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Uninformed Students Have Highest Risk of Credit Card Troubles

2012-10-20
There's no doubt about it, going to college is expensive. Between rent, food, books and the ever-increasing price of tuition, many Texas students find it hard to make ends meet. Since few students have the time to work as many hours as it would take to support themselves and still do well in school, many go into debt to pay the bills. When student loans don't provide enough support, they turn to credit cards. Although credit cards can be helpful for college students, they can also be very dangerous if not used carefully. A few mistakes or missed payments could start ...

More Employers Failing to Pay Proper Wages and Overtime in Florida

2012-10-20
American workers are filing more lawsuits against employers than ever before. In 2012, wage and hour lawsuits are the highest they have been in 20 years. As of March 31, 2012, there were 7,064 federal wage and hour cases filed compared to the 1,184 cases filed in 2000. What are Wage and Hour Lawsuits? The federal Fair Labor Standards Act (FLSA) and Florida state's employment laws dictate an employee's rights, as well as the legal remedy to enforce those rights. For example, in Florida: - Workers must be paid a minimum wage of $7.67. - Employees who receive tips ...

State Farm Under Investigation for Texas Hurricane Ike Insurance Denials

2012-10-20
When you purchase insurance and pay your premiums every month, you expect that the insurance company will uphold its end of the bargain when a loss occurs. Unfortunately, this isn't always the case. Like all businesses, insurance companies are concerned about protecting their bottom lines. Sometimes, they try to save money by wrongfully denying valid claims. When it comes to dealing with insurance companies, small injustices happen every day. However, when a big event hits, it is much easier for insurance bad faith to be brought into the light. As a case in point, ...

Florida Man Fired for High Medicals Costs for Daughter's Cancer Treatments

2012-10-20
A Florida man has sued his employer for wrongful termination, claiming that he was fired, not for falsifying time sheet records, as the company claims, but because of his daughter's high medical costs. The case shows employees that it is possible to hold employers responsible for wrongful termination. Man Asserts He Was Fired Due to Daughter's High Medical Expenses The Palm Beach County man was fired at his job at a bank on the pretext that he falsified his timesheet. However, the man believes the real reason he was let go was the high cost of his late daughter's ...

Poor Crash Test Ratings Should Put Nevada Car Buyers on Alert

2012-10-20
Recently, the Insurance Institute for Highway Safety (IIHS) put 11 luxury vehicles through a new test called the small overlap test. The results were rather disturbing: Only two vehicles earned a "Good" rating and several rated "Poor", including at least one current IIHS "Top Pick" for safety. The IIHS Luxury Car Safety Tests The small overlap test evaluates a vehicle's ability to withstand an impact to the driver's side front corner. This is the type of motor vehicle accident can occur, for example, when a vehicle crashes into a telephone ...

Teen Lives Being Saved by New Licensing Programs

2012-10-20
Over the last 15 or so years, young people anxiously awaiting the freedom that comes with turning 16 years old and receiving a driver's license have seen the process of obtaining their licenses become longer and more restrictive. All 50 states now have graduated driver's license programs. The purpose of these licensing programs is to ensure that young drivers gain experience in the safest possible manner; often by restricting new drivers from driving late at night, ensuring an experienced driver is in the passenger seat, and limiting the number of passengers allowed ...

Chicago Police Say Odor of Marijuana Justified Search, Judge Not So Sure

2012-10-20
The right to be free from unreasonable searches and seizures is one of the most important constitutional protections afforded to the American public. Among other things, this right means that police may not search your vehicle unless they have an objective and compelling reason to suspect that a crime has been committed. When police conduct a search that violates your right to be free from unreasonable searches, any evidence that is uncovered as a result cannot be used against you in court. All too often, police take note of strong odors of marijuana or some other drug ...

Burj Al Arab Unveils the New Home for its 40 Species of Exotic Fish

2012-10-20
Burj Al Arab, the World's Most Luxurious Hotel, recently unveiled its fully transformed aquarium, with an innovative decor and newly introduced exotic species of fish. The recently re-opened aquarium also boasts some of the most technically advanced underwater lighting, new artificial coral reefs and improved filtration systems. The fish tanks at the Dubai hotel are a captivating attraction for both guests and local visitors, with the resident marine biologists being highly commended for their great efforts in looking after its stock. Going beyond the standards usually ...

King Ice Holds First Short Film Video Contest

King Ice Holds First Short Film Video Contest
2012-10-20
King Ice, an online men's jewelry company, is hosting its first short film contest. King Ice, in an attempt to branch out from their usual rap contests, is giving aspiring filmmakers and actors the chance to win up to a thousand dollars in prizes. The short film video contest will be held online from October 22 through November 26 via the King Ice website and official Facebook contest page. Filmmakers are free to choose any genre for their entry however they are required to incorporate the online jeweler. The contest will be administered through the company's official ...

