Stopping Wage Garnishment in Atlanta

Short of paying off the creditor in full, stopping wage garnishment can only be accomplished by filing bankruptcy.

2011-12-21

December 21, 2011 (Press-News.org) In the current poor economy, many people are having trouble paying their bills. Creditors are aggressively attempting to collect from people who have fallen behind on their payments. Non-stop collection calls can cause people to become afraid just to answer the phone.

When creditors cannot connect with people, they will pursue other means to collect money owed to them. Eventually, creditors will step up their recovery efforts by taking legal action.

Wage Garnishment

When a person falls behind on paying his or her debts, a creditor can sue the person to obtain a judgment for the amount of money that is owed. Once an individual has been sued, the creditor may file a garnishment in the court. The creditor may attempt to garnish the individual's bank account, wages or both. When money is already tight, a wage garnishment can be devastating.

The law allows creditors to take 25 percent of a person's "disposable" income with a garnishment. The law considers a person's disposable income to be the amount which is left after taxes and certain deductions.

Short of paying off the creditor in full, stopping wage garnishment can only be accomplished by filing bankruptcy.

An experienced Georgia Chapter 13 bankruptcy attorney will be able to help. Chapter 13 bankruptcy offers a number of advantages to help people who have fallen behind on child support or tax obligations.

Automatic Stay on Collections

One of the biggest benefits of filing bankruptcy is the automatic stay on creditors' collection actions against an individual and his or her property. The automatic stay is triggered immediately upon filing. From that point, creditors may not continue with any collection activities, including wage garnishment, letters, phone calls and lawsuits. An individual does not need to take any additional action. Creditors are notified of the bankruptcy from the list provided in the bankruptcy petition.

An Atlanta Bankruptcy Attorney Can Help

Creditor harassment can quickly compound the stress of financial troubles. When creditors start garnishing wages, people may be forced to make tough choices. Bankruptcy may be a solution. If your creditors are threatening you with legal action or you are already facing garnishment, contact an experienced Atlanta bankruptcy attorney to review your choices.

Article provided by Gingold & Gingold LLC
Visit us at www.gingoldbankruptcylaw.com/

ELSE PRESS RELEASES FROM THIS DATE:

SwRI researchers discover new evidence for complex molecules on Pluto's surface

2011-12-21

The new and highly sensitive Cosmic Origins Spectrograph aboard the Hubble Space Telescope has discovered a strong ultraviolet-wavelength absorber on Pluto's surface, providing new evidence that points to the possibility of complex hydrocarbon and/or nitrile molecules lying on the surface, according to a paper recently published in the Astronomical Journal by researchers from Southwest Research Institute and Nebraska Wesleyan University. Such chemical species can be produced by the interaction of sunlight or cosmic rays with Pluto's known surface ices, including methane, ...

Which wheats make the best whole-grain cookie doughs?

2011-12-21

This press release is available in Spanish. Festive cookies, served at year-end holiday gatherings, may in the future be made with a larger proportion of whole-grain flour instead of familiar, highly refined white flour. That's a goal of ongoing studies by U.S. Department of Agriculture (USDA) scientists in Wooster, Ohio. A study by scientists with the USDA's Agricultural Research Service (ARS) Soft Wheat Quality Research Unit in Wooster was published earlier this year in Crop Science. The research may help plant breeders zero in on promising new wheat plants that ...

Co-Parenting During the Holidays

2011-12-21

Many divorced and separated parents are in the midst of the most emotional and contentious part of the year: the holidays. The arguments and strife that drove the parents apart in the first place usually come back with a vengeance during a time to be jolly. Of course, all parents want the best for their children. They want to include kids in family activities and school functions, and they want their children to have experiences that will last a lifetime. However, they may be too rigid when things go awry, and mountains are created from molehill arguments. Nevertheless, ...

