October 18, 2012 (Press-News.org) A car accident always seems to occur at the worst possible time. With busy schedules, it is the last thing that anyone wants to deal with. When an injury sidelines an upstate driver or passengers after a serious New York motor vehicle accident, the vehicle owner's insurance company inevitably is involved. New York requires all motorists to purchase minimum liability insurance to cover bodily injury and property damage.
There are several things policyholders can do to increase their chances of receiving appropriate compensation for their injuries. Our upstate New York personal injury practice is in a unique position to assist you. We have been handling these matters since automobiles first traveled the roads of the state!
What to Do before an Accident
Of course, no one knows exactly when he or she will be involved in a serious car accident that causes injury. On average, an American driver can expect to be in a motor vehicle accident once every ten years. Since involvement in a car accident is a matter of when, not if, all motorists should understand what their auto insurance policies cover in the event of a crash.
When reviewing an insurance policy, a vehicle owner should pay special attention to the Coverage and Exclusion sections. An insurance agent who sells the policy can also explain coverage. Additionally, policyholders should familiarize themselves with any time limits to submit a signed proof of loss. There may also be a statute of limitations to a challenge an inadequate settlement offer.
Immediately After an Accident
When no serious injuries occur in the crash, the driver should first call 911 to report the crash and request the presence of a police officer. A police report can be important to the claims process.
The next phone call ought to be to the insurance company to start the claims process. At this point, an individual should keep a dated, written record of all communications with their insurance company. This may help resolve future disputes. It can also support an argument for a higher settlement.
Another important thing to do while at the scene of the accident is take pictures of the damage to the car, the scene of the accident and injuries. Photos help insurance companies resolve claims more efficiently.
After vehicle repairs and recovery from injuries, life starts getting back to normal. A policyholder still needs to continue to communicate with the insurance company.
An experienced New York personal injury attorney can assist you in receiving adequate compensation for the property damages you have sustained. If personal injuries occur, an attorney will aggressively pursue all of the benefits to which you are entitled.
Article provided by Trevett, Cristo, Salzer & Andolina P.C
Visit us at www.trevettlaw.com
How to Deal with Your Insurance Company after a New York Accident
Insurance companies may not always act in the best interests of their policyholders when making claim award decisions. Find out how to obtain appropriate compensation for your injuries.
2012-10-18
ELSE PRESS RELEASES FROM THIS DATE:
Does My Injury Qualify for Workers' Compensation in Minnesota?
2012-10-18
Handling a workers' compensation claim may seem daunting, especially when you are dealing with injuries and medical bills. Yet, with the right help, it does not have to be an overwhelming task. In fact, determining whether you qualify for workers' compensation can sometimes be a simple process.
There are a few elements that you must show to prove that your injury is a qualifying injury for workers' compensation purposes:
- Are you an employee? Your employment status matters for workers' compensation purposes. For example, independent contractors are generally not considered ...
Florida Sinkhole Insurance Rates are Rising
2012-10-18
Florida sinkholes continue to claim homes across the state. In what Harley Means of the Florida Department of Environmental Protection calls a "perfect storm," rainwater from recent Tropical Storm Debby combined with Florida's drought conditions have created conditions ripe for sinkholes. Unfortunately, the heightened sinkhole conditions are working against home and business owners trying to protect their property and structures as sinkhole insurance rates are approved to increase.
Sinkholes are the product of the limestone and calcium carbonate rock that ...
Concerns Exist Following FDA Approval of Generic Version of Actos
2012-10-18
Concerns Exist Following FDA Approval of Generic Version of Actos
For consumers and patients who routinely spend vast amounts of money each month on necessary prescription medications, the development of cheaper generic versions are generally a welcomed occurrence. After all, consumers can usually save anywhere from 30 to 80 percent when buying the generic versions of brand name drugs, according to an article in the Boston Globe. However, not all generics are introduced with the same pomp and ceremony - which has been the case with the recent FDA approval of a generic ...
Will You Lose Anything if You File a Bankruptcy?
2012-10-18
Will You Lose Anything if You File a Bankruptcy?
The classic legal answer to that question applies: It depends. Generally, you will not "lose anything," but the exact answer depends on your particular circumstance and the type of bankruptcy you file.
Exemptions
Under the Bankruptcy Act, a debtor is granted exemptions that permit them to keep certain basic assets, such as clothes, some equity in a home, a paid-for vehicle of a specific value, and other personal effects.
The amounts and type of items you can protect with exemptions vary by state, and ...
Responsibility for Workers' Compensation Reports
2012-10-18
Responsibility for Workers' Compensation Reports
You have been injured on-the-job. What now? Whose responsibility is it to start the workers' compensation claims process?
Generally, a Minnesotan covered by workers' compensation who becomes injured or ill on the job needs to notify his or her employer as soon as possible. Then, it is the employer's responsibility to act.
First Report of Injury Form
After receiving notice, the employer must give the employee a copy of an Employee Information Sheet and complete a First Report of Injury form to send to the company's ...
