Insurance and Car Accidents

If you have been in a car accident and the other driver is at fault, you should file a claim with their insurance company as soon as possible, as well as contact your own insurance company.

2013-04-17

ORLANDO, FL, April 17, 2013 (Press-News.org) If you have been in a car accident and the other driver is at fault, you should file a claim with their insurance company as soon as possible, as well as contact your own insurance company. However, while insurance companies are required to pay for damage caused by the driver at fault, they often do not pay the injured party the full amount they are entitled to. Insurance companies are not necessarily on your side and will pay out as little as they can. This is when an experienced lawyer can help you get the full financial compensation you deserve.

Compensation

If you have been involved in a car accident and the other party is at fault, an experienced car accident attorney may be able to help you collect financial compensation for the following damages:

- Mounting medical bills
- Pain and suffering
- Property damage
- Other expenses resulting from the accident
- Lost wages

In the case of an accident with an uninsured motorist, provided you have uninsured motorist coverage, your own insurance company should provide compensation for medical expenses and personal losses. Unfortunately, even with this coverage, the amount paid by an insurance company is often insufficient to cover the actual damages you have suffered.

Dos and Don'ts of Insurance Claims

To ensure that you receive a fair settlement after an accident, some things to remember when working with insurance carriers include:
- File your claim with the other party's insurance company as soon as possible to ensure it falls within the timeframe specified by the statue of limitations.
- Contact an experienced accident lawyer immediately to discuss your case. You should choose a lawyer with a proven track record of dealing with insurance companies.
- Don't sign any documents from the responsible party's insurance carrier that offer a settlement until you have consulted with your attorney.
- Don't accept a check from the at-fault driver's insurance company until you are sure you have received the full amount you are entitled to.

If you have been involved in an accident and want to consult with an experienced Florida accident lawyer about your rights, visit the website of The Law Offices of Michael Barszcz, M.D., J.D. today at www.themdjd.com.

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