Banks' Incompetence Hurts Homeowners In Indiana and the rest of the nation, foreclosures became almost an epidemic over the past few years. One strategy for homeowners desperate to keep their homes in spite of financial hardship is to ask their banks for a loan modification. Loan modifications would seem to be advantageous all the way around: A modification helps the homeowner by reducing the monthly loan payment to an affordable level, and it helps the lender by keeping mortgage payments coming. However, loan modification is not being used as much as anticipated to ...

Johnson & Johnson Faces More Potential Product Liability in Hip Replacements The medical device and pharmaceutical maker, Johnson & Johnson, faces a second set of product liability lawsuits and another potential recall concerning its portfolio of all-metal artificial hips. Two years ago, Johnson & Johnson conducted a $3 billion recall for and faced product liability suits over its ASR all-metal artificial hips. Now its successor, the Pinnacle metal-on-metal hip system is under fire for potential design defects leading to replacements and potential health ...

White Collar Crimes Carry Serious Penalties It is a common misconception that those who are convicted of white collar crimes do not spend time in "real" prisons. Indeed, many people believe that those facing prison sentences for crimes like securities fraud, mortgage fraud, or tax evasion do time in a "country club" atmosphere, where they are spared the indignities of normal prison life. The fact is, however, that convictions for white collar crimes can bring serious prison sentences in harsh conditions. The Prison Routine Even in low security ...

New Missouri Law on Requiring Ignition Interlock Devices Missouri has recently changed its law regarding ignition interlock devices and drinking and driving. The change in the law means that those convicted of drinking and driving in Missouri will face greater penalty. The New Law The new law was recently signed by Governor Nixon and makes it mandatory for all convicted drunk drivers to have ignition interlock devices placed in their cars after being convicted of an offense. These devices will be installed for a 75-day period. If at any time during that 75 days ...

Social Security Disability Applicants Face Unprecedented Delays With the Social Security Administration staggering under the weight of an unprecedented caseload, families and individuals in need of disability benefits are facing wait times of months or even years. In a startling number of cases, the wait is simply too long: About 2,000 cases were dismissed in 2011 because the claimant died, according to the SSA. In recent years, a number of factors have converged to place additional strain on the overburdened Social Security system. With growing numbers of baby boomers ...

Study shows consumers do not blame well liked companies California residents who have experienced issues with a recently purchased product may not always blame the company who made it, according to a recent study. The study was conducted by authors from universities in Australia, Canada, and Turkey. It appeared in the June issue of the American Marketing Association's Journal of Marketing Research. The study reveals that there are a variety of factors that determine whether or not consumers blame companies for defective or dangerous products. Defective Products ...

CSIC invites everyone to come enjoy an eclectic program of music performed by award-winning CSIC board members, student composers, and special guests from the Bay Area music scene. CSIC invites Bay Area music teachers and professional composers to learn about their programs and discover how composers and schools are working together in support of music education and the creation of new music. "Our holiday concert represents what our nationwide programs strive to do, which is to have students and composers collaborating together. We have a very special evening planned ...

On Dec. 11, 2012, Scranton and Wilkes-Barre, Pa. personal injury lawyer Melissa A. Scartelli of Scartelli Olszewski, P.C. will speak at the Pennsylvania Bar Institute's 19th Annual Auto Law Update, a four-credit CLE, at the Hilton Conference Center in Scranton. Scartelli, a Pennsylvania accident attorney, will address unique tips in deposing independent and expert witnesses. She will discuss all aspects of handling proper witness depositions in relation to an automobile accident including procedural aspects of working with independent witnesses, contact with witnesses, ...

At The Donor Egg Meeting in 2013, a nationally recognized panel of doctors, scientists and other health professionals will address reproductive endocrinologists, lab professionals, nurses and mental health professionals in this rapidly expanding segment of in-vitro fertilization. With progressive medical and legal considerations surrounding the donation of a woman's eggs and the freezing of eggs for future fertility options, Reproductive Endocrinologists John Schnorr, MD and Michael Slowey, MD, co-founders of Coastal Fertility Specialists, join the nationally recognized ...

