According to a recent New York Times article, a collection of health insurance providers were ordered to issue "$1.1 billion in premiums returned to policyholders under the Affordable Care Act." At the beginning of this past August, many consumers who purchased their own health insurance policies began to receive rebates from health insurance providers. However, as the article states, the repayment has become more complicated as employers--who contribute to employee's health insurance benefits--are determining the best course of action to return funds to workers. ...

While many may praise social media for its ability to help connect communities through the Internet, such convenient platforms of speech may negatively affect the results of legal matters. A recent article from Reuters reveals, "According to a 2010 survey conducted by the American Academy of Matrimonial Lawyers, 81 percent of their members said that they had seen an increase in the number of cases using social networking evidence during the last five years." Although many may feel protected under the umbrella of social media, or may not even realize that online ...

Now in its 22nd year, the Monaco Yacht Show 2012 will take place from the 19th - 22nd of September. This most prestigious of yacht shows draws yachting enthusiasts, builders, brokers, designers, luxury goods and equipment firms as well as potential yacht buyers each year, many of whom consider the Monaco Yacht Show the 'must-attend' show of the year. From the start, Yachting Partners International (YPI) has been present at the Monaco Yacht Show, introducing those attending with some of the finest sailing and motor yachts available for sale and charter. This year is no ...

Dr. Richard Lesser, Howell podiatrist, and Dr. Affan Akhtar are excited to be using Facebook and Twitter to increase their practice's online presence. They hope their social networking accounts will increase the amount of communication they are able to have with their patients over the Internet. "I'm glad that our practice has jumped into the world of social media with our Facebook and Twitter accounts. I know that many of our patients use these services every day and I'm glad our practice is now a part of them. I hope all of our patients will "like" ...

Dr. Scott Emalfarb, Lakeview family dentist, is excited to be providing a variety of new patient services as a part of his practice's comprehensive dental website. He hopes the new patient page will help any prospective patients learn about and find Dr. Emalfarb's practice. "I am glad that our practice is able to make it easy for new patients by offering these services on our website. I believe that we offer a great level of service here and that any new patients will quickly become regular patients. I look forward to treating any new patients that decide to come ...

Dr. Laila Rizvi, Orlando dentist, is happy to be providing a preferred patient plan to her patients. For those patients that do not own dental insurance, this provides a great way for them to affordably maintain their personal oral health. "I'm very glad that we are able to offer this special program to our patients. It offers a great value for patients that are not covered by dental insurance. I hope that many of our patients decide to take advantage of this great offer," said Dr. Rizvi, cosmetic dentist in Hunter's Creek. To enroll in the program, patients ...

Pornaddiction.com has launched a new site to help those who are seeking help for porn addiction. The site offers free articles and will continue to expand. The other purpose of the site is to raise awareness of the ever growing problem of porn addiction. In a January 6, 2012 article on PRWeb, it was reported that Internet porn is more addictive than crack or crystal meth. Easy access to free, hardcore pornography on the Internet is one reason this particular addiction has taken hold. Another reason is that, unlike drugs and alcohol, porn can be obtained anonymously without ...

Ken Collis, President and Co-Founder of TLK Fusion, has been recognized as a finalist in the Annual 2012 Golden Bridge Awards for his innovative campaigns in celebrity licensing, product distribution, and marketing ideas. The coveted annual Golden Bridge Awards program with active participation from a broad spectrum of industry voices, encompasses the world's best in organizational performance, products and services, innovations, executives and management teams, women in business and the professions, case studies and successful deployments, public relations and marketing ...

In 2010, Taylor Morrison introduced the Inspired Series at Avalon at Telfair in Sugar Land to attract a growing but under-served market in the Houston area--multigenerational families. Taylor Morrison's strategy has paid off big, in less than 18 months 230 homes have sold at an average price of $624,000 and less than 20 home sites are available. "The week we opened presales at Avalon at Telfair 25 contracts with $10,000 earnest money checks came in. New phases have opened with high presales," said Amy Haywood Rino, vice president of sales & marketing for ...

It has been a fantastic summer of sport for Great Britain and, as the Host Airport for the London 2012 Olympic and Paralympic Games, Heathrow has been the first - and last - port of call for 80 per cent of Olympic and Paralympic Games family and visitors to the UK. Since the start of Heathrow's Games period over 75,000 journeys have been made by Paralympians, Olympians and team officials and over 2,800 wheelchairs have been processed. The airport also welcomed: - 5,000 oversized bags including canoes, javelins, bikes, pole vault poles - 1,300 firearms plus ammunition - ...

HisShow is a company specializing in the production of animation contents (CEO: Baek, Jong-ho, www.hisshow.co.kr). HisShow recently announced in October that they will be releasing a 3D animated version of the bible featuring recordings by hip-hop musicians. The HisShow Bible is based on the concept of having fun with the Bible. It is an animation that features of course Jesus but also Jjoony who is the main character of HisShow. Its target audience is 5-8 year olds, with its combination of animation and chants, dance routines, and a sticker book among other things ...

A Legal Executive based at a Solicitors in Liverpool has been nominated for a national family law award. Sarah McCarthy, Legal Executive at Tracey Miller Family Law, has been been shortlisted as a nominee for Family Law Legal Executive of the Year at the National Family Law Awards 2012. Sarah has been practicing family law since 2001, and was trained - and practiced in - the family law department of one of the largest law firms in the northwest. She has worked at Tracey Miller Law Family Law Solicitors in Wirral since 2009. In addition to providing exemplary service ...

