People's Financial Advisor helps you decide if you can retire already

SALIDA, CO, January 17, 2011 (Press-News.org) People's Financial Advisor (PFA) http://www.peoplesfinancialadvisor.com , a leading provider of online fiduciary financial planning services, today unveiled that its Financial Plan includes a specific analysis of preparation for retirement for people above 55 years old.

Mr. Robert Schumann, Chief Advice Officer at People's Financial Advisor explains: "Many of our clients struggle with the decision when to retire. Common questions include: do I have enough to retire now? When should I take my Social Security? Should I work part time or stop working altogether? Obviously, the answers vary case by case. Some of our clients accumulated enough wealth inside and outside their retirement plans while other didn't."

People's Financial Advisor leverages its online interview technology to "discuss" with the client his/her situation and provide a personalized fiduciary advice. The process includes analysis of ones entire financial situation including real estate, retirement and non-retirement savings, assets and liabilities. The advice is a written report with asset allocation and specific funds selection inside and outside ones IRA accounts.

Mr. Schumann continues: "It is critical to look at the entire picture before making any specific recommendation. For retirement decisions we consider various sources of income including pension, income from a business, rental income, social security, and the return on the investment portfolio. Cash is need for living expenses off course but also to pay taxes and to save for future needs. Our proprietary technology allows our clients to engage us from their home through the Internet and avoid wasting time and money in travel and office meetings. We are able to provide the entire service and offer a Financial Plan for $199 only."

Mr. David Ron, Co-Founder & CEO of People's Financial Advisor said: "The balance between level of income during retirement, standard of living, and portfolio size provides a tailored answer for each client. People's circumstances and expectations regarding these levers are different thus tradeoff decisions are individualized."

FinancialAdvice4Me, LLC is a leading provider of fiduciary financial planning services. Designed to help Middle America gain financial independence and peace of mind, convenient online services are balanced with interactive advisor consultations. FinancialAdvice4Me offers a robust portfolio of services, based on a proven behavioral financial approach, known as the Cambridge Methodology. Services include a free online assessment, online financial planning development tools and advice dealing with all aspects of financial decisions, opportunities and options. For further information, please visit http://www.PeoplesFinancialAdvisor.com.