PRESS-NEWS.org - Press Release Distribution
PRESS RELEASES DISTRIBUTION

Top VA Mortgage Lender Reports VA Loans Surge

iFreedom Direct, a national VA specialty lender, reports a 28% increase in the number of VA home loans closed this fiscal year.

2012-12-05
SALT LAKE CITY, UT, December 05, 2012 (Press-News.org) Just as this top VA-approved lender announces its year-over-year surge, the U.S. Department of Veterans Affairs issued a press release stating it has just backed its 20 millionth veterans' loan. iFreedom Direct primarily serves Veterans and is a top-ranked contributor to this military mortgage milestone.

Jacob Case, business intelligence analyst for iFreedom Direct, says, "I understand the lending market is tough out there. But, I've watched our volume soar, and see no effect on VA loans on our end. It's good to see more and more veterans using the home loan benefits they've earned through dedicated military service."

Not only has the VA-backed mortgage program seen an increase in the number of loans, but it is also seeing fewer foreclosures. According to a VA blog, the federally-guaranteed loans continue to have the lowest foreclosure and serious delinquency rates in the country compared to other types of lending programs such as conventional and FHA. The success of the loan program has been attributed in part to the general overall responsibility of VA borrowers.

Another contributing factor may be that the VA's backing makes the mortgages more affordable. Most (89% to be precise) of these home loans are obtained with zero money down. And, VA loans never require private mortgage insurance premiums, an added monthly cost to most other loans for homes with less than 20% equity.

Today, there are 1.7 million VA guaranteed mortgages in the U.S. valued at $284 billion. The VA is guaranteeing loans at a pace of 2,400 per business day.

To learn more about iFreedom Direct and VA home loans, visit www.DirectVALoans.com.

iFreedom Direct is a top-ranked VA lender providing the country's eligible borrowers with federally-backed mortgages through the VA Home Loan Guaranty Program. The company offers VA purchase and refinance loans and can customize terms for each qualified borrower's budget. The company funds VA-backed mortgages in nearly every U.S. state.


ELSE PRESS RELEASES FROM THIS DATE:

Opera Duo Jonathan & Charlotte to Perform on P&O Cruises Ship Azura in April

2012-12-05
P&O Cruises has added nine short cruises ranging from two to five nights in 2013, visiting the Channel Islands, Belgium and the Netherlands (find out more here). Classical singing sensations Jonathan Antoine & Charlotte Jaconelli, who shot to fame in this year's Britain's Got Talent, will appear on Azura's four-night cruise on April 18. Their first album is now certified gold and was the highest ever entry by a classical album into the main album chart. This cruise provides an opportunity to see them before the start of their UK tour next summer. Available ...

InfoTech Solutions for Business Announces MarketTrax, a Customized Direct Response Solution for JWTAction

2012-12-05
InfoTech, a leading software house and system solutions company has delivered MarketTrax, a customized direct response campaign management system, to JWTAction. This comes after JWTAction contracted with InfoTech for a survey and analysis of its unique needs. "We started by thoroughly reviewing InfoTech's Media Management System, and we found it to be the best direct response solution on the market," said Carol Howell, JWTAction's EVP, Business Director. "We decided that with some customizations, MMS would be perfectly suited to our unique way of doing business." Matti ...

PersonalLoansForBadCredit.net Announces Revamped Matching Service with High Approval Rates

2012-12-05
PersonalLoansForBadCredit.net, the North American online Personal loans comparison specialist, has announced that consumers can now experience a higher rate of approval when applying through its service for unsecured loans. The site has improved on its already high ratio of inquiries to loan offers from lenders by increasing the ambit of its membership to more dedicated bad credit lenders. The service has made a name for itself as a respected, independent aggregator site that offers impartial, objective and comprehensive information on improving consumer finances. Additionally, ...

Prohibitive reimbursement may restrict hospice enrollment in patients requiring high-cost care

2012-12-04
In the first national survey of enrollment policies at hospices, researchers from Mount Sinai School of Medicine and Yale University have found that the vast majority of hospices in the United States have at least one enrollment policy that could restrict access for terminally ill Medicare patients with high-cost medical needs. The study, which is published in the December issue of Health Affairs (http://content.healthaffairs.org/content/31/12/2690.abstract), calls for reform of Medicare reimbursement rates and hospice eligibility requirements. Led by Melissa Aldridge ...

Unexpected toughness may mark out cancer cells in the blood

Unexpected toughness may mark out cancer cells in the blood
2012-12-04
A surprising discovery about the physical properties of cancer cells could help improve a new diagnostic approach – a liquid biopsy – that detects, measures, and evaluates cancer cells in blood. Cancer cells circulating in the bloodstream can form metastases – new tumors. Detecting these rare circulating cancer cells in a blood sample is much less invasive than a standard tumor biopsy, and could prove useful for monitoring cancer progression and detecting recurrence. While studying what happens to cancer cells when they are subjected to powerful fluid forces, like ...

