The move by the consumer watchdog comes following a growing number of concerns from MPs and debt campaigners about how the easy availability of high interest loans is pushing individuals into a vicious debt cycle from which they find it almost impossible to get out of. Payday loans are a multi-billion pound industry in the UK and grew rapidly when the concept was first introduced from the US a few years ago. Scotland in particular has the highest level of payday loans in the UK, and the OFT is now beginning to scrutinise how they are being sold. Under the Consumer ...

Canvas Stretching Machine will demonstrate their Production Series at the West Coast Art & Frame Show at the Mirage in Las Vegas Jan. 28-30 2013. These changes improve the overall performance and reduce the range of motion required to operate. The demand for prints on canvas and stretched art on canvas has never been more in demand. New businesses are formed every month to compete for their share of print-on-demand business and to bid on corporate jobs. Large corporations prefer gallery wrapped art for its clean look and lower production cost. With this demand comes ...

Point of Sale Software helps restaurants save costs, grow revenue and improve speed of service. How much does it cost to improve your business? Restaurant owners who ask for a quote through the company's website to find out "how much" just might be the lucky winners who get it for free. Every month while this offer stands, Andromeda POS will choose a random winner from everyone who requested a quote; the winner gets the software for free! "It only takes two minutes to fill out the form and you're entered, so if you're a restaurant owner or manager looking ...

Outsourcing fleet logistics consulting services can help fleets of any size improve operations, save money, and respond quickly to changing market conditions, said David Beaudry, Director of Logistics Engineering and Consulting for AmeriQuest Transportation Services, in a blog posted on the AmeriQuest Website. In addition, logistics analyses should be performed continuously, not just every two to five years, he said. "We call the process analytical outsourcing, whereby fleets can study and simulate fleet activities using sophisticated computer models that are complemented ...

No matter which side of the debate you happen to be on, big pharma and big tobacco are both throwing their weight around in the e cigarette industry, either to profit from its rise or to ban the products completely. In the midst of it all, millions of smokers have made the switch to the e cigarette. It can be difficult to navigate through all of the tests and studies that have been done on electronic cigarettes worldwide, but regardless of their outcomes, one thing is clear: e cigarettes are here to stay. "At first, e cigarettes were just a big joke to big pharma ...

Just in time for NAHB's International Builders' Show (IBS), Lakewood-based HomeSphere, Inc., provider of digital lead-generation and customer loyalty solutions to the residential construction industry, announces the addition of three new manufacturer customers and a slate of new opportunities for industry partners to capitalize on the projected growth in the homebuilding market. "During the downcycle, we created new offerings to help the industry adapt, with ready-to-use digital marketing services," said Glenn Renner, HomeSphere's President and COO. "As ...

COLUMBUS, Ohio – New research links loneliness to a number of dysfunctional immune responses, suggesting that being lonely has the potential to harm overall health. Researchers found that people who were more lonely showed signs of elevated latent herpes virus reactivation and produced more inflammation-related proteins in response to acute stress than did people who felt more socially connected. These proteins signal the presence of inflammation, and chronic inflammation is linked to numerous conditions, including coronary heart disease, Type 2 diabetes, arthritis ...

January 19, 2013 – New Orleans – When we typically think of kids who are the victims of school bullying, what comes to mind are isolated youth who do not fit in. A new study, however, shows that when that harassment occurs online, the victims tend to be in mainstream social groups at the school – and they are often friends or former friends, not strangers. The research is part of a burgeoning field of study into the effects of social media on everyday relationships and behavior. Personality and social psychologists are finding surprising ways in which people's online ...

Willow trees cultivated for 'green energy' can yield up to five times more biofuel if they grow diagonally, compared with those that are allowed to grow naturally up towards the sky. This effect had been observed in the wild and in plantations around the UK, but scientists were previously unable to explain why some willows produced more biofuel than others. Now British researchers have identified a genetic trait that causes this effect and is activated in some trees when they sense they are at an angle, such as where they are blown sideways in windy conditions. The ...

