In completing the first acquisition in its history, the parent company of Orange County Trust Company has a new company under its wing - Hudson Valley Investment Advisors ("HVIA"). While the deal was only announced in October, Orange County Bancorp has been in negotiations with Provident Bank for over a year conducting due diligence and other business-related investigations. The deal creates an investment management enterprise - including HVIA and the trust department of Orange County Trust - that manages and administers over $550 million in client assets. "This ...

In recent years, many Americans have grown increasingly skeptical about their own long-term financial stability, due in part to market tumult, and in part to ongoing concerns about the future of Social Security. According to a recent CNBC article, many Americans are turning to unorthodox methods for fortifying their own retirement accounts--including real estate investment. The article reports that some Baby Boomers and pre-retirees are turning to second homes as solid long-term investment opportunities, a trend that has captured the attention of real estate acquisition ...

PINC Solutions, the leading supplier of supply chain visibility and advanced yard management solutions, was once again recognized as Food Logistics 100 technology and solution provider. Each year, the editors of Food Logistics recognize 100 software and technology providers that help food and beverage manufacturers, foodservice distributors, and grocery retailers attain their business goals. The FL100 is comprised of software providers as well as equipment and technology companies whose products and services play a significant role in food and beverage supply chains. "With ...

Dr. Eliot Tokowitz, Lakeview dentist, is happy to be offering an extensive warranty on all restorative care provided at his practice. This extra guarantee should give his patients a sense of security knowing that their restorative work is covered. "I am glad that our practice is able to provide a warranty for restorative care. We only use the highest quality material and have many years of experience with restorative care so I feel very confident in providing this warranty. I hope it encourages many of our patients to get the restorative care that they need," ...

Dr. Charles Scholler, dentist in Camarillo, was recently able to complete an extensive 3-day course to improve his knowledge about the placement of dental implants. Dental implants are the most permanent option that patients have to replace a lost or knocked-out tooth. "I was very happy to participate in the educational program for dental implants. I strongly believe that as a dentist, I have a responsibility to my patients to constantly increase my knowledge and make sure I am aware of all the latest trends and technology in dentistry. I look forward to continuing ...

Cash Train has today opened its doors to affiliates wishing to cash in on the growing success of the Cash Train brand, as seen on TV. Cash Train is an online short term lender, offering quick and simple cash loans to cover a range of short term financial short falls. Customers are required to visit the website, apply online by completing a simple application form and then are presented with an instant loan offer and the possibility of cash sent to their banks within hours of their loan approval. Loan amounts range from $250 up to $1,000 to cover a variety of short term ...

One of Seattle's most well known green builders has been honored for its LEED Platinum modular residential home project in the City's vibrant Madison Valley neighborhood. Cascade Built's (www.cascadebuilt.com) Alley House 2 won a "Green Home of the Year" award from Green Builder Media and appeared in the December 2012 issue of Green Builder magazine. An "urban jewel", the Alley House 2 was recognized in the category of "Best Modular Example". The Alley House 2 is a stunning modern smart home that features a modern aesthetic and open floor ...

Since their foundation in the late eighties, one design & print agency has continued to blaze a trail and set industry standards for well over two decades! The agency in question is Upper Case, a Cork based, innovation led company whose work has been recognised with more industry awards that any other in its field. Originally established as a typesetting and scanning bureau servicing the advertising, design and print sectors in the mid-nineties, Upper Case evolved into one of Irelands first digital print pioneers. A bold move at the time but one that ultimately ...

Online bingo site, Kitty Bingo has started 2013 with a bang-er... by giving away a brand new black VW Beetle! Lucky Zoe beat off stiff competition to win the iconic car in a special bingo game played at 8pm on New Year's Day only on Kitty bingo website. Over 2000 players had cards for the much-anticipated game... which ended in a tie! That left just 2 players to go head-to-head in a nail-biting play off, where Zoe - who was too nervous to watch the game unfolding live - finally emerged as the champion. On hearing she was the winner, Zoe was absolutely ecstatic. ...

An eyelid lift, also known as "blepharoplasty", is a surgical procedure which removes excess fat and skin from the area around your eyes to provide you with a refreshed, renewed, and more alert appearance. As you age, your eyelids can begin to droop. In addition, bags, redness, and loose skin may begin to appear below your eyes. The end result can be a tired and worn out look that leaves you feeling self-conscious and less attractive. A board-certified facial plastic surgeon can use an eyelid lift alone or with other facial rejuvenation procedures to provide you ...

America is the great melting pot of the world, priding itself on welcoming the tired, poor and huddled masses from around the globe. Hundreds of years later, though, there is a movement at workplaces across the country that discourages those same immigrants from speaking in their native tongues. That movement - one where employers only allow the English language to be spoken on site - has some civil rights advocates concerned about discrimination against multi-lingual employees. Foreign-born or foreign-educated employees have reported feeling "singled out," disenfranchised ...

Anybody who drove on Illinois highways during the latter part of 2012 probably noticed the large signs tallying the total number of roadway fatalities. These signs were meant to alert motorists to the increasing number deaths in the hopes that the sobering statistics would encourage people to drive more safely. Sadly, the year did not end on a positive note. A total of 952 people died in motor vehicle accidents in Illinois in 2012, 34 more than were killed in 2011. The increase comes after several years of steady declines. Still the death toll is much lower than it ...

