Can't Modify Your Loan? Consider Bankruptcy to Discharge Second Mortgage The U.S. Department of the Treasury and the Department of Housing and Urban Development's Home Affordable Modification Program was created to help homeowners avoid foreclosures through mortgage modifications. For people unable to modify their second or third mortgages, however, filing for Chapter 13 bankruptcy is an option that can help them keep their homes. Foreclosure Crisis According to the Department of the Treasury, unless there is a significant change in course, eight to 13 million ...

Fatal bus accident needs further investigation February 14, 2011 A 76-year-old man on his way to the grocery store was hit and killed by a bus. Edmundo Cortes was crossing Castle Hill Avenue in the Bronx when he was fatally struck by a NYC Transit bus making a turn. Apparently, the bus driver did not realize his bus hit a pedestrian as he was making a right turn, because he continued driving until a witness stopped him. The pedestrian died, crushed under the wheels of the bus. Police questioned the driver and did not press charges. New York personal injury lawyer ...

The Importance of Business Succession Planning Business succession planning is an important part of operating a business, especially for small-business owners and owners who are nearing retirement. By making business succession arrangements early, owners help make a smooth transition and minimize any negative effects of their departure on the company. Continuing the Business The first point to consider in business succession planning is whether the company will continue to operate after the owner departs. Some business owners choose to simply liquidate the assets ...

New Jersey Supreme Court Rejects Breathalyzer Refusal as Prior DWI Proof New Jersey DWI laws provide increasingly harsh penalties for every previous conviction a drunk driver has on his or her record. But a recent decision from the New Jersey Supreme Court curtails the use of one type of proof of a prior conviction. In a unanimous decision, the court held that a prior conviction for refusing to take a Breathalyzer test does not count against the record of an alleged repeat offender. The case reverses a New Jersey Appellate Division decision from last year. In reaching ...

Attorney Michael Probst of Probst Law Office, LLC, is seeking witnesses to an incident that occurred Saturday March 5, 2011 between 4:45 and 5:30 pm in the afternoon in Columbus Ohio. Former professional wrestler, Shad Gaspard, was attending the "2011 Arnold Sports Festival", and was walking downtown near the convention center and north market. Mr. Gaspard was a witness to a near hit and run at the intersection of Vine Street and Wall Street. He attempted to alert an officer who responded by coming in close proximity to Mr. Gaspard's face provoking an intense confrontation. At ...

Cruise Amour has seen significant business growth over recent months, which is due in no small part to the rapid development of its franchise network. To continue this growth and to bring additional resource and skills to the business as it pursues other opportunities, the company has appointed Kate Scott as business development manager. Kate comes to Cruise Amour from the airline industry where she made a name for herself introducing new solutions into the onboard retail space whilst forging strong relationships with top international airlines such as Virgin Atlantic, ...

Bird and Co Creative has announced the launch of a new Formula 1 tickets website, created by the web development company. With the new Formula 1 season about to start, Bird and Co Creative has launched the dedicated website for buying Formula 1 tickets and getting up-to-date information on all the Formula 1 races. The dedicated website will also provide customers with information on hotels and hospitality venues in the surrounding areas of the race courses, which customers may need if they are travelling a great distance to watch the Formula 1. This allows customers ...

Ideasbynet, the Sheffield based promotional gifts company, has announced it will soon be stocking this season's safer alternative to the controversial snood - Tuggz. Ideasbynet welcomed Sepp Blatter's decision to ban the snood from professional football pitches. The FIFA president claimed the snood, if tugged upon by another player, "can be dangerous, even like hanging somebody". The danger Blatter describes is experienced by amateur footballers all over the country. The son of Peter Howarth, Ideasbynet's Managing Director, is one such amateur footballer. Miles ...

International digital marketing agency bigmouthmedia has been named Best Digital Agency at this year's Ecomm Awards. Widely recognised as one of the most important of the e-commerce and digital industries in Spain, the Ecomm Awards were celebrated at the end of this year's Ecomm retail event where Managing Director of bigmouthmedia Spain, Manuel Jurado Gras, picked up the award on behalf of the company. Securing the award for Best Digital Agency in a fiercely competitive sector, the agency was distinguished for the ability with which the team delivers its digital marketing ...

