Estate planning is a topic that most people like to put off or avoid all together. Yet your estate plan will either be your choice or follow the intestacy laws of your particular state in which you reside. People work hard and long for their assets yet a lot of this hard work could be undone if we do not plan for our own mortality. Some things all people should thing about regarding estate planning: When was the last time your estate plan was reviewed, do you own property in multiple states, do your beneficiary designations match your estate plan, are your assets title ...

The nature of estate planning is one that changes over time. As life progresses and goals change so should the estate plan. Lack of an adequate estate plan or an estate plan that is not current can cause undue additional emotional and financial burden on family. An effective estate plan can possibly: decrease the amount of estate taxes one may have to pay, have your assets distributed the way want or desire and not the courts way. Provide the liquidity needed for estate expenses, and thus not force the sale of assets, clearly lay out your plan and thus not have family members ...

In 1996, The Sagemont School in Weston opened serving 23 preschool through 5th grade students. When the building was not ready on time, classes were held in meeting rooms at the Bonaventure Hotel, currently known as The Hyatt. The students studied there for two months until they were able to officially move into the building. Flash forward to 2011. Now, the school has 800 students on two beautiful campuses and is a well-established, accredited college preparatory school. Richard and Renee Goldman, their son Brent, and a group of investors founded the Sagemont School. ...

Platinum Play Online Casino currently has a host of promotions underway for all registered players including the Summertime promotion, where thousands in cash and casino credits can be won. For those players looking to play online casino games, but who have not registered yet, more incentive comes in the form of the two-part welcome bonus. As a reputable Australian online gambling portal, Platinum Play is offering new players a 1,500 free bets offer as well as a 100% deposit match bonus to use when joining the casino. The 1,500 free bets offer does not require ...

Dr. Paul Culver, Brookfield dentist, is helping parents understand the orthodontic needs of their children. He does this by providing informational consultations to examine and discuss potential issues and treatment options for promoting a healthy smile. Some orthodontic problems may be easier to correct if treated early. Dr. Culver, Brookfield emergency dentist, prides himself in being able to properly inform parents of future orthodontic concerns in order to successfully treat patient's orthodontic problems. Waiting until all the permanent teeth have come in, or until ...

Dr. David Choi of Come Orthodontics and Pediatric Dentistry, pediatric dentists and orthodontists in Long Island, is pleased to announce the launch of his practice's new educational materials available online via their interactive practice website. Patients can visit the website for Dr. Choi to view the educational patient library and videos. The education library and videos allow patients to easily access dental health care information at any moment of their day, even outside of office hours. When a patient has a question about their symptoms, procedure or other treatments ...

Entrepreneur Howard Helfant has just launched My Skinny Senorita, a non-alcoholic beverage company based in Boca Raton, Florida. In 2010, Helfant launched Hot Shot Beverage Company. My Skinny Senorita will be both owned and operated by Hot Shot Beverage, LLC. My Skinny Senorita is a non-alcoholic beverage company known for their product line of Margarita, Mojito and Daiquiri mixes. Since they are only five calories per serving and sugar free, the drinks remain as healthy as possible. Some prefer it shaken, frozen, or stirred--either way, my Skinny Senorita drinks are ...

Psychologists at the University of Liverpool have found that children as young as two years old have an understanding of complex grammar even before they have learned to speak in full sentences. Researchers at the University's Child Language Study Centre showed children, aged two, sentences containing made-up verbs, such as 'the rabbit is glorping the duck', and asked them to match the sentence with a cartoon picture. They found that even the youngest two-year-old could identify the correct image with the correct sentence, more often than would be expected by chance. The ...

A higher proportion of female nurses among intensive care teams may decrease individuals' risk of professional burnout, according to Swiss researchers who studied the factors related to burnout in the high-stress setting of the intensive care unit (ICU). The research was published online in the articles-in-press section of the American Thoracic Society's American Journal of Respiratory and Critical Care Medicine. Burnout is believed to be a psychological response to chronic stress. It can lead to emotional instability, feelings of failure and low production or an urge ...

Men and women differ in the way they anticipate an unpleasant emotional experience, which influences the effectiveness with which that experience is committed to memory, according to new research. In the study, supported by a grant from the Wellcome Trust, women showed heightened neural responses in anticipation of negative experiences, but not positive ones. The neural response during anticipation was related to the success of remembering that event in the future. No neural signature was found during anticipation in either positive or negative experiences in men. Dr ...

Bremerhaven/North Pole, 22 August 2011. You can't get any "higher": on 22 August 2011 at exactly 9.42 a.m. the research icebreaker Polarstern of the Alfred Wegener Institute for Polar and Marine Research in the Helmholtz Association reaches the North Pole. The aim of he current expedition is to document changes in the far north. Thus, the researchers on board are conducting an extensive investigation programme in the water, ice and air at the northernmost point on the Earth. The little sea ice cover makes the route via the pole to the investigation area in the Canadian ...

NAIROBI, KENYA (23 AUGUST 2011) – As hunger spreads among more than 12 million people in the Horn of Africa, a study by the International Livestock Research Institute (ILRI) of the response to Kenya's last devastating drought, in 2008-2009, finds that investments aimed at increasing the mobility of livestock herders – a way of life often viewed as "backward" despite being the most economical and productive use of Kenya's drylands – could be the key to averting future food crises in arid lands. The report, "An Assessment of the Response to the 2008-2009 Drought in Kenya," ...

The way blood pressure is diagnosed and treated is set to be revolutionised following new guidelines for the medical profession issued by NICE and developed in conjunction with the British Hypertension Society (BHS). It will mark the first time in over a century that the way blood pressure is routinely monitored by GPs has been changed. A major feature of the new guideline is the recommendation that high blood pressure should be diagnosed using ambulatory blood pressure monitoring, a technique in which the patient wears a monitor for 24 hours to gauge how high their ...

