The perceived social stigma attached to bankruptcy makes filing for financial protection unattractive to some. Many people worry how bankruptcy will affect their credit rating, future purchasing power and their ability to provide for their family. Bankruptcy can feel like "giving up" -- there may be feelings of personal failure, or guilt and shame when contemplating bankruptcy. But bankruptcy is not waving a white flag of surrender; it is acknowledging a tricky problem and resolving it in the best way possible. Contrary to many popular notions, bankruptcy is a ...

A recent ruling of the Massachusetts Appeals Court amends a divorce judgment to allow the mother to provide religious education to the children of the marriage. The mother had appealed the divorce judgment, arguing that the paragraph prohibiting her from providing Christian education to the children violated her constitutional rights. After affirming that the objective of child custody arrangements is to serve the best interests of the children, the court determined that no harm would result from the provision of Christian instruction to the children (in addition to ...

You hear it in the news all too frequently; another senior citizen is at the receiving end of a scam and loses his or her hard-earned lifesavings. Unfortunately, it has happened again and, this time, an Arizona man is behind elder fraud claims. The recent scam came to light early in February when the Minnesota Attorney General's office filed a lawsuit alleged consumer fraud and deceptive trade practices against a company operating in that state. Heritage Partners hosts seminars to discuss estate, living trust and probate topics, selling hundreds of attendees estate planning ...

Panter, Panter & Sampedro, P.A. is proud to announce that Mitchell Panter, co-founder of Panter, Panter, & Sampedro, P.A., was once again presented with the annual AV Preeminent award, the highest possible rating in both legal ability and ethical standards, by the Martindale-Hubbell Peer Review Ratings. Less than 14% of America's lawyers qualify for this prestigious recognition. "It's really an honor to receive this recognition once again," says Mr. Panter. "Our firm aims to inspire trust in our clients, as well as results. This peer review rating ...

Are you looking for the latest in furnishings for a living room that requires the wow factor? Have you decided on a colour scheme but need to be guided in the right direction? These top five tips for decorating a contemporary room could be just the springboard you're looking for: 1. Restore Original Features Restoring the original features of room can bring a delightful contrast with complementary contemporary furniture and furnishings. Old meets new not only brings your home up to date but it doesn't strip the history out of it, leaving the interior interesting and ...

On the heels of the release of Layrs 4.0 and the announcement the app has surpassed the 1 million download marker - Artware, Inc. announced today that their flagship app will be featured in the 3rd Annual Instagramers Academy Mobile Photography Workshop in Barcelona, Spain during this week's World Mobile conference. Instagramers Academia, founded in 2011 by Phil Gonzalez, is a world-wide community dedicated to championing the art of mobile digital photography through apps. On Wednesday, February 26, 2014 at 7:30 pm CET, the Barcelona chapter of the organization will ...

The work boots, advertised as Brahma Boots "The Name To Trust," have failed to live up to their purpose of providing an affordable, durable boot. Sold by Wal-Mart stores in Florida and throughout the United States for $25, the boots appeared to be an affordable, durable work boot. The marketing materials for these boots note: - A steel toe - Leather materials - Goodyear welt - Oil-resistant soleplate - Electric shock-resistant sole and heel For many who purchased the Wal-Mart Brahma Boot, however, the shoe was less than what it appeared. Instead of withstanding ...

Artware, Inc. announced today that their popular multilayer photo editing app, Layrs - has reached and surpassed 1 million downloads in the six months since the app's launch in July, 2013. This news comes at the same time as a substantial update to the app which improves the app's multilayering abilities and adds to the editing toolbox and filter selection. Layrs [Photo & Video -- FREE], is the first truly multilayer photo editing application for the iPhone that allows users to edit mobile photos with the same results as if they were editing on a computer, using ...

Lakewood-based HomeSphere Inc.'s BRI Builder Rebate Program has been named a residential Top Product for 2014 by Constructech magazine, which honors technology solutions that have demonstrated the greatest innovations for the homebuilding market. "Technology is redefining the industry," said HomeSphere President and COO Glenn Renner. "We are honored to be among this elite group of companies fostering the evolution of residential building." Constructech named a dozen winners to this year's list. Products, including HomeSphere BRI, were chosen based ...

Almost half of large hospitals interviewed indicated that they will be making a new EMR purchase by 2016, but only 22 percent of those buying decisions may still be up for grabs. This and other key findings were released in the latest KLAS report, entitled Acute Care EMR 2014: The Next Buying Wave. Of the providers considering a change, 34 percent have already selected a vendor and another 44 percent are strongly leaning toward a specific vendor. "Where the last round of EMR purchases was fueled by meaningful use requirements and enticing reimbursements, this ...

Optimize Business Solutions, an award winning NJ-based provider of cost-effective website and ecommerce design, mobile strategy, and online marketing announced that they have expanded their online marketing and search engine optimization services to include local online search offerings for all business verticals. Optimize's new local online marketing services allows all businesses, whether they have a website or not, to actively participate and compete in online and mobile search. The result is that local businesses will have a presence in today's most popular research ...

One of the downsides to living in Tampa, Fla., is that the water in the area is naturally hard, or high in mineral content. Unfortunately, this hard water typically leads to buildings and homes needing to be re-piped at some point or another. Luckily, The Pampering Plumber has an experienced team of plumbers in Tampa who have the re-piping skills to bring your plumbing back to what it should be. In older homes with galvanized pipes and in homes with particularly hard water, pipes can wear down and deteriorate over time thanks to rusting or use. Rust and minerals build ...

