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The bankruptcy lawyers at Ariano & Reppucci, PLLC report that poor economic conditions make it more difficult for citizens of Arizona to file for bankruptcy.

Census data collected during the current economic downfall has been compiled to determine the IRS mean income for families in each state. These numbers decreased the maximum income allowed when filing chapter 7 bankruptcy under the means test.

2011-01-22
PHOENIX, AZ, January 22, 2011 (Press-News.org) Census data from 2010 has been compiled and shows that mean family income has declined from previous years. Unfortunately, this negatively impacts those people hoping to file for chapter 7 bankruptcy protection.

In order for file for bankruptcy protection under chapter 7 of the bankruptcy code, debtors must qualify under the means test. One arm of the means test involves comparing your yearly income to the IRS mean income for your family size. The decrease in income as reported by the census data means the, in order to qualify for chapter 7 bankruptcy protection, debtors yearly income must be lower than previously required.

Prior to November, 2010, an Arizona debtor would qualify for chapter 7 protection if they made a yearly income less than $42,467 for an individual filer. After November 1st, this number has been reduced to $41,915. Note that these values increase with increasing family size.

In order to determine if you qualify for chapter 7 bankruptcy protection, the bankruptcy lawyers at Ariano & Reppucci recommend that you speak with a professional and efficient bankruptcy lawyer. The attorneys at Ariano & Reppucci, PLLC are available to assist those debtors located in Phoenix and Casa Grande, Arizona.

When calling our Firm, you will have the comfort of knowing that you will always speak direct with an attorney and not a legal support staff member. Call us 24 hours a day / seven days a week and talkd directly to an attorney about your legal issue of concern. Call us today at (602) 515-0841


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[Press-News.org] The bankruptcy lawyers at Ariano & Reppucci, PLLC report that poor economic conditions make it more difficult for citizens of Arizona to file for bankruptcy.
Census data collected during the current economic downfall has been compiled to determine the IRS mean income for families in each state. These numbers decreased the maximum income allowed when filing chapter 7 bankruptcy under the means test.