Chapter 13 of the United States Bankruptcy Code provides for a reorganization of the debtor's debts through the protection of the Bankruptcy Courts. In a Chapter 13 there is no liquidation of assets, only reorganization of debts. The debtor proposes a plan where the debtor make monthly payments of as much as he can afford over a period of typically either three or five years. If the total plan payments over the life of the plan exceed the amount creditors would receive in a chapter 7 liquidation, the plan will be confirmed and accepted by the court. The payments are made ...

"The MoneyMan Report" with Dan Frishberg on Wednesday featured guest Herb Greenberg, noted financial columnist and senior Greenberg started his career writing for the San Fancisco Chronicle, became popular on The Street.com and is now senior stocks commentator for CNBC. First a question for Dan. A listener explained that a broker posing as a friend guided him into investing in two IPOs Bond ETF, where he has so far lost money. The answer was simple. The guy isn't your friend, he is not an advisor and he sold that IPO because it pays a commission. An IPO of a bond ETF ...

There have been countless audio formats released over the last few decades. From eight tracks to cassette tapes, compact discs to mp3s, audiophiles would have managed to buy their entire record collection an estimated average of four times if they had loyally decided to update their music collection every time a new format is released on the market. But through the years, no matter what leaps and bounds technology has managed to achieve when it comes to music, jazz vinyl and rock vinyl records still manage to keep strong sales amongst collectors and music enthusiasts ...

Jahia, the premier provider of web content integration software combining web, document, and portal features, today announced free registration to the webinar, 'Create and Customize Your Applications in a Breeze'. During the 45-minute event, Jahia will introduce the beta release of Jahia 6.5, the first open source, Java-based Composite Content Platform based on the latest open source frameworks, designed to radically reduce implementation time and foster rapid development for businesses. Webinar guests will receive an exclusive live demonstration of the next generation ...

Do you enjoy exploring new recipes and trying new flavor combinations? If you are a high school senior graduating in 2011, then the Best Teen Chef Competition at The Art Institutes International - Kansas City is the place to showcase your talents. Compete against your peers to earn a scholarship towards a culinary education at The International Culinary School at The Art Institutes International - Kansas City. Each participating Art Institutes school will crown a local Best Teen Chef and offer the winner a $5,000 scholarship towards a culinary degree program. The ...

Businesses, both large and small, are rapidly expanding on a global level. Even small to medium enterprises, which are seeing partnerships and clients from the far reaches of the globe are now looking for effective and affordable ways to communicate with partners and clients abroad. Although placing a conference call, as well as a applying to a conference call service specializing in businesses telecommunication may not be a new practice, standard international rates for the conventional conference call and conference call service have dropped so significantly that small-to-medium ...

SIGVARIS is pleased to announce that Carl Landry, Sacramento forward, has become a fan of SIGVARIS' Active Therapy Line prompting him to become an official endorser of SIGVARIS' athletic socks. "It's exciting for SIGVARIS that professional athletes worldwide have seen for themselves the value of wearing true graduated compression," says Jason Kern, product manager of SIGVARIS North America. "It's rewarding to see high profile players like Carl Landry, Soccer's Ronaldo Luís Nazário de Lima, Joseph Addai (running back for the Indianapolis Colts) and Michael Turner (running ...

The simple way to a permanently flat stomach and ideal body weight is given in a new book by Elizabeth Hartley, The Flat Stomach Diet: Get Rid Of Stomach Bloating Quickly, Easily And Permanently (ISBN-10: 145387304X; publisher Create Space). Frustrated dieters will rejoice when they learn how easy it is to reshape their diet so they can continue to eat the foods they enjoy and still obtain a flat stomach and ideal body weight. Hartley has provided a simple, easy way for anyone to obtain visible results in just three to seven days. "There are no foods banned from your ...

PrintComm, a marketing service provider based in Flint, Mich., will be presenting a webinar on Thursday, February 10th. The webinar will address reasons that dealers/agents don't utilize corporate marketing programs. Speaker Kevin Naughton, Director of Sales and Marketing at PrintComm, will share research findings and comprehensive case study data that will outline: • Why dealers/agents don't use corporate programs • What they will use • How you can get dealers/agents on board with your programs Case study data will be used to demonstrate how significant increases ...

IOS Health Systems (IOS), a leading innovator of web-based electronic health record (EHR), practice management and services to medical providers announces that the Florida Medical Association (FMA) in partnership with Maxwell IT Company, has selected IOS as a leading Electronic Health Record (EHR) provider as part of a new series of workshops in nine cities to help Florida physicians achieve "Meaningful Use" compliance. These 18 hands-on workshops, which are scheduled from January to April 2011, will guide doctors through the process of choosing, implementing and upgrading ...

Streaming live on the Co-Creator Radio Network (www.co-creatornetwork.com) on Tuesday, January 18, at 11 a.m. Pacific time/2 p.m. Eastern time, on her show "Why Shamanism Now?: A Practical Path to Authenticity," shaman and founder of the Last Mask Center for Shamanic Healing Christina Pratt welcomes Sarah Finlay and Peter Clark of Shaman's Flame. According to Finlay and Clark, "As we move along our path of continuous evolution, we often go through cycles of heightened or diminished connection to our self-esteem and the sense of our divine power. These cycles might ultimately ...

bd's Mongolian Grill is bringing back its popular Fun Fresh Food promotion, providing its guests with a "Fun" way to get a "Fresh" start on the New Year with great tasting, healthier-for-you "Food". Offering healthier recipes as a way to ring in 2011, Fun Fresh Food features fresh, lighter ingredients for guests to enjoy now through March 6, 2011. "Our brand is committed to providing fresh, tasty and healthy options for our guests to enjoy, especially at the beginning of a new year when many are trying to change their eating habits," said Denise Head, vice president ...

SEO services aren't a recent development in the history of the Internet, but it's quickly evolving to be one of the most critical. SEO services, or services that specialize specifically in what has been known as search engine optimization, is an essential component in any effort to gain any sort of online presence for both fledgling and established businesses. The purpose and responsibility of an SEO company is to direct, guide, and implement their clients towards being a more visible entity via online search engines. An SEO company conventionally implements SEO services ...

Starr Tincup, the premier full-service marketing agency dedicated to the human capital management (HCM) software and services industry, is pleased to announce the creation of a strategic partnership with BlueSky PR, a firm based in London that specializes in public relations and communications for recruitment, HR, business education and other niche sectors. "Together, we have formed an unstoppable Anglo-American force with international experience, sort of like James Bond and Felix Leiter in Dr. No," said Steve Smith, partner at Starr Tincup. "Niche markets, such as ...

ENTRUST ASSOCIATES announced today that Donald Emmett has joined the firm as a Senior Business Broker. Don comes to Entrust from the Raleigh office of a New York-based business brokerage that he created and manned. In addition to his more than 30 years of experience in small business and entrepreneurial activities, Don brings several years of specific business brokerage experience along with his knowledge of sales and marketing to guide sellers and buyers to a fair and successful business transactions. As a licensed real estate broker in North Carolina, Don is active in ...

Skin cancer is the most common of all cancer types. It is the most common type of cancer in the United States. There are one million cases diagnosed each year in the United States. It is readily diagnosed by skin specialists and can be effectively treated in its earliest stages. Skin cancer is the most prevalent of of cancer today. Tony Rodriguez and Stellar Reviews proudly announce the creation of the website http://dermatologist-miami.stellarbusiness.com to provide a review of dermatologists in Miami and to offer a free ebook download on dealing with acne. "I wanted ...

High school students across America are logging in, voting and hanging out at http://www.stumpsparty.com/freeprom for a chance to win their share of over $100,000 in prom prizes in the Stumps Proms Across America Contest. Fifty schools, one from each state, will receive a $1,000 Stumps gift certificate for prom to purchase theme decorations, favors and royalty items. As a bonus, the top three vote getters nationwide will receive a grand prize package including a $5,000 Stumps gift certificate, DJ expenses paid up to $1000 and royalty supplies for their entire prom court. ...

