When you are undergoing Chapter 7 bankruptcy, you are often burdened with several financial responsibilities. It is important to have an attorney by your side so you do not inadvertently miss any obligations. Nevertheless, stuff happens. If you do happen to make an innocent, good-faith mistake, you may still be protected from court sanctions in certain situations. The Chapter 7 bankruptcy process mandates that filers list the names, addresses and account numbers of all creditors. This is intended for notice and potential repayment purposes. Because specific debts are ...

Unless your business has fewer than 10 employees, you may be required by the U.S. Department of Labor to comply with an important April 30 reporting deadline. The Occupational Safety and Health Administration (OSHA) -- the federal organization that sets and enforces standards regarding safe working conditions for American employees -- requires that employers complete and post Form 300 by the end of this month. OSHA laws require strict recordkeeping and reporting regulations that apply to all but certain exempt employers who have 10 or more employees. Some employers within ...

For many years, the Federal Motor Carrier Safety Administration has issued hours of service regulations designed to prevent fatigued commercial truck drivers from getting behind the wheel. These rules are not static, however, and in 2010 the FMCSA recently announced changes to the HOS rules, scheduled to go into effect later this year, that require drivers to take more rest and spend less time driving. While safety advocates applaud the proposed HOS rule changes as a necessary step in increasing highway safety and reducing truck accidents, the changes have been less ...

Workers' compensation is meant to be a no-fault system; if you are injured at work, or if you succumb to an occupational illness, workers' compensation should cover your medical expenses and provide partial wage replacement whether your employer was negligent or not. Yet, the reality is that providing workers' comp benefits is expensive for an employer and their workers' compensation insurer. Your employer and their insurer have financial incentives to deny and undervalue workers' comp claims. So when do you need help with your workers' compensation claim? Every workplace ...

A number of major real estate companies say office building construction is up across the nation and sales of existing buildings are also on the rise. The good news is that the more desirable tenants -- physicians and other medical care providers -- top the list of those in need of available real estate. Reasons for the booming business Real estate analysts hypothesize about the reasons for the increase in construction. New construction stalled during the recession and the pent-up demand is now coming to the forefront as the economy slowly recovers. Many medical buildings ...

If you have ever been involved in a car accident, you know that it can be a disorienting experience, to say the least. Just after the crash, it can be difficult to focus on what needs to be done next. However, in those crucial minutes after the accident, there are certain steps that you are well advised to take to protect yourself and others. Listed below are things that should be done, if possible, when a car accident occurs. In order to remind yourself of the necessary steps, it can be helpful to print off a checklist and store it in your glove compartment. Get ...

A proposed overhaul of the Florida alimony system has cleared several legislative hurdles recently, with a pair of similar bills making its way through the House and Senate. If passed, the legislation would eliminate "permanent alimony," one of the most controversial aspects of Florida's existing alimony law, as well as make several other major changes which would substantially impact family law litigants. Alimony, also known as spousal support, is court-ordered financial support paid by one ex-spouse to the other after divorce. The purpose of alimony, as contemplated ...

As the pace of everyday life becomes increasingly frenetic, it seems that more people are trying to multitask. The multitude of things vying for people's attention can become dangerous when people are driving. Despite the well-known dangers of distracted driving, the problem continues to grow. In March 2013, a Texas Representative introduced a bill targeting distracted drivers. Texting and driving in Texas The proposed bill currently under consideration by the Texas House Transportation Committee would make it illegal for drivers to send text messages while behind ...

If you have been driving for a while, you probably have encountered a variety of hazards on the road. It is likely that you regularly come in contact with aggressive drivers, speeders and plain inattentive drivers. However, one type of hazard that you probably never have experienced is a wrong-way driver. Although this type of dangerous driver is rare, according to the National Transportation Safety Board (NTSB), car accidents caused by such drivers occur more often than you would think. According to NTSB statistics, about 360 motorists each year are killed in wrong-way ...

Missouri trial lawyers Daniel "Danny" Thomas and Jonathan Soper were recently honored for obtaining a $108 million verdict on behalf of a couple who lost their daughter because of the actions of a religious cult. The Missouri Lawyers Media award recognized the attorneys for obtaining the largest personal injury verdict in Missouri for 2012. This verdict was also the third-largest wrongful death verdict in the country last year. The Independence, Missouri-based attorneys work for the law firm Humphrey, Farrington & McClain and have developed a reputation ...

Officeville, Inc., a Michigan-based online office supply company, was seeking a way to make a difference in peoples' lives beyond the daily transactions typical of selling products. Recognizing that families keep our nation strong, Officeville has pledged to provide ongoing support to Bethany Christian Services, the largest adoption agency in the United States. "Office products are our commodity, but helping people is our passion," explained Officeville President, Dave Rydzinski. "Each day, we try to go beyond the normal service for our customers, with ...

We wrote last week about the difference it makes to your employment and career opportunities if you have good grammar. There are a few words that many people confuse and that - used correctly - will show that you know your grammar while - used incorrectly - may suggest that you are not as careful or detail-oriented as you would wish. 1. compliment/complement Complement means to go well with something or to complete it - the spelling is the clue here! A compliment is something nice that you say to someone. Therefore the perfect wine complements the meal but you ...

Atlas Drugged: Ayn Rand Be Damned! begins where Atlas Shrugged leaves off, with the United States of America having devolved into the United Corporations of America and a world where the divide between the 99% and the 1% is ever prevalent. Stephen Goldstein's book offers the 99% a vision for closing that gap. Imagine firefighters stand watching a house burn because the owner owed some back taxes or municipal fees. Imagine the government providing no relief at all to a hurricane-ravaged Florida. That non-action is the (fortunately) fictitious exemplification of Ayn ...

The 2013 Green Living Show hits Toronto April 12th-14th and Contiki Holidays Canada (www.contiki.com) is treating attendees to a special presentation by environmentalist Celine Cousteau (www.celinecousteau.com). As a documentary filmmaker, environmental activist and granddaughter of legendary oceanographer, Jacques Cousteau, Celine's commitment to protect marine ecosystems and diverse cultures expands from hands-on projects to educating young travellers as Contiki's sustainability partner. Sponsored by Contiki, Celine will take the main stage on April 13th at 5:30 pm before ...

Although winter seems to be taking its time in moving on British Airways is already welcoming the summer, having recently kicked off its brand new summer schedule. Speaking about the new timetable, presenter and musician Myleene Klass, said: "Take advantage of British Airways' summer schedule starting, grab your bikini (you know I'm partial to mine) and let's get out of this freezing weather!" The airline has launched a host of routes to Spanish destinations in time for the summer season, allowing travellers to visit numerous brand new locations. New services ...

Celebrities are used to life in front of the lens but this spring stars from the world of sport, film and TV are taking a turn behind the camera to help with a National Trust initiative. Actor Jude Law, chefs The Fabulous Baker Brothers and England rugby ace Austin Healey are among those who have shared photographs of the places that mean the most to them as part of a nationwide scheme by the National Trust to celebrate the importance of 'special places' in people's lives. The campaign follows research undertaken by the charity which found that 84 per cent of Brits ...

HOUSTON – (April, 3 2013) – Vermont's aggressive health care reform initiatives can serve as a roadmap for other states, according to a Master of Public Health candidate at The University of Texas Health Science Center at Houston (UTHealth). The paper, "Lessons from Vermont's Health Care Reform," will appear tomorrow in the New England Journal of Medicine. The study's author, Laura Grubb, M.D., of The University of Texas School of Public Health, part of UTHealth, wrote that Vermont is well ahead of most other states in implementing federal and state health care reforms. ...

MINNEAPOLIS / ST. PAUL (04/03/2013) —Adélie penguins may actually benefit from warmer global temperatures, the opposite of other polar species, according to a breakthrough study by an international team led by University of Minnesota Polar Geospatial Center researchers. The study provides key information affirming hypothetical projections about the continuing impact of environmental change. Researchers from the United States and New Zealand used a mix of old and new technology studying a combination of aerial photography beginning in 1958 and modern satellite imagery ...

VIDEO: The animation shows the NIST logo that was stored within a vapor of rubidium atoms and three different portions of it that researchers were able to extract at will. Animation... Click here for more information. Talk about storing data in the cloud. Scientists at the Joint Quantum Institute (JQI) of the National Institute of Standards and Technology (NIST) and the University of Maryland have taken this to a whole new level by demonstrating* that they can store visual ...

The challenge of making concrete greener—reducing its sizable carbon footprint without compromising performance—is just like the world's most ubiquitous manufactured material—hard! But, according to a new report* from the National Institute of Standards and Technology (NIST), the potential engineering performance, energy-efficiency and environmental benefits make it a challenge worth tackling. Many factors determine the overall energy and environmental impact of concrete. However, reducing the amount of portland cement, which reacts with water to bind all the sand, ...

A study published today in the New England Journal of Medicine recommends a dramatic shift in the way doctors treat metastatic prostate cancer. "These results have changed the way I treat patients," said Ian M. Thompson Jr., M.D., director of the Cancer Therapy & Research Center at The University of Texas Health Science Center at San Antonio and senior author on the international study. Hormone therapy in hormone-sensitive prostate cancer has been shown to help extend the lives of patients, but it causes a range of unpleasant side effects in men like moodiness, hot ...

It's generally thought that anticancer chemotherapies work like antibiotics do, by directly killing off what's harmful. But new research published online on April 4 in the Cell Press journal Immunity shows that effective chemotherapies actually work by mobilizing the body's own immune cells to fight cancer. Researchers found that chemo-treated dying tumors secrete a factor that attracts certain immune cells, which then ingest tumor proteins and present them on their surfaces as alert signals that an invader is present. This new understanding of how chemotherapy works with ...

People who have a buildup of certain proteins in the brain and spinal fluid have an increased likelihood of developing Alzheimer's disease, but it's currently unclear who will develop these protein accumulations. Now researchers reporting online April 4th in the Cell Press journal Neuron have identified mutations in certain genetic regions that influence the levels of these protein accumulations. The findings may not only help identify people most at risk of developing Alzheimer's disease well before they show signs of cognitive decline, but also offer new information for ...

Scientists at Queen Mary, University of London and the Zoological Society of London (ZSL), have discovered why bees copy each other when looking for nectar – and the answer is remarkably simple. Despite their tiny brains, bees are smart enough to pick out the most attractive flowers by watching other bees and learning from their behaviour. By using simple logic, they see which coloured flowers are the most popular, and conclude that those of the same colour must also contain lots of energy-rich nectar. "Learning where to find nectar by watching others seems fantastically ...

Obesity is linked to the widespread epidemics of diabetes and heart disease that plague society, but a lesser-known fact is that the weight can also lead to autoimmune disease. Now, researchers have new information about how that damaging immune response happens and how it might be stopped, published on April 4 in Cell Reports, a Cell Press publication. The key, they show, may be to block an important element known as AIM (for apoptosis inhibitor of macrophage) in the bloodstream and, ultimately, the production of antibodies that attack the self. The discovery is especially ...