It was announced today by John Ortman, Editor in Chief of Employee Benefit Adviser magazine, that BayPoint Benefits has earned the Honorable Mention for the 2010 Employee Benefit Adviser of the Year. Justin Roberts and Brian Hassan were recently featured in the magazine's cover story this past May ("The Green Difference") regarding their progressive role in sustainability and making a business case for those in the insurance industry for running a "green" business. In addition, the pair was 2 of 5 Finalists for Benefit Selling magazine's 2010 Broker of the Year Award. ...

Tocquigny, nationally recognized as a top-tier interactive agency for its creative branding and measured approach to interactive, social, direct response and mobile marketing, was chosen to speak at Change: The Digital Transformation Summit on Oct. 6th in Boston, Massachusetts. The event will showcase the forward-thinking strategies of leading digital marketers and how they are transforming the ways brands interact with their consumers using digital media. Austin-based Tocquigny has been asked to participate in the summit to share expertise and best practices in a case ...

Dirt Cheap Land for Sale When people see dirt cheap land for sale the first question usually asked is, "But can the land be used for anything?". Following are just two historical examples to consider. In the years between 1901 and 1907 the California Development Corporation attempted to build a water canal from the Colorado River westward into California's Imperial Valley. The goal was to provide a source of irrigation and turn this dry, desolate and uninhabitable area into a subdivision of lush farms. Initially started by private promoters the project was eventually ...

Aboard H2ome Hein Velema welcomed the international yachting press to the Monaco Yacht Show and and explained why lower second hand yacht sales from 2009 were affecting new build prices and luxury yacht charter prices in 2010. Hein explained that 2010 second hand yacht sales for 2010 are much better than 2009, which had been a bad year for everyone, and had created a large stock of yachts on the market. The average size of yachts being sold is 38m and average year of yachts sold is 1998. Sales were really looking good until June and July, and then in August sales slumped. ...

In celebration of Giggle Bingo's first birthday this October, the online bingo room will be running a series of monthly bingo promotions with prizes in the Giggle Auction Extravaganza promotion totalling over GBP800, as well an escalated first purchase bonus offer of 300% in October and a 40% recurring deposit bonus on all secondary deposits made that month. Both promotions will run from 1 to 31 October, making the bingo room's birthday month one to really celebrate. The Giggle Auction Extravaganza promotion will see players bidding on some great prizes. They will ...

The Poole Pirates, sponsored by over 50s insurance specialist Castle Cover, last night lost the first leg of the Elite League final. The final showcased the most consistent team of the season, The Poole 'Castle Cover' Pirates, against the inform Coventry Bees who now take a 12 point advantage into the second leg. It was a tough night for the riders of both teams as the wet and muddy track left the riders out of control at times. The Pirates really struggled to find their rhythm early on with a very poor start and were trailing by 12 points within the first 5 heats. It ...

Sleep apnea is a sleep disorder is defined by brief interruptions of breathing while you are asleep. This is a very serious condition, because it can result in high blood pressure, heart problems and stroke. Signs and Symptoms of Sleep Apnea The warning signs and symptoms of sleep apnea include: - Loud snoring - Choking or gasping during sleep to get air into the lungs - Frequent silences during sleep due to breaks in breathing - Abrupt awakenings to restart breathing or waking up in a sweat - Daytime sleepiness, and falling asleep at inappropriate times ...

The branch of law that deals with and handles family-related cases and domestic disputes is family law. Family law cases usually involve the nature of the union of two people, the termination of a union, or the issues that arise during a union. Common types of family law cases are: - Divorce - Property Division - Custody/Visitation/Support - Child Custody - Child Support - DYFS Representation Family Law Cases The types of family law cases, the possible outcomes, and what constitutes a family law case varies from state to state. You will want to retain a ...