Julie Le Franc has a Master's Degree in Psychoanalytic, a rigorous program of clinical studies and research in psychoanalytic theory and practice. As a major component of her training she has many years of personal analysis and clinical supervision. Julie Le Franc is a Member of the Australian Psychological Society (MAPS) and is registered with the Psychology Board of Australia (AHPRA). Julie works with the medical model. She has attended Neuroscience Conferences and medical meetings with her ex-husband/Psychiatrist and continues to attend workshops, pharmaceutical meetings ...

Parry's Pizza in Highlands Ranch, CO and in Castle Rock, CO will be conducting a party celebrating the last night on earth. The party is called the, End of the World Party - 2012. A special menu will be served, in addition to the regular menu, that is themed after one's "last supper". On this menu will be famous last meal requests as well as some menu items that if eaten, you'd have no regrets (because the end of the world has just occurred.) There will also be special firkins on hand from Odell Brewing and Oskar Blues Brewing. This themed party will begin ...

As autumn leaves are making way for winter snowflakes, an excitement fills the air. Plans are being made for Thanksgiving gatherings of families and friends. Ever since the Pilgrims gave thanks to God for a safe journey across the seas to a new home land promising religious freedom, American families have been giving thanks for their blessings -- especially on Thanksgiving Day. These special moments can live on in Family Thanksgiving Reverse personalized picture frames exclusively by GiftWorksPlus. This wooden photo frame can be engraved with a family name, date, and ...

Rifkin Consulting announced updated custom attorney recruiter services today. To better serve their clients and candidate pool, Rifkin Consulting has customized their service offerings with an updated website, blog and LinkedIn social media connections. Law firms seeking premiere talent and candidates seeking top tier law firms need look no further for that personalized touch. Rifkin Consulting's focus on personalization and relationship building really shines from their updated website to their personalized blogs. Candidates and search firms alike can log on to find ...

Today Support Plus Medical, the online retailer division of American Diabetes Services is pleased to announce a new exciting partnership with SD Biosensor. As a global leader in the development of advanced biosensor technology, SD Biosensor meets and exceeds the exceptional quality that consumers value in critical diabetic testing previously supplied by American Diabetes Services and for cash patients through the leading membership based online DME, http://www.supportplusmedical.com. As evidenced by their newest FDA approved meter, the GlucoNavii, SD Biosensor's products ...

Dial An Exchange, the largest privately held timeshare exchange company in the world, announces fantastic travel options for holiday-makers looking for creative ways to celebrate the Thanksgiving holiday. Whether it's the historic home of the Pilgrims, Massachusetts, or a colonial-era destination such as Williamsburg, VA, countless vacation destinations are available through Dial An Exchange's efficient online timeshare exchange service. Vacationers can know immediately whether their exchange is approved, without the frustrating need to call for confirmation, and membership ...

ecoEnvelopes (www.ecoEnvelopes.com), the world's leader in innovative, eco-friendly mailing solutions is proud to announce that their President, Gale Ward, has been named the winner of the 2012 Gold Stevie Award for Female Executive of the Year in the Business Products category in the 9th annual Stevie Awards for Women in Business. The Stevie Awards for Women in Business are the world's top honors for female entrepreneurs, executives, and the organizations they run. Stevie, taken from the name Stephen, is derived from the Greek for "crowned." Dubbed the "Oscars" ...

PacNet Services, an international payment processing company that specialises in the direct commerce space, is scheduled to exhibit at the ECMOD 2012 Direct Commerce Show, November 27th & 28th at the Business Design Centre in London. ECMOD, which stands for 'every channel mastered optimised and delivered' serves the catalogue, home shopping and multi-channel retailing community, business-to-business distributors and pure-play online businesses. Attendees will have the opportunity to visit PacNet's global payment experts at booth 51 to learn how international payment ...

