OAI: Check With Auto Insurance Provider Before Renting a Moving Van

In a new FAQ, the writers at OnlineAutoInsurance.com discuss the insurance implications of changing residences.

2011-03-22

RANCHO CUCAMONGA, CA, March 22, 2011 (Press-News.org) The U.S. Census Bureau estimated that between 2002 and 2003, more than 40 million people changed residences. That's a lot of furniture being moved and a lot of moving vans and trucks being rented to transport it all.

Even though changing residences can, for many, be an incredible hassle that couldn't be over soon enough, there are many administrative tasks that need to be given proper attention. When it comes time to rent a vehicle to move all of one's belongings, the person moving should know whether they have or need insurance for it before they reach the rental counter. To that end, OnlineAutoInsurance.com has published a new FAQ about the basics of getting covered when driving a moving van or truck.

According to the writers of the FAQ, although some protection may extend to the policyholder while he or she operates a rental truck, most auto insurance companies will not transfer over full protection.

Washington regulators note that the type of moving van or truck can play a part in determining whether a policy will cover it. This is because, according to the insurance department's website, "Some policies do not cover large vehicles over a certain weight."

Source: http://www.insurance.wa.gov/consumers/auto/types-auto-insurance.shtml

In some cases, an existing policy may cover the cost of property damage or bodily injury caused by the driver of the truck, but damage to the rental will not be covered. Agencies usually offer the option of paying a fee and signing a collision damage waiver that will establish coverage for damage to the vehicle, which may prove more than worth it when considering the heightened cost of repairing these large trucks.

In any case, the best thing to do is to check with a coverage provider before going to rent a moving truck or van. When doing this, it's important to ask about whether the existing policy will cover all injured parties in an accident, property damages to the truck as well as other vehicles and loss of use.

To learn more about this and other car insurance issues, readers can go to http://www.onlineautoinsurance.com/companies/ where visitors will find informative resource pages and a quote generator that can help users quickly compare their policy and pricing options.

To access the full FAQ, visitors should follow the "Questions" link located at the top of any page on the site.

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