DECATUR, GA, February 16, 2013 (Press-News.org) What better way to start off Valentine's Day than helping distressed homeowners using a short sale as an alternative to foreclosure? Caroline Simmons just closed a Fairburn Short Sale in Fulton County with Wells Fargo Home Mortgage for a 4 bedroom property located on Blacktop Way in the Vicker's Mill subdivision. Caroline is an Associate Broker/REALTOR and Atlanta Short Sale Specialist under the brokerage Keller Williams Realty Peachtree Road.
The property was originally listed for $99,000 and sold for $94,000 where the investor purchaser paid cash and received no closing cost incentive from the seller or Wells Fargo Home Mortgage in this short sale. The Seller received an approval letter under FHA's Preforeclosure Program with no deficiency language, meaning they do not have to repay the remaining balance of the loan, saving the homeowners over $89,900 or 49% off the original purchase price. The seller also received a cash incentive under the FHA's Preforeclosure Program of $750.
Lien Holders / Investor: Wells Fargo Home Mortgage / Federal Housing Administration (FHA)
Mortgage Type: FHA
Seller Cash Contribution: $0.00
Deficiency Balance: WAIVED!
List Price: $99,000.00
Sales Price: $94,000.00
Closing Costs: $0.00
Offers Negotiated: 2
Days on Market: 2
Days to Approval: 65
Days to Close: 13
Seller Incentive at Closing: $750.00
REALTORS such as Caroline Simmons with the CDPE (Certified Distressed Property Expert) designation have valuable training in short sales that can offer the homeowner much better alternatives to foreclosure, which virtually destroys the credit rating. These experts better understand market conditions and can help sellers through the emotional experience.
"I work with sellers and provide them with someone who understands the stress of the situation in the first person. It is so rewarding to be able to help sellers save their homes from foreclosure," says Caroline Simmons. Although Caroline never encourages a short sale, many homeowners in Fulton and surrounding areas are facing true hardships that force them to attempt a short sale rather than face a foreclosure.
Caroline Simmons has put together a comprehensive Atlanta Short Sale system for distressed homeowners. Caroline and her team are very experienced in the short sale process and have an extensive portfolio of successful short sale closings. If you're considering selling your home, please contact them for a free consultation. They will provide you with an up to date market summary so you know exactly what you home is worth. Once the value is determined they will the help you decide if short sale is right for you or if the traditional selling process better fits your needs. Regardless of the situation, Caroline Simmons and her team work diligently towards assisting homeowners develop a plan to avoid foreclosure.
Contact Caroline Simmons for assistance to those needing to know their options or going through foreclosure at 404.333.8685 or visit http://www.CarolineSimmons.net.
Caroline Simmons and The Savvi Agent Team take a different approach to real estate, one that is built on personal touches, win-win deals and positive results. The team utilizes the latest technologies, market research and business strategies to exceed your expectations. More importantly, they listen and that means they find solutions that are tailored to you. Caroline Simmons has proven herself to be a proficient top producer and real estate expert who follows an aggressive, personalized marketing plan. Additionally, the Savvi Agent Team exemplifies a steadfast commitment to stellar customer service, marketing creativity and hard work. The team is dually sensitive to the needs of our clients while being dedicated to their satisfaction.
Caroline Simmons Closes a Wells Fargo Home Mortgage Short Sale in Fulton County
Atlanta Realtor Has Helped Another Fulton County Family Avoid Foreclosure By Closing Another Wells Fargo Home Mortgage Short Sale saving the homeowner over $89,900 or 49% off the original purchase price.
2013-02-16
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[Press-News.org] Caroline Simmons Closes a Wells Fargo Home Mortgage Short Sale in Fulton CountyAtlanta Realtor Has Helped Another Fulton County Family Avoid Foreclosure By Closing Another Wells Fargo Home Mortgage Short Sale saving the homeowner over $89,900 or 49% off the original purchase price.