How Can LASIK be Tax Free?

LASIK is an elective procedure. As such, most insurance companies will not pay for it.

2011-05-14

SAN FRANCISCO, CA, May 14, 2011 (Press-News.org) LASIK is an elective procedure. As such, most insurance companies will not pay for it. Many people equate "elective" with "expensive" and choose to forgo procedures like LASIK, even if the procedure would greatly enhance their quality of life.

The good news is elective procedures do not have to be financially crippling. With a flexible savings account (FSA) set up by your employer, elective procedures like LASIK can actually be tax free. What this means for you is a savings of up to 40 percent, which makes this wonderful procedure much more accessible to the many residents in the San Francisco area who wish to live a life free of glasses.

If glasses and contact lenses are interfering with your active lifestyle, or if you simply wish to have optimal vision without the need for eyewear, a FSA can help you save for your procedure, and ultimately pay less than you would without such a plan.

How to Make LASIK Tax Free

Making elective procedures like LASIK tax free is actually very simple. A FSA is an IRS-accepted tax exempt savings account that can only be used for medical expenses. To set up a FSA simply:

- Schedule an appointment with your ophthalmologist to find out if you are a candidate for LASIK
- If you are a candidate for LASIK, discuss the full cost of the surgery with your eye doctor
- Talk to your company's HR manager to find out the deadline for open applications for a FSA
- Set aside a sufficient amount each month to enable you to pay for your LASIK within 12 months

The final step is very important. Most FSA do not rollover, meaning money put aside this year will not be available next year. You may want to set up your FSA in January and plan on having your LASIK performed at the end of the year to give you enough time to save up for your procedure.

This amazing benefit is able to make LASIK a more viable option for many people. By talking to your HR manager today to see if your company offers a FSA, you could be free of the burden of eyewear within a year.

If you are interested in learning more about LASIK and how to make your procedure tax free in the San Francisco area, please visit the website of Laser Eye Center of Silicon Valley for more information at http://www.lasikdocs.com/.

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How Can LASIK be Tax Free?

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