Pardee Homes helps clear the path to homeownership is by providing a free initial credit analysis. With that in hand, a program can be created that may include budgeting assistance, a savings plan, credit enhancement or repair, and if needed, the assistance of eCredit Advisor, an independent, third party advisor who can help the buyer maximize their credit score and correct reported errors. Statistically, buyers who work with eCredit Advisor see a 30 to 80 point increase in their FICO score in a span of two to five months; with a three-cycle program there is currently an average increase of 64 points on a mid-credit score. The Spears credit rating improved more than 40 points after working with Pardee, enabling them to qualify to purchase a home at LivingSmart Homes in Lake Elsinore.
"If someone else out there is looking for a home I would definitely refer them to Pardee Homes," said Spear. "The Homeward Bound program is amazing, and so is our new home."
"Obstacles like poor credit, no credit, foreclosures, high debt ratios and an inconsistent employment history are hurdles that can put the dream of home ownership just out of reach," said Gary Probert, Vice President of Sales for Pardee Homes. "These types of obstacles can make it difficult to qualify for a loan, but there are solutions, and one way is to participate in Pardee's HomewardBound program. This is a free program available for Pardee Homes' homebuyers and can be easily put into action by going to our website at www.pardeehomes.com/homeward-bound/ or calling our online sales counselor at (858) 342-8797."
Celebrating 90 years in the homebuilding business, Pardee Homes builds new homes and communities for first-time through luxury homebuyers. It was among the first to embrace master planned community concepts, green homebuilding measures, environmentally sensitive development practices and customer-focused processes for new home purchase.
In the Inland Empire, Pardee Homes currently has one new home neighborhood offering single-family detached homes for sale in Beaumont--LivingSmart Homes at Tournament Hills, and two in master-planned Canyon Hills in Lake Elsinore--Silverthorne and LivingSmart Homes.
LivingSmart Homes are priced from the high $100,000s at Tournament Hills, which features gated, golf-course living and a scenic lake, walking trails and an elementary school. Canyon Hills in Lake Elsinore is a recreation-oriented community with two private recreation centers with swimming pools, tot lots and open space, plus a public park with tennis courts, nearby schools and convenient shopping. Pricing for new homes in this community are from the high $100,000s at LivingSmart Homes and from the low $200,000s at Silverthorne.
For more information visit www.pardeehomes.com.
First-Time Homebuyers Overcome Credit Obstacles; Purchase New Home with Pardee's HomewardBound Program
Pardee Homes' HomewardBound program helped first-time buyers Gary and Nicole Spear overcome poor credit enabling them to buy a two-story, four bedroom home with 2,315 square feet at LivingSmart Homes in master-planned Canyon Hills in Lake Elsinore.
2011-11-03
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[Press-News.org] First-Time Homebuyers Overcome Credit Obstacles; Purchase New Home with Pardee's HomewardBound ProgramPardee Homes' HomewardBound program helped first-time buyers Gary and Nicole Spear overcome poor credit enabling them to buy a two-story, four bedroom home with 2,315 square feet at LivingSmart Homes in master-planned Canyon Hills in Lake Elsinore.