iFreedom Direct Corporation, a dedicated government-backed lender, is now offering FHA Streamline refinancing based on the new reduced mortgage insurance rates announced by the Department of Housing and Urban Development (HUD) on March 6, 2012. The price reductions take effect June 11, 2012 for current FHA borrowers whose loans were endorsed on or before May 31, 2009. The top-ranked mortgage company will feature a reduced upfront mortgage insurance premium (UFMIP) of just .01% and an annual premium of .55% for certain FHA Streamline refinance loans. Reduced mortgage ...

DARIEN, IL – A small study of Toronto college students is shedding light on a contributing factor of insomnia that might be hard to admit – an adult fear of the dark. Nearly half of the students who reported having poor sleep also reported a fear of the dark. Researchers confirmed this objectively by measuring blink responses to sudden noise bursts in light and dark surroundings. Good sleepers became accustomed to the noise bursts but the poor sleepers grew more anticipatory when the lights were down. "The poor sleepers were more easily startled in the dark compared ...

Leading men's health organizations and experts from around the world are coming together to bring awareness to the health and well-being of men and boys during International Men's Health Week. Celebrated each June, organizations, healthcare professionals, media, policy makers and individuals host activities and promote physical, social, and psychological health in men, boys, and their families during this week. This year men's health leaders will be meeting on Thursday, June 14 and Friday, June 15 for "Gender and Health through Life", a two-day conference in Copenhagen, ...

PROVIDENCE, R.I. [Brown University] — In April 2009, the world took notice as reports surfaced of a virus in Mexico that had mutated from pigs and was being passed from human to human. The H1N1 "swine flu," as the virus was named, circulated worldwide, killing more than 18,000 people, according to the World Health Organization. The Centers for Disease Control and Prevention in the United States said it was the first global pandemic in more than four decades. Swine flu will not be the last viral mutation to cause a worldwide stir. One way to contain the next outbreak is ...

Limited Edition is an innovative new trade show set to shake up the high-end travel industry and is dedicated to the thriving contemporary travel market. Present will be a curated selection of the world's hottest, on-trend, original, high-end travel suppliers and the world's most productive travel trade buyers (leisure, media/entertainment, business, corporate and MICE) who have exclusive connections with the 'Creative Class' - a new generation of lifestyle tastemakers travelling in a way which is more innovative and sophisticated. The Guest List of exhibitors will include: Art ...

Athletes for Education (AFE) will host their 7h Annual Celebrity Golf Classic with "After Party" on Friday, June 15, 2012 to benefit youth programs throughout San Diego County. The golf tournament includes a Kennedy's Karne lunch and a dinner with entertainment, opportunity drawing and live/silent auction from 6:00 to 9:00 pm at the Maderas Golf Club located at 17750 Old Coach Road in Poway (registration begins at 10:30 am with a shotgun start at 12:30 pm). Competitions include male and female longest drive and closest to the pin challenges. Surgery One is sponsoring ...

The North Star Group, Inc. 501(c)(3) Plans to recognize military children in the Armed Forces Pacific Region Okinawa for their dedication to reading and education this by hosting a prize drawing August 15, 2012! The North Star Group, Inc. 501(c)(3) is one of thousands of organizations that have joined forces to support military children and families globally. NSG is a proud recipient of the Presidential Service Awards for volunteer service. The North Star Group is promoting CHILDREN READING SUMMER.2012. Let's take kids summer reading seriously and make it fun! Any ...

Fast Forward Academy, a progressive educational training company, recently launched a free iOS app to assist tax professionals taking its courses for CPA exams and other continuing education credit courses. The app, available for download in the iTunes store, helps tie together the company's live webinars, physical study guides and online training, allowing participants to access CPA course review and other study materials on their mobile devices. The Fast Forward Academy iOS app allows students to access online tools and download free study guides (PDF) and CPA course ...