Breastfeeding saved babies in 19th century Montreal

2011-12-21

This press release is available in French. Montreal -- Breastfeeding increased infant survival rates in 19th -Century Montreal in two major ways, according to research from Concordia University and McGill University. Mother's milk protected vulnerable infants from food and water contaminated by fecal bacteria, while breastfeeding postponed the arrival of more siblings and that improved the health of mothers as well as their subsequent children. Published in the journal Population Studies, using data gathered from Montreal's civil burial records and the 1881 Census, the ...

Study Finds Serious Medical Errors Are Not Being Tracked

2011-12-21

According to a study conducted by Department of Health and Human Services Inspector General Daniel Levinson, medical errors that take place in many health-care facilities are not being tracked by state inspectors. As a result, 15,000 medical fatalities each month have not been corrected, and in some cases, the problems have not even been addressed at all, exposing patients to the risk of harm from medical error and medical malpractice. Levinson analyzed hospitals that participate in Medicare around the country and found that many of the worst medical errors -- including ...

Obesity linked to higher 5-year death rate after esophageal cancer surgery

2011-12-21

ROCHESTER, Minn. -- Obesity doubles the risk of cancer recurrence and cancer-related death in patients with esophageal cancer who have been treated with surgery, researchers at Mayo Clinic found. Their 778-patient study, which appeared in the Dec. 1 issue of the Journal of Clinical Oncology (http://jco.ascopubs.org/), found that five-year survival in obese patients -- those with a body mass index of 30 or higher -- with esophageal cancer was 18 percent, compared to 36 percent in patients of normal weight. VIDEO ALERT: Additional audio and video resources are available ...

Climate sensitivity greater than previously believed

2011-12-21

Many of the particles in the atmosphere are produced by the natural world, and it is possible that plants have in recent decades reduced the effects of the greenhouse gases to which human activity has given rise. One consequence of this is that the climate may be more sensitive to emissions caused by human activity than we have previously believed. Scientists at the University of Gothenburg (Sweden) have collected new data that may lead to better climate models. "Emissions by plants to the atmosphere are influenced by climate change – higher temperatures can increase ...

Pennsylvania's Car Insurance Workers' Compensation Exclusion Struck Down

2011-12-21

In a case that is sure to have a ripple effect throughout Pennsylvania's public and private employment community, the Supreme Court of Pennsylvania recently ruled that it is against public policy for an employer's uninsured and underinsured motorist automobile insurance to deny payments to victims who are also receiving workers' compensation benefits. On-the-Job Car Accident The case dates back to 2002, when a Sugarcreek Borough police officer was injured in a car accident in his patrol car while performing duties consistent with his position as a law enforcement ...

Protecting Your Business in a Divorce

2011-12-21

If your marriage is ending, you might not be thinking about protecting your business interests. You could be caught up in the emotions of the situation, worried about the custody of your children, concerned about new living arrangements or reeling from the blow of an unexpected divorce filing. No matter what the situation, though, if you want your business to thrive after your marriage is dissolved, you need to expend some time and energy taking steps to protect it. Some steps can be taken to protect the value of your family-owned business or your interests in a larger ...

New take on impacts of low dose radiation

2011-12-21

Researchers with the U.S. Department of Energy (DOE)'s Lawrence Berkeley National Laboratory (Berkeley Lab), through a combination of time-lapse live imaging and mathematical modeling of a special line of human breast cells, have found evidence to suggest that for low dose levels of ionizing radiation, cancer risks may not be directly proportional to dose. This contradicts the standard model for predicting biological damage from ionizing radiation - the linear-no-threshold hypothesis or LNT - which holds that risk is directly proportional to dose at all levels of irradiation. "Our ...

Amid record year for dengue infections, new study finds climate change responsible for 19% of today’s rising dengue burden

New study finds air pollution increases inflammation primarily in patients with heart disease

AI finds undiagnosed liver disease in early stages

The American Society of Tropical Medicine and Hygiene and the Bill & Melinda Gates Foundation announce new research fellowship in malaria genomics in honor of professor Dominic Kwiatkowski

Stopping Wage Garnishment in Atlanta

ELSE PRESS RELEASES FROM THIS DATE:

LAST 30 PRESS RELEASES: