MARLTON, NJ, September 15, 2012 (Press-News.org) John G. Nettleton, a Certified College Planning Specialist and Pay For College 123 have developed Student Loan Awareness Project (S.L.A.P). as a vaccine for the student loan epidemic. Most families don't recognize the signs of student loan debt until it is too late, usually when the first repayment is due. S.L.A.P. works quickly by educating both parents and students about the deadly consequences of student loans and how to avoid them.
S.L.A.P. goes to work on four main areas of the epidemic. First, parents don't know the rules on how to pay a lower "wholesale" price for college, so instead they just follow the crowd, getting infected with student loan debt. Second, emotions have clouded parents' thinking. They don't want to disappoint their child and feel guilty for not having saved enough money for college. Third, the child has no real world financial experience and yet they are making $200,000 decisions that stricken the family's financial well-being for the long-term. And finally, families are chasing after "bumper sticker" colleges instead of focusing on a college that is a good fit for the student.
Mr. Nettleton, author of the book How to Avoid the 21 DEADLIEST Sins Parents Commit in Planning for College stated "The epidemic is widening as student loan debt now tops One Trillion Dollars. And one out of ten students who entered repayment in 2009 was in default by 2011. Families rely on the government to do something, but their actions so far are like an EMT trying to put a band aid on a gunshot victim. The real victims are the students who end up with a life sentence in student loan debt. Their rallying cry across America is "Why didn't anyone tell me?"
To help families do-it-themselves, but without going it alone, S.L.A.P. is releasing four free videos. Parents can get the first free video entitled "It's NOT Your Fault!" at www.PayForCollege123.com. John G. Nettleton is president of College Financial Network, Inc. T/A Pay For College 123.
Contact:
John G. Nettleton, CPA CFP(R) CCPS
john@PayForCollege123.com
www.PayForCollege123.com
(856) 985-3500
Pay For College 123 helps families pay for college without ending up with a Life Sentence in Student Loan Debt. For more information visit www.PayForCollege123.com.
College Planner Shares Vaccine for the Student Loan Epidemic
John G. Nettleton, a Certified College Planning Specialist and Pay For College 123 have developed Student Loan Awareness Project (S.L.A.P). as a vaccine for the student loan epidemic, helping families avoid a Life Sentence is student loan debt.
2012-09-15
ELSE PRESS RELEASES FROM THIS DATE:
PinkyThumb.com, an Online Fashion Jewelry Boutique Launches!
2012-09-15
PinkyThumb.com was created to provide a wide range of high quality, trendy, and unique fashion jewelry and accessories at affordable prices. The e-commerce website was launched on August 2012 with the premise that there is an incredible need for fun, trendy, and affordable fashion jewelry within the industry.
PinkyThumb.com is an online fashion jewelry online destination created for the young, fashionable woman who likes to keep up with the latest trend while maintaining her own unique style. PinkyThumb.com is for women who love to mix different jewelry pieces to create ...
Study reveals how common gene mutation affects kids with autism spectrum disorders
2012-09-14
Over the past decade, researchers have made great strides in identifying genes that lead to an increased risk of autism spectrum disorders (ASD), which result in a continuum of social deficits, communication difficulties and cognitive delays. But it's still critical to determine how exactly these genetic risk factors impact the brain's structure and function so that better treatments and interventions can be developed.
This led researchers at UCLA to look more closely at one particular culprit that's known to cause a susceptibility to ASD — a genetic variant, or mutation, ...
Study: Gingko biloba does not improve cognition in MS patients
2012-09-14
PORTLAND, Ore. – Many people with multiple sclerosis for years have taken the natural supplement Gingko biloba, believing it helps them with cognitive problems associated with the disease.
But the science now says otherwise. A new study published in the journal Neurology says Gingko biloba does not improve cognitive performance in people with multiple sclerosis. The research was published in the Sept. 5, 2012, issue of Neurology, the medical journal of the American Academy of Neurology.
The current study was a more extensive look at the question after a smaller 2005 ...
Water quality study shows need for testing at state migrant camps
2012-09-14
WINSTON-SALEM, N.C. – Sept. 13, 2012 – The drinking water at one-third of migrant farmworker camps in eastern North Carolina failed to meet state quality standards, according to a new study from Wake Forest Baptist Medical Center.
"Testing drinking water is vital to protect the public from serious diseases," said lead author Werner E. Bischoff, M.D., Ph.D., health system epidemiologist at Wake Forest Baptist. "Contaminated water puts the health of the workers who drink it at risk. It also puts the health of the surrounding community at risk because they may be drinking ...
Healthy outlook leads to a healthy lifestyle: study
2012-09-14
Researchers from the Melbourne Institute of Applied Economic and Social Research analysed data on the diet, exercise and personality type of more than 7000 people.
The study found those who believe their life can be changed by their own actions ate healthier food, exercised more, smoked less and avoided binge drinking.
Professor Deborah Cobb-Clark, Director of the Melbourne Institute of Applied Economic and Social Research, said those who have a greater faith in 'luck' or 'fate' are more likely to live an unhealthy life.
"Our research shows a direct link between the ...