Apex Global Solutions has announced its venture in providing Web Hosting Services to a clientele array involved in diverse fields of business. Apex Global Solutions, which caters to multiple business needs of clients ranging from Website Development, Graphics Development, Search Engine Optimization, Content Management and E-Commerce Development solutions, is now bringing its expertise in the Web Hosting arena. Apex Global Solutions would cater the needs of hosting and suggesting the best packages, services and features which exactly work in advantage with all forms of ...

Today Waste Industries USA, Inc. (WI) announces the recipient of the Waste Industries' Partnership for Education Scholarship, an annual grant awarded to graduating high school seniors of the Snow Hill Missionary Baptist Church (SHMBC) congregation in Roseboro. The Waste Industries' Partnership for Education Scholarship was established in 2010 and awards up to $2,000/year in scholarship money for SHMBC high school seniors meeting established criteria. For example, qualified applicants must have a 2.5 GPA upon graduating to apply and the scholarship is intended for education ...

Sydney-based homewares retailer Whiteport has announced it will provide a new product sourcing service to its ever-expanding customer base. Whiteport currently offers a unique range of chic, elegant home accessories in every conceivable shade of white. Recently, though, customer requests at the popular destination for all things white have prompted an expanded view of how the company can enhance its busy customers' shopping experience. Whiteport founder Jennifer McCabe explains: "We're always getting requests from customers for an item in a different colour, ...

For those looking to lose weight or get fit in 2013, Aisha Price and Optimal Nutrition Care have designed the Optimal Recovery Bar, a tasty and nutritional protein bar made for eating after a workout. A protein bar may not seem like a revolutionary product, however, Aisha Price and Optimal Nutrition Care have created a one-of-a-kind nutritional snack that can help people meet their New Year's resolutions. As many enter into 2013 looking to get into shape, lose excess pounds, or get back into a workout routine, health and fitness expert Aisha Price, known also as a fitness ...

Folsom fitness expert and owner of Superwomen Boot Camp, Val Fujii is proud to announce the winners of the Battle of the Holiday Bulge Challenge today. The challenge was a voluntary fitness competition, with great results, for participants' health and wallets. Challengers took "before" pictures and had a weigh in and body fat calculation in the beginning. Each week there was a weigh in and body fat calculation. In addition to the support of other boot campers, challengers received the Belly Blast program (valued at $77) for free. It included: Checklist for ...

We're pleased to announce Creations By Jerilyn in association with The Artisan Group, will participate in a luxury celebrity gift lounge hosted by GBK Productions on February 22-23, 2013 at an exclusive location in Beverly Hills, California, in honor of the The 2013 Academy Awards Nominees and Presenters. Our Tree of Life Pendants will be gifted to select members of the press and media at The Artisan Group's exhibit. This event will be attended by nearly fifty media outlets. To learn more about Creations By Jerilyn and our handcrafted products, or our participation ...

The documentary film THE GLAMOROUS LIE (produced by 21 Yellow Tulips) has faced a tumultuous road since it started making the rounds of film festivals last fall. The feature documentary, which chronicles the life of YaVaughnie Wilkins and her eight and a half year relationship with Infor CEO, former Oracle executive and Obama economic advisor Charles E. Phillips, Jr. was buffeted by Phillips' lawyers efforts to quash festival screenings of the film. Now, following a brand-new cut, Slamdance has selected THE GLAMOROUS LIE to screen out of competition at the 19th Annual Slamdance ...

Doble R, featuring ex-Kumbia-All-Starz vocalist Ricky Rick, has released their newest track of fusion cumbia, "ElektroKumbia." The track is roughly three and a half minutes long and features the same personalized electronic cumbia fusion music that fans throughout Latin America have come to love and expect from Doble R and Ricky Rick. Ricky Rick and Doble R's particular flavor of music is a multicolored mix of electronic merengue, electronic cumbia, traditional reggae, Jamaican dancehall, and the occasional romantic ballad. "ElektroKumbia" is an energetic, ...

Digitiliti has been named a Backup and Disaster Recovery Software 2012 Product of the Year Finalist by SearchStorage.com magazine. The backup and DR software category covers backup and recovery software, cloud backup and recovery services, disaster recovery, snapshot and replication, electronic vaulting and archivers. DigiLibe 3.5 delivers automated and frictionless content backup, recovery, archiving, file sharing and de-duplication all in a single platform. Documents are captured, categorized and stored automatically on save or close events. Email is captured, categorized ...

Two new faces have been spotted at the Upper James Street Topper's Pizza in Hamilton, Ont. Nippinder Singh and his wife Nupur have assumed ownership of this busy Hamilton location, formerly owned by Gus Karouzakis, who still currently owns three other Topper's Pizzas in the Hamilton & Burlington region. Singh and his wife relocated to Canada from Punjab, India, in 2011. Actively looking for a business opportunity once they arrived, the Singhs very quickly knew which direction they wanted to go once they tasted a Topper's Pizza. "My sister-in-law had always ...

Making its debut in the Sunshine State, the 2013 BaconFest Florida, hosted by Chef Todd Fischer from Discovery's Destination America network show, 'United States of Bacon,' will take place at Seminole Casino Coconut Creek on Saturday, February 23, 2013 at 6 p.m. This event will feature performances by The Bacon Brothers and The Dan Band with frontman Dan Finnerty, who is most recognized as the wedding singer from Old School. Tickets are $25 and can be purchased at Ticketmaster.com. BaconFest has become a highly popular event held annually in cities such as Chicago, New ...

George F. Indest III, President and Managing Partner of The Health Law Firm, shares his knowledge of health law in the December issue of Medical Economics. Due to the federal deficit, Medicare fraud initiatives are on the rise as a way to recoup funds. Mr. Indest wrote an article on what to do if a physician, medical group or other health provider receives a notice of an audit and site visit from Medicare, the Medicare Administrative Contractor (MAC) or the Zone Program Integrity Contractor (ZPIC). Mr. Indest's article, "19 Tips to Prepare You for a Medicare Audit ...

Nikolas Toocheck looks like the average 4th grader but what he has already accomplished and plans to accomplish is far from ordinary. At 9 years old, the West Chester, PA native completed his first full marathon in December in Lewes, DE. Now, Nikolas has set his sights on somewhere a bit more adventurous: Antarctica. On February 25, 2013, he will participate in the White Continent Marathon & Half organized by Marathon Adventures. Based on available records, it is believed that he is the youngest person ever to attempt this feat. Nikolas will be running as part of his ...

Dr. Howard J. Gross of Horizon Eye Care traveled to Maseru in Lesotho Africa, December 16 through December 20, 2012, with Surgical Eye Expeditions (SEE) International to perform cataract surgery. Dr. Gross donated his time and travel expenses to participate in this expedition. Dr. Gross, a cataract surgeon from southern New Jersey, serves as the Medical Director of Horizon Eye Care in Margate, New Jersey. Dr. Gross was moved by the extreme need of the people of Maseru. Many patients were totally blind from cataracts, a condition that is easily curable in the United ...

Scientific progress into early cancer detection will be the focus of a fundraising luncheon and lively high tech interview Friday, February 8, 2013 in Menlo Park with proceeds to benefit Canary Foundation, the only nonprofit dedicated solely to early cancer detection. Hollywood personality and networking rock star Jesse Draper, known for her show"The Valley Girl" will be interviewing Dr. Sanjiv "Sam" Gambhir, MD, PhD, chair of Radiology at Stanford University and director of Canary Center at Stanford for Cancer Early Detection and Don Listwin, founder ...

The granddaughter of Romania's leading historian—Prof. Constantin C. Giurescu, the author of The History of the Romanian People— Marina Giurescu chronicles the rise and fall of her native land in the 20th century as seen through the eyes of her esteemed grandfather. Before the Communist takeover Professor Giurescu was a member of Romania's parliament, acted as a provincial governor and briefly occupied a cabinet position at the onset of WWII. However, the heretofore "enlightened" Romanian society was dismantled with the 1946 Communist takeover of the country. ...