Financial and Estate Planning Considerations for Same-Sex Couples In these tumultuous times, the legal and financial landscape for same-sex couples is in a state of constant flux, making long-term planning a challenging task. This article outlines a few important considerations for same-sex couples who are planning for the future together. Inheritance A potentially complex issue under any circumstances, inheriting property and other assets after the death of a partner can be especially complicated for same-sex couples. To help ensure that your loved ones are provided ...

How Does a Person Qualify to File Chapter 7 Bankruptcy? Chapter 7 bankruptcy is also known as "liquidation bankruptcy" because the trustee in the case liquidates all of the filer's assets that are not protected by exemptions to pay back creditors. Then the court absolves the filer of personal liability for all remaining debts. In 2005, Congress amended the law in an effort to ensure that only those who truly need the powerful protections of Chapter 7 bankruptcy can file. As a result, people now need to pass a means test before filing for Chapter 7 bankruptcy, ...

Former Tennessee Football Player Files Chapter 11 Bankruptcy Football player Jamal Lewis, who once played for the Tennessee Volunteers and went on to have a professional football career in the NFL, filed for bankruptcy in June of 2012. While stories about professional athletes with money troubles are not uncommon, what may be surprising about Lewis' case is that he filed for Chapter 11 bankruptcy protection -- the type most people associate with business reorganizations. Chapter 11 bankruptcy is available to individuals in some cases and offers people several benefits. High ...

Surprising Credit Score Killers Many know that it is important to maintain good credit. Credit ratings can affect so many aspects of a person's life, including the ability to obtain home and auto loans, the interest rates on loans, the ability to rent housing, and in some cases job opportunities. People trying to rebuild their credit should be aware of some of the more surprising things that can undo the work they have done. Collections Once an account of any type goes to a collections agency, it has a negative effect on a person's credit score. People may not ...

California State University Fullerton's Mihaylo College of Business and Economics today announced that its Family Business Council now will be officially recognized as the Center for Family Business. The rebranded Council is now aligned with Mihaylo's 13 other Centers of Excellence that focus on specific areas of interest and are an integral part of the business school's practical approach to education. All of the Centers address a variety of needs and issues in the community, providing an array of services to local business and government sectors and presenting Mihaylo ...

The National Alliance for Advanced Biofuels and Bioproducts (NAABB), a consortium of leading scientists and engineers from universities, private industry, and national laboratories led by the Donald Danforth Plant Science Center announced Executive Director, Jose Olivares has been selected to serve as Division Leader for the Bioscience Division, a central hub for biotechnology development at Los Alamos National Laboratory (LANL). Olivares who has considerable experience in algal biofuels research, will lead a team of 180 researchers and staff within disciplinary groups ...

Moving and Storage company DN Van Lines, an award winning local and long distance mover, today announced that revenues for its Jacksonville FL branch exceeded $350,000 for the first half 2012. This figure represents a 60% increase over revenues for the same time period in the previous year of 2011. DN Van Lines expanded into the Northern Florida local moving and storage market by opening a location in Jacksonville is 2010. During past two and a half years the branch has experienced steady growth in volume of business for professional moving and general transportation ...

BKD Forensics & Valuation Services, a division of BKD, LLP, is pleased to announce that Angela Morelock will be presenting for the St. Louis Chapter of the Risk Management Association. Her presentation, "Internal Bank Fraud & Embezzlement: Lessons Learned from the Trenches" will focus on the world of internal embezzlement and the symptoms management should watch for with a focus on how organizations can better protect themselves. Morelock leads BKD's forensic accounting and investigations team, providing fraud investigation and prevention, complex litigation ...

The Stacker wheeled robot kit is machined from 1/4" ABS plastic for strength and durability. The ABS framework also allows for easy drilling to accommodate custom attachments such as cameras, sensors, etc. The framework provides a large electronics compartment that stores the receiver, battery, and any additional added electronics. With 3" drive wheels and omni-directional movement, the Stacker travels well and is easy to maneuver. The Stacker Robot comes in kit form with assembly instructions, a parts list, and a 1:1 scale hardware key for easy assembly. The ...