X-rays unravel mysterious degradation of a Van Gogh painting
2012-09-14
Hamburg / Grenoble 14 September 2012 (jointly released by the ESRF and DESY): With a sophisticated X-ray analysis scientists have identified why parts of the Van Gogh painting "Flowers in a blue vase" have changed colour over time: a supposedly protective varnish applied after the master's death has made some bright yellow flowers turn to an orange-grey colour. The origin of this alteration is a hitherto unknown degradation process at the interface between paint and varnish, which studies at the European Synchrotron Radiation Facility ESRF in Grenoble (France) and at Deutsches ...
Scripps Research Institute scientists show protein linked to hunger also implicated in alcoholism
2012-09-14
LA JOLLA, CA – Researchers at The Scripps Research Institute have found new links between a protein that controls our urge to eat and brain cells involved in the development of alcoholism. The discovery points to new possibilities for designing drugs to treat alcoholism and other addictions.
The new study, published online ahead of print by the journal Neuropsychopharmacology, focuses on the peptide ghrelin, which is known to stimulate eating.
"This is the first study to characterize the effects of ghrelin on neurons in a brain region called the central nucleus of the ...
Roman military camp dating back to conquest of Gaul throws light on part of world history
2012-09-14
In the vicinity of Hermeskeil, a small town some 30 kilometers southeast of the city of Trier in the Hunsrueck region in the German federal state of Rhineland-Palatinate, archaeologists from Johannes Gutenberg University Mainz (JGU) have confirmed the location of the oldest Roman military fortification known in Germany to date. These findings shed new light on the Roman conquest of Gaul. The camp was presumably built during Julius Caesars' Gallic War in the late 50s B.C. Nearby lies a late Celtic settlement with monumental fortifications known as the "Hunnenring" or "Circle ...
Learning faster with neurodegenerative disease
2012-09-14
People who bear the genetic mutation for Huntington's disease learn faster than healthy people. The more pronounced the mutation was, the more quickly they learned. This is reported by researchers from the Ruhr-Universität Bochum and from Dortmund in the journal Current Biology. The team has thus demonstrated for the first time that neurodegenerative diseases can go hand in hand with increased learning efficiency. "It is possible that the same mechanisms that lead to the degenerative changes in the central nervous system also cause the considerably better learning efficiency" ...
Whole-genome scan helps select best treatment for childhood cancer
2012-09-14
A whole-genome scan to identify large-scale chromosomal damage can help doctors choose the best treatment option for children with neuroblastoma, one of the most common types of childhood cancer, finds an international collaboration jointly led by The Institute of Cancer Research, London.
The researchers called for all children diagnosed with neuroblastoma worldwide to have a whole-genome scan as a standard part of their treatment.
Neuroblastoma, a cancer of the developing nervous system, is sometimes very treatable but other forms are highly aggressive, making the ...
LAST 30 PRESS RELEASES:
Study: ‘Sustainable intensification’ on the farm reduces soil nitrate losses, maintains crop yields
A closer look at severe tricuspid regurgitation in AFMR patients
Watching nature scenes can reduce pain, new study shows
Scientists from IOCB Prague are on track of finding a treatment for autoimmune hair loss
Literary theorist Gayatri Chakravorty Spivak named 2025 Holberg Prize Laureate
The relationship between gut microbiota, immunoglobulin A, and vaccine efficacy
Advancing sorghum science: drought-resilient crop for Spain's agricultural future
Round up, just below, or precise amount? Choosing the final price of a product may be just a cultural thing
Improving rehabilitation after spinal cord injury using a small compound oral drug
The long wait for bees to return to restored grasslands
For Nairobi’s informal settlements, diverse school lunches make a big difference
Why it’s good to be nostalgic – an international study suggests you may have more close friends!
New antibody reduces tumor growth in treatment-resistant breast and ovarian cancers
Violent supernovae 'triggered at least two Earth extinctions'
Over 1.2 million medical device side-effect reports not submitted within legal timeframe
An easy-to-apply gel prevents abdominal adhesions in animals in Stanford Medicine study
A path to safer, high-energy electric vehicle batteries
openRxiv launch to sustain and expand preprint sharing in life and health sciences
“Overlooked” scrub typhus may affect 1 in 10 in rural India, and be a leading cause of hospitalisations for fever
Vocal changes in birds may predict age-related disorders in people, study finds
Spotiphy integrative analysis tool turns spatial RNA sequencing into imager
Dynamic acoustics of hand clapping, elucidated
AAN, AES and EFA issue position statement on seizures and driving safety
Do brain changes remain after recovery from concussion?
Want to climb the leadership ladder? Try debate training
No countries on track to meet all 17 UN Sustainable Development Goals
Robotics and spinal stimulation restore movement in paralysis
China discovers terrestrial "Life oasis" from end-Permian mass extinction period
Poor sleep may fuel conspiracy beliefs, according to new research
Adolescent boys who experience violence have up to 8 times the odds of perpetrating physical and sexual intimate partner violence that same day, per South African study collecting real-time data over
[Press-News.org] College Planner Shares Vaccine for the Student Loan EpidemicJohn G. Nettleton, a Certified College Planning Specialist and Pay For College 123 have developed Student Loan Awareness Project (S.L.A.P). as a vaccine for the student loan epidemic, helping families avoid a Life Sentence is student loan debt.