With millions of Baby Boomers reaching retirement age, many Americans are recognizing the importance of long-term care. The need for such care can be unpredictable because the effects of aging and diseases like Alzheimer's and Parkinson's can strike with little warning. LTC insurance allows individuals and their families to protect against the significant cost of caring for elders. There are three common LTC insurance options. Each type carries its own risks and benefits. LTC Policy Options A standard LTC policy is the simplest way to protect against the risk of ...

Every year, as the weather warms, the roads of North Carolina are packed with summer travelers in cars, trucks, RVs and SUVs. There are also countless motorcycle riders taking to the streets each year. The temperate climate of the South means that motorcycle riders can get on the road sooner and remain on the road longer than in other parts of the country, putting them at greater risk of being involved in an accident with another motorist. "Look Twice, Save a Life." That cautious statement is the motto of the Concerned Bikers' Association, a motorcycle safety ...

Though bankruptcy can be the best way to get out from under a mountain of debt, it can wreak havoc on a filer's credit rating. While it does take an average of seven years for a bankruptcy filing to no longer appear on a credit report, many steps can be taken before then to start rebuilding good credit. Why Worry About Rebuilding? Credit ratings make the world go round. They affect nearly all aspects of modern life, influencing everything from home purchases to education expenses and car loans to job offers. High credit scores can open doors to lower interest rates ...

Every July, new doctors-in-training begin their residencies. According to a 2012 study published in the Journal of General Internal Medicine, this may have something to do with the 10 percent annual spike in fatalities recorded every July in teaching hospitals. Doctor inexperience is one threat facing patients. But there are many others. If you're getting care in a hospital, or if you suspect you've already been injured by medical negligence, there are some common dangers you should be aware of. Medication Errors, Communication Snafus and Communicable Infections According ...

In special recognition of the 100-year anniversary of I.B.E.W. Local 175, Summers & Wyatt Law Firm of Chattanooga, Tennessee is sponsoring a one-time $1,000 scholarship to be awarded for use with the spring 2013 academic semester. This scholarship is designed to honor the long-standing professional relationship and personal friendship between Local 175, the officers and members of Local 175, Summers & Wyatt, and the Summers & Wyatt Chattanooga Personal Injury Attorneys. This scholarship is being awarded in order to show Summers & Wyatt's support of Local ...

Research from Friends Reunited has revealed that 21.6 million Brits have held onto photographs of former partners following a break up. Women are more sentimental than men, with 61 per cent claiming they keep the photos as they highlight a part of their life they don't want to forget, versus 56 per cent of men. But men may be hiding more from their partners than their other halves realise. One in five men (20%) in a current relationship who have photos of their ex partners say they have hidden photos of an ex fearing disapproval from their new partner, compared to only ...

Women across the UK are frittering away GBP2.5 billion* each year on uncomfortable shoes they rarely wear a new study** has revealed. The average woman in the UK spends GBP136.52 on five new pairs of shoes every year, at a cost of GBP27.40 each. Instead of investing wisely in shoes they can wear more than once, three out of the five pairs of women's shoes end up at the bottom of the wardrobe having only been worn once or twice, because they hurt the wearer's feet. The research, commissioned by shoe specialist Hotter Comfort Concept, also revealed that 40% of the 1000 ...

Social networking is a real-time communication system allowing individuals and businesses to share information and ideas online while making and retaining long lasting relationships. "Like most companies today, it benefits to incorporate direct links to Facebook, Twitter, and LinkedIn with anticipation of keeping the public involved with the latest news, health trends, fitness tips, and nutritional recipes" states Marketing Coordinator, Sarah Mitchell. "The goal is to assist and motivate individuals from beginning to end of weight loss objectives. To be a ...