Everybody gets the same 24 hours in a day, time is fairly distributed amongst everyone and depending on how they use this 24 hours everyone can decide how much they live happily or productive lives. If you take a look at this mobile time usage analysis service that allows an individual to optimize their time. 'Naksso' is a free application that is available in Appstore and most basic time analysis services are available for free. Premium services like specific analysis or additional functions are available after purchasing a $4.99 advanced version. After installing ...

February 2014 marks the launch of a new social network platform that makes organizing information remarkably easier. ChAtTacks.com, so named because it allows users to "tack" information from web chats, first person conversations, Internet browsing sessions, etc. under different organizational headings, heralds the end of sticky notes, notebooks, Word docs filled with lines of email addresses, and hand held digital planners. Instead of using these obsolete methods to gather information, you can gather it using ChAtTacks, and access it from any PC or mobile ...

This partnership will take the Benefits Industry into the age of mobile marketing technology and social media strategies. Benefit Provisions will capitalize on the expertise of their team that produced over $200M in private-branded discount health and lifestyle benefits, as well as $600M in insurance premium for its insurance carrier partners. These partners included some of the largest insurance companies in the nation, such as AIG, United States Life, Aflac, United HealthCare and Humana. Benefit Provisions is privately held and is headquartered in Altamonte Springs, ...

A&A Tickets Online is proud to announce the launch of its updated website. Founded in 2005, the company promotes opera and classical music events in Venice, Italy and other European cities, including Rome, Barcelona, Salzburg, Prague and Vienna. A&A Tickets Online is known for its superior customer service and the wide variety of classical music and other events it offers: chamber music, opera, classical concerts, carnival events and sightseeing tours. The website is currently featuring a range of events in Venice to coincide with the Carnival there. Imagine ...

Available today, the children's app Intro to Letters, version 2.0, by Montessorium introduces major updates, including Recording Studio, a revolutionary tool to help personalize the learning experience. Each of Montessorium's six educational apps uses voiceover to guide children through its activities. Now for the first time, adults can record, save, and use their own voiceover throughout the app. The impact of parental involvement in a child's education is significant and has been the subject of much research. "Children learn best from the ones they love," ...

Fears that we are a nation of digital addicts1 is being tackled by member-focused financial services organisation Foresters, with their Tech Timeout initiative which encourages families to pledge to spend at least one hour a day together without technology. The benefits are families spending more quality time together, as well as helping with their health and well-being. Research2 shows that there is real concern about addiction to digital devices with almost a fifth of parents (16%) believing their under 16-year-olds are "addicted" to gadgets and more ...

miEdge the premiere provider of 5500 employee benefits prospecting data announced today the expansion of data and search filters for self-funded plans. Reported self-funded plan information has historically been difficult to locate and analyze. miEdge now incorporates the additional plan coverage data into its patent pending search engine technology to quickly identify which companies are currently involved in self-funded programs as part of their employee benefits coverage. "We wanted to provide expanded self-funded data at no additional cost to our miEdge subscribers. ...

Help improve a child's life by having your teeth whitened. Sound easy? That's because it is. The 16th annual Smiles For Life Campaign begins March 1, which means dental patients nationwide can brighten a child's future just by visiting their local Crown Council dentist. The campaign runs from March 1 until June 30 and 100% of the proceeds from teeth whitening procedures are donated to worthy children's charities, both locally and around the world. As an additional incentive, each tooth whitening patient enjoys their smile brightening procedure at a discounted rate. Patients ...

48 Hour Books, an independent book printer in Akron, Ohio, is now offering foil-stamped book covers, enabling self-published authors to produce books as beautiful and eye-catching as the commercial publishing houses. The first in the industry to offer this premium, 48 Hour Books is blurring the line between commercial- and self-publishing - and at a price that won't break the bank. There's no doubt about it: self-publishing is on the rise. Today, writers are more empowered than ever before to publish and distribute their work - even without a traditional publishing ...

Free-standing organ recovery centers could markedly improve efficiency and reduce costs associated with deceased organ donation, according to a new study published in the American Journal of Transplantation. The study's findings have major implications for cost containment and national policies related to organ transplantation. Transplant surgeons have historically traveled to donor hospitals, where they perform complex, time-sensitive procedures with unfamiliar hospital staff. This often involves air travel and significant delays. In 2001, Mid-America Transplant Services ...

The active ingredient in vinegar, acetic acid, can effectively kill mycobacteria, even highly drug-resistant Mycobacterium tuberculosis, an international team of researchers from Venezuela, France, and the US reports in mBio®, the online open-access journal of the American Society for Microbiology. Acetic acid might be used as an inexpensive and non-toxic disinfectant against drug-resistant tuberculosis (TB) bacteria as well as other stubborn, disinfectant-resistant mycobacteria. Work with drug-resistant tuberculosis bacteria carries serious biohazard risks. Chlorine ...

The coronavirus responsible for Middle East Respiratory Syndrome (MERS) is prevalent in camels throughout Saudi Arabia and has been around for at least 20 years, according to a study to be published on February 25 in mBio®, the online open-access journal of the American Society for Microbiology. "Our study shows the MERS coronavirus (MERS-CoV) is widespread," says senior study author W. Ian Lipkin of Columbia University, New York. "Adult camels were more likely to have antibodies to the virus while juveniles were more likely to have active virus. This indicates that infection ...

Researchers from LSTM have found that a single genetic mutation causes resistance to DDT and pyrethroids (an insecticide class used in mosquito nets). With the continuing rise of resistance the research, published in the journal Genome Biology, is key as scientists say that this knowledge could help improve malaria control strategies. The researchers, led by Dr Charles Wondji, used a wide range of methods to narrow down how the resistance works, finding a single mutation in the GSTe2 gene, which makes insects break down DDT so it's no longer toxic. They have also shown ...