Many of those filing for bankruptcy cite divorce as the primary reason for the filing. Divorce can be costly for a variety of reasons. Typically, a divorce involves one household splitting into two, which means two rent or mortgage payments as well as the loss of other economic efficiencies of marriage. Considering court costs and similar expenses, the divorce process itself can cause a certain amount of financial hardship. After the divorce, one spouse may be strained by alimony or child support payments. Debt issues during the marriage may have even been a sources f marital ...

After a three-year rise in the number of pedestrian deaths, a recent report from the Governors' Highway Safety Association revealed that deaths were down by 9 percent in the first six months of 2013 across the nation. Unfortunately, while California saw a big drop in deaths overall, areas of Santa Clara County are experiencing a sharp increase. San Jose saw the highest numbers of pedestrian accident deaths in two decades last year, per a news report in the San Jose Mercury News. Over two-thirds of all traffic fatalities in the city -- 26 out of 39 --were pedestrian and ...

Going out for drinks is a favorite pastime of many residents of Columbia, South Carolina because drinking is a highly social activity. Both men and women use it as a way to connect with others and even to relax after a long day at work. However, because drinking is oftentimes associated with fun, it can be difficult to keep track of how many drinks have been consumed and then try to drive home with a blood alcohol content level above the legal limit. Contributing factors to female DUIs While both men and women are subject to getting pulled over after a night out with ...

It is commonly known that drunk drivers pose a significant danger to other motorists. Most people assume that it takes a blood alcohol content (BAC) at or above the legal limit of .08 percent before a driver is intoxicated enough to become a threat. However, this is not the case according to a new study from the University of California, San Diego, which found that even those with a low BAC are at a much greater risk of being in a fatal car accident. The study, recently published in Injury Prevention, analyzed 570,731 fatal car accidents that took place between 1994 ...

On March 25, 2014, the director of the Consumer Financial Protection Bureau, the federal agency responsible for enforcing federal consumer laws and regulations, visited Nashville to hold a hearing about the payday lending industry. The CFPB is turning its attention to payday lenders, and considering possible regulations for the industry, given the detrimental effect that these loans can have on the financial situations of consumers in Tennessee and the rest of the U.S. Many of these lenders are guilty of abusive lending practices that cause a great deal of harm to consumers. Abusive ...

Open enrollment is now available for Summer Term classes at CSU San Marcos which incorporates over 100 courses in a wide range of fields and disciplines. Students from other colleges and universities, qualified high school seniors, and community members can register for classes in everything from chemistry to women's studies. Credits from CSUSM Summer Term courses are fully transferrable to other academic institutions. For students already enrolled at CSUSM, and for high school or community college students who may be interested in CSUSM, up to 24 units taken as a non-matriculated ...

For over twenty-five years Richard Orlando, Ph.D. has worked with financially successful individuals and families. As the founder and CEO of Legacy Capitals, he is a trusted advisor, educator and coach to some of the world's wealthiest families, including entrepreneurs, corporate executives, and professional athletes. Whether wealth is created or inherited, large or modest, families need a master plan to protect their legacy, and Richard Orlando is an expert at helping design them. Orlando knows that your legacy is how you live, not just what you leave. He helps his ...

Advice & Management Managing Partner Gerald de Woot de Trixhe has been recognized for showing dedication, leadership and excellence in business management. Advice & Management is a business consultancy that specializes in transition management and business coaching services. As managing partner, Mr. de Woot de Trixhe focuses on strategic thinking, Coaching business leaders and implementing transformations or turnaround for his clients. Mr. de Woot de Trixhe has 25 years of experience in management, including 10 years as a managing partner for Advice & ...

Asciano Ltd Group Treasurer Joanna M. Wakefield has been recognized for showing dedication, leadership and excellence in finance. Ms. Wakefield has 19 years of experience in finance, with two years as group treasurer for Asciano Ltd. There, she lends her expertise in strategic planning and new markets to the company. Asciano Ltd is a transport and logistics company that provides logistics services, specializing in container and bulk distribution with items such as coal. Ms. Wakefield became involved in the finance industry after starting her career as an accounts ...

More users than ever are accessing commercial real estate websites from a Smartphone or other mobile device, according to a new study from inMotion Real Estate Media. Moreover, this reflects an ongoing upwards trend which past statistics and future predictions indicate shows no sign of stopping. 46% more site visits came from mobile devices in 2013 than 2012, according to the study, which reports that more than one in eight visits to commercial real estate websites come from a mobile device. Furthermore, this statistic is part of a continued curve - in 2011, mobile ...

AmeriQuest Transportation Services, a leading provider of fleet management services, today announced it grew its Financial Services Division Leasing volume by 20% in 2013. The 2013 volume of business was $157.9 million, up from $132.2 million the previous year. By more effectively managing customers' fleet asset lifecycles through its proprietary Total Cost of Ownership analysis, AmeriQuest routinely increases a fleet's productivity and lowers overall operating costs by 15-20%. "We design specific financial products for each of our customers' unique operations, which ...

Hot on the heels of their latest success, Amazon Retailer Life Made Better has today introduced the newest longboard from their TNG lighted boards series. In conjunction with "the leader in lighted skateboard manufacturing", Life Made Better lives up to their name once again by providing a superior lighted board that improves both the quality and safety of the nighttime riding experience. Sporting a super strong 9 ply maple deck with a sick detailed graphic underneath, the Rasta 420 Pintail is THE ultimate board for anyone looking to skate in comfort and style. Equipped ...

