Chapter 11 and 13 Bankruptcies: Keeping Businesses Open During Tough Times The recent economy has left thousands of American companies straddled with debt and struggling to pay their bills. Consumers have been increasingly cost conscious -- purchasing far fewer luxury items -- and have had to utilize credit more often than in the past. Additionally, The Wall Street Journal reports that business to business transactions have slowed as companies choose to conserve cash reserves, rather than reinvest in expansion or other ventures. In fact, America's corporate cash reserves ...

How Is Spousal Support Determined in Oregon? Married individuals often become accustomed to a certain lifestyle during their years of marriage. They get used to the food they eat, the home they live in, as well as what they do for entertainment. Going through a divorce might put this lifestyle at risk, however, especially for the spouse who is not the primary wage earner for his or her family. In order to avoid such a drastic lifestyle change, courts often award a husband or wife spousal support to maintain the standard of living similar to the one he or she had during ...

Legal Fatherhood: Establishing Paternity in Texas If an unmarried mother in Texas needs child support to help take care of her child, paternity needs to be established. A single man may be a biological father in Texas, but he cannot be a legal father without the parents filling out an official Acknowledgment of Paternity form. Without the AOP, the child has no legal father. With it, the father's name will be added to the birth certificate. Legal paternity gives the father the enforceable right to spend time with the child. As a legal father, he can sue for child custody ...

What Do Texas Courts Look at in Deciding Child Custody Disputes? Some divorces are friendly, and some are contentious. When young kids or adolescents are involved, the divorce will determine where the children will live and who will make important decisions about major things like education, medical care and discipline. In a divorcewhere the parents remain cordial and have basic respect for one another, child custody issues may be resolved by negotiating a marital agreement between the parties, preferably with the assistance of their family law attorneys. The parents ...

New Jersey Now Requires All Foreclosure Consultants to Be Licensed Even though the American economy has begun showing slight signs of improvement, many people are still feeling the effects of our recent recession and are faced with losing their homes. For example, RealtyTrac reports that one in 3,092 housing units in New Jersey received a foreclosure filing in November 2011, and roughly 38,000 properties were in some stage of the foreclosure process. As a result, more and more Americans have turned to bankruptcy to help them get through tough financial times and jumpstart ...

North Carolina Teen Dead After Drunk Driver Causes Car Crash at 80 MPH A recent crash in Holly Ridge, N.C. brought home the dangers of drunk driving in tragic fashion. Jacob Bietz was allegedly driving intoxicated on Highway 17 when he crashed into the back of a sedan and an SUV at approximately 80 mph. The wreck ultimately killed 19 year-old Jacinta Fischer. Two children in the sedan were treated for serious injuries at two nearby hospitals. The driver and passenger in the SUV were uninjured. Fischer, who had graduated from high school the year before, was enrolled ...

Chapter 13: An Overlooked Form of Bankruptcy for Individuals Bankruptcy filers often overlook the option to file under Chapter 13. Many believe the only choice is to file under Chapter 7, which generally involves the liquidation of non-exempt assets to pay debts. However, Chapter 7 bankruptcy is not the only option and many do not qualify based on too high a level of income. This article will provide a brief overview of Chapter 13 bankruptcy and discuss a few of its benefits. Brief Overview of Chapter 13 Bankruptcy Chapter 13 is often referred to as the "wage ...

The Texas View of Child Custody When a divorcing couple has children, child custody is often a difficult issue. Decisions must be made about where the kids will live and go to school, how much time each parent will have with the children and how the kids' major life decisions will be made. Ideally, child custody matters can be negotiated by the parties outside the courtroom with each ably represented by an experienced family law attorney. Alternate dispute resolution methods like collaborative law or mediation may be helpful to this end. When a marital termination ...