Those Who Save Us appears at first glance to be a book about the Holocaust, and, without doubt, the Holocaust and its brutality provides the setting for half the book - the half that is set during World War II. But this book goes far beyond that, examining the guilt and shame of those who survived and how they continue to be affected by the horrors, even many decades later. The novel alternates between the story of Anna, a young girl at the outbreak of the war, now in her late 70s and living in Minnesota, and that of Anna's daughter Trudy who moved to America as a small ...

Labcon North America (www.labcon.com), the world's leading manufacturer of Earth Friendly laboratory disposables, announced today that it has added certification testing for Adenosine Triphosphate (ATP) to its portfolio of standard Lot by Lot testing. ATP testing joins an unrivaled list of standard certifications including Dnase, Rnase, DNA, Endotoxin, Pyrogen, Heavy Metals, Sterility, Protease, Oleamide, DiHemda, and BPA that are now available. Labcon began its comprehensive testing program in 1997 and offers the most complete certification in the laboratory industry ...

For the first time ever, viewers around the world will have access to thousands of hours of live Olympic event coverage online in what's being called "the first truly digital Olympics". While NBC and BBC will be providing unprecedented coverage to the US and UK, dozens of other international providers will be offering online coverage exclusively to their specific region. With so many providers to sort through and limited information on streaming sources, global viewers will need some way to make sense of it all. FreeCast, the leading source for live streaming ...

TriMed Technologies, a leading provider of physician based healthcare information solutions, announced today the release of Version 7.1 of e-Medsys , their ONC-ATCB certified EHR. TriMed first announced the release of e-Medsys 7.1 in March to a group of office administrators, physicians and industry consultants at their annual user reunion in Dallas, TX. Tim Martin, TriMed's VP of Development, described the philosophy behind the product's design by saying "e-Medsys EHR 7.1 is fashioned to be smarter, faster, and easier to use, because efficient physicians make ...

Modern lifestyles are generally quite different from those of our hunter-gatherer ancestors, a fact that some claim as the cause of the current rise in global obesity, but new results published July 25 in the open access journal PLoS ONE find that there is no difference between the energy expenditure of modern hunter-gatherers and Westerners, casting doubt on this theory. The research team behind the study, led by Herman Pontzer of Hunter College in New York City, along with David Raichlen of the University of Arizona and Brian M. Wood of Stanford measured daily energy ...

For monarch butterflies, redder wings are correlated with better flight performance, according to research published July 25 in the open access journal PLoS ONE. Previous work has shown that monarch coloring is intended to warn their predators about their bitter taste and toxicity, and that migratory butterflies are darker colored than non-migratory ones, suggesting an association between darker color and increased fitness. The current work, led by Andrew Davis of the University of Georgia, provides further evidence for this association. The researchers tested 121 captive ...

Birds in the crow family can figure out how to extract a treat from a half-empty glass surprisingly well, and young children show similar patterns of behavior until they reach about eight years old, at which point their performance surpasses that of the birds. The full report is published July 25 in the open access journal PLoS ONE. In the current study, led by Nicola Clayton of the University of Cambridge, researchers used a version of the riddle commonly referred to as "Aesop's fable" to test associative learning and problem-solving ability. In previous work, the ...

STONY BROOK and NEW YORK, NY– Research that used mitochondrial DNA-based testing to compare the extent of fraudulent labeling of black caviar purchased before and after international protection shows conservation benefits. A team of scientists from the Institute for Conservation Science at Stony Brook University and the Sackler Institute for Comparative Genomics at the American Museum of Natural History (AMNH) repeated a market survey of commercially available caviar in the New York City area that was conducted before the protection was put in place, and the results showed ...

While some published research has hinted at the connection between the sickle cell trait and sudden cardiac death among young, athletic African-American males, which was initially observed in black military recruits 25 years ago, a new study with the first sizeable patient series definitively confirms this risk for these individuals during competitive sports. The sickle cell trait, for which all U.S. African Americans are tested at birth, affects approximately 8 percent of the population. The Minneapolis Heart Institute Foundation maintains a 32-year-old forensic database, ...

Scientists have discovered a thriving population of Mediterranean earthworms in an urban farm in Dublin, Ireland. The findings by University College Dublin scientists published in the journal Biology Letters on 25 July 2012 suggest that rising soil temperatures due to climate change may be extending the geographical habitat range of the earthworm Prosellodrilus amplisetosus. "Soil decomposer species including earthworms are frequently introduced into non-native soils by human activities like the transportation of nursery plants or live fish bait," says Dr Olaf Schmidt ...

Boston, MA ─ A new study from Harvard School of Public Health (HSPH) finds that expanding Medicaid to low-income adults leads to widespread gains in coverage, access to care, and—most importantly—improved health and reduced mortality. It is the first published study to look specifically at the effect of recent state Medicaid expansions on mortality among low-income adults, and the findings suggest that expanding coverage to the uninsured may save lives. "The recent Supreme Court decision on the Affordable Care Act ruled that states could decide whether or not they ...

A team of University of California, Berkeley, scientists in collaboration with researchers at the University of Munich and University of Washington in Seattle has discovered a chemical that temporarily restores some vision to blind mice, and is working on an improved compound that may someday allow people with degenerative blindness to see again. The approach could eventually help those with retinitis pigmentosa, a genetic disease that is the most common inherited form of blindness, as well as age-related macular degeneration, the most common cause of acquired blindness ...

HACKENSACK, N.J. (July 25, 2012) — Researchers from John Theurer Cancer Center at HackensackUMC, one of the nation's 50 best hospitals for cancer, played leading roles in three separate multi-center studies with the new proteasome inhibitor carfilzomib published in Blood, a major peer-reviewed scientific journal. Carfilzomib is a novel, highly selective proteasome inhibitor, a type of medication that blocks the actions of certain proteins (proteasomes) that cancer cells need to survive and multiply. Carfilzomib is also known by its branded name Kyprolis™. On July ...

Adding computed tomography (CT) scans to standard screening procedures may help emergency room staff more rapidly determine which patients complaining of chest pain are having a heart attack or may soon have a heart attack, and which patients can be safely discharged, according to a study funded by the National Heart, Lung, and Blood Institute (NHLBI), part of the National Institutes of Health. Researchers in the study focused on a condition known as acute coronary syndrome, which includes heart attacks and unstable angina (chest pain), a condition that often progresses ...

Newport, R.I., July 25, 2012 - Migraine can be a disabling neurological disorder, often aggravated by accompanying nausea. Stimulation of the acupoint PC6 Neiguan, an approach to controlling nausea adopted by traditional Chinese medicine, has never been documented by published clinical studies in medical literature for the control of migraine-related nausea, until now. Published in the May 2012 Neurological Sciences (journal of the Italian Neurological Society)*, "Acupressure in the control of migraine-associated nausea" is a clinical trial demonstrating that continuous ...

In a quest to make safer and more effective vaccines, scientists at the Biodesign InstituteÒ at Arizona State University have turned to a promising field called DNA nanotechnology to make an entirely new class of synthetic vaccines. In a study published in the journal Nano Letters, Biodesign immunologist Yung Chang joined forces with her colleagues, including DNA nanotechnology innovator Hao Yan, to develop the first vaccine complex that could be delivered safely and effectively by piggybacking onto self-assembled, three-dimensional DNA nanostructures. "When Hao treated ...

Cognition psychologists at the Ruhr-Universität together with colleagues from the University Hospital Bergmannsheil (Prof. Dr. Martin Tegenthoff) have discovered why stressed persons are more likely to lapse back into habits than to behave goal-directed. The team of PD Dr. Lars Schwabe and Prof. Dr. Oliver Wolf from the Institute for Cognitive Neuroscience have mimicked a stress situation in the body using drugs. They then examined the brain activity using functional MRI scanning. The researchers have now reported in the Journal of Neuroscience that the interaction of the ...