The causes of temporomandibular joint disorder (TMD) are not always known. However, it is believed that contributing factors to this common disorder include: - Stress - Bruxism (teeth grinding) - Jaw clenching - Osteoarthritis - Rheumatoid arthritis - Trauma to the jaw - Poor dental work or restorations - Malocclusion Because it is entirely possible for the cause of your TMD to be unknown, it is important to see a neuromuscular dentist if you begin having symptoms of this disorder. Symptoms of TMD The most obvious symptoms of TMD include pain or swelling ...

While the saying, "Seat belts save lives" may seem cliche, there is a strong degree of truth behind the sentiment. According to the National Highway Traffic Safety Administration (NHTSA), approximately 10,000 people survive car accidents every year as a result of wearing their seat belt. There is also substantial evidence indicating that failure to wear a seat belt substantially increases your risk of serious injury or death in a car accident. The NHTSA estimates that roughly 63% of car accident fatalities involve people who were not wearing a seat belt. The ...

Did you know that your general health can be impacted by your dental health? A poor at-home oral hygiene routine and failure to visit your general dentist every six months for cleanings and examinations is one of the easiest ways to guarantee oral health issues, and these issues are insidiously dangerous to your entire body. Oral Health and General Health Gum disease, tooth decay, missing teeth, and other oral hygiene issues have been linked to: - Heart disease, heart attack, stroke - Bacteria from periodontal disease has been found in artery-clogging plaque in ...

In Nueces County, drug crimes, including simple drug possession, are the number one reason for appearing in court on felony charges. This figure highlights why Texas must revisit its drug possession penalties and help those who are convicted of simple possession get treatment rather than jail time. Nueces County Drug Crimes In the past decade, over 10,000 of the 32,000 felony cases in Nueces County -- which borders Mexico -- were for drug crimes. The majority were cocaine-related, totaling 6,790 cases, while methamphetamine offenses accounted for over 1,000 cases. ...

As the baby boomer generation enters into its later years, more and more of the nation's medical professionals are nearing retirement age. While many physicians continue to make contributions to the medical world well into their senior years, most will also experience the physical and mental issues that come with age. To prevent these issues from interfering with the safety and care of patients, some believe older physicians should be required to take fitness-for-duty competency evaluations. Safety Concerns in Older Physicians As more doctors choose to work into their ...

A new study by the Workers' Compensation Research Institute has found that lump sum workers' compensation settlements may help injured employees return to the workforce. The study helps put to rest the controversy over the effectiveness of lump sum awards. Lump Sum Settlement Payments Lump sum workers' compensation settlement payments help injured workers and their families cover medical costs and other expenses for recuperation and support the rehabilitation process that allows workers to return to their jobs. It also helps bring closure for these employees so they ...

During a divorce, there is always the matter of dividing the marital assets. New York's Equitable Distribution Law is based on the concept that marriage is an economic partnership. The Court of Appeals, the highest court in the State of New York, has held that "upon dissolution of the marriage, there should be a winding up of the parties' economic affairs and a severance of their economic ties." The distribution of marital assets must be fair and equitable, but it does not have to be a 50/50 split. However, before one can divide the marital assets one must ...

According to new reports, the real estate market could get worse before it gets better. Banks continue to force homeowners into foreclosure, which has increased the number of filings in recent months. In particular, Indiana has seen a large rise in home foreclosures since the start of 2012. For Indiana homeowners facing foreclosure, one option to consider is bankruptcy. Foreclosure Trends in Indiana and Nationally Nationwide, over one million properties were foreclosed on during the first six months of this year, according to RealtyTrac. Twenty states experienced ...

While maternity leave is a well-known concept and necessarily used by mothers to recover from a pregnancy and bond with their baby, paternity leave is perhaps somewhat less recognized. A survey by Monster.com indicates it is increasingly used by new fathers. Their survey should that in 2007, 60 percent of new fathers used some type of paternity leave. If you are soon to be a new dad, you may want to explore your options for leave. Generally, leave may be available from your employer, the federal government or your state government. Your Employer Your first and ...

In the past, Missouri has excelled with road safety. Fatalities in Missouri have steadily declined for the past six years. That trend, however, appears to be changing. In 2012, 459 fatal accidents have occurred on Missouri roads. This represents 14 percent increase in the number of deaths as a result of a car accident. The numbers are not encouraging and police efforts are working for change. Factors Contributing to the Fatality Increase Although there is no singular cause for the increase in fatalities, there are some commonalities between accidents. Officers ...

"Texting and driving: it can wait." That simple phrase is the backbone of an anti-texting public awareness campaign around the country led by cellular giant AT&T. The company is airing commercial-length public service announcements featuring real people whose lives have been irreparably changed because of vehicular accidents caused by reading or sending text messages. They are also sponsoring an online pledge drive aimed at convincing people to refrain from texting behind the wheel. The AT&T campaign coincides with a landmark case from Massachusetts ...

According to the American Automobile Association's Foundation for Traffic Safety, the summer months are known as "the 100 deadliest days for drivers." As fall approaches, the roads are no less dangerous. In some respects they may become more treacherous. This is especially true during certain times of the day, as well as on particular days of the week. Studies conducted by the National Highway Transportation Safety Administration (NHTSA) indicate that most accidents occur between 3:00 and 6:00 p.m.; also known as "rush hour". A number of factors contribute ...

On the heels of the methamphetamine epidemic, law enforcement agencies across Minnesota are now dealing with a serious problem involving synthetic drugs. These substances, often known as "bath salts" are powerful, mind-altering drugs that mimic the sensations produced by other drugs such as PCP, cocaine and speed. They are sold in innocuous, yet misleading packing under names like "Cloud Nine" and "Purple Wave" at gas stations, convenience stores and other independent retailers. These substances are comprised of a constantly changing mix ...