Shelley Hitz was recently invited by Nick Boork to give a live "Self Publishing Seminar" at Grace Christian Church in Sterling Heights, Michigan. With her intuitive thinking, she had all four sessions professionally videotaped, and has now made them available to the public with the hope of helping even more authors get published and market their books. After the seminar the professional speaker had this to say, "I've done a lot of online webinars, but this was my first live self publishing seminar and I loved it. I think it was my best seminar yet." The ...

Does the amount of your Long Beach home insurance coverage reflect the value of your property? According to a February 2012 survey from the National Association of Insurance Commissioners (NAIC), 59 percent of American homeowners have not made a list of their possessions, 48 percent do not have receipts for their property, 27 percent do not have photos, and 28 percent do not have a back-up copy of the inventory safely stored outside the home. The survey also revealed that 59 percent of homeowners with inventories have not updated them in over a year. Why is this study ...

Tile flooring retailer BuyTile, located at http://www.BuyTile.com, is currently spotlighting its extensive inventory of dual interior and exterior tiles in time for the warm weather and homeowners' outdoor design projects. The merchant, which stocks thousands of top-quality ceramic, porcelain, and glass tiles, receives its products directly from the original manufacturers, allowing it to maintain its accessible and economical pricing system. Consisting of natural stone, pebble mosaic, and porcelain, its diverse outside-friendly flooring collection helps give consumers the ...

According to the National Center for Family & Marriage Research at Bowling Green State University, divorce in the U.S. is declining overall -- with one glaring exception: the divorce rate for those 50 years and older has doubled in the past 20 years. Experts have dubbed the trend "grey divorce," and see it in keeping with other ways that the Baby Boomer generation has redefined aging. Those considering divorce later in life should be aware of some of the ways that divorce will differ from younger couples. Children Many Baby Boomers' children are already ...

There are many available ways to lower the amount of income taxes an individual owes including filing status, deductions, dependents and credits. The filing status resulting in the lowest amount of taxes owed is "Married Filing Jointly." According to a recent CNN report, this filing status can save approximately $6,000 per year. The taxpayers must be married in order to take advantage of the "married filing jointly" filing status. However, this option is not available to same-sex couples. Because of federal and state laws preventing same-sex couples ...

The Internal Revenue Service requires that anyone receiving income from any source must file a tax return each year, with limited exceptions. If an individual does not file an income tax return, the IRS will file one for them and then send that individual the bill of the taxes owed. At first, this sounds somewhat advantageous to have the service itself prepare and file taxes, but this process has its drawbacks. The IRS prepared-filing is in no way a good substitute for a return a taxpayer prepares and sends personally. These "ghost returns" are based only on ...

After creating an estate plan, it can be easy to set it aside without a second thought. However, it is important to revisit your estate plan periodically to check for hidden errors or changes in circumstance that could undermine your intent. The following examples are just a few of the numerous estate planning mistakes that can occur every day. Naming the Wrong Beneficiary on Your Retirement Plan Many people make the mistake of forgetting or neglecting to update the beneficiary designations on their retirement plans as their circumstances change. For instance, young ...

People should know their rights, and that is especially true of individuals who have domestic violence charges alleged against them. Allegations of domestic violence can result in criminal charges and can also affect decisions in family court. An important part of understanding one's rights is knowing how crimes in New York are defined. Recently, state legislators proposed changes to New York's domestic violence laws that would make the laws tougher. New York state legislators recently proposed changes to the state's domestic violence laws that would make it a felony ...

Benjamin Franklin once wrote in a letter, "n this world nothing can be said to be certain, except death and taxes." Franklin's words capture the distain many people hold for paying taxes. Few people appreciate having to file income tax returns with the federal government, but people who fail to file returns run the risk of a variety of punishments. However, people can mitigate some of the damage by filing past due returns. Consequences of Failing to File Returns People who do not file income tax returns open themselves up to the possibility of several penalties, ...

The IRS may choose to file a lien on a person's property who has failed to pay on a tax obligation. A tax lien is an encumbrance on the debtor's property that secures the government's interest in the property for the amount of the debt. Those having tax troubles should be aware of the effects a tax lien, particularly how tax liens affect homes, and how to discharge a tax lien. Effects of a Tax Lien After the IRS determines that a person owes taxes and has not paid, the IRS notifies the person of his or her obligation. If the person still does not pay, the IRS will ...

Divorce is a stressful time in people's lives. Experts have ranked it among losing a job, the death of a loved one and surviving a severe accident as one of the most stressful events a person can experience. Some people seem to handle the divorceexperience better than others, and that is usually attributable to the fact they employed some survival tactics to help them get through it. Remain Calm Divorce is an emotionally-charged event, but people will come through the process in a much better position if they can learn to table their emotions and think as rationally ...

Kirley was born in Massachusetts to a family of designers and artists whose connection to architecture and landscape greatly influenced him at an early age. He discovered photography and 1950's abstract expressionist painting in his teens. In the fall of 1987 Paul moved to California to attend the Art Center College of Design. During this period he began to develop a collage style of work that merged his love of photography with a passion for painting. Blending paint and photographic compositions together on a single picture plane, Paul seeks an integration of the two ...

On Friday, May 4, Ward Burton Wildlife Foundation (WBWF) and Freedom Alliance are set to cohost the American Hero Event in Clover, Virginia. This event will provide American Heroes a healing experience to help them cope with their mental and physical injuries they sustained from serving our country during the last several years at war. This event is not open to the public. "Through this event our goal is to show our guys a great time and make them feel good about themselves," says Ward Burton, former NASCAR driver and winner of the Daytona 500. "The outdoors ...

