On December 20, 2012, Governor Kasich signed into law a measure that significantly increases the value in your home that is protected (exempted) from creditors being able to get. The new law takes effect on or about March 27, 2013. When a person is filing bankruptcy the amount of property protected is a major concern for most people. The property that is protected is called an exemption or exempt property. Currently, a person is able to protect $21,625.00 in the home in which he or she lives. If the home is jointly held the exemption applies to each person. Therefore, a ...

Car accidents are never expected. They interrupt an individual's life and can often result in a great deal of stress and pain. When a car accident happens, an investigation usually takes place, and insurance companies ask questions relating to who is at fault for the accident and why it occurred. A local accident Recently in Los Angeles, a person was killed in an accident between a pickup truck and a sedan. Officials arrived about 15 minutes after the accident occurred and found one victim dead at the scene. No other details have been released, but the investigation ...

Los Angeles is a great place for motorcycle enthusiasts to enjoy their sport. Motorcyclists, however, are sometimes in danger. One La Puente man died late in December 2012 when a vehicle crashed into him while making a left turn. The motorcycle accident is under investigation, but as of December 30, no arrests had been made. California motorcycle crashes are increasing Motorcycle crashes in California increased by 175 percent between 1998 and 2008, and resulted in 560 deaths in 2008. Deaths, however, decreased in 2009 and 2010, totaling 394 in 2009 and 352 in 2010. ...

Nobody thinks that they will be sued when they start operating a business. Many people just assume that, because they are honest and forthright, and conduct their business in a proper way, they can insulate themselves from lawsuits. Unfortunately, in today's environment, being exposed to lawsuits is a risk that we all take, no matter how carefully we conduct ourselves. Often, when a company gets sued, its owners or officers did not anticipate it, and they go immediately into panic mode. The first question is, "how much will this cost me?" Sometimes the real ...

With identity theft on the rise, Atlanta shredding service A Shred Ahead wishes to discuss how The Fair and Accurate Credit Transactions Act (or FACTA) can help consumers and company employees deter identity theft and keep sensitive information safe. FACTA was signed into law in 2003 by George W. Bush as an amendment to the Fair Credit Reporting Act. It adds several provisions to the original act, including allowing consumers to obtain a free credit report once every twelve months and providing specific actions for companies to follow to help reduce potential identity ...

The online gaming portal, Lowriskwinner.com, is now proud to be able to bring their site visitors two exclusive sports betting promotions. Low Risk Winner is a popular gaming site, which aims to bring UK and European visitors the very best sports betting, casino and bingo and poker promotions, from the most reputable gaming websites. One of the co-founders of the site has recently succeeded in negotiating not one, but two exclusive bonuses for their visitors. The first of which is from the popular UK & Irish Bookmaker, Paddy Power, and the second of which is from ...

SJD Accountancy, the UK's largest contractor accountants, today announced the findings of their most recent detailed survey on contactor attitudes covering July to December 2012. This bi-annual 30 question survey was carried out across SJD's 12,000+ contractor client base in December 2012. The survey provides a unique insight into the contractor market over the last six months and also some interesting comparisons to the previous survey between January and June 2012. The results of the latest survey, which attracted a similar volume of responses to the 1,000+ received ...

Ghostbusters, Mr Good and Bugs have recently been added to the list of games at bgo, meaning the multi-gaming site now has one of the most extensive collections of slot titles available online. The news slot games at bgo offer online gamers a range of exciting features, including innovative bonus games, free spins, sticky wilds and fun ways of multiplying their payouts. Ghostbusters at bgo Ghostbusters slot is based on the classic 80s movie starring Bill Murray and Dan Ackroyd. Players can spin the reels filled with characters from the film series including infamous ...

The site offers a range of exclusive deals for UK-based casino lovers as well as providing comprehensive, impartial reviews of the most popular games and sites. UK Casino Online offers three exclusive bonuses for online gaming lovers in the UK and this is designed to ensure its launch goes with a bang. The three promotions below are exclusive to this brand new site and are of the highest quality. The first deal is available at the Gala Casino where members who sign up via UKCasinoOnline.co.uk can claim an exclusive deposit bonus of up to GBP400. The second offer is ...

Trade signals are available to all SignalPush customers as a separate strategy, which can be subscribed to using the platforms user-friendly interface. Signals are available for FOREX currency pairs, worlds leading stock exchange indices and US companies stocks. Analytics is generated at the beggining of each hour and, as well as all other forecasts from Faunus Analytics, contains the reliability level - a unique level of severity (power) of a trend. Reliability level allows to filter the flow of market information and manage trade risks effectively. "Time of trade ...

Jack Summerville has been appointed to the position of Senior Vice President of Corporate Business Development for AmeriQuest Business Services, a business process outsourcing company. In his new role, Summerville works with the leadership of each of AmeriQuest Business Services' business units to explore opportunities for collaboration among the units and with the newly created business process outsourcing company. AmeriQuest Business Services' units include AmeriQuest Transportation Services, AmeriQuest Financial & Remarketing Services, AmeriQuest Materials Handling ...

Polaris Financial Technology Ltd, a leader in products, solutions and services that enable unprecedented operational productivity for the global Financial Services industry, today signed a definitive agreement with US based Numerix, a leading provider of cross-asset analytics for derivatives valuations and risk management. Leveraging Numerix's newly introduced analytics calculation engine, CrossAsset Server and CrossAsset Integration Layer for the integration, this partnership will provide clients with Numerix risk analytics for improved risk monitoring, increased transparency ...

