Fixed Mortgage Rates Drop According to PriceAMortgage.com

PriceAMortgage.com announces that mortgage rates fell this week, with thirty year fixed rates remaining well below four percent on average.

2013-03-28

WILMINGTON, DE, March 28, 2013 (Press-News.org) Mortgage rates for fixed rate programs were down on average this week reports mortgage rate research website, PriceAMortgage.com, reversing course after a small increase last week. On Friday, March 22, 2013 30 year fixed mortgage rates were advertised in the rate tables as low as 3.125% (APR: 3.365%, Points: 1.776, Fees in APR: $1995, Lender: AimLoan.com. 15 year fixed rates were posted as low as 2.375% (APR: 2.582%, Points: 0.875, Fees in APR: $946, Lender: Home Loan Enterprise,) and 5/1 ARM interest rates as low as 1.750% (APR: 2.586%, Points: 2.000, Fees in APR: $1845, Lender: Integrity First Direct Mortgage Lender) were advertised on the website.

The weekly survey of mortgage rates released by Freddie Mac, a government sponsored enterprise and purchaser of mortgage loans on the secondary market, on Thursday, March 22, 2013 also showed the decline in fixed rate home financing pricing. The data revealed that 30 year fixed mortgage rates fell to an average of 3.54% (0.8 points), from 3.63% (0.8 points) the week before. 15 year fixed rates were also down on average to 2.72% (0.7 points) from 2.79% (0.8 points) one week earlier. 5 year adjustable rate pricing held steady at 2.61% (0.6 points) on average, unchanged from the previous week's figures.

"News of the current low mortgage pricing will be welcome to real estate shoppers during this ramp up to what is traditionally one of the busiest seasons for home buying," commented Shaun Hamman, VP of Residential Lending with American Financial Resources, a National mortgage lender. "And right now we have people considering getting back in the market who have been holding off in recent years, investors looking to buy before prices rise further, in addition to the seasonal activity," he continued.

Below is a snapshot of interest rates for a variety of programs listed on 3/22/13 on PriceAMortgage.com. Fresno, CA mortgage rates represented in this survey. Rates are subject to change. Please visit the site to view the criteria used in the survey.

30 Year Fixed Mortgage Rates
Nations Choice Mortgage - 3.125% Note Rate, 3.379% APR, 2.000 Points, $1895 Fees in APR
Ladera Lending - 3.375% Note Rate, 3.394% APR, 0.000 Points, $395 Fees in APR

15 Year Fixed Mortgage Rates
Sav-More Financial - 2.375% Note Rate, 2.601% APR, 1.000 Points, $968 Fees in APR
AmericanInterbanc.com - 2.375% Note Rate, 2.604% APR, 1.000 Points, $1091 Fees in APR

10 Year Fixed Mortgage Rates
American Financial Resources - 2.500% Note Rate, 2.588% APR, 0.000 Points, $695 Fees in APR
Home Loan Enterprise - 2.500% Note Rate, 2.619% APR, 0.000 Points, $946 Fees in APR

5 Year Adjustable Rate Mortgage Rates
InterBank Mortgage Company - 2.500% Note Rate, 2.622% APR, 0.000 Points, $499 Fees in APR
American Financial Resources - 2.750% Note Rate, 2.684% APR, 0.000 Points, $0 Fees in APR

About PriceAMortgage.com
PriceAMortgage.com is a website that offers information regarding mortgages, insurance, and personal finance. PriceAMortgage.com is owned by CMG Equities, LLC based in Wilmington, North Carolina. For more information, visithttp://www.PriceAMortgage.com/

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