A car accident can have a traumatic effect on a person both physically and emotionally and can change your life in just seconds of chaos. Injuries sustained in a car accident can be as minor as a bump on the head or as serious as paralysis or death. Make certain everyone who has been injured receives immediate medical attention if you are ever involved in a car accident because the welfare of the victims is your first priority. Injuries That Occur Most Frequently Car accidents can be responsible for many injuries including: - Whiplash - Brain and head trauma - Spinal ...

What is a tummy tuck? A tummy tuck, or abdominoplasty, is a plastic surgical procedure to contour and flatten the abdomen by removing areas of fat and skin. The muscles of the abdomen are then tightened. The tummy tuck helps sculpt the abdomen in a way that exercise and diet alone cannot. Variations of the tummy tuck include tightening the back and flanks, as well as the buttocks and outer thighs (called a body lift). Both a partial, or mini, tummy tuck and a full tummy tuck are options. What is the tummy tuck procedure like? This is an invasive surgical procedure ...

Patients have been seeking out aesthetic improvements in their smile for decades. But recently, there have been several new trends developing in cosmetic dentistry, especially regarding the types of patients seeking out this treatment. Portland cosmetic dentist Dr. Sue Wendling has noticed several trends which indicate that her target population may be changing slightly. "I have noticed that many of my general dentistry patients have been requesting smile makeovers at the same time that I perform their routine treatments such as filling cavities," says Dr. Wendling. ...

According to many media reports, there is a hot new plastic surgery procedure known as dimple-plasty. Although this procedure does seem to be experiencing a surge, some claim this procedure is not new, only newly-popular. Dimples are commonly described as abnormalities, sometimes even defects, in the zygomatic muscles, which are essential to smiling and other facial expressions. In people with dimples, this muscle has a division, with the smaller portion of the muscle attached to the skin of the cheek. When the zygomatic muscle contracts, the two portions of the muscle ...

Researchers from Tufts University published results from a study showing vision-saving gene therapy to the eyes can be delivered via nanotechnology. A protein called Glial Cell Line-Derived Neurtrophic Factor (GDNF) can protect the eyes from diseases of the retina, such as age-related macular degeneration and retinitis pigmentosa. The previous method for delivering genetic material with a virus had several problems and side effects. Although the study is in its infancy, and the results are temporary, mice injected with the GDNF carrying nanoparticle had a 3.9 to 7.7-fold ...

As the debate over illegal immigration continues to grip the country, the increasing number of criminal immigrants being deported could reach record levels. In 2009, the United States deported nearly 390,000 people according to the Department of Homeland Security. This number represents a 5 percent increase from 2008 and more than triples the number of deportations in 2001. Of the 390,000 people removed from the country last year, over 128,000 were considered criminal immigrants and nearly 30 percent of those were deported for crimes involving dangerous drugs. According ...

Georgia statutes provide a two year statute of limitations to bring a claim for medical malpractice. Recently, the Georgia Court of Appeals addressed the issue of whether fraud or concealment on the part of a health care provider would toll the limitations period in Wilson v. Obstetrics & Gynecology of Atlanta, P.C. In January of 2001, Kent and Lise Wilson gave birth to a daughter, Karah Alena Lindsey. The Lindseys contend that during the labor and delivery process, a certified nurse practitioner of Obstetrics & Gynecology of Atlanta, P.C., (OB/GYN of Atlanta) and other ...

"That means you're going to prison Mr. Morales, and you certainly deserve to go to prison." Those were the words of First District Court Judge Thomas Bibus as he sentenced Valentin Fuerte Morales, 37, of Red Wing, to eight years in prison for the assault of an eight-year-old girl and making sexual contact with her nine-year-old sister. Morales had a "significant relationship" over the girls, meaning that he lived with the girls at the time of the assaults. Over a year of molestation ended when the girls' father discovered the abuse and called the authorities. At ...

