Members of the Mortgage Alliance of Southwest Florida are handling Home Affordable Refinance Program (HARP) loans for homeowners who are not facing foreclosure but would like to refinance to today's low interest rates. Homeowners who are unable to refinance because of a drop in home value are the prime candidates for the next wave of this program, known to industry insiders as HARP 2.0. To qualify for HARP 2.0, homeowners must be current on their mortgage payments and have a stable income history. Fannie Mae or Freddie Mac must own or back their loan and must have ...

Fi360, an organization dedicated to upholding fiduciary standards, has named Unified Trust Founder & CEO Gregory Kasten as the winner of their 2012 fi360 article contest for his paper titled 'Creating Tangible Value in Your Fiduciary Practice: Combining Fiduciary Best Practices with Actuarial Implementation Can Consistently Improve 401(k) Participant Outcomes.' Dr. Kasten was presented with the award at the fi360 National Conference in Chicago on April 26. The article, in its entirety, will be published in an upcoming edition of AdvisorOne Magazine. According ...

One of the leading brands in maths equipment in New Zealand, Supreme 4 Schools, is now under new management after being acquired by Papakura Education Services. Supreme has been supplying quality maths educational resources to schools throughout New Zealand since 1967 and has become a well-recognised brand within the industry. To mark the acquisition the separate logos have been redesigned to merge the existing brand recognition of Supreme with an energetic and bright new colour scheme being used by Papakura Education. The result are two logos which retain their individual ...

Boulder Creek Golf Course Managing Partner Barry Ehlert announced today that construction on a new banquet facility is well underway at Boulder Creek, located on the outskirts of Calgary. "Everyone at Boulder Creek is very excited about this new facility," commented Ehlert. "We will be able to host larger banquets for our charity and corporate golf tournaments. It also opens up a world of opportunities in terms of weddings, birthdays and anniversary parties." Once complete, this facility will seat upwards of 300 people. Boulder Creek anticipates ...

Capital Safety, home of the DBI-SALA, PROTECTA and UNILINE brands of fall protection equipment has announced the launch of the new DBI-SALA Nano-Lok Self Retracting Lifelines (SRL). These new SRL's, an addition to Capital Safety's extensive line of industry-leading self retracting lifelines, can be used in place of lanyards and can be directly attached to any harness, reducing fall clearances. Compact and lightweight, these SRL's are virtually unnoticeable to the user when worn and provide the ultimate work site flexibility. "Capital Safety continues to enhance ...

The 2012 edition of telit2market, the customer magazine from Telit Wireless Solutions is now available for download at http://www.telit.com/ebook. It provides exclusive insights into the latest machine-to-machine (M2M) industry developments from around the world. Aimed at executives in the M2M market, its' suppliers and general interested parties, Telit's newest edition of telit2market features articles by leading industry experts from Beecham Research, China Unicom, GSMA, ESMIG (European Smart Metering Industry Group), IFSEC, Intel as well as Sprint, Verizon, AT&T ...

The ranks of the unemployed expanded by nearly 50 percent during the past 10 years. Anybody who is out of work, yet actively seeking a job, is classified by the U.S. Bureau of Labor Statistics as being unemployed. A total of 12.64 million Americans fit that definition last month, and 250,000 of them are in Tennessee. Knowing that a person without meaningful work is likely to suffer spiritually, the Church of Scientology has continued in the battle against unemployment with a course designed to help people secure their place in the workforce, and to help those still employed ...

Wilderness Club Managing Partner, Barry Ehlert announced today that the golf course and recreational property in Montana has launched its exclusive Founders Program. "We are very excited to offer this unique and exclusive opportunity," commented Ehlert. "There is no other vacation real estate experience quite like the one at Wilderness Club, and this is the perfect opportunity for people to 'get in on the ground floor,' so to speak." During the pre-grand opening period, Wilderness Club is offering a limited selection of the most desirable homesites ...

