As a financial advisor who helps clients manage wealth, Michael Kabarec knows that it takes a lot of work for citizens to build up assets. While many older generations have had the ability to save up for retirement--such as by following solid savings plans and investment strategies--Kabarec notes that these practices are not heavily witnessed among younger generations. Now, according to a recent article from The Detroit News, these generational wealth gap trends are now becoming more apparent through a new report entitled Lost Generations? Wealth Building Among Young Americans. ...

U.S. oil production has skyrocketed in recent years, filling many experts and analysts with newfound optimism--and Joe R. Mathewson is among those who believe the United States could be headed toward true energy independence. Mathewson, who has worked with oil and gas companies numerous times in his 40-year professional history, points to a recent article from U.S. News and World Report. According to the article, U.S. oil production is poised to hit another milestone, with monthly crude oil production on track to outpace imports for the first time in two decades. Mathewson ...

For nearly a decade, one Florida manufacturer of acrylic awards and trophies has been working tirelessly to turn around the perception that everything in its industry is cheap, plastic stuff from China. EDCO Awards & Specialties, of Fort Lauderdale, is one of just a few U.S. trophy and awards suppliers that produces all of its acrylic recognition awards here in the United States, and it aims to be the biggest. The company, founded in 1969, got into acrylic casting almost a decade ago, when it acquired a local supplier of theirs. Since then, the company has invested ...

Aklero Risk Analytics Inc., a provider of loan quality management software and services via automated data and document validity assurance, and NYLX, a leading provider of mortgage loan pricing, performance analytics and monitoring, have announced that the companies have signed an agreement to merge. The combined company, LoanLogics, launches as a recognized leader in performance and loan quality analytics. The rapidly growing company has 450 clients and over 20,000 users and offers proven technology, compliance and risk expertise, and strong industry leadership to improve ...

With spring passing and summer on its way, the California Central Coast is gearing up for high tourist season. Reservations for activities and lodging are increasing all along the coastline, a trend that Laila Fiege-Kollmann, owner/innkeeper at Cayucos Shoreline Inn (http://www.cayucosshorelineinn.com/) has noticed at her own establishment as well. "Cayucos has incredible natural beauty and small town charm," Fiege-Kollmann says about the coastal location of the Shoreline Inn. "All of the hotels in Cayucos see a huge surge in reservations this time of ...

Dr. George Zatarain, Reno dentist, is not offering on appointment scheduling tool available on Z Dentistry's comprehensive website. Sometimes there is a lot of back and forth phone calls between the patients and the practice's scheduling coordinator to find an appointment time that works for both the patient and Dr. Zatarain. With the online appointment request tab, this hassle is eliminated. "I am happy to offer this convenience to our patients. We understand our patients lead busy lives and often don't have time to schedule necessary dental appointments over ...

Dr. Ruth Morgan, Canton dentist, is proud to complete continuing education courses to stay on top of the cutting edge advancements in dentistry. The pursuit of lifelong learning is more important than ever before as it allows Dr. Morgan and other dentists to be able to provide optimal dental health care for their patients. Dental continuing education is essential for anyone working within the dental field. Just as in the medical field, technological advancements come at a rapid-fire pace, and staying abreast of the latest research, tools and treatment methods is crucial, ...

To continue to provide patients with superior dental care, Dr. Mark Icard, dentist in Harrisburg, is excited to welcome a new member to his dental team: Dr. Jason Strein. Dr. Strein will be joining Dr. Icard and his dental team this summer as the newest dentist. "It is important that we are always capable of providing our patients with the dental care they need and deserve. With the addition of Dr. Strein to my dental practice, we can continue to provide the best care possible. We are all excited to work with Dr. Strein and have him as part of our dental health ...

Dr. Mehul Patel, Riverview dentist, hopes his patients will leave online reviews on Google, Yahoo, Yelp and Bing after they have visited Southshore Dental. By doing this, he hopes that other people will be provided with the information they need to decide on an effective dental provider. After his patients have left reviews online, other people who search for a dentist in Woodhaven, MI will be able to learn about the services that Dr. Patel offers at Southshore Dental. "People today go straight to the internet when they are looking to find a new dentist. By ...

Dr. Jack Massarsky, dentist in Cape Cod, is pleased to make scheduling appointments simple for his patients at Hyannis Dental Associates. There is often a lot of back-and-forth calling with the patients and the scheduling coordinator trying to find a time that works for both the patient and Dr. Massarsky. With online scheduling available on the practice's website, this hassle is eliminated. "We are always trying to be more patient-friendly and this service aligns with that value. We understand that our patients lead busy lives and it is sometimes difficult to schedule ...

At Southwest Foot Institute, Dr. Michael Dershowitz, podiatrist in Phoenix, AZ, is offering helpful resources for new patients on his practice's comprehensive website. New patients are now able to download, print and fill out the necessary forms prior to their first visit with Dr. Dershowitz, podiatrist in Phoenix. "We are glad that we can provide this convenience for our new patients. Instead of using the appointment time to fill out all of the necessary paperwork, patients can spend the time with me for a more efficient appointment. I hope new patients take advantage ...

BizVizable, owned by Advice Interactive Group, has launched a new digital agency aimed at helping small business owners in Houston, TX. The new agency, BizVizable Houston, provides local search tools for business owners in the area looking to increase their rankings on search engines like Google, Yahoo, and Bing. As the the Internet, social networking sites, and e-commerce become more and more popular, business owners are quickly discovering the need to grow their businesses online. However, this requires so much more than simply having a website or a social media profile. ...