"Fiddler Tim Smith & Friends" is Released to Global Radio by MusikandFilm

2012-10-20
Legendary, iconic, famed are some of the adjectives used to describe Fiddler Tim Smith, but amazing works just as well. Some fiddlers have tone, others speed, others touch, and a few have grace and style. Tim is a true combination of all these attributes. His new album "Fiddler Tim Smith & Friends" has a "Who's-Who" backing musician list, and he wrote most of the songs, a difficult enough thing in the Bluegrass genre, where supposedly everything worth playing has long since been played many times over. But the overall coloring of the album is provided ...

Love, Montana by Deb Martin-Webster - Romance, Humor and Love Find a Home in Big Sky Country

Love, Montana by Deb Martin-Webster - Romance, Humor and Love Find a Home in Big Sky Country
2012-10-20
HumorOutcasts Press is proud to announce the launch of a new novel Love, Montana from author Deb Martin-Webster. This romantic western epic is not your typical romance novel. What starts off as a love/hate relationship develops into a witty, sexy, bitter sweet love affair between a laid back western novelist with a Ph.D and a burnt out New York City art magazine columnist. Add to the mix a tightly knit group of neurotic friends, devoted family members and amusing Native American wisdom, and Love, Montana promises to keep you entertained from start to finish. "I ...

SSM Industries, Inc., Rolls Out World's First

SSM Industries, Inc., Rolls Out Worlds First
2012-10-20
Tennessee-based SSM Industries, Inc., produces the world's first flame resistant, moisture management, antimicrobial cotton fabric. This carefully engineered fabric, Pro-CFR + TransDRY was created for use in the industrial, military, fire service and racing markets. Summit Work Apparel Vice President, Alan Habash, recently stated, "The application of wicking technology has been used in the athletic apparel industry and now SSM has brought this same technology to the flame resistant world. This cotton fabric is comfortable and breathable and our customers are responding." ...

Trafalgar Launches 2013 Italy Brochure Including Corsica, Sardinia & Sicily

Trafalgar Launches 2013 Italy Brochure Including Corsica, Sardinia & Sicily
2012-10-20
Trafalgar (www.trafalgar.com), the Insider of guided vacations, is pleased to announce the return of their stand-alone Italy brochure, offering 19 First Class, At Leisure and CostSaver trips heading to Trafalgar's most popular destination. The new brochure features enhanced itineraries as well as three new ones - At Leisure's Corsica & Sardinia and CostSaver's Jewels of Italy and Highlights of the Italian Lakes. All First Class itineraries include Trafalgar's signature Insider Experiences, like exclusive Be My Guest dining, sightseeing with Local Guides, and a first-hand ...

Online Casino Archives Expands to Over 30 Languages

2012-10-20
Online Casino Archives is proud to announce its expansion into over 30 languages. The gaming, sports and lifestyle news site has been providing original news and scoops for over 6 years. Visitors to Online Casino Archives click on a map icon on the top right of the screen and are taken to a map featuring every continent. Countries with a local news site are colored and have an icon of the nation's flag. Simply click on the flag and you are taken to that country's site. From Argentina to Switzerland to the United Kingdom, Online Casino Archives now has localized news ...

Earn Double Comp Points for Halloween at 7Regal Casino

2012-10-20
7Regal, the popular online casino, is celebrating Halloween with double comp points on the Halloween Fortune slot game. With Halloween right around the corner, 7Regal wants players to get into the festive spirit. Online slots fans are invited to treat themselves to Halloween Fortune, a 5 reel, 20 payline game that features 3 beautiful witches and dark, magical symbols. The Glowing Pumpkin is the wild symbol. Match 5 and you've won a 10,000 coin payout. Besides the Glowing Pumpkin, Halloween Fortune's symbols include a Black Cat, a Crow, a Pink Potion, a Skeleton's ...

E-CigaretteMate.com Comes Up with Healthy Cigarette

2012-10-20
E-CigaretteMate.com has once again come up with a really unique product for its esteemed clients. The product this time is e-cigarette. Marketing Supervisor of the company observed, "The advent of the e-cigarette mate has been a boon for the tobacco users suffering from life threatening disease. According to medical consultants, we have been pioneer in propagating the usage of the device which does not emit harmful tar into the atmosphere and induce people to passive smoking." The electronic cigarette is offered to the users under 4 categories depending on ...

Online First in Annals of Internal Medicine

2012-10-19
In a new perspective piece being published Online First tonight in Annals of Internal Medicine, a physician recalls lessons learned from treating patients affected by the 2002 outbreak of Exophiala (Wangiella) dermatitidis meningitis or arthritis related to contaminated, injectable coticosteroids prepared from a compounding pharmacy. According to the author, the lessons he learned in 2002 are applicable to the current outbreak. He warns that compounding of preservative-free corticosteroids requires meticulous sterility to ensure lack of fungal contamination. Without this ...

Stanford researchers use solar power to study elephants in Africa

Stanford researchers use solar power to study elephants in Africa
2012-10-19
A team of elephant researchers from Stanford University has transformed a remote corner of southern Africa into a high-tech field camp run entirely on sunlight. The seasonal solar-powered research camp gives scientists a rare opportunity to quietly observe, videotape and photograph wild elephants at Mushara waterhole, an isolated oasis in Etosha National Park in Namibia. "One of the really special aspects of solar energy is that it allows us to be in this incredibly remote area that's closed to tourists and is off the grid," said lead researcher Caitlin O'Connell-Rodwell, ...

Foster kids do equally well when adopted by gay, lesbian or heterosexual parents

2012-10-19
High-risk children adopted from foster care do equally well when placed with gay, lesbian or heterosexual parents, UCLA psychologists report in the first multi-year study of children adopted by these three groups of parents. The psychologists looked at 82 high-risk children adopted from foster care in Los Angeles County. Of those children, 60 were placed with heterosexual parents and 22 were placed with gay or lesbian parents (15 with gay male parents and seven with lesbian parents). The age of the children ranged from 4 months to 8 years, with an average age of ...

Expalination for ball lightning

2012-10-19
Australian scientists have unveiled a new theory which explains the mysterious phenomenon known as ball lightning. ightings of ball lightning have been made for centuries around the world – usually the size of a grapefruit and lasting up to twenty seconds – but no explanation of how it occurs has been universally accepted by science. In a paper published in the Journal of Geophysical Research Atmospheres entitled 'The Birth of Ball Lightning' CSIRO and Australia National University scientists present a new mathematical theory which explains how and why it occurs. Previous ...

How to prove a sexual addiction

2012-10-19
The idea that an individual might suffer from a sexual addiction is great fodder for radio talk shows, comedians and late night TV. But a sex addiction is no laughing matter. Relationships are destroyed, jobs are lost, lives ruined. Yet psychiatrists have been reluctant to accept the idea of out-of-control sexual behavior as a mental health disorder because of the lack of scientific evidence. Now a UCLA-led team of experts has tested a proposed set of criteria to define "hypersexual disorder," also known as sexual addiction, as a new mental health condition. Rory ...

Taking race out of the equation in measuring women's risk of osteoporosis and fractures

2012-10-19
For women of mixed racial or ethnic backgrounds, a new method for measuring bone health may improve the odds of correctly diagnosing their risk of osteoporosis and bone fractures, according to a UCLA-led study. Currently, assessing osteoporosis and the risk of fractures from small accidents like falls requires a bone density scan. But because these scans don't provide other relevant fracture-related information, such as bone size and the amount of force a bone is subjected to during a fall, each patient's bone density is examined against a national database of people ...

Studies target high rates of HIV medication errors among hospitalized patients

2012-10-19
San Diego, CA (October 19, 2012) – Research presented at IDWeek 2012™ concludes that despite advances in electronic medical records, mistakes are still commonly made in the prescription of antiretroviral medications for hospitalized HIV-positive patients. At the same time, a trio of studies suggests however, that electronic records in combination with increased clinical education can help to greatly decrease medical errors. The three studies are among the significant research being discussed at the inaugural IDWeek meeting, taking place through Sunday October 21 in San ...

Directing change: How do they do it?

2012-10-19
In the long run, all organisms must adapt to survive as their surroundings do not remain constant for ever. The major difficulty with understanding adaption relates to the length of time required for experiments: evolution is by its very nature a gradual process. Fortunately, however, recent breakthroughs in experimental evolution using model organisms are providing important insights into the process. The nature of the underlying genetic changes has generally remained elusive but recent work at the Institute of Population Genetics of the University of Veterinary Medicine, ...

Young people who go out drinking start earlier and consume more and more alcohol

Young people who go out drinking start earlier and consume more and more alcohol
2012-10-19
Teenagers and university students are unaware of the negative consequences of alcohol consumption or the chances of developing an addiction as a result. In addition, they start at a younger and younger age and drink more and stronger alcohol according to a study headed by the University of Valencia. Current drinking trends amongst Spanish youth are characterised by what is known as botellón or drinking in the streets. Researchers at Valencia's universities, Miguel Hernández de Elche and Jaume I de Castellón, have conducted a study funded by the Spanish National Drugs ...
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