Women are the most common victims of bullying and the biggest influences in raising the next generation. A mother has the opportunity to teach and become a positive role model - but first she must learn herself. Women need to learn to overcome their challenges and dependency and climb their ladder to empowerment and life mastery. With women being the biggest group of book readers and 10 million books sold globally for Eat Pray Love, it shows females are searching for inspiration to succeed. This new book: The Success Attitude - Haunting Messages Guiding Us...does it. A ...

Hospital administrators are concerned about how the Patient Protection and Affordable Healthcare Act will affect their balance sheets. According to a recent American College of Healthcare Executives (ACHE) survey, more than two-thirds of hospital chief executives see financial challenges as their organization's most serious problem.No wonder hospital administrators, staff and caregivers are teaming up to manage costs without taking their eyes off healthcare's other bottom line âEUR" providing an environment of care that contributes to positive patient outcomes. To ...

ICIS, the independent global market intelligence provider for the chemical, energy and fertilizer industries, has launched a new weekly Asia polyacetal (POM) pricing report. The report provides weekly pricing information for China's import prices as well as other northeast Asian countries' export prices. In addition, a short-term market outlook is also available to ensure you get an overall overview of the POM market in Asia, enabling you to anticipate price and market movements. Demand for POM in Asia is increasing as a result of growth in the automotive and electric/electronic ...

Immediate registration is available through our website at http://www.CertifiedForensicLoanAuditors.com or phone our offices: 888-758-CFLA (2352). Training Summary Date: Saturday, June 30, 2012 Time: 8:30 a.m. - 5:00 p.m. Location: TBA Room: Classroom style Continuing Legal Education Credits: 7 hours (no ethics) Included: Continental Breakfast, Morning and Afternoon Break of Coffee/Tea/Soft Drink/Bottled Water Service. Lunch on own. Seminar Speaker Divina K. Westerfield, Esq. Westerfield & Associates, Managing Attorney, Indianapolis Office National ...

To keep up with the ongoing changes on the World Wide Web, Soft Solutions Limited has released a new version of its press release submission software called News Publisher. One of the press release sites on the internet that has changed recently is PressExposure.com. News Publisher has been updated to once again post press releases on this site. News Publisher was also updated for this site in the previous release to account for PressExposure.com adding a CAPTCHA field and processing. A second press release site that has been updated recently is OnlinePRNews.com. ...

Oldies But Goodies Cocker Spaniel Rescue, an animal charity in Newington, VA, won the $3000 grand prize grant and a portable pet waste station from Doody Calls (approximately $250 in value) in the Metro DC Dog Blog's Bark Your Piece! essay contest. Beth Bauer submitted the essay "It's All About Respect" and received 2,186 online votes for the entry. The third annual essay competition brought attention to responsible dog ownership and the importance of properly disposing of animal waste not only as part of caring for dogs responsibly but also to protect local waterways. Learn ...

Tulsa, Oklahoma's rising music star Sincere Grant has taken one step closer to international stardom by giving fans around the world an exclusive viral visual look at his new music video for fans worldwide via the internet for his hit single "Looking Like A Model". (Click Here To View: http://youtu.be/ac0uc2M-sps) Sincere Grant's smash single "Looking Like A Model" has been getting heard and requested by urban music lovers and fans in the U.S. and even Overseas. This hot new single and now with the new viral video on YouTube is creating a buzz that ...

A new day is dawning at HCMM Inc. of suburban Cincinnati, a rebirth campaign to restore 60 lost jobs at the former Huntington Copper Moody Maguire, now officially known as HCMM Inc. (http://www.hcmminc.com). Owned and operated by CEO Julie Maguire, HCMM Inc. is a proven player in a highly competitive biz - management consulting - armed with the most powerful tool in the U.S. marketplace: an A+ rating from the Better Business Bureau. "We are a boutique, high-quality management consulting company that still offers the best assemblage of advice for accounting, inventory ...

The Autism Spectrum Disorder Foundation (www.autismspectrumdisorderfoundation.org), a national organization that provides direct support for families living with autism, funds the holiday gift card programs of five partner organizations dedicated to helping children and young adults diagnosed with an autism spectrum disorder. The Autism Spectrum Disorder Foundation donated a total of $26,000 in Target and Walmart gift cards during the 2011 holiday season. Each $500 gift card helped 52 families have a joyous and unforgettable holiday as part of the Parker Autism Foundation ...

