People mired in debt may be afraid of losing their home or car, but the stress of constant phone calls and threatening letters from dogged bill collectors can be too much for one to bear. Fortunately, most debt can be eliminated through bankruptcy, and one of the principal benefits of filing is the automatic stay. This article will describe how the stay protects bankruptcy debtors, and how it can be used to promote a fresh financial start. How the Stay Works The automatic stay functions as an instant injunction to all collection actions on any debt the debtor seeks ...

The widow and children of deceased bicyclist, Allan Lee, filed suit today in the Alameda Superior Court against the City of Oakland. Allan Lee was killed tragically on September 24, 2011 when, while riding with a group of cyclists, the front wheel of his bicycle became stuck in a rut on Grizzly Peak Boulevard, propelling him over the handlebars and into the path of an oncoming car. Nancy Lee and her two children are seeking compensatory damages for the wrongful death of her husband. The lawsuit contends that the City of Oakland violated Government Code Section 835, failing ...

Imperial Investments Group (IIG), a hotel management company and development group, owns and operates two properties that were recently awarded the 2012 Certificate of Excellence by TripAdvisor. Earning a 4 out of 5 rating, both the Hampton Inn Atlanta-Southlake and Hampton Inn Spartanburg are now among the very best in the business. The properties are being recognized for consistently being commended with the highest praise by travelers. TripAdvisor is a travel website that lets guests post reviews and opinions of travel-related content. Assisting visitors in gathering ...

The newly renovated Comfort Inn & Conference Center Northeast in Atlanta, near Doraville, will host the upcoming, Let's Pray! - Leave it at the Altar Prayer Breakfast & Award Ceremony. The event will take place at the north Atlanta hotel's Conference Center on August 11, 2012 from 8:00am - 1:00pm. Presented by TM Lynch Outreach Ministries, Let's Pray! Prayer Breakfast and Award Ceremony will honor female veterans and include a book signing by Shoshana Johnson. Speakers will include: - Shoshana Nyree Johnson, the first black or Hispanic female prisoner of war in ...

Jumeirah at Etihad Towers, a member of the global luxury hotel group Jumeirah, officially opened Abu Dhabi's and the hotel's latest gourmet venue: Brasserie Angelique, a traditional French brasserie offering classic French home-style a la carte cuisine, combining an authentic French ambience with superb dining and lively metropolitan interaction. Located opposite the Jumeirah at Etihad Towers' Lobby and main entrance, Brasserie Angelique's interiors, including wooden parquet and black and white mosaic floors, chandeliers and ornately moulded ceilings, immediately transport ...

PruHealth, the UK's fourth-largest health insurer and provider of the Vitality wellness programme, the world's longest-standing incentive-based health improvement solution, has teamed up with Daley Thompson to launch a free 'Walk the Tube with Daley Thompson' app. While the tube map app will enable commuters and tourists in London to avoid the crush of the London Underground during the particularly busy summer period, it more importantly provides an accessible and cost-effective mechanism for Londoners to make a longer-term commitment to their health by establishing ...

Jumeirah Group and MasterCard have announced a major deal to offer Platinum, World and regular MasterCard cardholders from around the world-exclusive discounts and a range of special offers in the luxurious hotel rooms, restaurants and spas at selected UAE properties of the Jumeirah Group. As per the deal, all MasterCard cardholders can avail the offers related to rooms, casual dining and spas, while signature dining is exclusive for World MasterCard cardholders and Ramadan offers for Platinum and World MasterCard cardholders. The participating hotels are Jumeirah ...

America's 89 million wine drinkers now have a top-shelf, lighter option. San Diego-based Bon Affair has launched a line of all-natural, ready-to-drink wine spritzers. With half the calories of regular wine, zero added sugar and electrolytes, Bon Affair is vice... meets virtue. BON AFFAIR IS... - California wine - Purified carbonated water - Electrolytes - Antioxidants (grape seed extract, organic cranberry juice extract) - 6.5% ABV (more than the average beer, less than wine) "I love wine," says founder Jayla Siciliano. "But that second or third ...