SnapCuts (www.snapcuts.com), the innovative social video messaging company that allows users to "snap" together video clips, add a personalized text message, and then share their creations via social networks, was honored as a finalist in two categories at the Mobile Excellence Awards during Digital Hollywood in Marina Del Rey, CA. The Mobile Excellence Awards honors the best mobile and entertainment apps in the industry, as well as key industry leaders in all relevant markets. SnapCuts was named as a finalist in both the Industry Star and Best Mobile Application ...

Famous Dave's Legendary Pit Bar-B-Que is re-launching its entire catering menu beginning Nov. 19., introducing a fresh new menu look and catering options that include Family Style Feasts and Pig Out Party Packs. For those looking for more than just a feast, Famous Dave's catering offerings also come complete with add on options such as a slab of ribs, whole barbequed chicken, and several other meats and side dishes, customizable to your party. Just in time for the holidays, Famous Dave's delicious catering dishes are a great option for family gatherings, holiday parties, ...

Rising Star, Trevor Booker of the Washington Wizards, is turning the BIG 25! With success following him everywhere he goes, Booker is looking to celebrate this milestone event with family, friends, and supporters of his life and flourishing career. The invitation only event will be held at the exclusive Bar 901, November 23rd, where VIP guests will partake in a sophisticated private dinner reception. The red carpet affair will begin at 8pm with photo opportunities. Powered by Slam Magazine, Grey Goose Cherry Noir, Victory H20, FreeHan, Flight NY and Bar 901, this will be ...

"Young & Hungry" lifestyle streetwear brand, Pyknic, is making the holiday season a little easier for friend and family members of chefs, culinary students, foodies, and food lovers. Their unique food-themed prints on soft goods: t-shirts, sweatshirts, and hats, are helping the aforementioned continue their lifestyle in comfort outside of the kitchens and restaurants. The streetwear clothing line's "young and hungry" mantra resonates with their worldwide supporters (also known as "crEATures") of all backgrounds as inspiration to seek ...

RealTime Health LLC is thrilled to announce the official launch of its free mobile app for Stroke. Developed in cooperation with the Peninsula (now Pacific) Stroke Association of Palo Alto, CA, this unique mHealth tool combines the venerable art of storytelling with the modern technology of social connection to allow stroke survivors and caregivers to truly tap into the power of sharing. Although peer connections are widely recognized as an important component of patient education, too many patients and caregivers are not able to attend support groups or interact with ...

The complex of buildings in St Marygate served Ripon as the House of Correction for Vagrants (1686-1816), Liberty Prison (1816-1878) and Police Station (1887-1956). The Museum first opened in 1984 and reopened in 2004 following a complete refurbishment. http://www.riponmuseums.co.uk/ The part now occupied by the museum was built as Ripon Liberty Prison in 1816 and continued to function as such until May, 1878 when it along with numerous other local prisons throughout the country were closed as part of a reform of prisons. The building did not lie empty for long as ...

Matrox and Exxact Corporation today announced a joint demonstration, at I/ITSEC 2012, that will show how high-performance-computing content from a single NVIDIA Quadro K5000 GPU can scale in Full HD resolution up to a 16-monitor synchronized video wall while being controlled over an IP network device. This system features the Matrox Avio F120 fiber-optic KVM extender, Matrox Mura MPX Series video wall controller boards, and Matrox Maevex video distribution over IP technology in conjunction with Exxact's GPU workstation. Visit Exxact's booth #2068 at I/ITSEC, from December ...

Kenya Diaspora Leadership Assembly (KDLA) has introduced the first ever project management platform for Diaspora members. The service, which commences operations on December 1st, 2012, will also have an e-commerce section called "Diaspora Duka" http://diasporaduka.com, which will have a nationwide home delivery component, the first one of its kind. KDLA, which is the first globally elected representative body for the Kenyan Diaspora has identified nine projects to be implemented in Kenya and the Diaspora. Diaspora Home Link is the first one to be rolled out ...