PRESS-NEWS.org - Press Release Distribution
PRESS RELEASES DISTRIBUTION

Finding ways to deal with credit card debt

Many individuals are struggling with making payments on their credit cards. Here are some tips for individuals to better handle these issues.

2014-04-05
April 05, 2014 (Press-News.org) Finding ways to deal with credit card debt

Article provided by Debra Booher & Associates Co., LPA
Visit us at http://www.bankruptcyinfo.com

As the economy begins to rebound, many Ohioans are starting to spend more money on goods and services in the region. These expenses can quickly add up, and sometimes, consumers may not have enough money left to pay for some of the items that they need. They may decide to make the transaction using a credit card, thinking that they will pay off the balance the following month.

For some individuals, this balance continues to grow. The minimum payments can quickly become overwhelming, and individuals struggle to pay back the debts that they owe. This leaves many debtors unsure of their next steps, and this uncertainty only adds to the amount of financial problems that they are having. They may not even think of filing for bankruptcy, because they are still trying to find a way to make ends meet.

Credit card companies will be certain pursue the debts that these individuals owe. Some may try to negotiate with these companies, but, not all creditors will bargain with those who owe large sums of money. They may try to garnish the debtor's wages, or, start other collections proceedings that can make it extremely difficult for debtors to meet their financial obligations. In some situations, especially for certain store credit cards, the creditors may even be able to repossess items if the debtors fall behind on payments.

There are some ways that people can reduce some of the issues that they are having with these excessive payments. One option may be to find a card with a low introductory interest rate. Moving balances to these accounts can keep reduce payments for a certain time period. Some may even take loans to pay these debts off because of the high interest rates, which can become even higher if a payment is missed.

Unfortunately, most people do not take action until they are forced to deal with a lawsuit or other extremely serious consequence. They miss out on the protections that filing for bankruptcy can offer to them, which include the automatic stay provision. This stops all pending actions against the debtors while the bankruptcy is in progress, which is extremely important for those who are having money problems.

You should speak to an experienced bankruptcy attorney for assistance with your specific financial situation. You have concerns that are unique to your family, and you need a plan that allows you to take control. This can help ensure that once the bankruptcy is complete, you can avoid falling into some of the same traps that caused you so many problems in the past.


ELSE PRESS RELEASES FROM THIS DATE:

Common estate planning mistakes highlighted by celebrity deaths

2014-04-05
Common estate planning mistakes highlighted by celebrity deaths Article provided by Law Office of Hugh Duff Robertson P.C. Visit us at http://www.lawhdr.com A number of famous actors have passed away in the last year. Not only have their premature deaths rocked the entertainment industry, the inadequacy of their estate plans are causing many people to rethink and update their own plans. Estate planning is an important process for adults of any age and financial status. A well-constructed estate plan can help provide for those you love while ensuring that your ...

Protect your finances during a divorce

2014-04-05
Protect your finances during a divorce Article provided by The Law Office of David T. Schlendorf Visit us at http://www.dtslawfirm.com Nearly everything about a divorce is costly. That is because everything -- from child support, to spousal support and property division -- are financial issues. As you begin to separate yourself from your partner, the money problems really start to add up, and this can be very difficult. The good news is that while you endure the emotional stresses of a divorce, a legal professional can help you navigate the financial issues, too. ...

New Jersey motor vehicle accidents and distracted driving laws

2014-04-05
New Jersey motor vehicle accidents and distracted driving laws Article provided by The Maglione Firm, P.C. Visit us at http://www.themaglionefirm.com Distracted driving remains a leading cause of accidents in the United States. The Centers for Disease Control and Prevention (CDC) recently reported that over nine people are killed every day by a distracted driver and an additional 1,060 victims are injured. There are a wide range of activities that can fall into the category of "distractions," but the top distractions that contribute to motor vehicle accidents include: ...

Distracted driving continues to be a major problem, CDC says

2014-04-05
Distracted driving continues to be a major problem, CDC says Article provided by Ryan & Grinde, Ltd. Visit us at http://www.ryanandgrinde.com/ One issue that has increasingly received media attention over the past few years is distracted driving becoming a factor in more and more car accidents. As a result of these media campaigns, many states, including Minnesota, have enacted bans on cellphones or texting while behind the wheel. However, despite these laws and the efforts of law enforcement to address the problem, distracted driving continues to be a major ...

Nicholls Auction Marketing Group Announces the Absolute Auction of 34 Acres of Valuable Land and a Home in King George County VA

2014-04-05
"This well located corner lot property with frontage on 2 roads has excellent potential," according to John Nicholls, president of the company. "The estate has instructed us to market and sell these 3 parcels and that equates to an amazing opportunity for you to buy at Auction!" "The well located property is close to downtown Fredericksburg, U. S. Route 3, Dalhgren, and Fairview Beach on the Potomac River, and is a rare offering at public auction," noted Nicholls. "The property consists of 3 parcels (the home on .78+/- acres, 32.4+/- acres of timber, and a 1 acre ...

