Car Accidents Caused by Uninsured and Underinsured Drivers

Across the US, a significant portion of drivers do not have insurance or have limited insurance coverage.

2013-02-21

ORLANDO, FL, February 21, 2013 (Press-News.org) Across the US, a significant portion of drivers do not have insurance or have limited insurance coverage. If you are injured in an accident with one of these drivers, you may soon find your injury-related expenses are not covered.

In the event you are involved in a car accident caused by an uninsured/underinsured driver, any bodily injury you sustain may be only minimally covered by the other driver's insurance, or not covered at all. If your injury is serious and has impacted your life significantly, you may want to consider contacting an attorney to find out if you have any options to pursue compensation.

Uninsured Motorist Coverage

You may or may not have uninsured motorist (UM) coverage in your own insurance policy; this type of coverage is optional. If you do have this coverage, it should cover the costs associated with your injury. You can only collect UM coverage if:

- The other driver caused the car accident.
- The accident caused your injury.
- The driver is uninsured, or the driver does not have enough coverage to pay for the sum of your medical treatment.

UM laws and coverage vary by state, so you should check with an attorney in your area to find out more.

What to do if you are in an Accident with an Uninsured/Underinsured Motorist
Collecting your UM coverage after a car accident is not always a simple process. Even though it is your own policy, your insurance company may try to give you less than the full amount of compensation. Faced with medical costs of your injury, you may be relying on the benefits you thought you had elected.

Accident attorneys are experienced in communicating with insurance companies. An attorney can work to make sure insurance coverage is provided for all costs related to your injury, including:

- Medical bills
- Lost wages
- Future lost wages if you are unable to work
- Loss of enjoyment of life
- Pain and suffering

These things can seriously affect your life. You should not have to suffer the full brunt of your injury expenses simply because another driver had inadequate insurance. An attorney will work with your insurance company to try to get the full benefits you were promised.

To learn more about pursuing compensation after being in an accident with an uninsured/underinsured motorist in Orlando, Florida, please visit the website of the Law Offices of Michael Barszcz, M.D., J.D. at www.themdjd.com.

ELSE PRESS RELEASES FROM THIS DATE:

How Fillers Can Give You Younger Looking Skin

2013-02-21

Age can take its toll on your skin in a number of different ways. Whether you're suffering from wrinkles or laugh lines around your mouth, these problems can give people the mistaken impression that you lack energy, youth and vigor. This is a situation you want to avoid. And fortunately, your cosmetic surgeon can present you with a number of options that can give you the younger looking skin you deserve. The facelift is a popular option, but many patients understandably want something a little less invasive. For them, non-surgical options like facial injectables are ...

What Is Personal Injury Law?

2013-02-21

At the most difficult points in your life you are most in need of help. However, you're also in the worst position imaginable to find that help. After suffering a personal injury, you're likely in pain, enduring significant emotional distress and worrying about money. It can seem like you're all alone. Fortunately, you have access to personal injury lawyers who can fight for you and get you the justice and compensation you deserve. Personal injury law is a complicated area of legal practice dealing with cases that, generally speaking, revolve around injuries caused by ...

Tips for teaching good credit habits to young adults

2013-02-21

Every generation has their own unique set of challenges to face as they transition into adulthood and head out into the world. For today's young people, the aftermath of the Great Recession has left them facing a very difficult and unpredictable job market. Those that can find jobs often end up working outside of their degrees and for much less money than they deserve. Combine all of this uncertainty with the ever-increasing cost of higher education, and it is easy to see why so many young people are falling into economic hardship. With financial stability seeming out ...

Ten percent of pedestrian accidents occur in Chicago school zones

2013-02-21

Despite the presence of children walking to and from Chicago schools, many drivers do not slow down sufficiently and often do not stop for children crossing at pedestrian crosswalks. A woman who has been volunteering as a crosswalk monitor for many years recently recounted some of her horror stories. She states that cars will honk and veer around her as she walks in front of traffic, escorting children across the road, her handheld stop sign held high. Research attests to the woman's observations. An analysis of the most recent accident data for the Windy City noted ...

Truck accidents a threat to Georgia motorist safety

2013-02-21

Collisions with tractor trailers and other heavy trucks are some of the biggest threats Georgia motorists face. It is not that truckers are any more likely to cause an accident than other drivers -- in fact, because of the strict regulations they face, most truckers and trucking companies take safety very seriously. The real danger comes from the fact that commercial trucks are so much larger than passenger vehicles. A fully-loaded tractor trailer can weigh as much as 80,000 pounds. By comparison, the average passenger vehicle weighs somewhere between 3,000 and 4,000 ...

As Cheerleaders Take More Risks, Cheerleading Head Injuries Rise

2013-02-21

In November, an NBA cheerleader fell on her head while doing a stunt at a basketball game. She suffered mild head injuries, a broken rib and broken vertebrae. Her fall is not the first of its kind in a sport that is becoming increasingly dangerous. In fact, according to Dr. Jeff Mjaanes, a sports medicine pediatrician, "Cheerleading is probably the highest risk sport for a catastrophic head and neck injury." Come again? Cheerleading? Dangerous? Cheerleading is not what it used to be. It used to be that people went to a football or basketball game to see ...

Brain Injuries and NFL Players

2013-02-21

American football can be a violent sport. It is, after all, a sport where contact is required. The NFL takes dangerous contact seriously, leveling fines against players who deliver unnecessarily violent hits. Yet, there is plenty of room for improvement. According to an article in The New York Times, numerous former players brought lawsuits against the National Football League in 2012. The players maintain the NFL was not forthcoming with facts regarding how dangerous concussions, and especially multiple concussions, could be for players. The league is also facing opposition ...

Head Nurse Charged in Nursing Home Neglect Case

2013-02-21

A nurse is headed to trial on criminal charges of felony elder abuse after a woman in her care at a nursing home died what authorities are calling a painful and unnecessary death. The woman, who was the director of nursing at the facility, is accused of allowing a 77-year-old woman to be ignored while under her care. The woman developed a fecal impaction that led to her death and prompted her family to request charges. The charges are unusual and being watched closely by advocates for the elderly, the nursing home industry and legal experts because employees are rarely ...

Atlanta Man Crashes Into House, Charged with DUI

2013-02-21

Sometimes, people make mistakes and put themselves in situations they will regret. Recently, an Atlanta man experienced this when he was charged with a DUI after he drove over a fence, through residential yards and crashed into the side of a house in Northwest Atlanta on December 30. A man who was inside the home was rushed to the hospital. There was another man who was also inside the home whose injuries were minor. Other residents had to be evacuated from their homes for a few hours because the car hit the home's gas meter and caused a gas leak. The driver's condition ...

Parenting Coordination

2013-02-21

In Massachusetts, a judge does not have the authority to appoint a Parenting Coordinator unless both parties agree to the appointment and scope of Parenting Coordinator's authority. Usually, a PC is a mental health professional or an attorney with experience in family law. Often times, the Parenting Coordinator will start the process by meeting the parents either together or separately, depending on the degree of conflict. Many PCs limit their communications with parents by email. This can save the parties time and money, since Parenting Coordinators are paid by the ...

Car Accidents Caused by Uninsured and Underinsured Drivers

ELSE PRESS RELEASES FROM THIS DATE:

LAST 30 PRESS RELEASES: