Few things can affect as many opportunities as your credit report. Banks, landlords, student loan lenders, and even some employers all consider consumer credit reports when evaluating applications in New York and around the country. A clean credit report can help consumers get access to the best terms on mortgages, credit cards, and student loans. On the flip side, a lower credit score can cause serious damage. Some industry observers warn that consumer credit reports often include dangerous errors. In another indication that consumers need to be careful about what shows ...

The Consumer Financial Protection Board (CFPB) took on new oversight responsibilities last month, assuming authority over credit bureaus and most credit reporting companies. Because these companies collect and report the financial information that lenders use to determine whether to offer various opportunities to consumers, it is important for a government agency to hold them accountable. Prior to this change, no single federal agency had any oversight role involving this industry - the companies only needed to comply with the Fair Credit Reporting Act. As a result, ...

breatheHR provides a simple SaaS-based HR software solution for small to medium- sized businesses. breatheHR is owned by Centurion Management Systems Ltd which has been providing HR systems to SMEs for over 15 years. breatheHR was launched in March 2012. Companies can use the power of a cloud system to: - Build the 1-1 relationship between employee and manager. - Enhance team communication through notifications and announcements. - Take control of team performance - link individual objectives to company goals. Schedule in performance reviews. The company prides ...

http://www.Numerologymatch.com is not your typical online dating website, it is fast and easy to use with a proven matching technique by using ancient numerology. We bring people together that are naturally connected so everyone you meet through numerologymatch.com will be a natural match every time! We take the guesswork out of online dating so No need to write a catchy profile the numbers speak for you. Be your authentic self and find someone who loves you just the way you are! Numerology and love has recently been shared on Dr. Oz, Tyra Banks, and even Dr Phil. ...

Innovative Custom Products, Inc. (ICP), a product development company, announced today that the company's newest product SafeOnSkin All-Natural Manuka Honey Aloe Drops is ready for national and international distribution. According to the company, it's scheduled for delivery starting with Meijer stores (approximately 200 stores) in February 2013 and expects other national chains such as CVS and Walgreens and websites such as Amazon to also carry it. Consumers should look for it in the Pharmacy section of stores. SafeOnSkin All-Natural Manuka Honey Aloe Drops comes in ...

Concurrency, Inc., the 2012 Microsoft Central Region Partner of the Year, announced today that Microsoft has selected the consulting services firm for its Business-Critical SharePoint (BCSP) partner program. Earlier in 2012, Microsoft awarded Concurrency as worldwide 2012 Content Management Partner of the Year, for innovative client work on the SharePoint platform. Launched in 2012, the BCSP program recognizes independent firms who help organizations increase productivity by connecting Microsoft SharePoint to line-of-business software systems for human resources, ...

Lithium consultants TRUGroup Inc says that the "Best Practice Guidelines" for Lithium Brine reserve estimation are deficient and could lead to substantial overestimation of lithium resources, if applied. The guidelines recommend a manner for estimating brine resources and reserves that would include both potential brine producing aquifers with extractable lithium along with associated low permeability sediments, which may contain brine that is not extractable by economic means. Such sediments should be excluded from any resource estimate. The "CIM Best ...

Demand for PACS solutions has grown in recent years, as has the need to identify and differentiate PACS vendors. The Radiology PACS Technology: The World Looks Under the Covers study shares customer PACS feedback that focuses primarily on the technology and functionality of the most recent software versions. The top PACS technology and reputation leaders in the report are identified as those that offer meaningful and timely upgrades with expanded usability. Providers point to Infinitt and Intelerad as innovator examples that are strongly endorsed by their customers. ...

CHICAGO – Children exposed to alcohol during fetal development exhibit changes in brain structure and metabolism that are visible using various imaging techniques, according to a new study being presented today at the annual meeting of the Radiological Society of North America (RSNA). Alcohol use by expectant mothers can lead to problems with the mental and physical development of their children—a condition known as fetal alcohol syndrome. Research suggests an incidence of 0.2 to 1.5 per 1,000 live births, according to the Centers for Disease Control and Prevention. Costs ...