Researchers at the University of Leeds have discovered a pain-free way of tackling dental decay that reverses the damage of acid attack and re-builds teeth as new. The pioneering treatment promises to transform the approach to filling teeth forever. Tooth decay begins when acid produced by bacteria in plaque dissolves the mineral in the teeth, causing microscopic holes or 'pores' to form. As the decay process progresses these micro-pores increase in size and number. Eventually the damaged tooth may have to be drilled and filled to prevent toothache, or even removed. The ...

PROVIDENCE, R.I. [Brown University] — All the excitement about nanotechnology comes down to this: Structures of materials at the scale of billionths of a meter take on unusual properties. Technologists often focus on the happier among these newfound capabilities, but new research by an interdisciplinary team of scientists at Brown University finds that nanoparticles of nickel activate a cellular pathway that contributes to cancer in human lung cells. "Nanotechnology has tremendous potential and promise for many applications," said Agnes Kane, chair of the Department of ...

WASHINGTON, Aug. 23–Current advanced femtosecond laser systems offer myriad possibilities to modify materials, from implementing new optical functionality to improving existing materials properties. Femtosecond direct laser writing exhibits enormous potential in the development of a new generation of powerful components in 3-D for micro-optics, telecommunications, optical data storage, imaging, micro-fluidics, and biophotonics at the micro- and nano-scale. To highlight breakthroughs in femtosecond laser systems, the editors of the Optical Society's (OSA) open-access journal ...

Scientists have discovered that bacteria like E. coli and Salmonella have a sneaky way of making minor alterations to their genes to boost their chances for infection. It's a fascinating discovery made at Ohio State University, which is featured in the Aug. 14 issue of Nature Chemical Biology. This discovery shows how bacteria make tweaks in their genes, and their proteins to gain strength. The team includes research scientist Herve Roy, who joined the University of Central Florida faculty at the College of Medicine this month. He co-authored the paper after conducting ...

If you'd like to cool off fast in hot summer weather, take a dip in a newly discovered ocean current called the North Icelandic Jet (NIJ). You'd need to be far, far below the sea's surface near Iceland, however, to reach it. Scientists have confirmed the presence of the NIJ, a deep-ocean circulation system off Iceland. It could significantly influence the ocean's response to climate change. The NIJ contributes to a key component of the Atlantic Meridional Overturning Circulation (AMOC), critically important for regulating Earth's climate. As part of the planet's ...

MANHATTAN, KAN. -- We see it in the movies and on television when a character realizes they desperately want to have a child. Often it is connected with a ticking biological clock. Or we may experience it ourselves when we see baby toys and clothes in the store. "It" can be summarized in two words: Baby fever. Not only does the phenomenon called baby fever exist, it is found in both men and women, according to researchers from Kansas State University. Gary Brase, associate professor of psychology, and his wife, Sandra Brase, a project coordinator with the university's ...

PROVIDENCE, R.I. – Researchers from The Miriam Hospital have found that patients who have completed cardiac rehabilitation and who receive telephone counseling that supports exercise are more likely to adhere to an exercise program. Results of the study, funded by the National Heart, Lung and Blood Institute, are published in the American Journal of Preventive Medicine. Traditionally, patients who complete Phase II cardiac rehabilitation often have low rates of maintaining exercise after program completion. If patients who have completed cardiac rehabilitation do not ...

If so many poor people live around national parks in developing countries, does that mean that these parks are contributing to their poverty? Yes, according to the conventional wisdom, but no, according to a 10-year study of people living around Kibale National Park in Uganda that was published this week in the Proceedings of the National Academy of Sciences. "Often people have lamented that the poorest of the poor live on the edge of the parks, and the assumption is that it's the parks that are keeping people poor," said Lisa Naughton, a professor of geography at the ...

Baylor University environmental researchers have proposed in a new study a different approach to predict the environmental safety of chemicals by using data from other similar chemicals. For many chemicals in use every day, scientists do not have enough information to understand all of the effects on the environment and human health. In response to this, the European Union enacted the REACH regulation, which places greater responsibility on industry to manage the risks from chemicals and to provide safety information on the substances. The Registration, Evaluation, Authorisation ...

MADISON, WI, AUGUST 19, 2011 -- In the Mid-South, twin-row soybean production is becoming a popular growing technique for soybean producers. An estimated 80% of the total hectares grown in the Mississippi Delta are planted in this configuration. While growers report this method increases seed yields, especially when used with specific cultivars planted in April or early May, there is no research data to support their claims. Arnold Bruns, a USDA-ARS scientist at Stoneville, MS and author of this study, compared the effects of planting soybeans in twin-rows versus single-rows. ...

Amid the controversy surrounding the Food and Drug Administration's ruling that Avastin should no longer be used to treat metastatic breast cancer, a new multinational Phase III clinical trial shows that Avastin significantly increased tumor response rates in breast cancer patients when given before surgery. At the annual meeting for the American Society of Clinical Oncology, the nation's premier association of clinical oncologists, Harry D. Bear, M.D., Ph.D., Chair, Division of Surgical Oncology at Virginia Commonwealth University Massey Cancer Center, presented the ...

Afghan patients treated at a U.S. military hospital in Afghanistan often carry multidrug-resistant (MDR) bacteria, according to a report in the September issue of Infection Control and Hospital Epidemiology, the journal of the Society for Healthcare Epidemiology of America. The findings underscore the need for effective infection control measures at deployed hospitals where both soldiers and local patients are treated, the study's authors say. The research team, led by Air Force Lieutenant Colonel Deena Sutter of the San Antonio Military Medical Center, studied U.S. ...