Brooklyn marketing firm Ajax Union (www.AjaxUnion.com) just launched three new social media booster packs featuring daily activity on Facebook and Twitter. The search engine agency is offering these daily services as add-ons to the popular AnewB SEO Plan, an online marketing service that integrates business blogging, article marketing, classified listings and other methods for comprehensive Search Engine Optimization (SEO). "In online marketing, social media has a two-pronged effect. On the one hand, it empowers you to reach out to potential customers directly through ...

The Annual Guide to Schools (AGTS) Magazine, published by New Wave Media, launches the sixth edition of the magazine today. This edition of the magazine features a number of new concepts, with an aim at educating parents on the technological advancements of the 21st century and how today's educational system is incorporating these advancements into the curriculum. "The purpose of the magazine is to help parents make the most informed decisions regarding their children's education," commented Ashley Feist, Editor of the AGTS, "With so many different opinions it can ...

New Wave Media CEO Jonathan Molina announced today that the agency has been hired by Pure Life Environmental Solutions (PLE) to develop and execute marketing strategies and campaigns for the PLE line of products. Marketing initiatives for PLE will include branding, advertising, communications, media buying, online marketing, and social media. "This is a great start to 2011 for New Wave Media" commented Molina. "We have been in discussions with Pure Life Environmental Solutions for a few months now; we were confident that we would win the account. This is a large project, ...

Ace Relocation Systems, Inc., a comprehensive relocation solutions company throughout the U.S., was named as a finalist at the San Diego Business Journal's 10th Annual Family-Owned and Closely-Held Business Awards, on December 7th. The category in which Ace Relocation Systems, Inc. was a finalist, Family-Owned Business, refers to San Diego businesses that have a family member currently owning, or in governance, of the company. Larry Lammers, President/CEO of Ace Relocation Systems, Inc., currently heads the national relocation company that his father founded over ...

The Training, Education and Research Institute (TERI, Inc.), a San Diego-based private, non-profit center of excellence and social change for persons with autism and other developmental disabilities and their families, gratefully accepts a $150,000 grant award from The California Wellness Foundation (TCWF). The grant will be paid out over a three-year period for primary and preventive dental care for adults with autism and other developmental disabilities in San Diego County. TERI, Inc's primary and preventive oral health services is being funded by a grant from The ...

What makes an angry person tick? Can anger contribute to heart disease? Is it enough to manage one's anger, or are there real solutions? Do you have to forgive the people that hurt you in order to make the anger go away? Julie Christiansen answers all these questions and more in her book, Anger Solutions! Proven Strategies for Effectively Resolving Anger, (220 pages, tpb, $24.95). Deborah Wilson, an international motivational speaker and a colleague of Julie's, says that "Julie is insightful and masterful in untying the often complex knots of human emotion. Her wisdom ...

Bucket Solutions announces a new Drop Ship Program for its complete line of tractor and skid steer tools and products including its universal quick attach clamp on bucket forks, tractor forks, hay bale spears, debris forks, manure, silage and brush 7 spear ultra fork, and its new patent pending post and tree puller for its agricultural, feed and seed, farm and ranch, tractor supply and tractor and skid steer dealers and resellers. Drop shipping has become increasingly popular over the last five years and is considered a best practice in just-in-time inventory management ...

The Flatonia Chamber of Commerce is excited to announce the launch of the Chamber's first annual Art Fest, which will be held in the spring of 2011. The Chamber invites artists and artisans from all over Texas and the surrounding States to participate and display their talent in the community. Art Fest is set to occur on March 5, 2011, in conjunction with Flatonia's quarterly Market Days activities. Also on the same day, Flatonia will serve a hand-off city for the Texas Independence Relay Runner's Race, an annual event that attracts large numbers of participants and ...