New bill in Texas could cut cost of storm-mitigation equipment

April 23, 2013

New bill in Texas could cut cost of storm-mitigation equipment

Article provided by The Voss Law Firm, P.C.
Visit us at http://www.storm-insurance-claims.com

Lawmakers in the Texas House of Representatives are considering a bill that would create Hurricane Mitigation Week. During this time period, sales tax exemptions would apply to the purchase of hurricane-mitigation equipment such as portable generators, fuel containers, flashlights and devices made to prevent window damage in storms.

If passed, Hurricane Mitigation week would be observed from May 25 to May 31 with a focus on encouraging individuals and business owners to prepare for hurricane season by purchasing mitigation equipment.

Damage caused by storms

Large storms can cause an enormous amount of damage to property. A study conducted by researchers with Johns Hopkins University found that there was an increase in the number of people requiring financial assistance for storm damage. This increase was due to the fact that more and more people are living in coastal areas exposed to large storms like hurricanes.

Many of these homes were built in the 1970s and 1980s, when hurricanes were much less frequent. As a result, the homes did not contain state of the art storm mitigation equipment. The study also noted that coastal homes were not the only ones facing damage from hurricanes. Hurricane-force winds, which were the most damaging component of these storms, are carried far beyond the coast.

Importance of mitigation equipment

Hurricane-mitigation equipment also provides reduced damage to homes that may encounter tornados. When used, this equipment can greatly reduce the damage done to property by the powerful winds associated with these storms.

These powerful storms cause billons in damage throughout the United States. In 1992, Hurricane Andrew caused over 26 billon dollars in damage and Hurricane Iniki in 1992 was responsible for almost 2 billion. Studies of these storms found the majority of damage was connected to wind or debris breaking windows.

Once the windows were broken additional damage was done by rain and wind that entered the homes. Wind entering the home can cause changes in pressure. These pressure changes could ultimately result in lifting of the roof and pushing out the home's walls.

Damage done to a home can total in the thousands. Those who own property damaged in a storm may experience difficulties receiving the benefits promised within their insurance plans.

If you or a loved one has been denied, delayed or underpaid by an insurance company it is important to contact an experienced hurricane damage lawyer to discuss your situation and better ensure your rights are protected and that you receive fair compensation.