July 21, 2012 (Press-News.org) It is not a pleasant experience to have wages withheld by an employer due to a court order, but it can happen to anyone who is struggling to pay debt. Ohio law allows wage garnishment, which is the legal method used to collect money a person owes by taking the money directly out of the person's paycheck.
Wage garnishment can be obtained if a judge finds that the debtor is legally obligated to pay money to a creditor. The judge will then issue a court order that will direct the debtor's employer to withhold part of the debtor's pay and that money will be applied toward the debt.
Under Ohio law, the debtor must be notified when a creditor applies for a garnishment order. The debtor has the right to a hearing to try to avoid garnishment or limit how much income can be garnished.
Up to 25 percent of eligible disposable income can be withheld through garnishment. Disposable income is the money left over in a paycheck after taxes and mandatory deductions are taken out. Mandatory deductions include Ohio Works First cash payments, Social Security benefits, worker's compensation and unemployment benefits. This means any income received from those sources cannot be garnished. State law also protects child support obligations. A child support order takes precedence over other debts, even if it leaves little or no income eligible to be garnished.
To avoid garnishment the debtor can try to negotiate directly with the person or company that obtained the judgment to see if they will agree to a payment plan.
The other way to stop garnishment is to file for bankruptcy. Immediately upon filing, the bankruptcy court issues an automatic stay -- meaning that creditors are prevented from attempting any further collection actions, including wage garnishment. This stay is in effect throughout the bankruptcy process, when all of the debtor's obligations will either be eliminated or organized into a manageable repayment plan.
Negotiating with creditors who have sought a wage garnishment can be difficult, and only an attorney can advise those in debt if bankruptcy is right for them. Anyone who has received a garnishment notice should immediately consult with an experienced bankruptcy attorney.
Article provided by Mahaffey & Associates, LLC
Visit us at http://www.yourlocalattorneys.com/
How Wage Garnishment Works in Ohio
Ohio law allows wage garnishment, which is used to collect money a person owes by taking the money directly out of the person's paycheck.
2012-07-21
ELSE PRESS RELEASES FROM THIS DATE:
A Couple's Fight Against High Wedding Costs Turns Into A Unique Small Business
2012-07-21
Fort Lauderdale, Florida - It was 2007, a year littered with news of financial meltdowns and economic collapse. It was also the year Dennis and Sylvia Lai decided to get married.
The modest couple felt firsthand the impacts of a toppling economy - the real estate market in Florida plummeted, taking the couple's real estate equity with it. But love was to conquer all. They envisioned a stylish wedding can still be had with a small budget using a secret weapon: their creativity.
In the months before the couple's wedding in 2008, they struggled to find fun, unique and ...
Lou Sansevero Earns CDPE Designation to Help Homeowners in Danger of Foreclosure
2012-07-21
Lou Sansevero of RE/MAX Alliance Group has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance, with a particular emphasis on short sales. At a time when millions of homeowners are struggling with the possibility of foreclosure, the skills and education amassed by Sansevero will help benefit local residents and communities.
Short sales allow the distressed homeowner to repay the mortgage at the price that the home sells for, even if it is lower than what is owed on the property. ...
Villa San Ramon Receives 2012 Best Of San Ramon Award
2012-07-21
For the fifth consecutive year, Villa San Ramon of Vintage Senior Living, a family of vibrant retirement communities, has been selected for the 2012 Best of San Ramon Award in the Retirement Communities & Homes category by the U.S. Commerce Association (USCA).
The USCA "Best of Local Business" Award Program recognizes outstanding local businesses throughout the country. Each year, the USCA identifies companies that they believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance ...
Giving Green on the Green - Dixon Golf Donates $125,000 to Charity in First Half of 2012
2012-07-21
Dixon Golf, manufacturers of the first high performance eco-friendly family of golf balls, announced today that they have donated more than $125,000 to charity in the first half of 2012.
"Giving back is at the core of what Dixon Golf does. When we started the company, we wanted to make a ball that was better for the environment. We achieved that. Step two was to give back to the community by donating to all the wonderful charities that help so many people," said Dixon Golf CEO William Carey.
Through the Dixon Challenge, a fun and innovative par-3 game, Dixon ...
European Waterways Maintains Highest Standards With Upgrades and New Offerings
2012-07-21
An on-going program of upgrades and refurbishments to many of its hotel barges, as well as new amenities for guests, have helped make European Waterways Europe's largest and most successful luxury hotel barge cruising company in the industry, recognized for their commitment to maintaining the highest standards of comfort and service for their customers.
Among the latest amenities are a fleet of air-conditioned Mercedes minibuses in France, which transfer guests from central Paris to European Waterways' Burgundy barges, La Belle Époque, L'Art de Vivre, L'Impressionniste ...
2012 Memphis Hip Hop Expo Accepting Performance Submissions
2012-07-21
The inaugural Hip-Hop Weekend & Expo, is now accepting submissions for rappers, singers, dancers and more for the Hip-Hop Expo and Trade Show portion of the event scheduled to take place Labor Day weekend, September 1 and September 2 at the Memphis Cook Convention Center in Downtown Memphis, TN.