Trucking companies and their drivers have been preparing for a new safety initiative that will have a major impact on the industry. The Comprehensive Safety Analysis (CSA 2010) is designed to limit the number of serious trucking accidents. The Federal Motor Carrier Safety Administration created the program to find unsafe drivers and companies before they cause serious injuries to other drivers by using a three-part process consisting of measurement, evaluation and intervention. The CSA will be rolled out to states throughout the next year. New Jersey was part of the ...

America's H-1B Visa allows qualified foreign workers temporary entry into the United States for the purpose of undertaking employment. The H-1B Visa also entitles a worker's spouse and children to live in America, and is one of the most sought after non-immigrant visas. However, this visa only applies to foreign workers who meet certain criteria, and unlike many other visa programs, an American employer must petition United States Citizenship and Immigration Services ("USCIS") on behalf of a prospective foreign employee. Despite the complications involved in an H-1B ...

On the morning of September 7, the Colorado Springs Fire Department responded to a house fire on Annanhill Place road. When firefighters arrived at the scene, they discovered that the homeowner, Nam Nyugen, had jumped from a second story window to escape his burning home. Nyugen suffered horrific injuries from the fire, as agonizing burns covered more than 50 percent of his body. The cause of the Colorado Springs fire is still under investigation, but reports from Nyugen's wife make it sound like the fire began in the upstairs bedroom. She told reporters that she heard ...

News this summer that the 40-year marriage of Al and Tipper Gore is coming to an end underscores a recent trend in American matrimony: couples who have made it through decades of family rearing and career building are parting ways in unprecedented numbers. American baby boomers are splitting up at three times the rate of their Greatest Generation parents. And statistics reveal that women in this demographic are far more motivated to dissolve their unions than their husbands. A recent survey of divorce professionals in the United States and Canada conducted by the Association ...

The National Highway Traffic Safety Administration (NHTSA) reports that, on average, a pedestrian is injured in a traffic crash every eight minutes. In addition, studies show that there is confusion among pedestrians and drivers when determining who has the right of way at intersections. This confusion, along with other problems, likely contributes to the high number of pedestrian injuries and deaths from auto accidents. Pedestrian and Driver Confusion About the Right of Way According to a Transportation Research Board study, less than half of the drivers and pedestrians ...

The day-to-day fight for survival often consumes much of a small business owner's time and energy. Little is left over for thoughts of retirement and plans for passing the business on to another. However, a sound business succession plan is crucial to preserving a business owner's life's work and wealth. Every day brings a business owner closer to the time when they hand over the business to an heir, spouse, partner, or other person or entity. As with almost all successful business ventures, planning is key to proper execution of succession. First Step The first ...

Howard Fields, a 60-year-old truck driver, was on a trip that took him through Atlanta on Interstate 75. In the early hours of the morning, his truck slammed into another tractor-trailer. The incident ended Fields' 21-year trucking career and cost his company half a million dollars. An investigation of the crash revealed that Fields had been asleep for almost five miles before the crash occurred. Sleep deprivation is to blame for almost 100,000 motor vehicle accidents and 1,550 fatalities per year in the United States, according to the National Highway Traffic Safety ...

On an early September afternoon, eight-year-old Elian Rojas was riding his bike home from school with his father when he was struck by a delivery truck at the corner of 13th Road and Jog Road in Greenacres, Florida. When paramedics arrived at the scene, it was already too late; Rojas was pronounced dead. The delivery truck, owned by RecoverCare, just finished making a delivery at the nearby Woodlake Nursing and Rehab Center before the fatal accident occurred. Neighbors who live near the corner where Rojas was killed told reporters that the corner is known for having ...

A new Connecticut law went into affect July 1st that requires parties in a medical malpractice action to attend at least one session of mandatory mediation before moving forward with the lawsuit. The mandatory mediation requirement was included in a broader patients' rights bill (SB 248) signed by Governor M. Jodi Rell. The New Bill Under the new law, the presiding judge is required to refer medical malpractice cases to a 120-day period of mediation, or another form of alternative dispute resolution (ADR) of the parties' choosing. The mediation must be completed ...