In an effort to use technology to reach customers, Troy, MI-based Hansons Windows will soon be introducing interactive kiosks in Metro Detroit malls, where potential customers can sample roofing, windows, and siding. "Along with our very successful marketing efforts and state-of-the-art online presence, we have added kiosks in the area's busiest malls, making the selection process easier for our customers," said Brian Elias, owner and president of Hansons Windows. Locations featuring kiosk stations include Oakland (Troy) and Lakeside (Sterling Heights) ...

Gifts of Love and Devotion has just added three Cross Cufflinks with Personalized Cases to their line of Personalized Confirmation Gifts and First Communion Gifts. These elegant cross-shaped cufflinks are ideal for weddings, religious ceremonies, or just everyday wear. Contemporary in style, they are tucked in a handsome personalized keepsake box made of lightweight plated polymer with a lovely black satin lining. They make a great gift idea for someone receiving their First Communion, Confirmation, or any other special religious occasion! The Silver Cross Cufflinks ...

It might be time to say good-bye to the traditional home as more and more homeowners are thinking outside of the box - sometimes literally - and are embracing new concepts and design ideas to make their living space more organic, efficient and personalized, according to Whitestone Builders (http://www.WhitestoneBuilders.com), a company that has been building luxury homes in Houston. "Thanks to new materials, new technology and a trend toward a 'greener' lifestyle, homeowners are discovering creative uses for formerly under-used spaces and employing special features ...

It's getting warmer and the storms are passing through. As the wind begins to blow and the thunder strikes, we know one thing. It's power outage season. The worst thing that can happen to you is to be stranded for a day or more without electricity. This means no lights, no microwave, no refrigerator, and no computer! Be prepared this season with a 5,250 watt Porter-Cable Generator from Wholesale Tool Company. Or if you want to go a little smaller, you can check out the 2,500 watt Precision generator. Both are being offered for great prices at Wholesale Tool Company. Keep ...

Imperial Systems, Inc., a full-service dust collection and air pollution control equipment manufacturer and installation specialist, is now offering GreCon spark detection and extinguishment technology with its CMAXX line of dust and fume cartridge collector systems. "We are definitely responding to a trend shift with this preventive safety technology," states Jeremiah Wann, President and CEO. "Aggressive risk management initiatives are justifying investment in this safety technology for all industries that need to meet NFPA 654 guidelines," he continues. Capable ...

Around 500,000 children and adults in the United States have cerebral palsy, and about two children in every 1,000 births will be born with the condition. Cerebral palsy is an umbrella term that covers several different conditions, but it generally refers to a non-progressive impairment of an individual's motor functions that causes physical disability. Individuals with cerebral palsy may be unencumbered from a cognitive standpoint or may have impairments that affect thinking, awareness and behavior. There are generally three types of cerebral palsy: spastic cerebral ...

Plustek Technology Inc. (www.plustek.com/usa), a manufacturer of consumer, prosumer and professional imaging devices, announced today the launch of its new nDVR 540, a digital video recorder surveillance system designed for use with existing CCTV cameras. "This 24/7 surveillance tool can ensure the safety and security of stores, gas stations, small businesses, hotels, offices, etc.," said Mark Druziak, Plustek's director of marketing and business development. "Because it easily integrates with existing CCTV cameras, there is no need for re-cabling, cable ...

Amron International, a leading manufacturer and supplier of commercial diving equipment, is proud to reveal that it has selected Stanley as its Brand of the Month for May. Throughout the month, Amron will be providing exclusive promotional exposure for Stanley Hydraulic Underwater Tools, parts, and accessories through digital and social media. Stanley is a well known and respected brand within the commercial diving industry. Stanley Hydraulic Underwater Tools are world renown for their dependability and craftsmanship. Amron has made it a priority to be the largest ...

Online accounting and bookkeeping services provider LedgersOnline Inc. announced their new online document management software as a service offering, LedgerDocs. LedgerDocs is a cloud based system for the storage, sharing and collaboration of accounting documents online. It aims to connect business owners with their bookkeepers and accountants virtually in order to manage their finances. "We are very excited about this new offering as we feel there is a growing demand amongst bookkeepers, accountants and businesses for a solution like this. Our main goal with ...

Wednesday, May 9 will mark the first ever "Bike to School Day." The national event is being coordinated by the National Center for Safe Routes to School, and is an extension of the successful International Walk to School Day held each October. More than a dozen schools, from throughout the state, have already planned activities for "Bike to School Day." The event is to promote the benefits of bicycling to school. In 2001, only 16 percent of kids biked or walked to school as opposed to 42 percent in 1969, according to statistics from the Centers for ...

In an effort to build awareness of the game of golf and its values to youth, Sequoia Golf, the leading golf management organization in the Southeast, announces the official launch of its charity arm, the Sequoia Charitable Foundation. The Foundation, a 501(c)(3) nonprofit organization allows Sequoia employees and the community to give back to local organizations through volunteer opportunities and monetary donations. Since its soft launch in 2011, the Sequoia Charitable Foundation has donated more than $500,000 to charities throughout Georgia and Texas. Fundraising efforts ...

After seven years and significant financial investment, Gibraltar's Allabroad Sailing Academy has recently earned MCA (UK Maritime Coastguard Agency) Approval for the STCW-95 (Standards of Training Certification and Watchkeeping) Basic Safety Training Courses. Allabroad Course Manager Clare Kuszyk explains how much it means to the family-run business. Why is the STCW-95 so important to Allabroad? This is the "big one" for us. We've had many Government departments supporting us and willing us on and the result is an official approval that will mean a great ...