In the Digital Age It Is Much Tougher to Hide Assets in Divorce When it comes to property division in divorce cases, some spouses and partners employ devious and sometimes fraudulent means to hide money and assets from the asset division process. Today, however, it is becoming harder and harder to create a secret stash because of electronic discovery. As reported in the Wall Street Journal, over the last five years, more than 80 percent of family law attorneys who belong to the American Academy of Matrimonial Lawyers say they have seen an increase in the use of evidence ...

VistaLogix Global LLC (http://www.vistalogixglobal.com/), an international provider of comprehensive logistics management and technology services, announces the promotion of Mike Skinner to the newly created position of President. Mike most recently served as Vice President of Technology with responsibilities for strategic development, marketing and deployment of technology-based solutions and services. In his new role, Mr. Skinner will lead VistaLogix Global as the company expands its reach in serving mid- and large-sized companies across the world with global supply ...

Quick Suites Principal - David Ebrahimzadeh Mr. Ebrahimzadeh is a Manhattan-based developer and investor focused on pursuing real estate transactions. Mr. Ebrahimzadeh started his career at an early age, growing up in a large real estate family. He quickly gained experience in many areas of the business, including land acquisition and entitlement, the development and investment process, and property management. While attending University, Mr. Ebrahimzadeh assisted the family business in various land and multifamily deals, hotel acquisitions, and other developments. At ...

DMG Productions announced today that they will be releasing multiple episodes of their program, Health Heroes, which will be broadcasting nationwide this winter. "People are finding that when you combine medicine and technology, exciting things happen," said Barbara Perry, producer for the series. "Here at Health Heroes, we're dedicated to finding the most cutting edge innovations, and bringing them to the general public." "The time is now for greater collaboration among academia and the private sector to work together to discover new effective ...

Graphite Design, maker of some of the most widely played premium golf shafts on the PGA TOUR, introduces the new heavier G-Series 80 and 90 gram premium golf shafts incorporating X Directional Technology (XDT). The G-Series shaft is the next generation of premium Graphite Design shafts and is very adaptable to today's new head technology. The new heavier shafts work well in fairway woods and are designed for players with higher swing speeds. As with all Graphite Design shafts, the G-Series shaft technology is derived from years of research and development designed to ...

Snacking will never be the same! HannahMax Baking will launch a new premium snack line, the All Natural Crunchy Cookie Chip, that "Tastes Like a Cookie and Eats Like a Chip," at the NASFT Summer Fancy Food Show in Washington, D.C., June 17-19, at the Walter E. Washington Convention Center, booth #1605. Founder and Pastry Chef of HannahMax Baking, Joanne Adirim, is looking forward to launching her first HannahMax Baking branded product,"I am very proud to put my brand on this product, because it not only tastes great, but it isn't filled with artificial ...

The Kendall Law Group in Dallas, which represents people in a variety of legal disputes against companies, is expanding its employment discrimination practice with the hiring of attorney Matthew Scott, who will head the firm's Employment Law Section. Mr. Scott joins the firm from the Dallas office of Ford & Harrison, where he served as that office's managing partner. Mr. Scott spent the first 17 years of his career representing public and private sector companies in employment discrimination and civil rights lawsuits. He is Board Certified in Labor and Employment ...

The year's July Jazz Jam follows up on the standing-room-only inaugural concert in 2011. The acclaimed concert event will be Sunday, July 29 from 7 to 8:30 p.m. A portion of the proceeds will support music programs of Community Christian Church. Special guests will be the "Big Voice" herself, Millie Edwards and three-time Kansas Music Hall of Fame inductee Janet Jameson. Featured headliners of the concert will be a trio of celebrated All-Star Keyboard Kings: Tim Whitmer, Everette DeVan and Joe Cartwright. Also returning this year is the highly acclaimed ...