The Mom's Choice Awards (MCA) is an international awards program that recognizes authors, inventors, companies, parents and others for their efforts in creating quality family-friendly media, products and services. Parents, educators, librarians and retailers look for the Mom's Choice Awards Honoring Excellence seal of approval when selecting quality materials for children and families. An esteemed panel of judges includes education, media and other experts as well as parents, children, librarians, performing artists, producers, medical and business professionals, ...

Colorado Could Lower Drug Possession to Misdemeanor On March 28, 2012 the Colorado Senate Judiciary Committee approved SB 163, which would lower a conviction for "simple possession" of a drug from a felony to a misdemeanor. The bill would also give those convicted of drug possession charges the opportunity to seek treatment. The proposal has bipartisan support in the legislature, but some are seriously opposed to the measure. Details of the Bill SB 163 would make the following changes to current Colorado law: -Possession of less than four grams of a ...

Avoiding Car Accidents When Animals Are on the Road Each year, about 1.5 million animal-vehicle accidents take place in the United States, according to the Insurance Institute for Highway Safety, or IIHS. Animal-related car accidents cause approximately 10,000 injuries and 150 deaths annually. Follow these tips to stay safe when you encounter animals on the road. Be Alert Watch for animal crossing signs and be aware that when you see one animal near the road it may mean that others are nearby. Use extra caution at dusk and dawn, which are mealtimes for many animals, ...

Reduce the Impact of Divorce on Children The dissolution of a family through divorce is difficult for everyone involved. However, children may feel the effects more keenly than adults. They may be old enough to understand what is going on, but too young to vocalize all of the emotions they feel as a result or to truly understand why the divorce is occurring. However, parents can take steps to minimize the impact that divorce has on their children. Shifting Relationships When parents separate, the entire family dynamic changes. Parents have to learn how to define ...

At the site of the former Kenosha Chrysler Engine Plant, oily wastewaters and unused coolants were left behind in drums and press pits after the plant closed. Advanced Waste Services has been helping to remove and recycle the oily wastewaters and unused coolants. The non-hazardous oily wastewater will be recycled using a treatment process that separates the oil from the water; resulting in thousands of gallons of reclaimed fresh water. An additional benefit is the reclaimed oil can be reused. "Our focus in reclaiming the fresh water and oil from the oily wastewater ...

What happened in Vegas certainly didn't stay there! The Editors' Lounge will be hosting their NAB 2012 roundup featuring all the best from Avid and BlackMagic Design. Special date for the event will be Friday, May 18 at AlphaDogs Post Production 1612 W. Olive Ave, Suite 200, Burbank, CA 91506 beginning at 6:30 pm. RSVP is required to attend the event. Avid returns to the Lounge to show off the sleek new interface in Symphony 6 which is now a 64-bit application that allows better performance and speed to handle complex video editing. All of the familiar tools from Media ...

"The Confident Equestrian e-Workbook" operates on the principles of human dynamics and high performance. Concepts that teach the complexities of how to best learn, communicate, relate to each other, as well as manage stress, maintain well-being and strive for goals. All important components in order to realize our potential mentally, physically, emotionally and spiritually. For Rivers, a human dynamics expert as well as an accomplished rider and horse breeder, confidence is not only a vital aspect to achieving one's individual potential, but is very much a part ...

High Point attorney Kenneth McAllister will become the new Chair of the Board of Directors for Lawyers Mutual Liability Insurance Company of North Carolina effective May 1, 2012. A former United States Attorney and General Counsel for Wachovia Corporation, McAllister brings both public service and private sector experience to the post. He practices at The McAllister Firm, PLLC and has served on the Lawyers Mutual Board since 2003. Says Lawyers Mutual President Dan Zureich, "We are delighted and honored to welcome Ken McAllister as the next chair of our board. ...

Angela's House will be having their 10th Annual Golf Outing at the Indian Hills Country Club, 21 Breeze Hill Road in Northport on June 11th, 2012. This year's Honoree will be Christopher Kutner, who is Partner/Chair at Healthcare Practice at Farrell Fitz, P.C. Angela's House was established in 1992 and has since been helping families coordinate the complex array of home care and residential services for children that are medically fragile, chronically ill or living with a life threatening illness. Golfers will check-in at 9:30 a.m. where they will be able to enjoy ...