The 2nd Annual Memphis Hip-Hop Weekend & Expo which takes place from August 30 through September 3, 2012, is a weekend celebration of hip hop culture and benefits active and emerging artists, musicians and entertainers with this one-of-a-kind event. The Memphis Hip-Hop ...
Lakeland, FL Attorney Keith Merritt Speaks on "Filing For Bankruptcy: A Fresh Start," Monday, July 23rd.
2012-07-21
Merritt Law Office, in conjunction with Florida Rural Legal Services, is sponsoring a free consumer law lecture on Monday, July 23rd at 6:00 PM. The lecture is located at the main branch of the Lakeland Public Library, 100 Lake Morton Dr.
The lecture, "Filing For Bankruptcy: A Fresh Start," explains the bankruptcy process from the initial filing to the final discharge of debts. Mr. Merritt will explain the differences between a Chapter 7 and a Chapter 11 bankruptcy, what to expect during the filing, as well as alternatives to bankruptcy.
Also included ...
75th Anniversary of the Completion of the Appalachian Trail Weekend Celebration in Harpers Ferry, WV
2012-07-21
The Appalachian Trail Conservancy (ATC), the Harpers Ferry National Historical Park (HFNHP) and the Friends of the Appalachian Trail in Harpers Ferry-Bolivar are hosting a weekend celebration for the 75th anniversary of the completion of the Appalachian Trail (A.T.) on August 11 and 12 at 799 Washington St., Harpers Ferry, WV. Event highlights include guest speakers, workshops, activities, displays, food, music and a parade.
A variety of Trail-related programs will run on Saturday and Sunday around Harpers Ferry. The Mather Training Center, part of the historic Storer ...
The Smarty Had A Party Intern Diaries
2012-07-21
With films such as "The Devil Wears Prada," Hollywood has transformed the typical intern's image into one of a coffee-fetching, career-driven, 'do anything' type of individual. That depiction led Smarty Had A Party, an online elegant disposable dinnerware retail store, to invent a hashtag labeled #alliwantedwasalatte that they use when sharing their intern's unfortunate blunders with their Facebook, Twitter, and Pinterest fans. The #alliwantedwasalatte hashtag symbolizes the boss' frustration when an intern makes a hapless error while performing a task as simple ...
New iPad Flight Bags, iPad Kneeboard & iPad Gulfstream Mount, by MyGoFlight, to be Available at Oshkosh.
2012-07-21
Today MyGoFlight, a company focused on the iPad In Motion for aviators, announced a series of new products that can be seen at Oshkosh. This includes the official roll-out of their expanded line of iPad Flight Bags for the paperless cockpit; introduction of a line of iPad jet mounts; and a unique rotating iPad kneeboard line. In addition, they will be putting on two iPad Takes Flight! seminars during the world's greatest airshow.
The Flight Bag PLC Series of flight bags are designed from the ground up for the "Paperless" cockpit (PLC). They are durable, highly ...
LAST 30 PRESS RELEASES:
Lurie Children’s campaign urges parents to follow up right away if newborn screening results are abnormal
Does drinking alcohol really take away the blues? It's not what you think
Speed of risk perception is connected to how information is arranged
High-risk pregnancy specialists analyze AI system to detect heart defects on fetal ultrasound exams
‘Altar tent’ discovery puts Islamic art at the heart of medieval Christianity
Policy briefs present approach for understanding prison violence
Early adult mortality is higher than expected in US post-COVID
Recycling lithium-ion batteries cuts emissions and strengthens supply chain
Study offers new hope for relieving chronic pain in dialysis patients
How does the atmosphere affect ocean weather?
Robots get smarter to work in sewers
Speech Accessibility Project data leads to recognition improvements on Microsoft Azure
Tigers in the neighborhood: How India makes room for both tigers and people
Grove School’s Arthur Paul Pedersen publishes critical essay on scientific measurement literacy
Moffitt study finds key biomarker to predict KRASG12C inhibitor effectiveness in lung cancer
Improving blood transfusion monitoring in critical care patients: Insights from diffuse optics
Powerful legal and financial services enable kleptocracy, research shows
Carbon capture from constructed wetlands declines as they age
UCLA-led study establishes link between early side effects from prostate cancer radiation and long-term side effects
Life cycles of some insects adapt well to a changing climate. Others, not so much.
With generative AI, MIT chemists quickly calculate 3D genomic structures
The gut-brain connection in Alzheimer’s unveiled with X-rays
NIH-funded clinical trial will evaluate new dengue therapeutic
Sound is a primary issue in the lives of skateboarders, study shows
Watch what you eat: NFL game advertisements promote foods high in fat, sodium
Red Dress Collection Concert hosted by Sharon Stone kicks off American Heart Month
One of the largest studies on preterm birth finds a maternal biomarker test significantly reduces neonatal morbidities and improves neonatal outcomes
One of the largest studies of its kind finds early intervention with iron delivered intravenously during pregnancy is a safe and effective treatment for anemia
New Case Western Reserve University study identifies key protein’s role in psoriasis
First-ever ethics checklist for portable MRI brain researchers
[Press-News.org] How Wage Garnishment Works in OhioOhio law allows wage garnishment, which is used to collect money a person owes by taking the money directly out of the person's paycheck.