Chapter 13 bankruptcy is a debt-repayment plan that lasts approximately two to five years. This type of bankruptcy requires the debtor to repay creditors with disposable income. However, tax returns can be considered a form of disposable income, and this might require the debtor to give up the entire amount of the refund toward debt repayment for the first three years of the Chapter 13 plan. On the other hand, there are situations where you may avoid losing part of this tax refund. You can generally keep all of your refund if you have enough money to cover all of your ...

Driving under the influence of alcohol is a serious crime in Virginia. Even a first offense for driving with a blood alcohol content just slightly over the legal limit can result in significant criminal penalties. The legal consequences can be even worse when driving under the influence results in an accident that injures another person. In those cases, drunk drivers may face lengthy prison sentences. Take, for example, the case of a Virginia man who was recently sentenced to two years and three months in jail -- plus a nine-year suspended jail sentence -- after being ...

Construction and manufacturing companies commonly use overhead cranes to transport and lift materials. However, each year, overhead crane accidents result in severe injuries or deaths. In late November 2012, a construction crane collapsed across a Manhattan street, landing on a flatbed truck loaded with air conditioners. Sources indicate that the crane was lifting heavy air-conditioning units when the crane suddenly crashed down on top of the truck. Sources report that the incident shook the area in a manner similar to an earthquake. Fortunately, the position of the ...

According to numbers reported by the Associated Press, more than 56 million people receive some type of Social Security Benefit. Of these, roughly 11 million are disabled workers, children and spouses - many of which reside right here in Texas. Tragically, there will always be needy recipients who are simply too disabled to work, meaning these numbers will not likely drop any time soon. In fact, the Social Security Administration (SSA) has witnessed an increase of more than 20 percent in disability claims since 2008 - which is represented by a jump from 2.6 million claims ...

The Alaska Division of Motor Vehicles defines a snow machine as a mechanized vehicle running on skis, belts, skids, treads or low-pressure tires that is designed primarily for use on the ice or snow. Many Alaskans (and the countless tourists that visit the state each year) just know them as a great way to spend time outdoors enjoying all that Alaska has to offer. As fun as snow machines (also known as "snowmobiles" and "snow vehicles" in other states) can be, though, since they move at high speed through wooded areas, over frozen bodies of water ...

Massachusetts' drunk driving laws have recently undergone significant changes. Following the implementation of Melanie's Law and legislation enacted in the wake of the Massachusetts Supreme Judicial Court's decision in Souza v. Registrar of Motor Vehicles, the penalties for an Operating Under the Influence of Alcohol or Drugs conviction or chemical test refusal can be severe. Some of the consequences include driver's license suspension, fines and possible required use of an ignition interlock device. Massachusetts' OUI laws In Massachusetts, a driver may be convicted ...

Dale Earnhardt, Jr., has one of the most recognizable names in America. He is beloved across the country by NASCAR fans for his own talent and his impressive racing pedigree. Something he was not as well known for until recently, though, was head injuries. Earlier this year, Earnhardt was involved in two major accidents within a five-week time span. The first crash involved him hitting the wall at Kansas Speedway after a tire blowout. He struck the wall with an estimated 40Gs of force, and even though he was checked out by NASCAR physicians after the accident and continued ...

When a couple separates or divorces in California, the court may order one spouse to pay the other a specific amount of money each month. This is called "spousal support" or "alimony" for married couples and "partner support" in domestic partnerships. How is spousal or partner support accessed? When a family law court calculates spousal or partner support, a judge considers some of the following factors: - The length of the partnership or marriage - Each person's needs based on the standard of living experienced during the marriage ...

When you or a loved one is suddenly faced with a serious medical crisis, the best option is often to go quickly to the emergency room at the nearest hospital. In such situations, the sick or injured individual must put trust in the trained medical professionals to provide the best possible quality of care. Unfortunately, results from a study recently conducted by Oregon Health and Science University have revealed that patients in emergency rooms are less likely to receive adequate care when the emergency department is busy. The study examined almost one million emergency ...

As cases of sexual abuse are uncovered and investigated in the news, state legislators are attempting to tighten laws that address these types of cases. According to the federal Child Welfare Information Gateway, 47 states and Washington, D.C. impose penalties on mandatory reporters who knowingly and willfully fail to report alleged child abuse. In three states, failure to report purported abuse is a felony. In Maryland, health practitioners, educators, social service workers and police officers are required to report suspected child abuse to authorities. Furthermore, ...

Annually, there are more than four million births in the United States. And while many of these deliveries are problem free, that is not always the case as roughly 52,000 women are impacted by severe childbirth complications each year, according to the Wall Street Journal. Even more concerning is that a recent study conducted by the Centers for Disease Control and Prevention (CDC) discovered a drastic 75 percent increase in delivery emergencies in the decade ending in 2009 - emergencies such as heart attacks, stroke, respiratory problems and kidney failure. Also during ...

In spite of diligent work by government officials, the nation's disability law attorneys and advocates for the disabled, the interminable wait continues for countless Americans seeking Social Security Disability Insurance or Supplemental Security Income disability benefits. A recent expose published by The Baltimore Sun newspaper shows that applicants are waiting anywhere from 150 days to 635 days for an award of disability benefits. That is, of course, after disabled people have already waited a minimum of five months before a benefit will be paid; the initial delay ...

As technology becomes more and more integrated into our daily lives, well-intentioned people out to make some quick money have taken to getting rid of leftover prescription medications by selling them online. New York has seen a spate of arrests from an 11-month investigation code-named "Operation dot com" that saw undercover officers and informants purchase nearly $20,000 worth of prescription pain, anxiety, depression, attention deficit disorder and erectile dysfunction drugs. Some see the sale of a handful of unused pills online as a "victimless" ...