CHICAGO – Mental activities like reading and writing can preserve structural integrity in the brains of older people, according to a new study presented today at the annual meeting of the Radiological Society of North America (RSNA). While previous research has shown an association between late-life cognitive activity and better mental acuity, the new study from Konstantinos Arfanakis, Ph.D., and colleagues from Rush University Medical Center and Illinois Institute of Technology in Chicago studied what effect late-life cognitive activity might have on the brain's white ...

Body Mind Systems, a comprehensive martial arts system with a school in Stoneham, Massachusetts, invites men and women (Ages 15+) to sign up for martial arts training. New students will receive a second bonus month of training when they sign up. Half of the proceeds raised will be donated to the benefit of Mission Deeds, a 501(c)(3) nonprofit in Reading, Massachusetts that purchases beds with cash donations and distributes them, along with donated furniture and other household items in good condition, to needy families, free of charge. New students should contact the Stoneham ...

Corinthia Cromwell is not your typical Gospel Jazz artist. As a psalmist, she knows how to draw the listener in with her moving vocals and emotive lyrics. As a saxophonist, she knows how to take her horn and execute jazz melodies that make the heart melt and the spirit soar. The merging of these two genres encompasses her sophomore CD entitled, Piece (Peace) of Mind: Outside The Lines. The CD, featuring Corinthia Cromwell & The Evolution Band, contains nine Gospel songs and six Jazz songs. A protege of Jazz great Wynton Marsalis and a graduate of Howard University with ...

"We just received our new shop approval from the Dirección General de Aeronáutica Civil of Mexico (DGAC) which now includes Non-Destructive Testing (NDT). We have been working on this for over a year and are very proud of this moment" says Ruben Cruz, QET Tech Aerospace, responsible manager. The new capabilities added are for Visual, Eddy Current, Florescent Particle, Ultrasonic and Magnetic Particle inspection for level 2. To receive this approval the company must demonstrate it has the experienced people, equipment, training and procedures to do the inspections. ...

Barre workouts are proven to produce lean, strong legs, flatten abs, toned arms and a firm butt. Utilizing a ballet barre, controlled movements, interval training, yoga and Pilates inspired exercises - you will experience greater flexibility, increased strength and visible results no matter your current fitness level. BarreFusion's total body sculpting, high-energy, low-impact workouts will effectively and safely transform your body. All workouts are aimed at getting your body into the shape you want it to be. BarreFusion workouts target body areas in which women struggle ...

A local couple has helped give a boost to a company's Movember campaign in a big way. Heather Turner, owner of Toppers Pizza Barrie along with her husband Brett, have donated all of the pizzas for the "Armour Lip Charmours" Movember pizza day fundraiser. The fundraiser took place on November 22nd at Busch Systems in Barrie. The "Armour Lip Charmours" is a Movember team is named after Armour Technology Solutions, a local IT company, which is a part of the Busch Group of Companies. The team has garnered a great deal of local attention due to the fact ...

4OfficeAutomation, Inc. recently released Emlun4Word, an add-in that makes sending email newsletter from Microsoft Word easier. Word users may new create their email newsletters using their favorite word processor and have them delivered through 4OfficeAutomation's email servers instead of routing them through their Microsoft Outlook Outbox. This not only makes email delivery much faster and smoother, but also provides detailed information on the delivery success as well as click/view tracking and reporting. Users may also decide between converting their newsletter ...

Dr. Stuart Grauer, Head of The Grauer School in Encinitas, CA, was selected as one of 12 educational leaders to participate in the Ameson American High School Principal Delegation (AHSP) to China on October 24 - 31, 2012. The delegation was comprised of heads of schools from with the National Association of Independent Schools (NAIS), the Southern Association of Independent Schools (SAIS), and the California Association of Independent Schools (CAIS), organized by the Ameson Foundation. The trip increased understanding between Chinese and American high schools as well as ...

