By taking the appropriate steps to get out of debt, you can actually make your New Year's resolution come true. You will have to buckle down and get things done, and it will be worth it in the end. By next year, you could have all of your bills paid off. The Knoxville bankruptcy gurus at Clark & Washington wants consumers to take away the following advice: Hire an Attorney While you may not quite understand the severity of the predicament, getting out of debt can be a very complicated and difficult journey. Not only do you have to figure out which methods work best ...

To make 2013 your best year yet, consider eliminating your debt as a New Year's resolution. The Tampa bankruptcy attorneys at Clark & Washington offer advice as to how to accomplish this in a timely manner. When It's Time to Get Started You need to calculate exactly where you are financially. Write down all of your income that is earned in a month, then write down each monthly expense and debt payments. When listing your expenses, make sure that all of them are included. There are usually expenses that are paid once a year or every few months. These types of expenses ...

Clark & Washington, leading Atlanta bankruptcy lawyers, want to remind resident that debt management is very important. We have witnessed the start of a new year, and for many people this means taking part in various resolutions. If there is one thing you should focus on, make it your financial situation. Debt is something most of us encounter; for various reasons, it comes into our lives and presents a challenge. From emergencies to unexpected costs to loss of employment, it does not take long to go from being ok to being in trouble. The Atlanta bankruptcy attorneys ...

One of the reasons for failing to follow through with a debt-related resolution could be the fact that people generally fail to put enough effort to effectuate the changes they say are important to them. For instance, getting out of debt requires an effective and realistic plan. In fact, financial planners recommend making specific budget-friendly rules as opposed to making overarching and unattainable goals. Stop Increasing your Debt One of the most important steps to getting out of debt is to stop increasing it. This requires discipline and taking crucial first steps ...

If you want to improve your financial health this year, there are some changes you can make to help kick-start your goal. To understand the basics, the Nashville bankruptcy professionals at Clark & Washington offer the following tips to help keep you focused. Don't Deprive Yourself By marginally reducing your spending, you will not feel as though you are depriving yourself. According to Credit.com, penny pinching several dollars each month can make a huge difference. For example, if you owe $10,000 on your credit card and send in the minimum payment each month, ...

Yellow Ribbon Tree Experts, an Atlanta tree removal services company, advises residents to trim back their trees to ensure that pests, such as squirrels, will not have access to their roofs. It may seem harmless to allow squirrels access to your roof, but it can have dire consequences. Squirrels are notorious for moving about trees, power lines and roofs with ease, so it should be no surprise to see one scurrying across the roof; however, with winter's arrival, squirrels and other rodents will be looking for warm places to bed down for the cold months ahead. Giving ...

Atlanta painting contractors, The Painting Company, serves the greater Atlanta area by offering painting services for nearly every room of your home. They are a 2011 Angie's List winner and have a great following on Facebook. By using the Facebook page to interact with the company, customers can get an idea for the different painting services The Painting Company offers. Interior services range from room walls and ceilings to garage floor painting. The interior painting process begins with a mutually agreed upon start and finish date, catering to customers' schedules. ...

Although most people are generally aware of how Ultraviolet (UV) rays can be damaging to the skin, designer eyewear retailer Eyeglass World reminds us that it is equally important to understand the dangers UV rays present to the eyes. UV radiation is a year round issue, and wearing sunglasses is essential to protecting your vision. UV rays can inflict a variety of vision problems, including cataracts (a clouding of the eye's natural lens), macular degeneration (a degeneration of a part of the retina), pingueculae and pterygia (growths on the eyes), and photokeratitis ...

These days, technology moves at modern speed, especially on mobile platforms. But for recently launched SWDTech Games, every new video game is old again. That is, retro-style Role-Playing Games (RPGs) are cool, and they're not just for hardcore gamers. SWDTech intends to mesmerize those casual gamers virtually attached to their iPhone, iPad, or Android devices. Kunal Majmudar (Co-Owner and Audio Lead/Marketing Manager) and Len Stuart (Co-Owner and Creative Director) started SWDTech Games because, well, they love to play. They also see a business opportunity for RPGs ...

Healthcare companies that face challenges with shifting skill-sets, government mandate deadlines, productivity needs and complex management issues have a new and trusted ally. Philadelphia-based FluidEdge Consulting provides highly qualified consultants, who average more than 20 years' experience, with expertise in management and information technology. Founded in 2007 by two former Fortune 500 senior executives in Philadelphia, FluidEdge provides planning and direction that translate into cost-effective results for their clients. "We provide true management ...

Turn back the effects of time for healthy, younger-looking skin. Microdermabrasion exfoliates the lackluster outermost layer of the epidermis for a fresh layer. The result is softened fine lines and wrinkles, smoothed skin, lessened scars, cleared pores, reduced hyperpigmentation, and stimulated collagen production. Your clients will love their improved skin smoothness, texture, and luminescence. Microdermabrasion technology has been around since the 80's, using tiny aluminum oxide crystals (corundum) to buff away the skin. Diamond-tip and steel-tip microdermabrasion ...

The nightmare of scrambling to find parking at one of the year's biggest sports events has been alleviated, with ParkHub.com providing reserved parking at Mercedes Benz Superdome in New Orleans for Super Bowl 2013. Divisional Weekend has come and gone with just four teams remaining in the hunt for the Super Bowl XLVII trophy. The Falcons will go head to head with the 49ers and Patriots face off with the Ravens for a shot at the Super Bowl. NFL Conference championship games will take place on Jan. 20, 2013. Fans heading to the Big Easy from all over the nation ...

Music Monster application aims to create a new way of enjoying free music. It combines free music streaming (provided by YouTube) along with incorporating social activities to innovate a new "social music" service. It allows users to search and play free music videos, check out music rankings and styles, interact with friends as well as share music interests easily. With Music Monster, you can: - Search and play FREE music videos - Discover Music Trends - Express your music style - Interact with friends who enjoy music Music Monster features: - Free ...

