March 01, 2012 (Press-News.org) If you have been injured in a motor vehicle accident in Utah, you probably have many things on your mind. You could be worried about:
- Paying your medical bills
- Covering your wages if you are forced to be out of work
- Getting your car repaired
- Having to pay for a rental car
Utah laws mandating specific types of car insurance coverage should allow you to rest easier. Utah is what is known as a "no-fault" automobile insurance state. This means that essentially the law is designed to keep insurance premiums lower by discouraging lawsuits between drivers. Each registered driver in the state is required to have particular types of coverage that will pay for medical expenses, lost wages and other costs associated with an injury-causing car accident. This type of coverage is designed to keep premiums as a whole as low as possible.
Since Utah is a no-fault state, drivers must have mandatory minimum levels of insurance, which might raise costs in the short-term. Drivers might be tempted to take shortcuts or purchase inadequate insurance coverage to save money. This is extremely unwise, as they could be leaving themselves open to a civil lawsuit in the event of an accident. Specifically, Utah law requires:
- A minimum of $3,000 in personal injury protection (PIP)
- At least $65,000 per accident for bodily injury coverage
- At least $15,000 per accident for property damage
- At least $25,000 per person for bodily injury coverage
Clearly, the state minimums would not likely cover the costs associated with a severe injury like a traumatic brain injury, broken bone requiring surgery or a spinal cord injury causing paraplegia or quadriplegia, so a civil lawsuit may still be necessary. If you or a loved one has been injured in a Utah car accident, you may be entitled to compensation for your losses. Consult with an experienced personal injury attorney in your area to learn more about your legal rights and options.
Article provided by Flickinger & Sutterfield, P.C.
Visit us at www.provoinjurylaw.com/
Understanding Utah's Personal Injury Protection (PIP) Car Insurance
Utah laws mandating specific types of car insurance coverage should allow car accident victims to rest easier. Utah is what is known as a "no-fault" automobile insurance state, meaning that each registered driver is required to have particular types of coverage that will pay for medical expenses, lost wages and other costs associated with an injury-causing car accident.
2012-03-01
ELSE PRESS RELEASES FROM THIS DATE:
LSUSHC research identifies new experimental drug for stroke
2012-03-01
New Orleans, LA – Research led by Nicolas Bazan, MD, PhD, Boyd Professor and Director of the Neuroscience Center of Excellence at LSU Health Sciences Center New Orleans, has found that a synthetic molecule protected the brain in a model of experimental stroke. Dr. Bazan was issued a patent on the molecule called LAU-0901, a low molecular weight drug that crosses the blood-brain barrier. The findings are published in the March 2012 issue of Translational Stroke Research.
During an ischemic stroke, the most common kind, the body releases signals that cause neuroinflammation ...
The ever-expanding definition of 'diversity'
2012-03-01
Diversity has become a goal for all sorts of institutions—but what it means may depend on who you ask. A new study published in Psychological Science, a journal of the Association for Psychological Science, finds that people's ideologies help determine what they count as "diverse."
Miguel Unzueta, the study's lead author, notes that "diversity" historically meant inclusiveness toward historically disadvantaged groups. Now, however, the term is commonly used to refer to people who are different in any way (even personality traits and food preferences)—and that, Dr. Unzueta ...
UF scientists name new ancient camels from Panama Canal excavation
2012-03-01
GAINESVILLE, Fla. --- The discovery of two new extinct camel species by University of Florida scientists sheds new light on the history of the tropics, a region containing more than half the world's biodiversity and some of its most important ecosystems.
Appearing online this week in the Journal of Vertebrate Paleontology, the study is the first published description of a fossil mammal discovered as part of an international project in Panama. Funded with a grant from the National Science Foundation, UF paleontologists and geologists are working with the Panama Canal Authority ...
Adapting personal glucose monitors to detect DNA
2012-03-01
An inexpensive device used by millions of people with diabetes could be adapted into a home DNA detector that enables individuals to perform home tests for viruses and bacteria in human body fluids, in food and in other substances, scientists are reporting in a new study. The report on this adaptation of the ubiquitous personal glucose monitor, typically used to test blood sugar levels, appears in ACS' journal Analytical Chemistry.
Yi Lu and Yu Xiang point out that developing low-cost tests for the public to use for early diagnosis of diseases, checking the safety of ...
Meeting biofuel production targets could change agricultural landscape
2012-03-01
Almost 80 percent of current farmland in the U.S. would have to be devoted to raising corn for ethanol production in order to meet current biofuel production targets with existing technology, a new study has found. An alternative, according to a study in ACS' journal Environmental Science & Technology, would be to convert 60 percent of existing rangeland to biofuels.
W. Kolby Smith and colleagues explain that the 2007 Energy Independence and Security Act (EISA) set a goal of increasing U.S. biofuel production from 40 to 136 billion gallons of ethanol per year by 2022. ...
The Tint Guy Reminds Homeowners That, Even in Winter, Atlanta Window Tinting is Important
2012-03-01
Atlanta window tinting company The Tint Guy reminds homeowners that summer is not the only time to consider protection from the sun. Window tinting for your home, office and vehicle can dramatically reduce harmful exposure to UV rays at any time of the year. Tinted window films also protect the interior of these spaces from wearing out prematurely.
The specialists at The Tint Guy report that most people do not think to have window tinting installed in the winter since the interior of their automobile or home is not as hot. People tend to associate these tinted films ...
3 scientific expeditions seek treasure under the ice in the Frozen Continent
2012-03-01
In a modern iteration of the great age of Antarctic exploration of the 19th and 20th centuries, three teams of scientists are rushing to reach not the South Pole like Roald Amundsen, Robert Falcon Scott and Ernest Shackleton, but lakes deep below the surface of the Frozen Continent believed to hold scientific treasures. That quest by Russian, British and American scientific teams for water samples is the topic of an article in the current edition of Chemical & Engineering News, the weekly newsmagazine of the American Chemical Society (ACS), the world's largest scientific ...
Increased fertility rate for IVF patients achieved by new equipment design
2012-03-01
A novel system for processing embryos during IVF treatment has been shown to significantly improve the chances of pregnancy – by more than a quarter.
Pioneered by a Newcastle team of fertility experts at the University and within the NHS, the innovative design of interlinked incubators provides a totally enclosed and controlled environment within which every step of the IVF process can be performed.
Research published today in the journal PLoS ONE reveals that the introduction of the new system into the Newcastle Fertility Centre at Life, part of the Newcastle Hospitals ...
MU scientists study how to improve pesticide efficiency
2012-03-01
COLUMBIA, Mo. – In 2007, a controversial pesticide was approved by the Food and Drug Administration for use on fruit and vegetable crops, mainly in California and Florida. Farm workers and scientists protested the approval of the pesticide because its active ingredient, methyl iodide, is a known carcinogen. Now, MU researchers are studying the molecular structure of the pesticide to determine if the product could be made more efficient and safer for those living near, and working in, treated fields.
Methyl iodide is the active ingredient used in a pesticide known commercially ...
Atlanta Tree Services Company Yellow Ribbon Tree Experts Reminds Atlantans to Prune Trees Early
2012-03-01
Yellow Ribbon Tree Experts, an Atlanta tree services company, reminds Atlanta homeowners to have their trees pruned before the spring growing season begins.
"Atlanta tree trimming is best done in late winter, before warm spring weather encourages trees to grow," notes Gary Robertson, owner of Yellow Ribbon Tree Experts. "We are already seeing signs of spring weather coming, so it is important for Atlanta homeowners to have an Atlanta tree service come and prune their trees soon."
Proper pruning can both maintain tree health and enhance a tree's ...
LAST 30 PRESS RELEASES:
Licensed to live
How to survive the explosion of AI slop
GDF-15 and eGFRdiff: Predicting kidney risk and survival in diabetes mellitus
Detecting cancer cells in blood: the development of microchannel devices with microcone arrays
SLAS Discovery: Advancing tools for cancer fibrosis and drug discovery
Researchers create ‘virtual scientists’ to solve complex biological problems
AI-Powered brain stimulation at home could enhance concentration, new research finds
Carbon-based molecules open new pathways for quantum sensing
Immunotherapy for leukemia may affect the bone marrow environment, cancer researchers find
World’s largest tropical peatlands revealed to be more than 40,000 years old
Pick up the pace of your daily walk to boost longevity, experts say
Normal hormone levels trigger severe depression in some women; researcher discovers mechanism
Mexican neuroscientist identifies glutamate biomarker predicting schizophrenia treatment success
Living brain tissue reveals 80% of genes behave differently than assumed
How much time did our ancestors spend up trees? Studying these chimpanzees might help us find out
Discovery of role of gut hormone in chronic diarrhoea could aid development of new tests and treatments
New discovery reveals the spinal cord’s role in bladder control
Kākāpō decline reveals threat of parasite coextinction
Astrocytes identified as hidden culprit behind PTSD
Offering self-collection kits in routine GP appointments could prevent 1,000 women a year from developing cervical cancer
European study offers clearer picture of childhood brain tumor survival
The Lancet: Three in five liver cancer cases due to preventable risk factors; obesity-linked cases on the rise, new analysis suggest
Tiny artificial cells can keep time, study finds
How aging quiets lupus and brings relief to some older patients
Research alert: Synergistic treatment approach supercharges cancer immunotherapy
White veteran high users of online portal generate and exchange more messages than certain patient minorities in the Veterans Health Administration
Web-based tool helps Michigan physicians navigate diabetes coverage and prior authorization
Most primary care patients with opioid use disorder who start treatment stay engaged
U.S.-born Latinos have higher rates of obesity compared to foreign-born Latino and white youth
Study finds veterans experiencing homelessness who gain housing are more likely to get colorectal and breast cancer screenings
[Press-News.org] Understanding Utah's Personal Injury Protection (PIP) Car InsuranceUtah laws mandating specific types of car insurance coverage should allow car accident victims to rest easier. Utah is what is known as a "no-fault" automobile insurance state, meaning that each registered driver is required to have particular types of coverage that will pay for medical expenses, lost wages and other costs associated with an injury-causing car accident.