HSBC Goes Under 4% Interest for 90% LTV Borrowers...and No Fee

LTV Borrowers see a lower interest rate.

2011-11-24

LONDON, ENGLAND, November 24, 2011 (Press-News.org) HSBC today (24th Nov 2011) launches its first-ever sub 4% interest rate for mortgage borrowers with a 10% deposit - a 3.84% two-year discount deal with no fee to pay.

During 2011 HSBC has continuously helped first time buyers, and those looking to move on, by offering competitive rates for customers with a relatively small deposit.

In addition to great variable rates, HSBC continues to offer two-year and five-year fixed rates at 85% and 90% LTV fee-free.

Peter Dockar, Head of Mortgages at HSBC, said: 'We are committed to supporting first time buyers and last month we pledged to make a further GBP350m available to borrowers with equity or a deposit of 10-15% by the end of the year.

'We recognise that first time buyers need help so as well as great rates with no fee options we offer our customers a free mortgage advice service in branch to help them get the right deal for them.'

As well as helping customers with a smaller deposit to get on the housing ladder, HSBC continues to offer attractive deals for those with a larger deposit.

Customers with a 40% deposit can enjoy the following great rates launched today:

- 2.39% lifetime tracker - current pay rate 2.89% (GBP999 booking fee. Valuation fee and completion fee payable).
- 3.28% five-year-fixed (GBP1,999 booking fee. Valuation fee and completion fee payable).

HSBC Bank plc: HSBC serves 16.1 million customers in the UK and employs approximately 58,000 people. In the UK, HSBC offers a complete range of personal, premier and private banking services including bank accounts and mortgages. It also provides commercial banking for small to media businesses and corporate and institutional banking services. HSBC Bank plc is a wholly owned subsidiary of HSBC Holdings plc.

The HSBC Group: HSBC Holdings plc, the parent company of the HSBC Group, is headquartered in London. The Group serves customers worldwide from around 7,500 offices in 87 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. With assets of US$2,455bn at 31 December 2010, HSBC is one of the world's largest banking and financial services organisations. HSBC is marketed worldwide as 'the world's local bank'.

Website: http://www.hsbc.co.uk

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