SSDI Policy Change Could Impede Disability Appeals
2012-10-18
SSDI Policy Change Could Impede Disability Appeals
Obtaining Social Security Disability Insurance benefits for a disabled Minnesotan can be a lengthy process. If the initial claim for SSDI benefits is denied, the disabled person starts an appeal by submitting a request for reconsideration.
Next, a State Disability Determination Services office reviews the application and generates a new determination. If the claimant is still determined to be ineligible for SSDI benefits, the next step is to request a hearing to be conducted by an Administrative Law Judge.
Until ...
Deferred Action Gives Undocumented Youth a Brighter Future
2012-10-18
Deferred Action Gives Undocumented Youth a Brighter Future
New Hope for DREAM Youth
For most children, their futures are largely shaped for them by their parents. This also means the impact of their parents' decisions usually ends when the children become adults. For the undocumented children of immigrants, this has not been the case. Their access to education, employment and even travel has been limited because of their immigration status. Now opportunities may no longer be out of reach for some of these children with the introduction of Deferred Action for Childhood ...
South Carolina State Troopers Report Fewer Summer Traffic Fatalities
2012-10-18
South Carolina State Troopers Report Fewer Summer Traffic Fatalities
Personal injuries and wrongful deaths resulting from car accidents, truck accidents and motorcycle accidents are a tragic fact of life in South Carolina. However, some good news was recently announced by the South Carolina Highway Patrol, which released traffic wreck figures for the high-travel 100 days of summer.
State troopers reported a reduction in summer traffic fatalities, a time of the year when many families hit the road for vacations and activities. Overall 2012 traffic fatalities in South ...
New York Court: Viewing Child Pornography Not the Same as Possession
2012-10-18
New York Court: Viewing Child Pornography Not the Same as Possession
Possessing child pornography is a serious crime in New York. However, in the age of the Internet, it is sometimes unclear what "possession" really means. Is it enough to simply visit a webpage that contains illicit material? Or does a person need to take affirmative steps to download or otherwise save the prohibited images?
The New York Court of Appeals recently addressed this issue, holding that simply visiting a webpage that contains child pornography is not enough to support a conviction.
The ...
Tennessee Motor-Vehicle Accident Numbers on the Rise This Year
2012-10-18
Tennessee Motor-Vehicle Accident Numbers on the Rise This Year
It only takes a few minutes of online searching to discover information about recent Tennessee motor-vehicle accidents:
-A 16-year-old teenage girl from Seymour and one of her pastors died in a fiery head-on collision while riding home in a van from a Gatlinburg church retreat.
-A 60-year-old Bradley County woman died when her car hit another that was traveling toward her the wrong way in the wrong lane after dark with the headlights off. The other driver is being investigated for possible drug use.
...
LAST 30 PRESS RELEASES:
Understanding bias and discrimination in AI: Why sociolinguistics holds the key to better Large Language Models and a fairer world
Safe and energy-efficient quasi-solid battery for electric vehicles and devices
Financial incentives found to help people quit smoking, including during pregnancy
Rewards and financial incentives successfully help people to give up smoking
HKU ecologists reveal key genetic insights for the conservation of iconic cockatoo species
New perspective highlights urgent need for US physician strike regulations
An eye-opening year of extreme weather and climate
Scientists engineer substrates hostile to bacteria but friendly to cells
New tablet shows promise for the control and elimination of intestinal worms
Project to redesign clinical trials for neurologic conditions for underserved populations funded with $2.9M grant to UTHealth Houston
Depression – discovering faster which treatment will work best for which individual
Breakthrough study reveals unexpected cause of winter ozone pollution
nTIDE January 2025 Jobs Report: Encouraging signs in disability employment: A slow but positive trajectory
Generative AI: Uncovering its environmental and social costs
Lower access to air conditioning may increase need for emergency care for wildfire smoke exposure
Dangerous bacterial biofilms have a natural enemy
Food study launched examining bone health of women 60 years and older
CDC awards $1.25M to engineers retooling mine production and safety
Using AI to uncover hospital patients’ long COVID care needs
$1.9M NIH grant will allow researchers to explore how copper kills bacteria
New fossil discovery sheds light on the early evolution of animal nervous systems
A battle of rafts: How molecular dynamics in CAR T cells explain their cancer-killing behavior
Study shows how plant roots access deeper soils in search of water
Study reveals cost differences between Medicare Advantage and traditional Medicare patients in cancer drugs
‘What is that?’ UCalgary scientists explain white patch that appears near northern lights
How many children use Tik Tok against the rules? Most, study finds
Scientists find out why aphasia patients lose the ability to talk about the past and future
Tickling the nerves: Why crime content is popular
Intelligent fight: AI enhances cervical cancer detection
Breakthrough study reveals the secrets behind cordierite’s anomalous thermal expansion
[Press-News.org] How to Deal with Your Insurance Company after a New York AccidentInsurance companies may not always act in the best interests of their policyholders when making claim award decisions. Find out how to obtain appropriate compensation for your injuries.