RteamKz and its website PDF SB, with owner, Timur Karipov, are pleased to announce that additional investors are participating in the expansion of the free books online search engine site recently launched. The ability to find free book sources is increasingly important as more people rely on mobile devices to supply reading material or to look up references. Free books are a benefit to casual readers, scholars and those who want to learn more about their world. Mr. Karipov spoke recently to an interviewer about the website growth, saying, "The project is growing ...

CyberlinkASP, the leader in hosted virtual desktop and private cloud solutions, today announced that it has entered into a partnership with Animal Intelligence Software, Inc. to provide cloud based veterinary practice management software. CyberlinkASP will implement its turnkey virtual private cloud and Citrix based technologies to support the mission critical IT component(s) for Animal Intelligence. Animal Intelligence Software was and is the first True SMART Electronic Medical Records practice management system. AI Software is the only doctor centered EMR practice ...

One year away from celebrating the 60th anniversary of the Newport Jazz Festival, George Wein, Producer and Chairman of the Newport Festivals Foundation, Inc., today announced the program for the 2013 Newport Jazz Festival presented by Natixis Global Asset Management, which will be held in Newport, RI, August 2 - 4. Tickets go on sale Thursday, January 17, at 10:00 am at www.newportjazzfest.net. Founded in 1954 as the first annual jazz festival in America, the Newport Jazz Festival continues the storied tradition on this year's slate with Wayne Shorter's 80th Birthday ...

This press release is available in French and German. Jointly issued with STFC and the Royal Veterinary College London. Scientists have been able to reconstruct, for the first time, the intricate three-dimensional structure of the backbone of early tetrapods, the earliest four-legged animals. High-energy X-rays and a new data extraction protocol allowed the researchers to reconstruct the backbones of the 360 million year old fossils in exceptional detail and shed new light on how the first vertebrates moved from water onto land. The results are published 13 January ...

COLUMBUS, Ohio – Younger Americans not only take on relatively more credit card debt than their elders, but they are also paying it off at a slower rate, according to a first-of-its-kind study. The findings suggest that younger generations may continue to add credit card debt into their 70s, and die still owing money on their cards. "If what we found continues to hold true, we may have more elderly people with substantial financial problems in the future," said Lucia Dunn, co-author of the study and professor of economics at Ohio State University. "Our projections ...

The use of serial compression ultrasonographic testing together with Doppler imaging appears to be a reliable method of ruling out blood clots in the legs of pregnant women, according to a study published in CMAJ (Canadian Medical Association Journal). Physicians can likely safely withhold anticoagulation therapy based on the results. This technique, recommended in women who are not pregnant to determine if there is deep vein thrombosis (DVT) in the legs, is also used in pregnant women but its safety has not been validated in this cohort. Anticoagulation drugs are used ...

One in 25,000 people worldwide is affected by neurofibromatosis type 2 (NF2), a condition where the loss of a tumour suppressor called Merlin results in multiple tumours in the brain and nervous system. Sufferers may experience 20 to 30 tumours at any one time and such numbers often lead to hearing loss, disability and eventually death. Currently, the only available effective therapies are repeated invasive surgery or radiotherapy aimed at one tumour at a time and which are unlikely to eradicate all the tumours in one go. NF2 can affect any family, regardless of past ...

Children who regularly see specialists for chronic medical conditions are also using complementary medicine at a high rate, demonstrates recently published research from the University of Alberta and the University of Ottawa. About 71 per cent of pediatric patients attending various specialty clinics at the Stollery Children's Hospital in Edmonton used alternative medicine, while the rate of use at the Children's Hospital of Eastern Ontario in Ottawa was 42 per cent. Nearly 20 per cent of the families who took part in the study said they never told their physician or ...

NEW YORK (Jan. 14, 2013) -- Scientists at Weill Cornell Medical College have discovered the molecular switch that allows aggressive triple negative breast cancer cells to grow the amoeba-like protrusions they need to crawl away from a primary tumor and metastasize throughout the body. Their findings, published in Cancer Cell, suggest a novel approach for developing agents to treat cancer once it has spread. "Metastasis can be lethal, and our findings point to potential targeted treatments to stop the spread of this aggressive breast cancer," says the study's senior investigator, ...

A compound from the South African toothbrush tree inactivates a drug target for tuberculosis in a previously unseen way. Tuberculosis causes more deaths worldwide than any other bacterial disease. At the same time as rates are increasing, resistance strains are emerging due, in part, to non-compliance with the treatment required. Many current drugs are nearly 50 years old and alternatives are needed to the long, demanding treatment schedules. The compound under research, diospyrin, binds to a novel site on a well-known enzyme, called DNA gyrase, and inactivates the ...

The best approach to detecting cervical cancer in HIV-positive women living in research limited countries such as those in Sub-Saharan Africa combines commonly used testing methods tailored to local levels of development and medical infrastructure, according to a study by researchers from and the University of Witwatersrand in South Africa and the University of North Carolina. The research evaluated the effectiveness of three commonly used screening methods– the pap smear, human papillomavirus testing (HPV) and visual inspection of the cervix with acetic acid (VIA) – among ...

A new finding in neuroscience for the first time points to a developmental mechanism linking the disease-causing mutation in an autism-related disorder, Timothy syndrome, and observed defects in brain wiring, according to a study led by scientist Ricardo Dolmetsch and published online yesterday in Nature Neuroscience. These findings may be at the heart of the mechanisms underlying intellectual disability and many other brain disorders. The present study reveals that a mutation of the disease-causing gene throws a key process of neurodevelopment into reverse. That is, ...