VueTek Scientific today announced that it has entered into a group purchasing agreement with Premier, Inc., for VueTek's IV vascular imaging device, Veinsite. This contract will allow over 2,500 hospitals and 76,000 other healthcare sites, access to Veinsite at discounted pricing. Veinsite is the only hands free portable vascular imaging device and provides the best quality image available. Clinicians who use Veinsite can see more veins in order to improve vascular access for IVs. Bill Partridge, President of VueTek Scientific commented, "Veinsite provides ...

If you've walked into a drug store or department store to shop for a dry skin treatment recently you may have been a bit overwhelmed by all of the options available. Choosing the best lotion for dry skin doesn't have to be difficult. You just need to know what to look for and what to avoid in a dry skin cream. You also need to know about a recent discovery in the field of cosmetics. The first thing you think you want to look for is the word "natural". There is approximately six pounds of skin on your body - it's largest organ and also a giant porous membrane. ...

Online Casino Archives is proud to announce an upgrade of mobile apps reviews. The onset of the Olympics was the site's first opportunity to showcase the expanded mobile news and games section. Mobile apps are quickly surpassing social apps in being essential to consumers for work and play. The business of mobile apps is expected to grow from a $6 billion industry in 2012 to a $55.7 billion industry in 2015. Online Casino Archives believes that providing information on mobile gaming, sports and lifestyle apps to smartphone and tablet users is of the utmost importance. ...

This week SJD Accountancy, the UK's largest accountancy firm for contractors and freelancers, revealed the results of a detailed survey which was carried out in July across its 11,000+ contractor client base. More than 1,000 clients responded to the 30 question survey, giving a unique insight into the contractor market in the UK today. These findings provide valuable information for both contractors and their clients alike on the subjects that matter most, and will also help contractors to understand more about the community in which they work. Against a backdrop ...

This month we examine yet another homonym. However, this one has so many meanings and subtle divisions of meanings, and is so frequently confused, that it deserves an entire post all to itself! Principle/principal Principle: We will deal with principle first as it is - at first look, anyway - the most straightforward. The most common meaning of principle is a law or rule: particularly a moral or ethical rule, a fundamental cultural value, a legal rule or a scientific rule. The word principle is a noun and is never used in any other way, which might help avoid ...

Tuiss, the online, made to measure curtains and window blind retailer, are now offering a fantastic new FREE service called SureSize(TM); a no quibble replacement service for measuring mix ups! For the many people who shop online to save money, making a costly measuring mistake is a primary concern. Tuiss.co.uk are taking the worry away by introducing a new service called SureSize(TM), which offers complete peace of mind to anyone purchasing any of their blinds or curtains. If a measuring mistake is made Tuiss will send a replacement at the correct size and you don't ...

While fear of terrorist attacks overshadows the Olympic Games, the "lone wolf" terrorist is a cause for concern: one who is almost impossible to track by means of the "usual" intelligence and tracking tools. Prof. Gabriel Weimann of the University of Haifa, who has been monitoring terrorism on the Internet for over a decade, has found that most of these individuals do find a "virtual wolfpack" to belong to on the net. A mounting global threat is of terrorists who act as "lone wolves". Locating and preventing such terrorist activity is more complicated than organizational ...

Kyoto, Japan, Aug. 1, 2012 - A research group at the Center for iPS Cell Research and Application (CiRA) at Japan's Kyoto University has successfully recapitulated amyotrophic lateral sclerosis (ALS)-associated abnormalities in motor neurons differentiated from induced pluripotent stem cells (iPSCs) obtained from patients with familial ALS, a late-onset, fatal disorder which is also known for Lou Gehrig's disease. In a drug screening assay using the disease model, the team further found that the chemical compound anacardic acid can rescue some ALS phenotypes in vitro. In ...

Boulder, Colo., USA – Two Geology studies focus on debris flows and landslides, one from the point of view of alpine denudation and the other studying and quantifying hazards to human populations. Subjects of other studies include fossil microatolls and sea level; the potential rupture area for an earthquake offshore of the U.S. Pacific Northwest and British Columbia; paleoclimate; and the relationship between the formation of ore deposits and the growth cycle of microbial communities. Highlights are provided below. GEOLOGY articles published ahead of print can be accessed ...

Perhaps no other material is generating as much excitement in the electronics world as graphene, sheets of pure carbon just one atom thick through which electrons can race at nearly the speed of light – 100 times faster than they move through silicon. Superthin, superstrong, superflexible and superfast as an electrical conductor, graphene has been touted as a potential wonder material for a host of applications, starting with ultrafast transistors. For the vast potential of graphene to be fully realized, however, scientists must first learn more about what makes graphene ...

HIV care centers are an important and highly accessed point of care for HIV-infected children and their families in sub-Saharan Africa, but opportunities to address other health issues are being missed. Proven interventions, including routine deworming among young children, could be effectively integrated into HIV care according to a newly published article in PLoS by University of Washington researchers. The article, "Integration of Deworming into HIV Care and Treatment: A Neglected Opportunity," estimates that millions of HIV-infected individuals in sub-Saharan Africa ...

A UCLA-led project to implement a unique HIV intervention program aimed at reducing sexually risky behaviors and promoting healthier living among heterosexual African American couples has received a $2.5 million grant from the National Institute of Mental Health. The program, based on Eban — a Yoruban concept from West Africa that symbolizes "safety, security and love within one's family and community" — is designed not only to reduce the risk of HIV and other sexually transmitted diseases but to increase couples' ability to communicate with each other, make safer behaviors ...

Johns Hopkins scientists have decoded for the first time the "stability blueprint" of an enzyme that resides in a cell's membrane, mapping which parts of the enzyme are important for its shape and function. These studies, published in advance online on June 14 in Structure and on July 15 in Nature Chemical Biology, could eventually lead to the development of drugs to treat malaria and other parasitic diseases. "[It's] the first time we really understand the architectural logic behind the structure of the enzyme," says Sinisa Urban, Ph.D., an associate professor of molecular ...

LA JOLLA, Calif., August 2, 2012 – For years, scientists have been looking for a good source of heart cells that can be used to study cardiac function in the lab, or perhaps even to replace diseased or damaged tissue in heart disease patients. To do this, many are looking to stem cells. Researchers at Sanford-Burnham Medical Research Institute (Sanford-Burnham), the Human BioMolecular Research Institute, and ChemRegen, Inc. have been searching for molecules that convert stem cells to heart cells for about eight years—and now they've found one. Writing in the August 3 issue ...

Genetics clearly plays a role in cancer development and progression, but the reason that a certain mutation leads to one cancer and not another is less clear. Furthermore, no links have been found between any cancer and a type of genetic change called "copy-number variants," or CNVs. Now, a new study published by Cell Press in The American Journal of Human Genetics on August 2 identifies CNVs associated with testicular cancer risk, but not with the risk of breast or colon cancer. Some cancers, including breast and colon cancer, are caused by mutations that are passed ...

Scientists are beginning to understand one of life's enduring mysteries - why women live, on average, longer than men. Published today in Current Biology, research led by Monash University, describes how mutations to the DNA of the mitochondria can account for differences in the life expectancy of males and females. Mitochondria, which exist in almost all animal cells, are vital for life because they convert our food into the energy that powers the body. Dr Damian Dowling and PhD student, Florencia Camus, both from the Monash School of Biological Sciences, worked with ...

The composition of microbes in the gut changes dramatically during pregnancy, according to a study published by Cell Press in the August 3rd issue of the journal Cell. Although these changes are associated with metabolic disease under most circumstances, they could be beneficial in pregnant women. "This is the first in-depth characterization of the gut microbiota associated with pregnancy," says senior study author Ruth Ley of Cornell University. "The findings suggest that our bodies have coevolved with the microbiota and may actually be using them as a tool—to help alter ...