Life insurance is a means through which an individual can provide for his or her loved ones, even in death--but according to Gary Taffet, a life insurance policy does relatives very little good if they cannot file a claim. Indeed, a common and mystifying problem, faced by individuals around the country, is that of locating a life insurance policy when a relative dies. A recent Fox Business report comments on this issue, noting that individuals often die without their survivors knowing which life insurance company to file a claim with. Taffet has issued a new statement to ...

Kevin Lee Coe Sacramento resident, has discovered a lot of great opportunities in the world of travel. Having visited more than 30 countries, Coe has not only learned how to travel, but also how many diverse cultures and experiences the world has to offer. In addition, he is the Vice President and COO of Florida International Homes--a firm that specializes in vacation rentals in the Orlando area. With these experiences, Coe has developed a significant impression of the travel industry and how it has changed over the years. In regards to the subject of change, a recent ...

With the launch of Contractors1stInsurance.org there is now a website for Contractors to go to for information on Contractors Insurance issues facing their business. The websites brings information, tips, solutions, and expert advice to help Contractors understand and protect their business with the right insurance policies. The Director of New Business Development at Contractors1stInsurance.org stated, "Many times shopping for Contractors Insurance can cost businesses valuable time. Contractors1stInsurance.org gives Contractors the resources they need to make educated ...

Dr. Brian Kaplansky, Mississauga dentist, is proud to have received the Fellowship in Oral Implantology from the International Congress of Oral Implantology. Dr. Kaplansky has taken advanced surgical training in Oral Implantology and bone grafting to offer the best possible care for dental implants in Mississauga. "I am very proud to have achieved Fellowship from the International Congress of Oral Implantology. This fellowship was the result of a great deal of time and energy and I am honored to have completed all the necessary requirements. Only a handful of dentists ...

With advances in technology, more and more people are using smartphones to access the Internet in addition to other daily tasks. Dr. Chris Giuliani, Morgantown dentist, is pleased to take advantage of these latest technology advancements with the launch of a mobile website for his practice in Morgantown. "While more and more people are using their smartphones and tablet devices to access the Internet, taking advantage of a mobile website has become more important than ever before. Many times when people try accessing a website from their smartphone they often become ...

The selection of Metrigraphics LLC as a second source for a tiny sensor substrate has bloomed into big business, with deliveries of the micro flex circuit surpassing 14 million units this month. "We were excited about the opportunity when a major medical device OEM approached us in 2007 to begin sourcing a necessary part for the OEM's end product," Metrigraphics President and CEO Randolph J. Sablich said. "Our excitement was well-founded. We've been continuously producing the sensor circuits ever since and in ever-increasing quantities." Peak demand ...

According to the Centers for Disease Control and Prevention, distraction is a factor in approximately one in five car crashes that result in injury. Most distraction related crashes are completely preventable, and Illinois lawmakers have already taken steps to reduce the number of injuries and deaths caused by electronic distraction behind the wheel. But could more be done? Currently, all drivers in Illinois are prohibited from texting, and cellphone use is banned completely in school zones and highway construction zones. Yet, there is evidence that even just talking ...

Utah has its share of avid motorcycle enthusiasts and it's not hard to understand why. The natural wonders of the Beehive State are among our country's most breathtaking and beckon motorcyclists to the open roads, including 27 scenic byways. From Zion Canyon, Lake Powell, Bryce Canyon and Rocky Mountain vistas to the Great Basin, Colorado Plateau, sandstone arches, deserts and magnificent pine forests -- just to name a few attractions -- Utah is a biker's paradise. Unfortunately, despite the great satisfaction people get from motorcycle trips in the state, motorcyclists ...

Personal emergencies and other economic troubles have caused many people nationwide to be in a position where they fall behind on their mortgages. An unexpected medical procedure, for example, can put a person tens of thousands of dollars in debt. If you are in such a situation, you may wonder what to do next. Fortunately, if you have a steady income, Chapter 13 can help stop foreclosure and eliminate other types of debt. How Chapter 13 works As soon as you file for Chapter 13 bankruptcy, foreclosure relief begins. At this time, the automatic stay becomes effective. ...

A recent study released by The Journal of American Medicine found that hospitals are making a profit off of surgical errors. Patients who experienced surgical errors often required longer hospital stays and additional procedures, many covered and paid for by insurance. How much of a profit? The study estimated an average of almost $40,000 per patient with private insurance and just under $2,000 for patients with Medicare. Although the researchers, affiliated with Harvard's schools of medicine, the Boston Consulting Group and Texas Health Resources, were careful to note ...

The majority of individual bankruptcy filings in America are filed under two sections of the U.S. Bankruptcy Code: Chapter 7 and Chapter 13. These bankruptcy options have several things in common, both offering comprehensive debt relief, an end to creditor harassment, the ability to keep exempt assets from being repossessed or foreclosed upon, and the opportunity for a fresh financial start. They differ greatly in the approach taken to get those results, though. The basics Chapter 13 is better known as a "repayment" bankruptcy. It consolidates eligible debts ...

Many people get nervous at the thought of going into the hospital. They are aware that even routine surgeries carry risks. People trust that their doctors are doing all in their power to make surgeries go smoothly. Patients rarely think that surgical complications may actually benefit hospitals. However, a study published in April 2013 in the Journal of American Medicine revealed that hospitals profit from surgical errors, which hinders efforts to make health care better. Monetary gain from mistakes Researchers from the Boston Consulting Group, Harvard's schools of ...