Property Division Settlement Considerations All of the changes that accompany divorce can seem overwhelming, and the last thing that many people feel like they are able to do is make future financial planning decisions. Everything seems to be in flux, with relationships and lifestyles changing. However, you need to make careful decisions when negotiating property division settlements because of the potential impact the settlements will have on your economic well-being in the years to come. You should ask yourself some key questions when considering property division ...

Washington Parenting Plans When parents split up, they need to establish a Parenting Plan to dictate how they will work together to raise their child. A well-crafted Parenting Plan can protect children from parental conflict more effectively while also ensuring that parents meet children's physical and emotional needs. Parenting Plans can anticipate changes in the child's needs over time, thus reducing the frequency with which parents need to return to court to modify parenting arrangements. Washington Parenting Plans must contain some key provisions that outline each ...

Financial Advisor in Indiana Convicted in Ponzi Scheme Worth $7 Million From 2004 until 2011, Keenan Hauke was a respected financial advisor and investor. His clients included friends and his hometown residents. He now faces 25 years in prison and a $250,000 fine for securities fraudfor actions perpetrated during that time. It began when Hauke incorporated Samex Capital Partners, a hedge fund, in 1999. In 2004, the fund lost millions of dollars in a bad real estate deal in Michigan. Rather than admit he lost the money, Hauke solicited more investors to pay off Samex's ...

Divorce and Taxes in Connecticut Divorce is often a turbulent time for those going through it, and one of the reasons that it can be so stressful is people need to try to figure out complicated financial issues. It is difficult for many to try to plan for their financial futures while they are going through the emotional turmoil of divorce. However, those facing divorce in Connecticut need to understand the tax consequences of alimony and other payments in order to make the best decisions for themselves when negotiating property support settlements. IRS Treatment ...

Hilton Los Cabos Beach & Golf Resort leaps into their tenth birthday with the "gift of giving" for event planners. Beachfront resort encourages event planners to choose the Hilton with their "10 for 10"* group special. Event planners who book a group of 400 or more room nights by Feb. 29, 2012, for stays through Dec. 31, 2012, receive: • 10 two-night certificates valid for one year • 10 special 10th Anniversary spa treatments • 10 rounds of golf at a preferred resort course • 10 individual private airport transfer passes • 10 guest private ...

Peter Canova's Pope Annalisa garners two Indie Excellence Awards, making seven total in less than one year since its publication. The novel has also swept the prestigious Nautilus Book Awards, winning two Silver Medals and one Gold Medal in two different fiction categories, and took another medal in the Independent Publishers Book Award. Peter is appearing at two upcoming events- He's speaking at the Conscious Life Expo at the LAX Hilton on Feb. 11 at 8 PM, and he's presenting at a 2 day event, Feb 18 and 19, called "Creation Matrix 2012" also at the LAX Hilton. ...

Pets in the Classroom, an educational grants program supporting responsible pet care in today's youth, has provided funding to acquire 10 aquariums for the classrooms of Green Chimneys, a nationally renowned, non-profit organization that helps children with emotional, behavioral, social and learning challenges with the aid of animals. Sponsored by the Pet Care Trust, the goal of the Pets in the Classroom program is to establish healthy child-pet relationships at an early age by supporting responsible pet care in Pre-Kindergarten through 8th Grade classrooms across the ...

House of Balsamic, importer and distributor of high-end Italian food products, is best known for the fine aged balsamic vinegars they import from the Modena region of Italy. Their balsamic vinegars are hand-crafted by an artisan producer with five generations of experience—experience that is evident when one tastes the quality of their products. From the hands of talented artisan manufacturers to your front door, House of Balsamic provides you access to some of the finest food products from around the world. To ensure their customers receive products of the highest ...

Comprehensive patient engagement service, Smile Reminder (also known as Solutionreach), is once again honored by Dental Products Report's DPR 100 List for their innovative Xtend Platform. The prestigious annual list determines key industry products integral to dentistry and practice management. This year, Smile Reminder's extraordinary Xtend Platform is named one of DPR 100's "Top 5 Marketing Tools." As a leading trade publication in the dental industry, Dental Products Report reviews a wide variety of products, tools, and technologies available in the dental ...

Steven B. Spewak, J.D., L.L.M., Senior Principal Attorney with Estate Plan Strategies, LLC, has been named One of The Top Attorneys in St. Louis that can help businesses by Small Business Monthly magazine. Spewak will be featured in the February 2012 edition of the magazine. "This is a great honor especially since all nominations for this award are made by your clients and peers," Spewak said. "Many of our clients are small business owners and executives, and our staff is excited they have selected me for recognition as one of St. Louis' Top Attorneys." Spewak ...

NOT ALONE (www.notalone.com), a 501c3 dedicated to reducing suicide rates among returning warriors and their families and increasing awareness and free, private, confidential treatment of Post-Traumatic Stress Disorder (PTSD), is proud to announce that their running team is complete and ready to participate in The Rock N' Roll USA Marathon in Washington, D.C. on Saturday, March 17, 2012. over 50 military spouses, warriors, family members and NOT ALONE supporters will lace up their shoes in order to raise awareness against these invisible war-related traumas our military ...

Reilly Partners, a privately-held retained executive search firm dedicated to high-caliber identification, assessment and recruitment of the world's most talented business leaders, has announced the addition of Sue Hendrickson as a managing director. Hendrickson, with over ten-years of search expertise in consumer-facing industries, has a wealth of experience with private equity, founder-led and public companies in marketing services, brand management, digital and direct marketing, insights and advertising for consumer, business professional services, financial services ...

Loreck Homes President and Founder, Len Gieck will be returning to Guatemala with the not-for-profit organization, Arms of Jesus, to build homes in March for villages which have been devastated by earthquakes. Gieck and his team will also be working on improving the school in Parramos. Through past trips, Gieck and various other members of Loreck's staff, traders, and suppliers have built over 100 homes, and provided villagers with food and water filters. "We get so caught up in our own lives that we forget that there are others who could use our help," says ...

The oyster is considered nature's ultimate aphrodisiac (more on that later), so look no further than the Grand Central Oyster Bar as the restaurant of choice for romance on Valentine's Day, Tuesday, February 14, when executive chef Sandy Ingber - well-known as the "Bishop of Bivalves" -- has 30 varieties of those "Pearls of the Sea" on the menu for those hoping to follow cupid's arrow. Says Ingber: "Legend says no Roman orgy would be worth its salt without thousands of oysters, and that Casanova, arguably the greatest lover in world history, ...

Hand Dryer noise makes it hard to carry a conversation while drying your hands. This has been a common complaint for years and manufacturers have been working on this problem with little to no success. Until now. Traditional hand dryers use a slower moving large volume of warm air to evaporate moisture from one's hands. The low velocity of the air is slow to penetrate the surface of the water, thus resulting in long drying times. Newer high speed hand dryers create about 50% more noise than a conventional hand dryer. The problem occurs when the high velocity air hits ...

The hotel at MGM Grand Detroit and celebrity Chef Michael Mina's award-winning restaurant, SALTWATER, have earned AAA's 2012 Four Diamond rating. Only six Michigan restaurants and 14 hotels received such recognition this year. Part of the auto association's annual hospitality industry ratings, Four Diamond hotels are upscale in all areas of service, decor and amenities. Meanwhile, Four Diamond restaurants cater to individuals in search of unique fine-dining experiences, demonstrating a high degree of creative and complex menus, accomplished staff, and refined ambiance. Detroit's ...

Stanbridge College's January Suitcase Donation Drive gathered enough suitcases, tote bags, and duffel bags for over 25 less fortunate and impoverished people in Orange County. The two-week long drive helped provide people who are homeless or living in temporary housing like motels and shelters with durable protection for their belongings in the cold and rainy months. At the end of the two weeks, all donations were given to the homeless at Lighthouse Ministries in Costa Mesa. "It is overwhelming to see just how much one suitcase can aid a family in need," stated ...