NEXT Financial Group Offers Retirement Planning for Small Business Owners

HOUSTON, TX, October 10, 2012 (Press-News.org) Retirement is something many members of the American workforce look forward to--in some cases, from the very first day of their career. For other workers though, retirement is not a topic that receives much thought or planning. According to a recent Financial Times article, however, carefully planning for retirement is something every American worker should take seriously. The article has won the attention of NEXT Financial Group, an independent broker-dealer based in Houston.

According to the article, planning for retirement is the best way to avoid financial "surprises" during the retirement years. As the article says, retirement surprises are almost never good; rarely, if ever, are they "unexpected windfalls." Instead, retirement surprises tend to come in the form of inadequate funds, but the Financial Times article suggests that responsible planning can curb these unfortunate happenings.

The article has caught the attention of NEXT Financial Group, a broker-dealer that assists independent financial representatives across the country serve the needs of their business and clientele. These representatives are zealous for helping clients reach their financial goals. The Representatives work particularly with small business owners, helping them plan for their own retirements. NEXT has responded to the Financial Times article with its own statement to the press, in which the company affirms the importance of careful retirement planning.

"Retirement is an important milestone in life that every American should have the privilege of achieving," says Barry Knight, president of NEXT Financial Group. "Unfortunately, however, too few actually do." Knight goes on to underscore the true importance of beginning retirement planning as early in one's life as possible. "Planning late or not at all can be detrimental to the outcome of someone's retirement. Many NEXT representatives encourage pre-planning and establishing retirement goals early to help their customers' retirement dreams become actuality."

The article from the Fiscal Times, meanwhile, lists some pertinent, preliminary questions that any pre-retiree should ask. For example, the article says that retirement planning should begin with the question of lifestyle; asking oneself what kind of lifestyle is desired, and whether or not it is affordable, is crucial.

The article also recommends serious contemplation about downsizing. Most couples, when the reach their 50s, are at a point where they no longer need the large homes and expansive properties in which they raised their children. Seriously thinking about downsizing is an ideal way to significantly reduce expenses, and perhaps even generate a sales profit.

The Fiscal Times article also advises pre-retirees to think critically about the other factors that play into retirement expenses, including the possible cost of Long Term Care insurance.

ABOUT:

NEXT Financial Group Inc. Member FINRA/ SIPC is a broker-dealer based in Houston, Texas, serving the needs of financial services representatives throughout the country. The company prides itself in helping business owners enjoy success and financial independence. The company was founded in 1999, and is currently led by President Barry Knight. More information about the company can be found online at www.nextfinancial.com. NEXT Financial Group Inc. is located at 2500 Wilcrest Drive, Houston, TX 77042. For more information, call 888-876-6398.