IPG - a leading manufacturer of products for the building and construction and HVAC industries - introduces UL 181-rated AC50UL, a premium-grade HVAC duct tape for flexible air ducts and air connectors. The new 14 mil high-strength polyethylene-coated cloth duct tape is engineered with an aggressive adhesive to create a strong bond to duct surfaces. IPG developed the tape with superior adhesion to meet the specific performance demands of today's HVAC contractor. The conformity of AC50UL to the UL 181 B-FX standard means that the tape meets flexible duct criteria for ...

Portland's recent launch on CityHolistic.com marks the fifth community established on the site, following St. Louis, New York, Chicago, and Los Angeles. Like its predecessors, the Portland site will include a directory of holistic practitioners, goods, and services as well as blogs, a job board, event board, and helpful hints for leading a holistic life. While CityHolistic.com staff chose the first four cities, the CityHolistic.com community voted Portland as the newest addition. "CityHolistic.com really is a community, and we wanted to embrace that by letting ...

throughout Brockton and the 22 surrounding communities, say lawmakers have not addressed the home care needs of many seniors and people with disabilities. According to Mass Home Care Executive Director Al Norman, the state's home care program had nearly 2,000 elders on a waiting list as the new fiscal year began July 1st. "We are hoping that members of the General Court will not accept home care waiting lists as a fact of life," Norman said. "We've asked the Ways & Means Committees not to break for reelection campaigns until they address the ...

"I am the engine" (IATE), a grass-roots cycling initiative, invites Middle Tennessee cyclists to "Whole Fuel & Local Pour," a free family event Tuesday, July 31, from 5 p.m. to 9 p.m. at Whole Foods Market in Franklin, Tennessee. The event, which features free food, craft beer and group rides for cyclists of all ages and skill levels, is intended to raise public awareness of the health benefits of cycling. The group ride event celebrates the Jeff Roth Cycling Foundation's recent success of receiving enough signatures to create "Share the ...

MONEXgroup's integrated and semi-integrated payment systems provide merchants and their customers with a seamless payment experience that is both reliable and fast. MONEXgroup's integrated and semi-integrated systems empower clients by providing real-time visibility into day-to-day finances and inventory, enabling merchants to make informed business decisions based on identified trends and patterns while eliminating opportunities for human error and ensuring compliance with industry security standards. "MONEXgroup is proud to offer our merchants with this efficient ...

BASTROP, Texas - July 26, 2012 - This September, Michael Olson, author of MetroFarm (Ben Franklin Book of the Year finalist) and executive producer and host of the syndicated Food Chain Radio talk show, will explain how individuals can "eat their way to economic and personal freedom" by taking the 2x2 Pledge. Olson's keynote speech kicks off the Sixth Annual Farm and Food Leadership Conference, a two-day event that begins Monday, September 10, 2012 at the Bastrop Convention Center. The conference, which has grown in attendance each year, is organized by the ...

Easter Seals Hawaii will host their thirty-first Annual Golf Classic on Wednesday, September 12th, 2012. The tournament is presented by Atlas Insurance Agency and will take place at the Hawaii Prince Golf Course, designed by Arnold Palmer and Ed Seay in Ewa Beach. This event has a long history as one of Hawaii's most-loved charity golf tournaments, and remains a crucial fundraiser for Easter Seals Hawaii. Board Chairman, Mason Williams, said "We are so grateful for the support of the community in making this annual event a fundraising success. Every dollar raised ...

This Sunday, July 29th, Government Auction will present to bidders a cache of luxury and designer goods that includes coveted Cartier watches, diamond jewelry and rare gold coins. Many items are expected to sell for prices far below their retail value. The event is structured as an absentee, phone and Internet auction, with Internet live bidding available through LiveAuctioneers.com. The first lot will cross the auction block at 9:30 a.m. Eastern time (6:30 a.m. local Pacific time). Headliners in this sale were selected for their enduring and intrinsic values, with ...

Pie Consulting & Engineering (Pie) today announced that Tom Peterson, P.E. has been named Senior Forensic Engineer to Pie's Minnesota regional office. Mr. Peterson is a licensed structural engineer with a wide range of expertise including evaluation of retail, commercial, and industrial facilities both as a design engineer, and as a consultant in structural design review and failure analysis. Tom brings more than 34 years of combined experience in the fields of large commercial, industrial, and structural design and failure analysis, as well as rehabilitation structural ...

WorkoutBuddyX.com, a leading online fitness website released a comprehensive EBook that serves as an achievable eating guide for people of all types. Workout Buddy X.com created "The FAT BURNING Blueprint" as a specialized weight loss guide focused on giving people enough structure, yet a lot of flexibility to gradually change eating habits. The EBook launched Wednesday the 11th of July 2012 on the company's website as additional resource to those who join the online fitness program. The book promises to reveal the secrets behind an effective and healthy ...

Right Brain Networks, a cloud-based application development and hosting company, offers clients faster performance and more control over their hosting investment with Online Tech's HIPAA and SSAE 16 compliant Michigan data centers. As a cloud-based solution provider, Right Brain Networks works with many of the large cloud computing companies. However, when applications demand a high level of performance and compliance, hosting with a cloud provider dedicated to maintaining a secure, multi-compliant environment makes better business sense, especially when hosting costs ...

Levenger, a leading provider of Tools for Serious Readersâ„ , is proud to debut its new, enhanced website that provides a more satisfying shopping experience for the loyal consumer in the market for pens, notebooks and much more. âEURœThe customer shopping experience is an important priority at Levenger,âEUR said Michele Gerstein, V.P. of Direct Marketing. âEURœThat is why weâEUR ve improved upon our existing website to create a sophisticated new interface that is every bit as elegant and versatile as the products we offer to our customers. In addition to the new look, ...

Current of Tampa Bay, Inc. volunteers will spend Saturday, July 28, volunteering to help wash the clothes of deserving families in Brooksville. The Laundry Love Project will be held from 10 a.m. to 2 p.m. atHowell Ave. Coin Laundry located at 957 Howell Ave. Brooksville, FL 34601. The Laundry Love Project assists low-income families with meeting a basic need - washing and drying clothes. "Besides food and shelter, clothing is considered to be one of the most significant necessities in life. Even though society members can afford clothing, having the funds for laundry ...

Home owners in Cherry Hill NJ build additions due to the various advantages an addition can bring about. For one thing, building an addition is less expensive than purchasing a new home which is equal to the space of your current home plus an addition. Another reason why residents of Cherry Hill NJ would prefer to building an addition is due to the fact that additions are purely their own creation. Here, they can blend their tastes and preferences to come up with their ideal extra room or structure. In addition to this, building additions is the most logical way ...

Anthony Santangelo is producing a new series called The Inventor's Laboratory. This program will present webinars on topics of interest to Inventors and Entrepreneurs. The first issue will be about The Provisional Patent. This Webinar will teach you the benefits and requirements of obtaining a Provisional Patent. This Patent allows an Inventor to say "Patent Pending" about his Invention. It gives you proof of the creation of your invention. It gives you a filing date, and It lets you speak freely about your invention for a year. To register for this free event ...

TheTop10.com, a website devoted to Chicago and Chicagoland deals and events, announces its strategic partnership with one company in each field, Deals Magazine and Skinny Socials. "We're honored to partner with Deals Magazine and Skinny Socials," said Jason Janiga, TheTop10.com Promotions Coordinator. "They're leaders in their respective fields and will be able to offer the best deals and events for TheTop10.com readers. "However, the deals and events we promote aren't exclusive to our strategic partners. While we value their contributions and ...