Child custody and support determinations can be the most difficult aspect of a divorce. A recent report by Fox found that parents attempting to get child support payments in Georgia face a "wild roller coaster ride through a system that is seemingly endless." As stated in the article, enforcing these court orders can be an uphill battle. Child custody laws in Georgia In an attempt to help ease the difficulties associated with gaining child custody and determining support payments in the state, Georgia courts passed new legislation in 2007 revising the ...

Distracted driving was a factor in roughly ten percent of the more than 65,000 fatal car accidents that have taken place in the United States during the past two years, Insurance Journal reported on April 4, 2013. The statistics are based on an analysis of federal crash data conducted by Erie Insurance. To compile the report, researchers examined data from the Fatality Analysis Reporting System, a national traffic fatality database maintained by the National Highway Traffic Safety Administration. The report also drew on information provided by the Insurance Institute ...

Getting arrested for driving under the influence of alcohol or a drug in California can have serious criminal consequences. In addition, a DUI arrest can have significant negative effects on a person's employment and life. This is true for workers in both the public and private sectors. The recent drunk driving arrest of a San Diego police detective shows that no one is exempt from committing this offense and jeopardizing their careers. According to a report from ABC 10 News, the officer had been out drinking and before 1:00 a.m., he crashed his undercover official police ...

The dangers of texting while driving have been trumpeted quite often in media coverage of the past few years. Facts such as using a hand-held device while driving can quadruple the likelihood of a car accident have been repeated often. As mobile technology has improved, it is now possible to send texts without holding a phone. As a result, you might think that texting in this manner is much safer, but according to a recent study, it is just as dangerous. For the study, the Texas Transportation Institute used drivers of all age groups from teens to seniors to study texting's ...

After the most recent election, representatives from both political parties stated a desire to pass comprehensive immigration reform. Many people enter the United States without going through the immigration process, and the system has struggled to find an effective way to handle those individuals who are here illegally. Much of the debate has focused on providing a potential path to citizenship for those immigrants, but legislators are also considering changes to the visa system. This is the process where individuals are able to enter the country legally, if they meet ...

The United States Supreme Court recently ruled on an important case that will affect the rights of those accused of drunk driving. The issue in the case was whether law enforcement officers may force drunk driving suspects to submit to a blood alcohol test against their will without first obtaining a warrant. Background of case The case originated when a Missouri man was pulled over for speeding. During the stop, the highway patrol officer found reason to believe that he was intoxicated. The officer asked the man to perform several types of field sobriety tests, which ...

Millennial couples are more likely than older generations to purchase a home together before marriage, a recent Coldwell Banker Real Estate Survey shows. According to the survey, nearly 25 percent of today's married homeowners between the ages of 18 and 34 purchased a house together before they were married. In contrast, only 14 percent of couples age 45 and older said they had done so, USA Today reported. The survey of 2,116 adults was conducted online in March 2013. In an era when two-thirds of couples live together before marriage, many millennials view purchasing ...

New Jersey homeowners who are having a hard time financially have been finding it hard to make their monthly mortgage payments in a timely fashion. Accordingly, some have been searching for ways to help their situation by considering the possibility of having their mortgage loan modified. However, according to the State of New Jersey Department of Banking and Insurance, consumers should beware of certain businesses that are offering mortgage loan modifications, ways to prevent foreclosure and loss mitigation consultations. These types of companies are claiming to help ...

Although rushing to file for divorce out of spite is not a good idea, those planning for divorce may find some benefits to filing first. These benefits are gaining attention throughout the media, and were outlined in a recent article in Forbes magazine. These benefits associated with filing first for divorce can include: - Having the first choice when gathering needed professionals - More time when preparing paperwork - Reducing the risk of an ex-spouse hiding assets In most cases, it is wise to meet with an attorney prior to filing for divorce to save time and ...

Michigan ranks among the top 10 states in the nation for disability services, according to a recent report. An organization known as United Cerebral Palsy issued the report on May 5, 2013, ranking Michigan eighth in terms of services for people with intellectual and developmental disabilities. According to the Social Security Administration, there were 342,481 people receiving Social Security Disability benefits in Michigan as of 2009. This represents approximately one out of every 20 people living in Michigan, according to the SSA. Qualifying for disability benefits Social ...

The Atlantic hurricane season officially begins on June 1 and ends on November 30; Panter, Panter & Sampedro, P.A., are no strangers to the effects that these hurricanes have had in Miami. Hurricanes affect infrastructure, damage buildings and vehicles with flooding and debris, and cause businesses to lose valuable information and equipment, not to mention the days of productivity lost. With an average of 17 named storms, 9 hurricanes, and 4 major hurricanes being predicted by hurricane forecasters this year, it's time for everyone along the east coast to ready their ...

The Holiday Inn Express & Suites Newberry SC Hotel offers nearby lodging to guests attending a 2013 Newberry Car Buffs Cruise In. Car club members from around the region get together on the 4th Saturday of the month from April-September for a vintage car show. The next Cruise In is scheduled for May 25. The event will take place at the Newberry Sonic Drive In at 1624 Wilson Road. Vintage car enthusiasts will display a variety of vehicles including antique cars, trucks, and muscle cars. Attendees may see restored gems such as a 1929 Model A Ford, a 1950 Buick, a 1955 ...

The Hilton Garden Inn Atlanta Airport Hotel (North) has been selected as a featured hotel in the new book, Atlanta Forward Together. Published by Cherbo Publishing Group, the book was written by B.D. Campbell, Vince Cummings, and Tina G. Rubin. It highlights Atlanta, GA, showcasing the city's southern heritage, points of interest, businesses, universities, and more. The Hilton Garden Inn Atlanta Airport (North) was hand-selected to be profiled in the publication for having displayed excellence in their field and for their valuable contributions to the growth and success ...