PayToo and eClubUSA Partner to Offer Unbanked Consumers the Chance to Finance Vacation Packages and More

FT. LAUDERDALE, FL, May 05, 2013 (Press-News.org) No longer will the lack of a bank account be a limiting factor for online purchases, loan approvals or other financing opportunities. PayToo has teamed up with eClubUSA as a means for unbanked consumers to be eligible for financing on vacation packages through its Mobile Wallet.

With over 50 million unbanked consumers in the US alone, PayToo has spent years creating products and services that tailor to the needs of these consumers while helping them save money. Sharing a similar focus on the needs of its customers, eClubUSA has provided its members access to exclusive opportunities to finance their family vacations without credit checks or interest fees; while still helping them improve or establish their credit score by reporting it to a major credit bureau.

The process is simple, interested customers can open their own Free PayToo Mobile Wallet and register for direct payroll deposit. After 3 consecutive payroll deposits, they are eligible for up to $1,500.00 in financing on eClubUSA's products and services with terms of up to 18 months. Best of all, making payments on their financing is simplified with automatic deductions directly from their PayToo Mobile Wallet.

"PayToo allows us to reach an untapped consumer base and to continue to offer our great vacations to deserving families. Together we are offering a great and easy way to access a new payment option without the need of a credit card or a bank account which helps customers save time and money," said Leonard Durow Vice President at eClubUSA.

Michel Poignant, CEO of PayToo Corp stated "We are pleased to be working with a company like eClubUSA that shares our customer focus and provides products and services with these consumers in mind. This partnership allows us to offer added value to mobile wallet users who want great resort stays and theme park visits."

About eClubUSA
eClubUSA is a d.b.a. of Players Vacation Club, Inc. and has been serving its members and providing them merchant credit lines since 1997. eClubUSA began by providing its members the exclusive opportunity to finance their dream vacations, cruises and resort stays and have since added new elements to services such as computer and electronic financing as well as jewelry, house wares and even apparel all without credit checks or interest fees.

eClubUSA now offers a Discount Shopper program that will provide customers with up to 50% off at thousands of merchants in their area, on name brand prescription drugs as well as discounts on family dental needs. eClubUSA is constantly adding new specials for products and travel in order to give an even better deal on a new computer or vacation customers need. For more information visit eclubusa.com.

About PayToo
PayToo is the Brand of PayToo Corp, a US Corporation formed in 1999. Since 2005, PayToo has offered mobile phone solutions, VoIP, Prepaid Card and secure e-commerce payment transaction solutions. 

After five years in development, PayToo introduced PayToo Mobile Wallet, a global platform that is the first mobile wallet solution to combine telecommunications and mobile payments, all drawing from a single account. 



Today, PayToo has extended its offering and has revolutionized the way we offer direct deposit services through its Mobile Wallet. With PayToo, customers can get direct payroll deposits, use their available credit to pay bills, transfer credit, access virtual credit cards, withdraw money worldwide and make and receive calls and more. PayToo is the first service to offer an e-Wallet with universal mobile capabilities. The International Association of Money Transfer Network selected PayToo as the 2011 winner of the Money Transfer Award for the Americas.