Mattia Fiumani speaks four languages (English, French, Italian and German), received his Master's Degree in Architecture, has lived in Italy, Australia, Scotland, Fiji, Switzerland, Cairo, Berlin, and New York before moving to Los Angeles. Mattia is an internationally known director and producer that is making waves in the entertainment industry. He may be new to this town, but he's not new to directing and producing. In 2009, he directed "27 Down" (which was released in 2013), a project that was selected by Radiance Institute in Berlin last summer, and in 2010 he directed ...

Romance novelist, Morgan Parker, has a lot to smile about. With two novels due for release between now and June 1, Mr. Parker has also seen his biggest release of 2013 voted to the top spot on the Funniest, Sexiest Books of 2013 list by readers and fans at goodreads.com, the world's largest site for readers and book recommendations. Achieving the top spot ahead of USA Today best-selling author Alice Clayton, and New York Times best-selling author Emma Chase (both of which are sold by Simon & Schuster Digital Sales) has come as a surprise to Mr. Parker, who writes ...

A new breed of career search tool has been launched by the team at tech startup Caroar. They're taking a novel approach to finding us a great career and work lifestyle by analysing real career data from thousands of users. Intelligent algorithms match common points in the user's career with those who have managed to achieve the kind of rewarding and satisfying jobs so many of us are looking for. Whether it be an eye-watering salary, great flexibility, lending a helping hand or jet-setting around the world, the web app returns a list of possible paths to a new career. The ...

All Boxed Up, LLC, manufacturer of custom-created and patterned boxes for nearly any application, has announced the launch of its new website. Aptly located at www.allboxedup.com, the revamped web portal is a vibrant showcase of everything All Boxed Up has to offer. Making the company unique, beyond the fact that they manufacture whatever they sell, are the creative custom designs they put together. With dazzling colors and all products made of strong, durable corrugated materials in All Boxed Up's Flower Mound, Texas facility, the company has remained dedicated to make ...

ANN ARBOR, Mich. — A record number of elderly people are completing living wills to guide end-of-life medical treatments – up from 47 percent in 2000 to 72 percent in 2010 – according to new research from the University of Michigan and the Veterans Affairs Ann Arbor Healthcare System. However, even with nearly double the number of people completing advance directives – which may specify preferences for surrogate decision makers and life-support treatment – there was little difference in hospitalization rates or deaths in the hospital, says the study that appears in the ...

SAN FRANCISCO -- Despite knowing that buying life experiences will make them happier than buying material items, shoppers might continue to spend money on the latter because they mistakenly believe items are a better value, according to a San Francisco State University study published today. That belief, however, isn't accurate. Those surveyed after making a purchase rated life experiences both making them happier and as a better use of their money, indicating many are sacrificing their well-being for a sense of value that never materializes. The study is one of the ...

NEW YORK, NY (March, 2014) – A new study published in the American Journal of Hypertension finds evidence that the average daily sodium intake of most Americans is actually associated with better health outcomes than intake levels currently recommended by the CDC and major health departments, which are now being viewed by many in the scientific community as excessively and unrealistically low. The study, "Compared With Usual Sodium Intake, Low-and Excessive-Sodium Diets Are Associated With Increased Mortality: A Meta-Analysis," concluded that 2,645 – 4,945 mg of sodium ...

Pinecone or pine nut? Friend or foe? Distinguishing between the two requires that we pay special attention to the telltale characteristics of each. And as it turns out, us humans aren't the only ones up to the task. According to researchers at the University of Iowa, pigeons share our ability to place everyday things in categories. And, like people, they can hone in on visual information that is new or important and dismiss what is not. "The basic concept at play is selective attention. That is, in a complex world, with its booming, buzzing confusion, we don't attend ...

To speed up reproduction, there's no substitute for the tender touch of a live cockroach. That's the major takeaway from a North Carolina State University study examining whether artificial antennae – in this case, duck feathers – can mimic a cockroach antenna's capacity to hasten reproduction in cockroach females. Female cockroaches that get "touched" – by other female cockroaches and, under certain conditions, even by duck feathers that mimic roach antennae – reproduce faster than female roaches that live in isolation or without tactile stimulation. ...

Charred grains of barley, millet and wheat deposited nearly 5,000 years ago at campsites in the high plains of Kazakhstan show that nomadic sheepherders played a surprisingly important role in the early spread of domesticated crops throughout a mountainous east-west corridor along the historic Silk Road, suggests new research from Washington University in St. Louis. "Our findings indicate that ancient nomadic pastoralists were key players in an east-west network that linked innovations and commodities between present-day China and southwest Asia," said study co-author ...

ANN ARBOR—Nearly 4 million children under 5 die from vaccine-preventable diseases worldwide each year, and two University of Michigan doctoral ecology students are working to change that. By taking into account seasonal fluctuations in birth rates, massive vaccination campaigns in the developing world could inoculate more unprotected infants and significantly reduce the number of deaths from diseases like measles, according to Micaela Martinez-Bakker and Kevin Bakker of the U-M Department of Ecology and Evolutionary Biology. "If you have lots of kindling, you can have ...

Care of patients with heart failure in the UK is inadequate and has not changed in a decade, according to new research published in BMJ Open. The findings by a team at Durham University and Darlington Memorial Hospital - and funded by national charity Heart Research UK - highlight inadequacies in heart failure care as well as an uncoordinated approach to diagnosis and management of the condition between primary and secondary care clinicians. The research showed that clinicians are uncertain about how to diagnose different types of heart failure and about who has overall ...

The extreme cold weather observed across Europe and the east coast of the US in recent winters could be partly down to natural, long-term variations in sea surface temperatures, according to a new study published today. Researchers from the University of California Irvine have shown that a phenomenon known as the Atlantic Multidecadal Oscillation (AMO)—a natural pattern of variation in North Atlantic sea surface temperatures that switches between a positive and negative phase every 60-70 years—can affect an atmospheric circulation pattern, known as the North Atlantic ...