TrackResults Founding Partners Announced as Speakers at ARDA World 2014

2014-04-05
TrackResults Software has announced that two of its Founding Partners will be speaking at ARDA World. The American Resort Development Association (ARDA) is the Washington D.C.-based trade association representing the vacation ownership and resort development industries (timeshares). ARDA has almost 1,000 corporate members ranging from privately held firms to publicly traded corporations with extensive experience in shared ownership interests in leisure real estate. ARDA World 2014, its' annual convention, will be held at the Venetian Hotel (Las Vegas) April 6-10. Sean ...

ShareVault Continues Global Expansion and Further Market Adoption in Life Sciences

2014-04-05
Today ShareVault, a provider of secure, cloud-based document sharing solutions, announced that its international presence continues to grow with active clients now on six continents. Much of this international growth stems from further adoption of ShareVault by organizations in the highly competitive Life Sciences segment. Over the first quarter, the number of ShareVault customers in the life sciences increased by 26%. "Such significant and continuing growth on both the international front and in Life Sciences is an exciting demonstration of the value of our product ...

Our Current Experts on Wisdom Have Published Books and Essays Trying to Explain Wisdom and Yet Wisdom Remains as Fuzzy as Ever!

2014-04-05
'Wisdom is an innate property of the pious/good self; where ignorance is the innate property of the evil self' from the Scriptures. 'Wisdom creates good people and ignorance creates bad people', from philosophy. 'Wisdom creates responsible citizens and ignorance creates criminals', from governments. 'Wisdom is a product of an emotionally healthy brain and ignorance is a product of an emotionally challenged brain', from science. It is the scriptures that are clearly defining wisdom through several hints. Philosophy and governments went off track and to this day ...

Media Links Inc. Promotes David Herfert to Vice President of Sales, Americas

2014-04-05
Media Links Inc., a wholly owned subsidiary of Media Global Links, the market leader in broadcast and network transport over IP solutions, today announced the promotion of David Herfert to Vice President of Sales, Americas. In this role, Dave will continue to develop the Media Links Inc. sales strategy as well as lead the sales team for the US, Canada, Mexico, and South America.D ave has been a key part of Media Link's management for several years, joining the company in 2006. Dave brings an exceptional knowledge of the technology and marketplace to Media Links. He has ...

Polaris Awarded $1.1 Million NIDA Grant to Improve Patient Engagement in Treatment for Addiction

2014-04-05
Substance abuse has long been one of the greatest challenges facing health care systems. More patients drop out of treatment than complete it. And those who dropout are at greater risk of relapsing--caught in a cycle with steep human and monetary costs. With a $1.1 million, two year grant from the National Institute on Drug Abuse, Polaris Health Directions will launch in April the second phase of a project set to dramatically impact addictions outcomes. Polaris will implement a cloud-based clinical system designed to predict and improve the likelihood of patient ...

LAST 30 PRESS RELEASES:

Uncovering the molecular basis of long COVID brain fog

Poor sleep may accelerate brain ageing

The Lancet Infectious Diseases: New study suggests risk of long COVID in children may be twice as high after a second infection

Risk of long COVID in kids doubles after second infection

Patient-reported outcome analysis of NRG Oncology trial in limited-stage small cell lung cancer suggests quality of life benefit with twice - (vs once -) daily radiation

NRG Oncology trial analysis shows improvement in survival outcomes for glioblastoma patients receiving proton therapy, trial moves to phase III

In a landmark move, ECMWF is poised to announce a new phase in its data sharing strategy

Seal’s sensitive whiskers hold key to foiling fish escapes

Neurological outcomes after patients suffer cardiac arrest at home are similar between low- and high-income areas in Vienna

Precision without incision: the new era of functional radiosurgery

University of Miami scientists launch accessible global climate modeling framework

Parallel atom-photon entanglement paves way for future quantum networking

Single-step battery cathode recycling

Farm conservation is an economical path to save Colorado River water

Feeling in control helps beat daily stress, researchers find

The Municipal Finance Journal joins the Chicago Journals program

Antarctic icefish rewired their skulls to win an evolutionary arms race

Moffitt study shows promise for new treatment in patients with leptomeningeal disease

CU Anschutz School of Medicine researchers identify new method for treating alcohol use disorder

Stowers Institute recruits renowned developmental and evolutionary biologist from HHMI’s Janelia Research Campus

Can digital health tools help younger cancer survivors better predict future health risks?

Scientists uncover room-temperature route to improved light-harvesting and emission devices

Intergovernmental platform on biodiversity issues an urgent call to stem decline of nature

New AI tool scans social media for hidden health risks

Johns Hopkins researchers show novel immune system boost helps fight cancer cells

AI model for imaging-based extranodal extension detection and outcome prediction in HPV−positive oropharyngeal cancer

Frequent wildfires, heat intensify air quality issues in American megacities such as New York City

Doctors and nurses are better than AI at triaging patients

Scientists solve mystery of loop current switching in kagome metals

Reaction-induced restructuring of CoOx species to control selectivity in propane dehydrogenation

[Press-News.org] Finding ways to deal with credit card debt
Many individuals are struggling with making payments on their credit cards. Here are some tips for individuals to better handle these issues.