Barrow researchers successfully destroy brain tumor cells

2012-12-04
Phoenix, AZ Dec. 2, 2012) -- A team of brain cancer researchers at Barrow Neurological Institute at St. Joseph's Hospital and Medical Center has effectively treated brain tumor cells using a unique combination of diet and radiation therapy. The study, "The Ketogenic Diet Is an Effective Adjuvant to Radiation Therapy for the Treatment of Malignant Glioma," was published in PLOS ONE. Led by Adrienne C. Scheck, PhD, Principal Investigator in Neuro-Oncology and Neurosurgery Research at Barrow, the groundbreaking research studied the effects of the ketogenic diet in conjunction ...

First rain on world's largest artificial watershed

First rain on worlds largest artificial watershed
2012-12-04
Rain in Southern Arizona is scarce and precious to begin with, but the afternoon shower that soaked the soil 25 miles north of Tucson on Nov. 29 was unusual in several ways. Spouting from a network of pipes, thousands of gallons of water drizzled down onto the world's only and largest manmade experimental watershed, recently completed at the University of Arizona's Biosphere 2. Six-hundred tons of ground-up volcanic rocks blanket a giant steel tub resting at an incline to form an artificial hillslope. Three identical such hillslopes, each measuring 100 feet long ...

Gases from grasses

Gases from grasses
2012-12-04
In a well-known fairy tale, Rumpelstiltskin used magic to weave straw into gold. Today, scientists are reversing that formula — using gold to turn straw (and other forms of biomass) into today's global currency: energy. The magic involves a special nanocatalyst, in which minute particles of gold dot the surface of titanium-oxide. The forces that emerge from the combination of these two materials are strong enough to breaks the O-O bond of oxygen molecules and the C-O bond of acetic acid, a byproduct of biomass conversion that, when combined with hydrogen, forms ethanol, ...

Salk scientists develop faster, safer method for producing stem cells

Salk scientists develop faster, safer method for producing stem cells
2012-12-04
LA JOLLA, CA---- A new method for generating stem cells from mature cells promises to boost stem cell production in the laboratory, helping to remove a barrier to regenerative medicine therapies that would replace damaged or unhealthy body tissues. The technique, developed by researchers at the Salk Institute for Biological Studies, allows for the unlimited production of stem cells and their derivatives as well as reduces production time by more than half, from nearly two months to two weeks. "One of the barriers that needs to be overcome before stem cell therapies ...

Super-resolution microscope shows how human T-cells make life or death decisions

2012-12-04
Sydney, Australia - Using a super-resolution fluorescent microscope, Australian medical scientists are a step closer to understanding why and how human immune cells decide to activate or not, thus enabling or preventing disease taking hold in the body. Professor Katharina Gaus and her team at the Centre for Vascular Research based at UNSW's Lowy Cancer Research Centre used some of the most advanced super-resolution optical microscope technology available anywhere in the world to see changes in individual proteins in T-cells – the workhorse of our immune system. "Every ...

LAST 30 PRESS RELEASES:

Emory-led Lancet review highlights racial disparities in sudden cardiac arrest and death among athletes

A new approach to predicting malaria drug resistance

Coral adaptation unlikely to keep pace with global warming

Bioinspired droplet-based systems herald a new era in biocompatible devices

A fossil first: Scientists find 1.5-million-year-old footprints of two different species of human ancestors at same spot

The key to “climate smart” agriculture might be through its value chain

These hibernating squirrels could use a drink—but don’t feel the thirst

New footprints offer evidence of co-existing hominid species 1.5 million years ago

Moral outrage helps misinformation spread through social media

U-M, multinational team of scientists reveal structural link for initiation of protein synthesis in bacteria

New paper calls for harnessing agrifood value chains to help farmers be climate-smart

Preschool education: A key to supporting allophone children

CNIC scientists discover a key mechanism in fat cells that protects the body against energetic excess

Chemical replacement of TNT explosive more harmful to plants, study shows

Scientists reveal possible role of iron sulfides in creating life in terrestrial hot springs

Hormone therapy affects the metabolic health of transgender individuals

Survey of 12 European countries reveals the best and worst for smoke-free homes

First new treatment for asthma attacks in 50 years

Certain HRT tablets linked to increased heart disease and blood clot risk

Talking therapy and rehabilitation probably improve long covid symptoms, but effects modest

Ban medical research with links to the fossil fuel industry, say experts

Different menopausal hormone treatments pose different risks

Novel CAR T cell therapy obe-cel demonstrates high response rates in adult patients with advanced B-cell ALL

Clinical trial at Emory University reveals twice-yearly injection to be 96% effective in HIV prevention

Discovering the traits of extinct birds

Are health care disparities tied to worse outcomes for kids with MS?

For those with CTE, family history of mental illness tied to aggression in middle age

The sound of traffic increases stress and anxiety

Global food yields have grown steadily during last six decades

Children who grow up with pets or on farms may develop allergies at lower rates because their gut microbiome develops with more anaerobic commensals, per fecal analysis in small cohort study

[Press-News.org] Top VA Mortgage Lender Reports VA Loans Surge
iFreedom Direct, a national VA specialty lender, reports a 28% increase in the number of VA home loans closed this fiscal year.