Top VA Mortgage Lender Reports VA Loans Surge

iFreedom Direct, a national VA specialty lender, reports a 28% increase in the number of VA home loans closed this fiscal year.

2012-12-05

SALT LAKE CITY, UT, December 05, 2012 (Press-News.org) Just as this top VA-approved lender announces its year-over-year surge, the U.S. Department of Veterans Affairs issued a press release stating it has just backed its 20 millionth veterans' loan. iFreedom Direct primarily serves Veterans and is a top-ranked contributor to this military mortgage milestone.

Jacob Case, business intelligence analyst for iFreedom Direct, says, "I understand the lending market is tough out there. But, I've watched our volume soar, and see no effect on VA loans on our end. It's good to see more and more veterans using the home loan benefits they've earned through dedicated military service."

Not only has the VA-backed mortgage program seen an increase in the number of loans, but it is also seeing fewer foreclosures. According to a VA blog, the federally-guaranteed loans continue to have the lowest foreclosure and serious delinquency rates in the country compared to other types of lending programs such as conventional and FHA. The success of the loan program has been attributed in part to the general overall responsibility of VA borrowers.

Another contributing factor may be that the VA's backing makes the mortgages more affordable. Most (89% to be precise) of these home loans are obtained with zero money down. And, VA loans never require private mortgage insurance premiums, an added monthly cost to most other loans for homes with less than 20% equity.

Today, there are 1.7 million VA guaranteed mortgages in the U.S. valued at $284 billion. The VA is guaranteeing loans at a pace of 2,400 per business day.

To learn more about iFreedom Direct and VA home loans, visit www.DirectVALoans.com.

iFreedom Direct is a top-ranked VA lender providing the country's eligible borrowers with federally-backed mortgages through the VA Home Loan Guaranty Program. The company offers VA purchase and refinance loans and can customize terms for each qualified borrower's budget. The company funds VA-backed mortgages in nearly every U.S. state.

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Top VA Mortgage Lender Reports VA Loans Surge

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