COSTA MESA, CA, March 28, 2013 (Press-News.org) Bankruptcy is a federal court process designed to help individuals and businesses eliminate their debts or repay them under the protection of the bankruptcy court.
Bankruptcies can generally be described as liquidation or reorganization. Under a liquidation bankruptcy (Chapter 7), a claimant files to eliminate debt through the bankruptcy court. Under a business reorganization (Chapter 11) or a consumer payment plan (Chapter 13) a debtor files a plan with the bankruptcy court proposing full or partial repayment to creditors.
Chapter 7 cases are commonly referred to as straight bankruptcy or liquidation cases, and may be filed by an individual, corporation, or a partnership. A Chapter 7 bankruptcy case does not involve the filing of a plan of repayment as in Chapter 13. Instead, the bankruptcy trustee gathers and sells the debtor's nonexempt assets and uses the proceeds of such assets to pay holders of claims (creditors) in accordance with the provisions of the Bankruptcy Code.
Part of the debtor's property may be subject to liens and mortgages that pledge the property to other creditors. In addition, the Bankruptcy Code will allow the debtor to keep certain "exempt" property; but a trustee will liquidate the debtor's remaining assets. Accordingly, potential debtors should realize that the filing of a petition under Chapter 7 may result in the loss of property.
If you, or someone you know is drowning in debt, or facing foreclosure, and is in need of an Orange County Chapter 7 bankruptcy attorney, please contact the Law Office of Andrew S. Bisom. or visit our websites;
http://www.andrewsbisom.com or http://www.orangecountychapter7.com
695 Town Center Drive, Suite 700
Costa Mesa, CA 92626
Phone: 714-384-6440
Orange County Chapter 7 Bankruptcy Attorney, Andrew Bisom Helps Individuals Who Are Facing Financial Difficulties Find Solutions. Andy's Knowledge Of Bankruptcy Laws Ensures a Successful Outcome
Every year, more than 1,000,000 Americans file for protection under federal bankruptcy laws. Bankruptcy is designed as a legal option to help resolve such a crisis and act as a financial life preserver for those drowning in debt.
2013-03-28
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[Press-News.org] Orange County Chapter 7 Bankruptcy Attorney, Andrew Bisom Helps Individuals Who Are Facing Financial Difficulties Find Solutions. Andy's Knowledge Of Bankruptcy Laws Ensures a Successful OutcomeEvery year, more than 1,000,000 Americans file for protection under federal bankruptcy laws. Bankruptcy is designed as a legal option to help resolve such a crisis and act as a financial life preserver for those drowning in debt.