There is a reason the phrase "shooting in the dark" refers to things that are difficult to do -- and night photography is no exception. To account for low-light image scenarios, a photographer needs a steady tripod, but aboard the International Space Station, a traditional tripod isn't going to cut it. Thankfully, the European Space Agency, or ESA, developed NightPod for the crew's cameras. This astronaut photograph of Liege, Belgium, at night was taken using the NightPod camera mount aboard the space station. The mechanism allows astronauts to capture images ...

The Container Store (R), the nation's originator and leading retailer of storage and organization products, today honors its 6,000 employees across the country by celebrating its fourth annual "National We Love Our Employees Day (TM)." In 2010, the company proclaimed February 14 as its National We Love Our Employees Day to not only celebrate its own employee-first culture, but to also encourage other companies to do so. Today's companywide celebration includes special "warm" surprises for every employee from Long Island to Los Angeles and even the ...

According to a spokesperson for NE-WHERE, the company's popular selling brand of electronic cigarettes are now available for purchase at local participating 7-Eleven stores. The well-established convenience store chain long known for its Big Gulp, will now also offer smokers this increasingly attractive alternative to traditional "tobacco" cigarettes. This is definitely a coup for the high quality electronic cigarette maker with innovative packaging, which is now being sold at gas stations and drugstores across the western United States. All three popular flavors ...

A study by researchers from Hospital for Special Surgery has shown that platelet-rich plasma (PRP) holds great promise for treating patients with knee osteoarthritis. The treatment improved pain and function, and in up to 73% of patients, appeared to delay the progression of osteoarthritis, which is a progressive disease. The study appears online, ahead of print, in the Clinical Journal of Sports Medicine. "This is a very positive study," said Brian Halpern, M.D., chief of the Primary Care Sports Medicine Service at Hospital for Special Surgery, New York City, and lead ...

This press release is available in French. Montréal, February 13, 2013 – Since the beginning of time, living organisms have developed ingenious mechanisms to monitor their environment. As part of an international study, a team of researchers has adapted some of these natural mechanisms to detect specific molecules such as cocaine more accurately and quickly. Their work may greatly facilitate the rapid screening—less than five minutes—of many drugs, infectious diseases, and cancers. Professor Alexis Vallée-Bélisle of the University of Montreal Department of Chemistry ...

HOUSTON – (Feb.12, 2013) – New findings by researchers at The University of Texas Health Science Center at Houston (UTHealth) School of Public Health may help identify situations in which smokers who are trying to quit are at a higher risk of relapse. More than 1,200 people die in the United States every day from smoking-related illnesses. This is equivalent to three airplanes loaded with passengers crashing everyday in America. Smoking-related illnesses are the No. 1 cause of preventable deaths in the country, killing more Americans than drugs, homicides, suicides, ...

(Santa Barbara, Calif.) –– Scientists at UC Santa Barbara are researching cocaine addiction, part of a widespread problem, which, along with other addictions, costs billions of dollars in damage to individuals, families, and society. Laboratory studies at UCSB have revealed that the diminished brain function and learning impairment that result from cocaine addiction can be treated –– and that learning can be restored. Karen Szumlinski, a professor in the Department of Psychological & Brain Sciences at UCSB, and her colleagues Osnat Ben-Shahar and Tod Kippin, have worked ...

Cancer drugs should kill tumors, not encourage their spread. But new evidence suggests that an otherwise promising class of drugs may actually increase the risk of tumors spreading to bone, according to researchers at Washington University School of Medicine in St. Louis. The drugs, IAP antagonists, block survival signals that many cancer cells rely on to stay alive. Working in mice, the investigators found that targeting the same protein that makes tumors vulnerable to death also overactivates cells called osteoclasts, which are responsible for tearing down bone. "These ...

Classroom rosters combined with human-networking theory may give a clearer picture of just how infectious diseases such as influenza can spread through a closed group of people, and even through populations at large. Using high-school schedule data for a community of students, teachers, and staff, Penn State University's Marcel Salathé, an assistant professor of biology, and Timo Smieszek, a post-doctoral researcher, have developed a low-cost but effective method to determine how to focus disease-control strategies based on which individuals are most likely to spread the ...

Philadelphia, PA, February 12, 2013 – Opioids are frequently prescribed for pain management in noncancer patients, but recommended clinical guidelines for monitoring effectiveness and signs of drug abuse are often not implemented. Alongside well-documented racial disparities in prescribing opioid medications for pain, researchers report racial differences in the use of recommended opioid monitoring and follow-up treatment practices. The study is published in the current issue of PAIN®. "In our study, we examined whether racial disparities exist in a more comprehensive ...

Researchers have shown that part of Australia's rich plant diversity was wiped out by the ice ages, proving that extinction, instead of evolution, influences biodiversity. The research led by the University of Melbourne and University of Tasmania has shown that plant diversity in South East Australia was as rich as some of the most diverse places in the world, and that most of these species went extinct during the ice ages, probably about one million years ago. The team's work was published in the prestigious journal Proceedings of the National Academy of Sciences. Dr ...

New research has come up with ways to quickly assess flood damage to houses while also showing most people didn't intend to make changes to reduce their vulnerability after the 2010-11 floods in Australia. Two separate reports from the National Climate Change Adaptation Research Facility released today show how lessons learned from households affected by the 2010-11 Australian floods can minimise damage under current and future climates. The report Analysis of Damage to Buildings Following the 2010 Eastern Australia Floods evaluated the role of development controls ...

This press release is available in German. Street lamps, traffic lights and lighting from homes are causing a rise in our night-time light levels. For some time now, scientists have suspected that artificial light in our towns and cities at night could affect plants, animals and us, humans, too. Studies, however, that have tested this influence directly are few. Scientists from the Max Planck Institute for Ornithology in Radolfzell, Germany, recently investigated how light conditions in urban areas at night affect European blackbirds (Turdus merula). They found that animals ...