ATLANTA, GA, May 17, 2012 (Press-News.org) When looking for Georgia health insurance, many individuals and families are very concerned about pre-existing conditions and how they will affect their insurability. McCart Insurance, a provider of Coventry of Georgia healthcare, wishes to explain why insurance companies can be concerned about pre-existing conditions.
Pre-existing conditions are any health concern that an individual has before they begin their health insurance coverage. These can be as simple as asthma or allergies, or as challenging as heart disease or cancer. Normally, pre-existing conditions have been diagnosed by a doctor before coverage starts, but they can also be conditions which have presented symptoms before coverage begins which could have been diagnosed if investigated by a medical professional.
Pre-existing conditions can cause insurance companies concern. Just as you would not buy a car or house with a known issue without caution, insurance companies do not want to take on a patient without a full understanding of their pre-existing conditions.
Insurance companies handle pre-existing conditions in many different ways, usually depending on the condition. Some will deny coverage, and others will either require waiting periods or higher premiums from patients who have a pre-existing condition.
Healthcare reforms have been signed into law that will make pre-existing condition clauses a thing of the past, but these laws do not come into effect until 2014.
"Pre-existing condition clauses can make finding the right insurance difficult for some individuals," says Tony McCart, President of McCart Insurance. "That is why it is so important to have an insurance broker on your side to be able to find you the plan that will work best for you and all of your health conditions."
McCart Insurance is a broker of affordable health insurance in Georgia. If you have concerns about a pre-existing condition excluding you from having health insurance coverage, McCart Insurance encourages you to contact a health insurance broker to investigate whether you would be eligible for a health insurance plan under the current laws.
To learn more about Georgia health insurance plans, such as Coventry Healthcare of Georgia, visit McCart Insurance online at http://www.mccartinsurance.com/.
About McCart Insurance:
For decades, McCart Insurance has helped Georgia individuals and families to select their ideal Georgia health insurance plans, including plans from Coventry Healthcare of Georgia. McCart Insurance is a family owned and operated business with over 40 years of experience in the personal insurance field.
As a Coventry Healthcare of Georgia health insurance provider, McCart Insurance
will find the perfect insurance plan for you and your family for the best price.
For more information, please visit http://mccartinsurance.com/.
For all media inquiries, please contact:
Anne DeVito
Project Coordinator
Cardinal Web Solutions
http://www.CardinalWebSolutions.com
Georgia Health Insurance Provider McCart Insurance Discusses Pre-Existing Conditions
McCart Insurance, a broker of Georgia health insurance plans, explains what pre-existing conditions are and how they can affect your healthcare coverage.
2012-05-17
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[Press-News.org] Georgia Health Insurance Provider McCart Insurance Discusses Pre-Existing ConditionsMcCart Insurance, a broker of Georgia health insurance plans, explains what pre-existing conditions are and how they can affect your healthcare coverage.