Ron Sturgeon, an auto recycler who has achieved 8-figure success in the industry, will be giving two presentations at the Greater Midwest Auto Recyclers Expo (GMARE) on Saturday, March 12, at the CoCo Key Water Resort and Convention Center on South 72nd Street in Omaha, Nebraska. From 2:00-3:00 pm, Ron will present "What it will Take to Compete in Auto Recycling in the Next Decade." The talk will cover trends in the industry and keys to becoming best in class in the coming decade. From 3:15-4:30 pm, Ron will present "Peer Benchmarking to Achieve Maximum Profits," ...

Legendary soccer club The New York Cosmos is re-launching for 2011 in spectacular style. The rejuvenation of the world's most glamorous football club will not just be a sporting event: thanks to Umbro's sharply-tailored re-design of the classic New York Cosmos shirt, the team's return is placed firmly on the fashion calendar. Umbro, the leading kit-supplier for the Cosmos, will be in inspiring company. During its existence from 1971-1985, The New York Cosmos was glamorous, fierce and full of swagger: the club's kit and attitude was as famous as the skills of its revered ...

Leading organizations from around the world will convene in San Diego for the Knowledge Foundation's 4th Sample Prep conference which will take place at the Hilton Resort & Spa from April 4-5, 2011. Sample Prep is an internationally-recognized event for experts in sample preparation for detection and identification of viruses, toxins and pathogens. This conference will address the major issues and state-of-the-art in the technologies for real-world sample preparation. Specific topics to be explored when world leaders convene for this high-level symposium include: - ...

The world today is facing dire challenges; with global unemployment this year at a staggering 210 million people and more companies going bankrupt than ever before, the prospects of finding a job or growing a business are eroding on a daily basis. But there is hope; BoostCommunity.com is a brand-new online social networking website that strives to offer a "boost to individuals, entrepreneurs and small business owners around the globe to start their own business or grow their existing clientele. Greg Schellhammer, founder of BoostCommunity.com, says, "Chances are if ...

Craig Sizer keeps Sanomedics (Thermomedics.com) Moving Forward Craig Sizer is a co-founder and chairman of Sanomedics. Sanomedics creates a variety of health products including the Thermopet Thermometer and other infrared thermometers. By taking advantage of new technology and his expertise in the financial arena, they have really taken this company to a new level. Craig may have said in a statement from WCI that he has every intention to bring this company to the top of their market and really provide an excellent product in a lacking industry. The thermometers that ...

Last weekend, more than 23,000 people heard Nicholas Vujicic speak at Northland Church. Born with no arms and no legs, Vujicic has traveled the world and shared his story with millions of people. Northland was originally expecting 15,000 people to attend services over the weekend. Instead, more than 15,000 showed up just in Longwood, with an additional 6,400 people watching live online from every state and 78 countries. More than 400 people made decisions for Christ. Preaching from Jeremiah 29:11, Vujicic encouraged those in attendance to find their value and purpose ...

With the 2011 tax season in full swing, accountants and CPAs are searching for ways to save time and service geographically separated clients. A popular solution, QuickBooks hosting, allows for CPAs to securely access QuickBooks and client data remotely from any computer, phone or tablet with an internet connection. Recently, NovelASPect's client, Scott Sanders, CPA, took QuickBooks hosting to the next level. Scott added his tax software to his QuickBooks hosting account on a NovelASPect virtual server. Using the Citrix receiver, Scott can now access his tax software from ...

Southern Petroleum Laboratories, Inc. ("SPL") has received three new patents on its newly developed allocation method. SPL has long been a leader in offering technical services to the oil and gas industry, focusing primarily on petroleum analytical and field services. But the invention of new allocation methods and software has turned the tables to spotlight the allocation and oil & gas accounting services that are offered by SPL. By utilizing an executive dashboard, clients can continually monitor the streams and data tracked on energy transfer as molecules experience ...

