MALIBU, CA, April 04, 2011 (Press-News.org) A clear home inventory of all the items you have in your vacation rental property is an essential record for your business.
Review existing policies for the amount and extent of coverage to ensure that what you have in place is what is required for you and your family for all possible hazards. Insurance providers recommend a thorough review of your homeowners policy. For example, many people don't adjust their insurance after making major purchases such as jewelry, furs, new televisions or other expensive electronics. This is why it's so important to pay attention to your policy and consult with your insurance agent.
Be Prepared
"Emergencies can happen at anytime, anywhere," said FEMA Administrator Craig Fugate. "They can range from natural disasters such as snowstorms or flooding, to events such as power outages. The key to successful emergency response, regardless of the nature of the event, is personal preparedness." As we ring in 2011, make a resolution to be prepared through a few simple steps: Make a record of your personal property, get an emergency supply kit, make an emergency plan and be informed of the hazards in your area.
This Exercise Can Be Eye Opening
Statistics show many homeowners underestimate the worth of their possessions and aren't sufficiently insured. Going through the house carefully and taking pictures for possible future insurance claims provides a chance to re-evaluate the amount of insurance needed to replace everything in the home.
Regardless of the type of policy, what people may not realize is that you are still required to have an itemized inventory of your belongings for your insurance claim. Without proof of ownership, insurance companies usually won't replace items or cover the true costs of replacing them.
A good home inventory contains a detailed list of your possessions, including receipts, descriptions and photos of your home's contents stored in a secure off-site location. Up until the latest technology advances, the time to compile a home inventory has been a daunting task.
Creating a Home Inventory Has Never Been Faster
DocuHome's intuitive home and business inventory solutions provide quality protection and preparedness with value pricing and unparalleled ease of use. In addition to better disaster-preparation, DocuHome services are applicable for estate planning, appraisals, property and vacation rentals, divorce settlements, small business inventories or any other application where asset documentation is essential.
"At DocuHome, our goal is to provide our customers with the most effective and reliable means to securely store, access and exchange personal asset information." said, Bradford Stanley, CEO and Founder for DocuHome. "We are pleased to work with our customers to deliver the latest, proven solutions that help protect consumers and small businesses from threats, evaluate current insurance policy coverage, and help maximize compensation for insurance claims."
"We think that DocuHome has the potential to revolutionize collaboration between policy holders and their insurers to accurately address coverage needs." said, Bradford Stanley. "From identifying underinsured customers to faster claim settlement compensation, we feel our software is a win win for both the insured and insurer."
Hopefully you'll never need to use an insurance inventory, but if the worst happens, it is more important than ever to protect your assets in order to achieve financial peace of mind.
About DocuHome
Founded in March 2010, DocuHome develops technologies that facilitate the documentation and storing of personal and/or business assets. In addition to better disaster-preparation, DocuHome services are applicable for Homeowners and Small Businesses, Home Inventory Specialists, Professional Organizers, Insurance Brokers, Real Estate Photographers, Emergency Preparedness and Management Experts, Film Location Management for Homes, Real Estate Property Management, Real Estate Brokers, Home Security Companies, Appraisers, Estate Planners, Bookkeepers and Affiliate Publishers.
Visit DocuHome.com to learn more.
DocuHome's Home Inventory Protects Your Vacation Rental Property
Malibu local and internet entrepreneur Bradford Stanley and family lost their home and all their possessions in a 2007 Southern California wildfire. Now, Brad employs his experiences, to make sure that others are prepared ahead of time.
2011-04-04
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[Press-News.org] DocuHome's Home Inventory Protects Your Vacation Rental PropertyMalibu local and internet entrepreneur Bradford Stanley and family lost their home and all their possessions in a 2007 Southern California wildfire. Now, Brad employs his experiences, to make sure that others are prepared ahead of time.