For the last decade fuel prices have continued to sky rocket. Work commute and leisure travel have all been affected dramatically. Various green initiatives have tried to recreate the wheel with little to show. Every day, there is an estimated 184.6 million passenger vehicles on US roadways with approximately 90% transporting only one passenger costing drivers nearly $8,000 yearly in travel expenses according to the Bureau of Transportation. Ride-A-GoGo aims to change the travel industry by offering a free carpool platform to facilitate the connection between riders and ...

This week sees the international flower delivery company, flowers4, enter the online flowers market with the release of their rebranded flowers and gifts website. The site has been completely rewritten from the ground up and focuses on an enhanced user experience with emphasis on showcasing their selection of flowers and gifts online. As an online florist, the company's aims are to increase their foothold in the online marketplace and command a stronger global presence. The companies previous website established flowers4 as an online florist and international flower ...

With the beautiful ambiance overlooking the East River, the United Nations played host for the Republic of Equatorial Guinea forty-fourth Anniversary marking their Independence from Spain. Diplomats from United Nations member states, Observer Status Missions and Representatives of Non-Governmental Agencies were on hand to mark this occasion. In an unprecedented accolade bestowed to The Republic of Equatorial Guinea, The City of New York's, Borough President of Brooklyn, The Honorable Marty Markowitz and Bronx Borough President, The Honorable Ruben Diaz, Jr. proclaimed ...

. The one-hour writing class will cover the basic information a writer needs in order to start or grow their writing career as a business. NY Writing Class Offering free author marketing tips to grow platform, social media presence, and readership, the NY writing class is designed for both new writers and established writers. At "Business of Being a Writer" writers interested in turning their work into profitable assets will learn the first steps toward becoming a lucrative freelance writer. Author Marketing Creative writers often wonder where the ...

This week X Factor judge Tulisa admitted to wearing Spanx instead of dieting, according to Heat magazine - a girl after our own heart! Spanx is never short of celeb fans - Robert Pattinson joked about his supposed love for the shapewear brand on the Jon Stewart show a few weeks ago, and Katy Perry, Gwyneth Paltrow and Beyonce are all famous fans. Even proud-of-her-curves Adele admitted to wearing four pairs (four!) at the Grammys this year. So what's the big deal about these so-called "magic pants"? The truth is, it's really nothing to do with wanting to be ...

Wouldn't we all like to wake up to find that there was a magic box that could solve our problems and give us creative solutions? If we stop to reflect, take time out, value and use the interactive features created by technology and smart applications, we may just be able to do this. Ideas are the new currency in the 21st Century, and Janette Young's new book Personal Knowledge Capital: The inner and outer path of knowledge creation in a web world, discusses just this. As we rapidly learn to interact in the world of social media and technology we can use the tools and features ...

Online poker is still a worldwide phenomenon despite its recent problems in the USA. Online poker is still flourishing around the globe with players hailing from all over Europe, Russia, North America, South America and Australasia and more. Most countries in Europe are in the process sorting out some form of online poker legality whether it is a very protectionist closed offering such as France Salles de poker en francais, Italy Online poker per i giocatori Italiani and Belgium or a more liberal approach like the UK, UK Poker. Most countries have understood the earning ...

With a jump in ratings from 4 stars in 2011 to 5 stars in 2012, Armando J. Jarquin, M.D. has won a second straight CMUS Talk of the Town Customer Satisfaction Award in the Health & Medical -- Physicians category. The Talk of the Town Awards, presented by Talk of the Town News, Customer Care News magazine and Celebration Media U.S. (CMUS), honor companies and professionals that provide excellent customer service as reported by their customers through no-cost, user-review websites, blogs, social networks, business rating services, and other honors and accolades. This ...