Radiall USA, Inc. announces the expansion of its RAMSES R570 Coaxial Relay Series with a new 50 GHz SPDT (Single Pole Double Throw) switch featuring three 2.4 mm connectors. Designed for the instrumentation market, the RAMSES SPDT Switch is ideal for precision requirements in test and measurement applications where high frequency and excellent RF performance are necessary. The Radiall Modular System for Electromechanical Switches (RAMSES) is a patented technology that enables microwave coaxial switches to be produced with a typical operating life of ten million cycles ...

G&L Member Stevan Lieberman stated, "We are delighted that Phil has chosen to forge a relationship with our firm. His long record of effective legislative and regulatory advocacy will allow us to better provide firm clients with the ability to influence critical policy decisions being made here in Washington. Phil is particularly well known for his past representation of innovative, cutting-edge technology firms that raise novel intellectual property issues, including mp3.com and Sharman Networks (Kazaa). He has also doing an outstanding job serving as Counsel to the Internet ...

A new national report from leading market research firm Mintel reveals 24 percent of restaurant-goers plan to spend less at restaurants in 2011 than they did in 2010, confirming Technomic projections of everyday value as a top 2011 restaurant trend. CiCi's Pizza, a pioneer in everyday value and endless variety with its $4.99 pizza buffet, launches its Endless Value Dinner campaign to remind consumers they can have a quality, sit-down restaurant meal of pizza, pasta, salad and dessert for less than $5. "These studies show how important it is for restaurants to provide ...

MAYWOOD, Ill. -- A devastating vascular disorder of the brain called CADASIL, which strikes young adults and leads to early dementia, often is misdiagnosed as multiple sclerosis, Loyola University Health System researchers report. CADASIL occurs when thickening of blood vessel walls blocks blood flow in the brain. The early manifestation is migraine headaches, progressing to strokes and mini strokes, depression, apathy, motor disability and executive dysfunction (inability to plan and organize everyday activities.) The final symptom is dementia. CADASIL is caused by ...

The low pressure area called System 96P in the South Pacific appears to be getting organized in infrared satellite imagery from NASA. System 96P is showing signs of strong convection and that has prompted the government of Vanuatu to issue tropical cyclone warnings today. Vanuatu is an island nation located in the South Pacific Ocean. A tropical cyclone warning is in effect today for the Sanma, Penama, Malampa and Shefa Provinces of Vanuatu. Strong winds and heavy surf are expected in the next 12 to 24 hours in the warning areas. Local updates are available on the Vanuatu ...

MESA, Ariz. — March 8, 2011 — Predictive Biomarker Sciences (PBS-Bio) has uncovered how the experimental drug UNBS1450, produced by Unibioscreen, kills cancer cells. Previous studies have shown that over-activity of a gene known as MCL1 can cause cancer cells to grow out of control. PBS-Bio, which is owned in part by the non-profit, Phoenix-based Translational Genomics Research Institute (TGen), co-discovered that UNBS1450 effectively shuts off the gene and induces apoptosis, the cancer cell's normal process of cellular death. "It's a very nice candidate drug," said ...

WASHINGTON, D.C. (March 9, 2011) -- Researchers have created the first mouse models of human MYH9 genetic disorders, which cause several problems -- including enlarged platelets and sometimes fatal kidney disease. The MYH9 gene makes non-muscle myosin II-A protein. This protein plays a critical role in helping cells move to their correct home during embryonic development. Later in life, the protein continues its involvement in cell migration, cell-cell adhesion and also in maintaining cell shape, says Yingfan Zhang, Ph.D., a postdoctoral fellow at the National Heart, ...

WASHINGTON, D.C. (March 9, 2011) -- Pacemaker cells in the sinoatrial node control heart rate, but what controls the ticking of these pacemaker cells? New research by Angelo Torrente and his colleagues of the M.E. Mangoni group's, reveals, for the first time, a critical functional interaction between Cav1.3 calcium ion (Ca2+) channels and ryanodine-receptor (RyR) mediated Ca2+ signaling. The study also sheds light on a long-standing debate regarding the relative contributions of the 'funny current' generated by ion channels and the RyR dependent spontaneous diastolic ...