FingerTec USA, a manufacturer of fingerprint time clocks available online at http://www.FingerTecUSA.com, is now spotlighting the enhanced customer support programs that accompany its state-of-the-art biometric time clock products. In an effort to further expand its client service protocol as well as make time track software accessible to a range of business owners, the company is now offering companion training and support programs to ensure that consumers feel comfortable and confident in using the company's software and products. Both new and old customers alike are ...

Bell and Howell, a leading provider of solutions and services for paper-based and digital messaging, is pleased to announce that Bob Schimek, vice president of postal software engineering, has received the 2012 IDEAlliance Donald A. Mumma Award. This award is the highest award of distinction that IDEAlliance presents in the mail preparation and processing arena. The award recognizes Mr. Schimek's contributions to the industry spanning nearly 20 years, and was presented at the recent 2012 IDEAlliance Print Distribution Conference in San Antonio. "We are thrilled ...

A staggering five-hundred billion to one-trillion plastic bags are estimated to be consumed by the world annually. Re-usable grocery bags and tote bags are proving to be a solution that could make a difference in these numbers and their benefits go well beyond the environmental impact. Pollution, use of costly oil, litter and animal safety are just a few of the hazards of such high volume production and consumption of plastic bags. Now, more than ever, environmentally conscious individuals, companies and families are turning to polypropylene, non-woven style grocery ...

Bencardino Excavating, a full-service Bucks County, Pa. excavating company led by Louis A. Bencardino, is proud to announce that Al Gramlick has joined its crew as a heavy equipment mechanic. Gramlick's responsibilities with Bencardino Excavating will include day-to-day management of the maintenance shop, the on-site troubleshooting and repair of equipment, coordinating and vetting vendors and distributors for equipment parts, and managing the company's maintenance budget. With 33 years of experience in the construction and maintenance industry, Gramlick will also oversee ...

Usoris Systems Announces the Release of Version 5.1 of Remote Utilities, their Remote Desktop Software Version 5.1 includes significant additions like the QuickConnect module and Gateway Mediation Server that benefit both system administrators and helpdesks. Other new features like Voice & Video Chat, the web-browser like tab interface, and the new file transfer window enormously enhance the power of Remote Utilities. December 13, 2011 - Alex Ter-Osipov, Usoris Technical Director reports, 'Our new version 5.1 is a minor release, yet it has so many new features ...

DMB Realty Network, a Scottsdale-based sales, marketing and brokerage operations company serving buyers, sellers, developers and builders throughout North America, South America and the Caribbean reports Q1 2012 sales surpassed all expectations. "We have not seen this type of activity since early 2007," says Co-Founder, CEO & President, Donald D. Kent. Mr. Kent attributes the company's success to a modest upturn in the housing market and to methodologies the company has implemented over the past four years, combined with successful strategies achieved in the ...

Mother's Day is this Sunday and we all want to show appreciation for the woman in the world who we are lucky enough to call "mom." Lombardo Homes wants their community to share stories, photos and Mother's Day traditions on the Lombardo Homes St. Louis Facebook Wall - http://www.facebook.com/lombardohomesstlouis. Just "like' their page and post. Everyone who posts will be entered into a drawing for a $50 gift certificate. Show mom how much you love her by sharing your story with Lombardo Homes and the Lombardo Family. Lombardo Homes is the newest home ...

Mitch Zehner and Seth Davenport of Voit Real Estate Services' Anaheim office have completed the new, 60-month, $1.6 million lease of a 62,650 square-foot industrial warehouse at 450 Delta Ave. in Brea, Calif. on behalf of the lessor. The free-standing building will be fully occupied by Kelly-Wright Hardwoods, Inc., which is relocating to Brea from East Anaheim, according to Mitch Zehner, Executive Vice President in Voit's Anaheim office. Zehner worked with Seth Davenport, a Senior Vice President with Voit, to represent Adler Investment Company as the lessor. Based in ...