Cogent Road, a provider of innovative cloud-based mortgage technologies, announced the upcoming version of its Roohmz Enterprise Loan Production System will seamlessly integrate with DocMagic's loan level compliance/audit engine. The new integration incorporates DocMagic's efficient loan document preparation and sophisticated auditing directly into the Roohmz workflow management engine. Each audit will come preloaded in Roohmz as an individual "event" that can be dropped directly into any loan production workflow. A single click runs an audit and stores the ...

More and more, Americans are having children outside of marriage. In Massachusetts, if the mother is unmarried at the time of birth, the child will not have a legal father and no father's name will be listed on the birth certificate, unless and until paternity is established. A single mother has custody of the child automatically. What does it mean to have a legal father? Having a legal father is important to all involved. Obviously, it not only helps develop a father-child relationship, but also significant legal rights kick in. For example, the legal father can ...

On April 17, 2013, the U.S. Supreme Court issued its opinion in Missouri v. McNeely, a case dealing with the question of whether police officers need warrants before taking blood samples from those suspected of driving under the influence who refuse to submit to chemical tests. The Court held that there is no automatic exemption from the Fourth Amendment's warrant requirement when police are seeking blood samples from DUI suspects. Blood test thrown out by state court The case before the Court arose from an incident that occurred after a man was pulled over for speeding ...

One of the more common forms of distractions for drivers comes from devices in vehicles. People take their eyes off the road while driving to tune radios, adjust temperature controls, and consult g.p.s. devices. As technology advances, the number of electronics available in automobiles grows, making distracted driving even more of a problem. The National Highway Traffic Safety Administration issued new guidelines for auto manufacturers in April 2013 to help them make vehicles that reduce driver distraction. NHTSA proposed guidelines The NHTSA has determined that drivers ...

Las Vegas has long been one of the nation's most notorious cities for pedestrian accidents, and last year things got even worse. According to Metro Police, 2012 was a record-breaking year for such accidents in the Las Vegas area, with collisions between vehicles and pedestrians spiking 80 percent from the previous year, KLAS-TV reported. A report issued by Allstate on April 10, 2013, listed Las Vegas as one of the top 10 most dangerous cities for pedestrians. Las Vegas is ranked sixth on the list, just below Riverside, California, and above Memphis, Tennessee. Infrastructure ...

In 2011 the U.S. Supreme Court issued a ruling in Dukes v. Wal-Mart, holding that a lower court had improperly certified a class in an employment class action suit against Wal-Mart. The Court said that the proposed class, which encompassed 1.5 million women nationwide who had worked for Wal-Mart since 1988, was too large to meet the standards for a class action suit. After the court's ruling, the plaintiffs have filed new claims in federal courts in various states, including Florida, trying to overcome some of the obstacles the first case met. New lawsuits filed regionally In ...

Whether a New York school district is responsible for a student getting hurt at a school-related function depends on how much control the district has over the activity, says a recent appeals court opinion. If the school has enough control over what is happening at the event that it could monitor and stop negligent activities or dangerous behavior that could cause an accident or injury, then it may be liable if it does not fulfill its duty to prevent negligent harm when someone is injured as a result. The Germantown example In 2009, a five-year-old girl was injured ...

With almost one in two marriages ending in divorce, legal and financial experts are beginning to notice some common and costly mistakes. Missteps include: not seeking the right professional assistance during the divorce process, a focus on finalizing the divorce as soon as possible and not properly reviewing and adjust estate plans after the divorce is finalized. It may seem counterintuitive, but those who hire professionals to help with a divorce can actually save money. The two professionals most likely to benefit those going through a divorce are legal and professional ...

Even in the bitterest divorce, few people would like to believe that their spouse would conceal assets from them in order to affect the outcome of a property settlement, alimony or child support order. Unfortunately, however, asset concealment during divorce occurs more often than many people are aware. Therefore, it is important for divorcing spouses to be on the lookout for potential warning signs that a spouse may be hiding assets. Being secretive about financial matters If your spouse suddenly becomes cagey about financial matters, it may be because he or she ...

Social Security disability benefits may be available to people who are not able to work because of a disability. The process of applying for and eventually receiving benefits can take a long time, and if one's application is initially denied -- which happens often -- the appeals process can take an average of 373 days, according to the Associated Press. Some people with great need for disability benefits may qualify for expedited benefits through the Compassionate Allowances program, however, which grants benefits more quickly to individuals with certain conditions. The ...

While most Illinois motorists are aware that the penalties for driving under the influence of alcohol (DUI) are quite severe in the Land of Lincoln, many may be surprised to discover that the mere act of refusing to take a breath test if arrested for a DUI in Illinois has severe consequences all its own. This particular notion - that Illinois drivers can face penalties for refusing to submit to a breath test - is rooted in Illinois' implied consent law. Specifically, this law states that drivers are "deemed" to have given consent to be tested for alcohol or ...

Every parent wants to ensure his or her child's safety. Parents play the primary role in a child's decisions and care, but when a child begins school, parents find themselves having less control. Their child is now in the care of teachers and other adults, and parents can only hope that their child is in safe hands. A school fight that broke out in New Jersey Recently, FOX News reported that two 15-year-old girls got into a fight while at school. A teacher restrained one of the girls early in the fight but then allegedly backed off. The fight lasted for two minutes ...

Our economy is slowly beginning to rebound, but the most recent recession has had a severe impact on the financial health of many individuals. A lot of people were out of work for a significant amount of time, draining any financial resources that they may have set aside. Home values plummeted, trapping many people into mortgages for way more that their homes would ever be worth. Some may have relied upon credit cards to get them through the difficult times. Others may have taken out home equity loans. Many simply stopped paying their bills, leading to collection actions ...